Net profit dropped 59.6% to ₹295.6 crores on a yearly basis, compared to ₹731.9 crores in Q4 FY24. Net interest income in Q4 FY25 increased 9.8% to ₹4,907.6 crores from ₹4,470.5 crores in the same period last year. For the financial year 2025, the company reported a net profit of ₹1,490.4 crores and a net interest income of ₹19,293.8 crores, compared with ₹2,942.4 crores and ₹16,454.8 crores recorded last year, respectively.
About IDFC First Bank Ltd
IDFC First Bank Ltd is a prominent player in India’s banking and financial services sector. It was established in 2018 through the merger of IDFC Bank and Capital First. The bank is headquartered in Mumbai, Maharashtra. It has made a name for itself by offering a wide range of banking services. These services include personal banking, loans, investments, and payments. These services cater to both individual and corporate clients. The bank even offers business loans, working capital loans, investment services, wealth management, and trade finance solutions on the corporate side. +
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LOGINOver 1 Month
2.56%
Over 6 Months
10.14%
Over 1 Year
-8.96%
Over 3 Years
115.35%
IDFC First Bank Ltd Summary
Close ₹70.85
Open ₹71.30
High ₹71.43
Low ₹70.45
Volume 2,05,00,928
Net Turnover (in Cr) ₹145.38
52Wk High ₹84.50
52Wk Low ₹52.46
52Wk High / Low
52.46
84.50
IDFC First Bank Ltd Fundamentals
Key Financial Data
Market Cap (in Cr) ₹51,937.25
EPS (TTM) 2.08
Book Value (BV) 51.75
Div. Yield 0.35 %
P/E (TTM) 34.05
Price/Book Value 1.37
Delivery % 58.11 %
Face Value 10
Key Ratios
PE Ratio 18.04
PB Ratio 1.66
EV to Sales 9.64
PEG Ratio 1.33
ROA 1.10
ROE 9.67
Debt-Equity -
Net Profit Margin -
Operating Profit Margin -
IDFC First Bank Ltd Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Total Revenue | 36,256.84 | 27,195.09 | 20,345.28 | 18,179.58 | 17,962.73 |
| Total Expenses | 32,399.69 | 23,863.69 | 20,170.31 | 17,660.60 | 20,308.62 |
| Profit Before Tax | 3,857.15 | 3,331.40 | 174.97 | 518.98 | -2,345.89 |
| Profit After Tax | 2,942.35 | 2,484.93 | 132.31 | 483.18 | -2,843.39 |
| Operating Profit After Depreciation | 3,857.15 | 3,331.40 | 174.97 | 518.98 | -2,345.89 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Fixed Assets | 2,719.71 | 2,054.16 | 1,447.60 | 1,370.33 | 998.77 |
| Total Assets | 2,96,209.78 | 2,39,882.05 | 1,90,145.73 | 1,63,071.52 | 1,49,158.55 |
| Total Shareholder's Fund | 32,273.58 | 25,847.55 | 21,082.12 | 17,899.71 | 15,403.52 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 11,542.89 | 3,563 | 2,679.13 | 14,041.71 | 10,965.54 |
| Net Cash Used In Investing Activities | -9,886.71 | -11,995.74 | -2,960.47 | -2,833.25 | -3,790.19 |
| Net Cash Used In Financing Activities | -2,953.71 | 6,509.04 | 10,210.59 | -9,598.18 | -12,538.66 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Total Revenue | 36,324.50 | 27,194.51 | 20,394.72 | 18,179.19 | 18,029.72 |
| Total Expenses | 32,469.17 | 23,927.38 | 20,219.55 | 17,703.41 | 20,408.24 |
| Profit Before Tax | 3,855.32 | 3,267.13 | 175.17 | 475.78 | -2,378.52 |
| Profit After Tax | 2,956.51 | 2,437.13 | 145.49 | 452.28 | -2,864.21 |
| Operating Profit After Depreciation | 3,855.32 | 3,267.13 | 175.17 | 475.78 | -2,378.52 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Fixed Assets | 2,524.91 | 1,876.18 | 1,281.81 | 1,201.15 | 964.66 |
| Total Assets | 2,96,115.10 | 2,39,941.66 | 1,90,181.61 | 1,63,143.88 | 1,49,200.40 |
| Total Shareholder's Fund | 32,161.31 | 25,721.16 | 21,003.48 | 17,807.89 | 15,342.60 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 11,327.97 | 3,599.65 | 2,603.92 | 14,061.47 | 10,926.81 |
