Q3 Results:
IRFC’s Q3 FY25 net profit rose 1.98% YoY to ₹1,630.66 Cr, as revenue from operations saw a slight increase to ₹6,763.43 Cr.
About Indian Railway Finance Corporation Ltd
Indian Railway Finance Corporation (IRFC), established in December 1986, operates as a specialized public sector financial institution. The company is headquartered in New Delhi and serves as the dedicated funding arm of Indian Railways. IRFC’s core business model revolves around three main activities: leasing, lending, and borrowing. The company sources funds from domestic and international markets to fulfil the requirements of the Indian Railways’ Extra Budgetary Resources (EBR). These funds are primarily channeled into two key areas - the acquisition of rolling stock assets and the development of railway infrastructure projects. +
The Current prices are delayed, log in for live prices
LOGINOver 1 Month
9.02%
Over 6 Months
-13.17%
Over 1 Year
-8.78%
Over 3 Years
488.55%
Indian Railway Finance Corporation Ltd Summary
Close
₹129.48
Open
₹129.99
High
₹131
Low
₹128.16
Volume
1,85,64,617
Net Turnover (in Cr)
₹240.69
52Wk High
₹229
52Wk Low
₹108.04
52Wk High / Low
108.04
229
Indian Railway Finance Corporation Ltd Fundamentals
Key Financial Data
Market Cap (in Cr)
₹1,69,211.02
EPS (TTM)
5
Book Value (BV)
39.83
Div. Yield
1.16
%
P/E (TTM)
25.89
Price/Book Value
3.25
Delivery %
24.32
%
Face Value
10
Key Ratios
PE Ratio
29
PB Ratio
3.78
EV to Sales
22.43
PEG Ratio
7.20
ROA
1.39
ROE
13.66
Debt-Equity
8.85
Net Profit Margin
24.06
Operating Profit Margin
99.50
Indian Railway Finance Corporation Ltd Financials
Profit and Loss
No data available
Balance Sheet
No data available
Cash Flow
No data available
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Total Revenue | 26,655.92 | 23,762.77 | 20,301.60 | 15,770.86 | 13,421.09 |
| Total Expenses | 20,243.81 | 17,595.62 | 14,211.44 | 11,354.73 | 10,228.99 |
| Profit Before Tax | 6,412.10 | 6,167.16 | 6,090.15 | 4,416.13 | 3,192.10 |
| Profit After Tax | 6,412.10 | 6,167.16 | 6,089.84 | 4,416.13 | 3,192.10 |
| Operating Profit After Depreciation | 6,412.10 | 6,167.16 | 6,090.15 | 4,416.13 | 3,192.10 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Fixed Assets | 25.83 | 19.19 | 37.96 | 45.36 | 11.05 |
| Total Non Current Assets | 5,023.93 | 5,965.98 | 6,872.77 | 7,027.15 | 6,445.93 |
| Total Current Assets | 4,80,058.49 | 4,84,392.77 | 4,43,107.45 | 3,73,454.37 | 2,69,058.20 |
| Total Assets | 4,85,082.43 | 4,90,358.75 | 4,49,980.22 | 3,80,481.52 | 2,75,504.13 |
| Total Shareholder's Fund | 49,178.57 | 44,680.18 | 40,996.34 | 35,913.38 | 30,299.75 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 7,914.10 | -28,588.36 | -64,412.28 | -89,906.65 | -62,700.61 |
| Net Cash Used In Investing Activities | -7.54 | 0.09 | -4.72 | 0.42 | 1.47 |
| Net Cash Used In Financing Activities | -8,046.42 | 28,644.48 | 64,266.30 | 90,202.04 | 62,696.81 |
No data available
| Particulars (in ₹ Cr.) | 2024-12 | 2024-09 | 2024-06 | 2024-03 | 2023-12 |
|---|---|---|---|---|---|
| Total Revenue | 6,763.43 | 6,899.66 | 6,765.63 | 6,473.56 | 6,736.60 |
| Total Expenses | 5,134.39 | 5,286.46 | 5,187.61 | 4,758.94 | 5,139.76 |
