About Bajaj Finance Ltd
Bajaj Finance Ltd is a prominent non-banking financial company (NBFC) in India. Headquartered in Pune, Maharashtra, Bajaj Finance Ltd. has a significant presence across urban and rural India. The company was originally incorporated as Bajaj Auto Finance Ltd on 25 March 1987 as a Non-Banking Financial Company primarily focused on providing two and three-wheeler finance. Now, it offers a diverse portfolio of products. These include consumer finance for household items, like home appliances and personal needs. Additionally, it provides EMI cards with pre-approved loans and fixed deposits with good interest rates. +
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LOGINOver 1 Month
5.55%
Over 6 Months
30.19%
Over 1 Year
30.23%
Over 3 Years
24.72%
Bajaj Finance Ltd Summary
Close
₹9,162.50
Open
₹9,040
High
₹9,190
Low
₹8,952
Volume
11,41,513
Net Turnover (in Cr)
₹1036.41
52Wk High
₹9,290
52Wk Low
₹6,375.70
52Wk High / Low
6,375.70
9,290
Bajaj Finance Ltd Fundamentals
Key Financial Data
Market Cap (in Cr)
₹5,67,963.81
EPS (TTM)
228.06
Book Value (BV)
1,277.83
Div. Yield
0.39
%
P/E (TTM)
35.23
Price/Book Value
7.17
Delivery %
53.20
%
Face Value
2
Key Ratios
PE Ratio
35.39
PB Ratio
6.24
EV to Sales
14.04
PEG Ratio
1.75
ROA
4.32
ROE
20.48
Debt-Equity
3.09
Net Profit Margin
26.93
Operating Profit Margin
67.49
Bajaj Finance Ltd Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Total Revenue | 54,982.51 | 41,418.26 | 31,648.05 | 26,683.05 | 26,385.63 |
| Total Expenses | 35,680.58 | 25,892.07 | 22,144.27 | 20,690.79 | 19,063.51 |
| Profit Before Tax | 19,309.57 | 15,527.86 | 9,503.78 | 5,992.26 | 7,322.12 |
| Profit After Tax | 14,451.17 | 11,507.69 | 7,028.23 | 4,419.82 | 5,263.75 |
| Operating Profit After Depreciation | 19,301.93 | 15,526.19 | 9,503.78 | 5,992.26 | 7,322.12 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Fixed Assets | 3,268.01 | 2,372.86 | 1,737.17 | 1,359.69 | 1,320.99 |
| Total Non Current Assets | 3,61,484.76 | 2,68,345.32 | 2,06,370.34 | 1,67,396.44 | 1,61,091.07 |
| Total Current Assets | 14,256.86 | 6,880.99 | 6,135.52 | 4,073.96 | 3,300.30 |
| Total Assets | 3,75,741.62 | 2,75,226.31 | 2,12,505.86 | 1,71,470.40 | 1,64,391.37 |
| Total Shareholder's Fund | 76,695.35 | 54,371.98 | 43,712.69 | 36,918.41 | 32,327.63 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -72,760.14 | -42,111.79 | -37,089.90 | -807.27 | -24,411.70 |
| Net Cash Used In Investing Activities | -7,171.18 | -10,393.91 | 6,346.79 | -428.55 | -8,757.61 |
| Net Cash Used In Financing Activities | 82,415.08 | 50,675.01 | 32,275.22 | 1,740.63 | 34,166.81 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Total Revenue | 46,945.98 | 35,689.81 | 27,879.12 | 23,546.33 | 23,834.15 |
| Total Expenses | 29,892.90 | 21,808.30 | 19,292.73 | 18,183.45 | 17,026.02 |
| Profit Before Tax | 17,053.08 | 13,881.51 | 8,586.39 | 5,362.88 | 6,808.13 |
| Profit After Tax | 12,644.11 | 10,289.74 | 6,350.49 | 3,955.51 | 4,881.12 |
| Operating Profit After Depreciation | 17,053.08 | 13,881.51 | 8,586.39 | 5,362.88 | 6,808.13 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Fixed Assets | 3,077.17 | 2,211.84 | 1,617.85 | 1,271.19 | 1,228.14 |
| Total Non Current Assets | 2,84,517.02 | 2,10,980.41 | 1,63,187.59 | 1,35,456.53 | 1,35,631.81 |