| Net Cash Used In Investing Activities | -9,791.79 | -11,968.64 | -2,884.46 | -2,826.22 | -3,764.15 |
| Net Cash Used In Financing Activities | -2,953.92 | 6,509.04 | 10,210.59 | -9,598.18 | -12,538.66 |
| Particulars (in ₹ Cr.) | 2025-03 | 2024-12 | 2024-09 | 2024-06 | 2024-03 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 344.32 | 422.16 | 245.09 | 852.60 | 948.38 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
| Particulars (in ₹ Cr.) | 2025-03 | 2024-12 | 2024-09 | 2024-06 | 2024-03 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 361.14 | 421.02 | 229.91 | 888.05 | 941.60 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
IDFC First Bank Ltd Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 70.39
S2 69.93
S3 69.41
Pivot 70.91
R1 71.37
R2 71.89
R3 72.35
Moving Average
20 SMA 68.59
50 SMA 65.81
100 SMA 62.68
200 SMA 65.40
IDFC First Bank Ltd Corporate Actions
No available data
IDFC First Bank Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| HDFC Bank Ltd | ₹1,941.95 | ₹14,87,700.20 |
| ICICI Bank Ltd | ₹1,425.30 | ₹10,16,867.95 |
| State Bank of India | ₹805.65 | ₹7,19,012.01 |
| Kotak Mahindra Bank Ltd | ₹2,126 | ₹4,22,707.63 |
| Axis Bank Ltd | ₹1,212.70 | ₹3,75,996 |
IDFC First Bank Ltd Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| Tata Large & Mid Cap Fund | 3.46% |
| Tata Small Cap Fund | 3.22% |
| AXIS Arbitrage Fund | 2.70% |
| Bandhan Arbitrage | 2.52% |
| Invesco India Arbitrage Fund | 1.64% |
IDFC First Bank Ltd News
IDFC First Bank allots 25.16 lakh equity shares under ESOP
10 Jun 2025, 01:24 pm
IDFC First Bank update on fund raise
CII approves Currant Sea Investments B.V.'s proposed investment of up to 9.99% in IDFC First Bank
04 Jun 2025, 12:34 pm
IDFC First Bank allots 40.05 lakh equity shares under ESOS
23 May 2025, 11:41 am
IDFC First Bank Ltd down for fifth straight session
IDFC First Bank Ltd is quoting at Rs 66.32, down 0.52% on the day as on 13:19 IST on the NSE. The stock tumbled 15.03% in last one year as compared to a 6.82% rally in NIFTY and a 12.06% spurt in the Nifty Bank index.
22 May 2025, 01:35 pm
IDFC FIRST Bank allots 42 lakh equity shares under ESOS
07 May 2025, 01:39 pm
IDFC First Bank Ltd Stock Analysis
- Annual revenue for IDFC First Bank Ltd increased by 33.57% to ₹36,324.50 crore in FY 2024 from ₹27,194.51 crore in FY 2023.
- Annual Net Profit for IDFC First Bank Ltd increased by 21.31% to ₹2,956.51 crore in FY 2024 from ₹2,437.13 crore in FY 2023.
- Promoter Shareholding in IDFC First Bank Ltd remains unchanged by 0.00% in the most recent quarter, from 0% in December 2024 to 0% in March 2025.
- IDFC First Bank Ltd delivered a 1-year return of -8.96% compared to the Nifty 50, which provided a return of 6.71% as of the last trading session.
- IDFC First Bank Ltd share price moved down by 1.34% from its previous close of INR ₹70.85. The latest IDFC First Bank Ltd share price is INR ₹69.90.
- IDFC First Bank Ltd share price today has been at a low of 69.10 and a high of 71. Over the past 52 weeks, the IDFC First Bank Ltd share price has seen a low of 52.46 and a high of 84.50.
About IDFC First Bank Ltd
IDFC First Bank Ltd is a prominent player in India’s banking and financial services sector. It was established in 2018 through the merger of IDFC Bank and Capital First. The bank has quickly made a name for itself by offering a wide range of banking services. These services include personal banking, loans, investments, and payments. These services cater to both individual and corporate clients.