| Profit Before Tax | -3,464.41 | -3,636.09 | -3,578.09 | -3,007.40 | -3,505.36 |
| Profit After Tax | 1,630.66 | 1,612.65 | 1,576.82 | 1,717.32 | 1,598.93 |
| Operating Profit after Depreciation | 1,632 | 1,613.74 | 1,578.41 | 1,719.05 | 1,600.26 |
Indian Railway Finance Corporation Ltd Technicals
Support and Resistance
S3
S2
S1
Pivot
R1
R2
R3
S1
128.07
S2
127.09
S3
126.15
Pivot
129.01
R1
129.99
R2
130.93
R3
131.91
Moving Average
20 SMA
126.17
50 SMA
125.74
100 SMA
136.71
200 SMA
153.08
Indian Railway Finance Corporation Ltd Corporate Actions
Indian Railway Finance Corporation Ltd
₹0.8/Share
Announcement Date
21 Mar 2025
Record Date
21 Mar 2025
Div Yield
8%
Indian Railway Finance Corporation Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| Bajaj Finance Ltd | ₹9,164.05 | ₹5,68,059.89 |
| Bajaj Finserv Ltd | ₹2,033.75 | ₹3,24,721.15 |
| Jio Financial Services Ltd | ₹246.45 | ₹1,56,576.69 |
| Power Finance Corporation Ltd | ₹423.70 | ₹1,39,825.31 |
| Cholamandalam Investment & Finance Company Ltd | ₹1,587.35 | ₹1,33,486.75 |
Indian Railway Finance Corporation Ltd Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| ICICI Pru Nifty Next 50 Index Fund | 1.01% |
| Nippon India ETF Nifty Next 50 Junior BeES | 1.01% |
| UTI-Nifty Next 50 Index Fund | 1.01% |
| SBI Nifty Next 50 ETF | 1.01% |
| HDFC Balanced Advantage Fund | 0.03% |
Indian Railway Finance Corporation Ltd News
IRFC appoints director
With effect from 16 April 2025
16 Apr 2025, 07:49 pm
Indian Railway Finance Corp. to convene board meeting
On 29 April 2025
16 Apr 2025, 10:20 am
Board of Indian Railway Finance Corp. recommends 2nd interim dividend
Of Rs 0.8 per share
17 Mar 2025, 06:27 pm
Indian Railway Finance Corp. to conduct board meeting
On 17 March 2025
11 Mar 2025, 11:08 am
IRFC receives prestigious Navratna status
05 Mar 2025, 11:55 am
Indian Railway Finance Corporation Ltd Stock Analysis
- Annual revenue for Indian Railway Finance Corporation Ltd increased by 12.18% to ₹26,655.92 crore in FY 2024 from ₹23,762.77 crore in FY 2023.
- Annual Net Profit for Indian Railway Finance Corporation Ltd increased by 3.97% to ₹6,412.10 crore in FY 2024 from ₹6,167.16 crore in FY 2023.
- Promoter Shareholding in Indian Railway Finance Corporation Ltd remains unchanged by 0.00% in the most recent quarter, from 86.36% in September 2024 to 86.36% in December 2024.
- Indian Railway Finance Corporation Ltd delivered a 1-year return of -8.78% compared to the Nifty 50, which provided a return of 8.44% as of the last trading session.
- Indian Railway Finance Corporation Ltd share price moved up by 0.33% from its previous close of INR ₹129.06. The latest Indian Railway Finance Corporation Ltd share price is INR ₹129.48.
- Indian Railway Finance Corporation Ltd share price today has been at a low of 128.16 and a high of 131. Over the past 52 weeks, the Indian Railway Finance Corporation Ltd share price has seen a low of 108.04 and a high of 229.
About Indian Railway Finance Corporation Ltd
Indian Railway Finance Corporation (IRFC), established in December 1986, operates as a specialized public sector financial institution. The company is headquartered in New Delhi and serves as the dedicated funding arm of Indian Railways.