| Total Current Assets | 12,097.43 | 5,544.34 | 4,828.99 | 2,827.02 | 2,371.76 |
| Total Assets | 2,96,614.45 | 2,16,524.75 | 1,68,016.58 | 1,38,283.55 | 1,38,003.57 |
| Total Shareholder's Fund | 72,010.53 | 51,493.13 | 42,055.88 | 35,938.74 | 31,813.21 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -54,337.69 | -27,302.41 | -23,855.66 | 4,385.94 | -14,110.33 |
| Net Cash Used In Investing Activities | -7,762.87 | -12,400.21 | 3,806.46 | 424.26 | -9,632.54 |
| Net Cash Used In Financing Activities | 64,774.36 | 38,021.04 | 21,550.34 | -4,112.94 | 24,177.40 |
| Particulars (in ₹ Cr.) | 2024-12 | 2024-09 | 2024-06 | 2024-03 | 2023-12 |
|---|---|---|---|---|---|
| Total Revenue | 18,035.11 | 17,091.22 | 16,098.67 | 14,926.21 | 14,163.60 |
| Total Expenses | 12,076.79 | 11,487.34 | 10,639.67 | 9,636.95 | 9,097.35 |
| Profit Before Tax | -620.21 | -747.84 | -418.51 | -112.01 | 27.51 |
| Profit After Tax | 4,308.19 | 4,013.74 | 3,911.98 | 3,824.53 | 3,638.95 |
| Operating Profit after Depreciation | 5,984.55 | 5,611.52 | 5,465.16 | 5,298.04 | 5,071.27 |
| Particulars (in ₹ Cr.) | 2024-12 | 2024-09 | 2024-06 | 2024-03 | 2023-12 |
|---|---|---|---|---|---|
| Total Revenue | 15,371.02 | 14,488.07 | 13,723.11 | 12,760.49 | 12,102.70 |
| Total Expenses | 10,211.29 | 9,649.52 | 8,937.53 | 8,019.28 | 7,651.32 |
| Profit Before Tax | 200.77 | 2,646.41 | 400.85 | 705.66 | 672.98 |
| Profit After Tax | 3,705.81 | 5,613.71 | 3,401.54 | 3,401.91 | 3,177.39 |
| Operating Profit after Depreciation | 5,182.62 | 4,842.27 | 4,788.21 | 4,745.15 | 4,453.21 |
Bajaj Finance Ltd Technicals
Support and Resistance
S3
S2
S1
Pivot
R1
R2
R3
S1
8,956.50
S2
8,856.50
S3
8,749
Pivot
9,064
R1
9,164
R2
9,271.50
R3
9,371.50
Moving Average
20 SMA
8,824.43
50 SMA
8,567.65
100 SMA
7,819.68
200 SMA
7,424.06
Bajaj Finance Ltd Corporate Actions
Bajaj Finance Ltd
₹36.0/Share
Announcement Date
21 Jun 2024
Record Date
21 Jun 2024
Div Yield
1800%
Bajaj Finance Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| Bajaj Finserv Ltd | ₹2,033.75 | ₹3,24,721.15 |
| Indian Railway Finance Corporation Ltd | ₹129.45 | ₹1,69,171.81 |
| Jio Financial Services Ltd | ₹246.45 | ₹1,56,576.69 |
| Power Finance Corporation Ltd | ₹423.70 | ₹1,39,825.31 |
| Cholamandalam Investment & Finance Company Ltd | ₹1,587.35 | ₹1,33,486.75 |
Bajaj Finance Ltd Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| SBI Nifty 50 ETF | 2.20% |
| SBI BSE SENSEX ETF | 2.60% |
| SBI Equity Hybrid Fund | 3.08% |
| AXIS Bluechip Fund | 5.08% |
| AXIS ELSS Tax Saver Fund | 4.76% |
Bajaj Finance Ltd News
Bajaj Finance raises Rs 500 cr via private placement of NCDs
17 Apr 2025, 12:05 pm
Bajaj Finance to discuss results
On 29 April 2025
05 Apr 2025, 07:11 pm
Bajaj Finance rises afterr recording 36% YoY growth in new loans in Q4
Bajaj Finance advanced 1.70% to Rs 8744 after the company reported 36% increase in new loans booked during Q4 FY24 to 10.70 million as compared to 7.87 million in Q4 FY24.
04 Apr 2025, 11:07 am
Bajaj Finance allots NCDs aggregating Rs 5,994 cr
On private placement basis
03 Apr 2025, 02:10 pm
Bajaj Finance allots 15.50 lakh equity shares on conversion of warrants
26 Mar 2025, 07:20 pm
Bajaj Finance Ltd Stock Analysis
- Annual revenue for Bajaj Finance Ltd increased by 31.54% to ₹46,945.98 crore in FY 2024 from ₹35,689.81 crore in FY 2023.