The bank is headquartered in Mumbai, Maharashtra. IDFC First Bank operates to provide its customers with high-quality banking services. The bank’s key promoters include V. Vaidyanathan, the Managing Director and CEO, and IDFC Financial Holding Company Limited. Their leadership has been instrumental in driving the bank’s growth and success.
IDFC First Bank’s product portfolio is diverse. It covers personal banking services such as savings accounts and current accounts. It also includes fixed deposits and various loan products. The bank offers business loans, working capital loans, and trade finance solutions on the corporate side. Additionally, the bank provides investment services, including mutual funds, insurance, and wealth management.
IDFC Financial Holding Company Limited primarily holds the promoter shareholding at 37.37%. It ensures strong backing and stability for the bank. The registered office is located at KRM Towers, Chennai. KFin Technologies Private Limited serves as the registrar. Here are the top managing promoters of the bank:
Formation and Evolution IDFC Bank was founded in 2015 as an Infrastructure Development Finance Company (IDFC) subsidiary. This itself was founded in 1997. IDFC was focused on financing infrastructure projects. It also focused on mobilising capital for private-sector infrastructure development. On the other hand, Capital First, founded in 2012, was a leading non-banking financial company (NBFC). It specializes in retail lending, including personal, business, and consumer durable loans. The merger of these two entities marked the birth of IDFC First Bank. It was aiming to leverage the combined strengths to offer comprehensive banking solutions.
Products and Services IDFC First Bank Ltd. offers a wide array of products and services catering to both individual and corporate clients. The bank’s personal banking services include savings accounts, current accounts, and fixed deposits. It also has various loan products, such as home, personal, and vehicle loans. The bank provides business loans and working capital loans. It also provides trade finance and treasury services to corporate clients. Additionally, IDFC First Bank offers investment services. This includes mutual funds, insurance, and wealth management solutions.
IDFC First Bank Ltd has a large and diverse customer base. The bank serves over a million customers in India. This customer base includes a significant number of retail clients. This reflects the bank’s strong focus on retail banking services. The bank has also made notable inroads into rural banking, with more than a lakh rural customers. This shows IDFC First Bank’s commitment to financial inclusion. It also shows its efforts to reach underserved segments of the population.
The bank is known for its customer-centric approach. It is leveraging technology to enhance the banking experience. It offers a robust digital banking platform. This enables customers to perform a wide range of banking transactions online. The bank has a mobile app and internet banking services. These are designed to provide seamless and convenient access to banking services.
Market Position and Achievements Since its start, IDFC First Bank has made significant strides in the Indian banking sector. The bank has been recognized for its innovative products and customer-friendly services. It has received several accolades for its digital banking initiatives and efforts to promote financial inclusion. It is considered among the largest players in the sector. IDFC First Bank is known for its strong retail banking focus and commitment to ethical banking practices.
Future Prospects IDFC First Bank Ltd aims to continue its growth by expanding its product portfolio and enhancing its digital capabilities. The bank is focused on leveraging technology to offer innovative banking solutions and improve customer experience. The bank has a strong leadership team and a clear strategic vision. IDFC First Bank is well-positioned to cross the evolving banking sector and achieve sustainable growth.
IDFC First Bank Ltd is a dynamic and forward-looking financial institution. It is committed to providing high-quality banking services. The bank is also contributing to India’s economic development. Its journey started with the merger of IDFC Bank and Capital First. Now, it has become a prominent player in the banking sector. This is a testament to its resilience and strategic vision.
The bank is headquartered in Mumbai, Maharashtra. IDFC First Bank operates to provide its customers with high-quality banking services. The bank’s key promoters include V. Vaidyanathan, the Managing Director and CEO, and IDFC Financial Holding Company Limited. Their leadership has been instrumental in driving the bank’s growth and success.
IDFC First Bank’s product portfolio is diverse. It covers personal banking services such as savings accounts and current accounts. It also includes fixed deposits and various loan products. The bank offers business loans, working capital loans, and trade finance solutions on the corporate side. Additionally, the bank provides investment services, including mutual funds, insurance, and wealth management.
