NJ Balanced Advantage Fund - Direct (G) logo

NJ Balanced Advantage Fund Direct Growth

Hybrid |

Dynamic Asset Allocation or Balanced Advantage

NAV ₹14.42 as on 17 Nov 2025

RiskModerately High

Fund Size₹3,781.06Cr

NAV₹14.42 as on 17 Nov 2025
RiskModerately High
Fund Size₹3,781.06Cr

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Investment Details
Top Rated Funds

Lock-in

No Lock-in

Min One Time Amount

₹500

Min Withdrawal Amount

₹-

Min SIP Amount

₹100

Min Additional Amount

₹500

Exit Load

All units redeemed / switched-out in excess of the 5% load free units will be subject to the below mentioned exit load. 1% - If redeemed / switch-out within 30 days of allotment Nil - If redeemed / switch-out after 30 days of allotment

Basic Details

Age

4 years 1 months (Since Oct 29, 2021)

Return since Launch

9.45%

Expense ratio

0.58%

Type

OPEN

AUM (Fund Size)

₹3,781.06

Risk Grade

Moderately High

Benchmark

Nifty 50 Hybrid Composite Debt 50:50 Index

Calculate Your Returns
Select Duration
Choose Amount
Returns
Total investment of ₹2,40,000
Would have become ₹61,949 (+209.74%)
Fund Manager

Name:

Viral Shah

Experience:

Almost 9 years of experience in Debt markets: Deceber 01, 2019 onwards - Fund Manager and Credit Analyst - PGIM India Asset Management Pvt. Ltd. November 17, 2016 to November 30, 2019 - Credit Analyst - PGIM India Asset Management Pvt. Ltd. April 27, 2015 to November 10, 2016 - Credit Analyst - HDFC Asset Management Company Limited February 03, 2011 - April 22, 2015 - Senior Credit Analyst - ICRA Limited. April 12, 2010 - January 19, 2011 - Associate Consultant - KPMG India Private Limited.

Asset Allocation

HDFC Bank 4.46%

Bosch 3.20%

Marico 3.08%

HDFC AMC 2.38%

SBI Cards 1.96%

Mphasis 1.78%

Wipro 1.77%

UTI AMC 1.17%

ITC 1.16%

SBI 0.97%

Trent 0.74%

Axis Bank 0.67%

O N G C 0.64%

TCS 0.64%

Infosys 0.62%

Cipla 0.61%

DLF 0.47%

M & M 0.47%

CRISIL 0.43%

Yes Bank 0.14%

One 97 0.13%

SKF India Indus. 0.09%

SKF India 0.07%

B H E L 0.02%

HFCL 0.01%

A B B 0.00%

See All

TBILL-364D 2.32%

C C I 2.07%

Net CA & Others 0.93%

GSEC2026 0.67%

GSEC2026 0.67%

GSEC2025 0.66%

GSEC2025 5.41 0.66%

GSEC2025 0.11%

GSEC2026 0.03%

See All
Scheme Holding Summary

Refineries

Finance

Banks

Automobile

Auto Ancillaries

Bosch Ltd

3.20%

FMCG

T Bills

Debt Others

Clearing Corporation of India Ltd

2.07%

Shipping

IT - Software

Wipro Ltd

1.77%

Readymade Garments/ Apparells

Chemicals

Healthcare

Pharmaceuticals

Cipla Ltd

0.61%

Tobacco Products

ITC Ltd

1.16%

Retail

Trent Ltd

0.74%

Paints/Varnish

Govt. Securities

Crude Oil & Natural Gas

Consumer Durables

Power Generation & Distribution

Ceramic Products

Agro Chemicals

Gas Distribution

Realty

DLF Ltd

0.47%

Telecom-Service

Credit Rating Agencies

Infrastructure Developers & Operators

Trading

Diamond, Gems and Jewellery

Cement

E-Commerce/App based Aggregator

Aerospace & Defence

Insurance

Steel

Bearings

SKF India Industrial Ltd

0.09%

Telecom Equipment & Infra Services

HFCL Ltd

0.01%

Marine Port & Services

Alcoholic Beverages

Miscellaneous

Capital Goods - Electrical Equipment

Hotels & Restaurants

Plantation & Plantation Products

See All
RiskometerLevel of risk in the scheme
Moderate
High
Low
Very
High

Your investment will be at Moderately High Risk

Fund house & investment objective
Rank (total assets)#36 in India
Total AUM₹7,132.79Cr
Date of Incorporation21 Oct 2005
NJ Balanced Advantage Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by NJ Mutual Fund. This scheme was made available to investors on 29 Oct 2021. The fund currently has an Asset Under Management(AUM) of ₹7,132.79 Cr and the Latest NAV as of 17 Nov 2025 is ₹14.42.
The NJ Balanced Advantage Fund Direct Growth is rated Moderately High. Minimum SIP Investment is set to ₹100 . Minimum Lumpsum Investment is ₹500. Exit load of All units redeemed / switched-out in excess of the 5% load free units will be subject to the below mentioned exit load. 1% - If redeemed / switch-out within 30 days of allotment Nil - If redeemed / switch-out after 30 days of allotment.
...Read more
Returns and Rankings

Category: Hybrid Dynamic Asset Allocation or Balanced Advantage

1Y3Y5YAll
Fund returns3.37%4.09%-2.28%
Category average7.19%4.03%2.38%-
Rank within category321720-

FAQ’s

What kind of returns does NJ Balanced Advantage Fund Direct Growth provide?

NJ Balanced Advantage Fund Direct Growth has given a return of 12.78% in the past 3 years.

What is the expense ratio charged by NJ Balanced Advantage Fund Direct Growth?

The Expense Ratio charged by NJ Balanced Advantage Fund Direct Growth is 0.58%.

What is the AUM size of NJ Balanced Advantage Fund Direct Growth?

The AUM size of NJ Balanced Advantage Fund Direct Growth is ₹3,781.06Cr.

What is the minimum SIP amount that you can invest in NJ Balanced Advantage Fund Direct Growth?

₹100 is the minimum SIP amount that you can invest in NJ Balanced Advantage Fund Direct Growth .

What are the top stock holdings of NJ Balanced Advantage Fund Direct Growth?

The top stock holdings of NJ Balanced Advantage Fund Direct Growth include , Reliance Industries Ltd , Bajaj Finance Ltd and Muthoot Finance Ltd.

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Get started with us today and
start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.