- Annual Net Profit for Bajaj Finance Ltd increased by 22.88% to ₹12,644.11 crore in FY 2024 from ₹10,289.74 crore in FY 2023.
- Promoter Shareholding in Bajaj Finance Ltd remains unchanged by 0.00% in the most recent quarter, from 54.70% in September 2024 to 54.70% in December 2024.
- Bajaj Finance Ltd delivered a 1-year return of 30.23% compared to the Nifty 50, which provided a return of 5.82% as of the last trading session.
- Bajaj Finance Ltd share price moved up by 1.17% from its previous close of INR ₹9,056.50. The latest Bajaj Finance Ltd share price is INR ₹9,162.50.
- Bajaj Finance Ltd share price today has been at a low of 8,952 and a high of 9,190. Over the past 52 weeks, the Bajaj Finance Ltd share price has seen a low of 6,375.70 and a high of 9,290.
About Bajaj Finance Ltd
Bajaj Finance Ltd is a prominent non-banking financial company (NBFC) in India. It is engaged in the business of lending and accepting deposits. It operates under the umbrella of Bajaj Finserv Ltd. They offer a range of financial services, including consumer finance and wealth management.
The company falls under the financial services sector. It can be specifically classified as an NBFC-Investment and Credit Company (NBFC-ICC) by the Reserve Bank of India (RBI). Bajaj Finance Ltd. has been in business for over 35 years, establishing itself as a leading player in the NBFC sector.
Headquartered in Pune, Maharashtra, Bajaj Finance Ltd has a significant presence across both urban and rural India. The company's biggest promoter is Bajaj Finserv Ltd, which has a stake of 51.34%. Its top managing promoters are:
The promoter shareholding in Bajaj Finance Ltd stands at around 56.15%. The company’s registered office is located in Pune. It has a well-structured management team comprising experienced professionals. Bajaj Finance Ltd continues to innovate and expand its product offerings. This helps it maintain its position as a key player in the Indian financial services sector.
One of the primary ways Bajaj Finance has empowered the Indian economy is by enhancing financial inclusion. It offers a wide range of consumer finance products, including personal loans, home loans, and vehicle loans. Bajaj Finance has also made credit accessible to a broader segment of the population. This accessibility has enabled individuals from various backgrounds to fulfil their financial needs.
Whether it’s purchasing essential household items, funding education, or starting small businesses, the company’s focus on digital finance has further streamlined the loan application process even further. They have made it easier for people to access credit without extensive paperwork or long waiting periods.
Bajaj Finance has also been instrumental in supporting the growth of small and medium enterprises (SMEs) in India. SMEs are important to India’s economy, contributing significantly to employment and GDP. It provides tailored financial solutions such as working capital loans and business loans.
Bajaj Finance has enabled SMEs to expand their operations and invest in new technologies. This has helped many businesses improve their overall productivity. This support has helped individual businesses thrive. More importantly, it has contributed to the broader economic development of the regions where these SMEs operate.
In addition to supporting SMEs, Bajaj Finance has played a vital role in promoting consumer spending. It has many innovative financing options like EMI cards and no-cost EMI schemes. These options have made it easier for consumers to purchase high-value items such as appliances and furniture. This increased consumer spending has had a positive ripple effect on various sectors of the economy such as retail, manufacturing, and other services. It has even boosted the demand for goods and services, which has indirectly supported job availability and economic growth.
Another notable contribution of Bajaj Finance to the economy is its focus on digital transformation. The company has invested heavily in this tech to enhance its service delivery and customer experience. It uses data analytics and other tools to offer personalised financial solutions to its customers. This digital-first approach has significantly improved operational efficiency.
Furthermore, Bajaj Finance’s adherence to corporate social responsibility (CSR) has had a good impact on the community. The company has undertaken various initiatives in the areas of education and rural development. It has invested in several community development projects. Through these projects, it has contributed to the overall socio-economic upliftment of the society as a whole. These CSR activities have enhanced the company’s reputation. Plus, it has also fostered a sense of social responsibility among its stakeholders.
Bajaj Finance Ltd. has significantly empowered the Indian economy through its comprehensive financial services. Its support for SMEs, emphasis on digital transformation, and CSR initiatives are also invaluable. Moreover, by making credit accessible, it has played a crucial role in fostering economic development. As a whole, it has significantly improved the quality of life for millions of Indians.