IDFC Financial Holding Company Limited primarily holds the promoter shareholding at 37.37%. It ensures strong backing and stability for the bank. The registered office is located at KRM Towers, Chennai. KFin Technologies Private Limited serves as the registrar. Here are the top managing promoters of the bank:
- Sanjeeb Chaudhuri
- V Vaidyanathan
- Mahendra Narandas Shah
- Vishal Mahadevia
- Jaimini Bhagwati
Background of the Company
IDFC First Bank Ltd is a notable entity in the Indian banking sector, formed through the merger of IDFC Bank and Capital First in December 2018. This merger was a strategic move. The idea was to combine the strengths of IDFC Bank’s infrastructure financing capabilities with Capital First’s retail lending expertise. The idea was to create a diversified financial institution capable of serving a wide range of customers.Formation and Evolution IDFC Bank was founded in 2015 as an Infrastructure Development Finance Company (IDFC) subsidiary. This itself was founded in 1997. IDFC was focused on financing infrastructure projects. It also focused on mobilising capital for private-sector infrastructure development. On the other hand, Capital First, founded in 2012, was a leading non-banking financial company (NBFC). It specializes in retail lending, including personal, business, and consumer durable loans. The merger of these two entities marked the birth of IDFC First Bank. It was aiming to leverage the combined strengths to offer comprehensive banking solutions.
Products and Services IDFC First Bank Ltd. offers a wide array of products and services catering to both individual and corporate clients. The bank’s personal banking services include savings accounts, current accounts, and fixed deposits. It also has various loan products, such as home, personal, and vehicle loans. The bank provides business loans and working capital loans. It also provides trade finance and treasury services to corporate clients. Additionally, IDFC First Bank offers investment services. This includes mutual funds, insurance, and wealth management solutions.
IDFC First Bank Ltd has a large and diverse customer base. The bank serves over a million customers in India. This customer base includes a significant number of retail clients. This reflects the bank’s strong focus on retail banking services. The bank has also made notable inroads into rural banking, with more than a lakh rural customers. This shows IDFC First Bank’s commitment to financial inclusion. It also shows its efforts to reach underserved segments of the population.
The bank is known for its customer-centric approach. It is leveraging technology to enhance the banking experience. It offers a robust digital banking platform. This enables customers to perform a wide range of banking transactions online. The bank has a mobile app and internet banking services. These are designed to provide seamless and convenient access to banking services.
Market Position and Achievements Since its start, IDFC First Bank has made significant strides in the Indian banking sector. The bank has been recognized for its innovative products and customer-friendly services. It has received several accolades for its digital banking initiatives and efforts to promote financial inclusion. It is considered among the largest players in the sector. IDFC First Bank is known for its strong retail banking focus and commitment to ethical banking practices.
Future Prospects IDFC First Bank Ltd aims to continue its growth by expanding its product portfolio and enhancing its digital capabilities. The bank is focused on leveraging technology to offer innovative banking solutions and improve customer experience. The bank has a strong leadership team and a clear strategic vision. IDFC First Bank is well-positioned to cross the evolving banking sector and achieve sustainable growth.
IDFC First Bank Ltd is a dynamic and forward-looking financial institution. It is committed to providing high-quality banking services. The bank is also contributing to India’s economic development. Its journey started with the merger of IDFC Bank and Capital First. Now, it has become a prominent player in the banking sector. This is a testament to its resilience and strategic vision.
FAQ’s
What is the share price of IDFC First Bank Ltd today?
IDFC First Bank Ltd share price as on 13 Jun 2025 is ₹ 69.9
What is the Market Cap of IDFC First Bank Ltd?
The market cap of IDFC First Bank Ltd stock is ₹51,937.25 Cr.
What is the PE Ratio of IDFC First Bank Ltd?
The Price to Earnings (P/E) Ratio of IDFC First Bank Ltd is 18.04
What is the PB Ratio of IDFC First Bank Ltd?
The Price to Book (P/B) Ratio of IDFC First Bank Ltd is 1.66
What is the 52 week high of IDFC First Bank Ltd Share Price?
The 52 week high of IDFC First Bank Ltd share price stands at ₹84.50
What is the 52 week low of IDFC First Bank Ltd Share Price?
The 52 week low of IDFC First Bank Ltd share price stands at ₹52.46
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