The company falls under the financial services sector. It can be specifically classified as an NBFC-Investment and Credit Company (NBFC-ICC) by the Reserve Bank of India (RBI). Bajaj Finance Ltd. has been in business for over 35 years, establishing itself as a leading player in the NBFC sector.
Headquartered in Pune, Maharashtra, Bajaj Finance Ltd has a significant presence across both urban and rural India. The company's biggest promoter is Bajaj Finserv Ltd, which has a stake of 51.34%. Its top managing promoters are:
- Sanjiv Bajaj
- Rajeev Jain
- Anup Saha
- Naushad Forbes
- Anami Roy
The promoter shareholding in Bajaj Finance Ltd stands at around 56.15%. The company’s registered office is located in Pune. It has a well-structured management team comprising experienced professionals. Bajaj Finance Ltd continues to innovate and expand its product offerings. This helps it maintain its position as a key player in the Indian financial services sector.
How Bajaj Finance Has Empowered the Economy
Bajaj Finance Ltd has played a pivotal role in empowering the Indian economy. It does it through its diverse financial services and innovative solutions. It is one of the leading non-banking financial companies (NBFCs) in India. Bajaj Finance has made a major contribution to the financial inclusion and economic growth of the country.One of the primary ways Bajaj Finance has empowered the Indian economy is by enhancing financial inclusion. It offers a wide range of consumer finance products, including personal loans, home loans, and vehicle loans. Bajaj Finance has also made credit accessible to a broader segment of the population. This accessibility has enabled individuals from various backgrounds to fulfil their financial needs.
Whether it’s purchasing essential household items, funding education, or starting small businesses, the company’s focus on digital finance has further streamlined the loan application process even further. They have made it easier for people to access credit without extensive paperwork or long waiting periods.
Bajaj Finance has also been instrumental in supporting the growth of small and medium enterprises (SMEs) in India. SMEs are important to India’s economy, contributing significantly to employment and GDP. It provides tailored financial solutions such as working capital loans and business loans.
Bajaj Finance has enabled SMEs to expand their operations and invest in new technologies. This has helped many businesses improve their overall productivity. This support has helped individual businesses thrive. More importantly, it has contributed to the broader economic development of the regions where these SMEs operate.
In addition to supporting SMEs, Bajaj Finance has played a vital role in promoting consumer spending. It has many innovative financing options like EMI cards and no-cost EMI schemes. These options have made it easier for consumers to purchase high-value items such as appliances and furniture. This increased consumer spending has had a positive ripple effect on various sectors of the economy such as retail, manufacturing, and other services. It has even boosted the demand for goods and services, which has indirectly supported job availability and economic growth.
Another notable contribution of Bajaj Finance to the economy is its focus on digital transformation. The company has invested heavily in this tech to enhance its service delivery and customer experience. It uses data analytics and other tools to offer personalised financial solutions to its customers. This digital-first approach has significantly improved operational efficiency.
Furthermore, Bajaj Finance’s adherence to corporate social responsibility (CSR) has had a good impact on the community. The company has undertaken various initiatives in the areas of education and rural development. It has invested in several community development projects. Through these projects, it has contributed to the overall socio-economic upliftment of the society as a whole. These CSR activities have enhanced the company’s reputation. Plus, it has also fostered a sense of social responsibility among its stakeholders.
Bajaj Finance Ltd. has significantly empowered the Indian economy through its comprehensive financial services. Its support for SMEs, emphasis on digital transformation, and CSR initiatives are also invaluable. Moreover, by making credit accessible, it has played a crucial role in fostering economic development. As a whole, it has significantly improved the quality of life for millions of Indians.
FAQ’s
What is the share price of Bajaj Finance Ltd today?
Bajaj Finance Ltd share price as on 17 Apr 2025 is ₹
9162.5
What is the Market Cap of Bajaj Finance Ltd?
The market cap of Bajaj Finance Ltd stock is ₹5,67,963.81 Cr.
What is the PE Ratio of Bajaj Finance Ltd?
The Price to Earnings (P/E) Ratio of Bajaj Finance Ltd is 35.39
What is the PB Ratio of Bajaj Finance Ltd?
The Price to Book (P/B) Ratio of Bajaj Finance Ltd is 6.24
What is the 52 week high of Bajaj Finance Ltd Share Price?
The 52 week high of Bajaj Finance Ltd share price stands at ₹9,290
What is the 52 week low of Bajaj Finance Ltd Share Price?
The 52 week low of Bajaj Finance Ltd share price stands at ₹6,375.70
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