IRFC’s core business model revolves around three main activities: leasing, lending, and borrowing. The corporation strategically sources funds from both domestic and international markets. This is to fulfil the requirements of the Indian Railways’ Extra Budgetary Resources (EBR). These funds are primarily channelled into two key areas - the acquisition of rolling stock assets (including locomotives, passenger coaches, and wagons) and the development of railway infrastructure projects.
IRFC is not the largest entity in terms of market dominance or capitalization. However, it maintains a significant presence in the market. The company’s shares are actively traded on both major Indian stock exchanges - the National Stock Exchange (NSE) under the symbol IRFC and the Bombay Stock Exchange (BSE) under the code 543257.
As a government-promoted enterprise, IRFC benefits from strong state backing. The President of India holds an 86.36% stake in the company. There is a team of managerial promoters who manage the daily operations. They are
Through its focused approach to funding railway assets and infrastructure, IRFC continues to contribute significantly to the modernization and expansion of India’s railway network.
IRFC operates within the financial services sector. It is responsible for mobilizing funds from domestic and international markets. This funding is crucial for meeting the Extra Budgetary Resources (EBR) requirements of Indian Railways. Essentially, IRFC acts as the financial backbone of Indian Railways. This ensures Indian Railways has the necessary capital to pursue expansion projects.
One of the primary functions of IRFC is to finance the acquisition of rolling stock assets. This includes locomotives, passenger coaches, and freight wagons. The company provided the railways with financial resources to purchase and upgrade these assets. Additionally, IRFC funds various railway infrastructure projects, such as the construction of new tracks and signalling systems. These investments are vital for enhancing the overall performance of the railway network.
IRFC raises funds through a combination of debt and equity financing. The corporation issues bonds and debentures in domestic and international markets. This is to attract investors who are looking for stable and secure investment opportunities. The funds raised through these instruments are then used to finance railway projects. IRFC’s ability to raise funds at competitive rates is a testament to its strong creditworthiness and effective financial management.
The strategic importance of IRFC cannot be overstated. Indian Railways is a vital mode of transportation for millions of people. It is also a critical component of the country’s economic infrastructure. IRFC ensures that Indian Railways has the financial resources to expand and modernize. The investments made by the company help reduce travel time, improve safety, and enhance the passenger experience. Furthermore, these investments also support the transportation of goods, boosting trade and commerce.
IRFC plays a key role in supporting various government initiatives aimed at improving the railway sector. For instance, the corporation has been instrumental in financing projects under the government’s Make in India and Digital India programs. IRFC also funds the procurement of modern and technologically advanced equipment. This helps Indian Railways adopt innovative solutions and improve operational efficiency. The initiative also aligns with the government’s vision of creating a world-class railway network that is efficient and sustainable.
Despite its significant contributions, IRFC faces several challenges. The volatility of financial markets and the need to maintain a strong credit rating are some of the key issues that the corporation must navigate. Additionally, IRFC must ensure that it continues to raise funds at competitive rates. This is to support Indian Railways’ ambitious expansion plans.
Looking ahead, the future prospects for IRFC are promising. The ongoing modernization of Indian Railways, coupled with the government’s focus on infrastructure development, presents numerous opportunities for IRFC to play a pivotal role. The corporation’s strategic approach to financial management and its ability to raise funds efficiently will be crucial in supporting the continued growth and development of Indian Railways.
Overall, IRFC’s role in fuelling the expansion of Indian Railways is key to the growth and modernization of the railway network. The company provides essential funding for rolling stock and infrastructure projects. This ensures that Indian Railways can continue to enhance its capacity, efficiency, and safety.
IRFC’s core business model revolves around three main activities: leasing, lending, and borrowing. The corporation strategically sources funds from both domestic and international markets. This is to fulfil the requirements of the Indian Railways’ Extra Budgetary Resources (EBR). These funds are primarily channelled into two key areas - the acquisition of rolling stock assets (including locomotives, passenger coaches, and wagons) and the development of railway infrastructure projects.
IRFC is not the largest entity in terms of market dominance or capitalization. However, it maintains a significant presence in the market. The company’s shares are actively traded on both major Indian stock exchanges - the National Stock Exchange (NSE) under the symbol IRFC and the Bombay Stock Exchange (BSE) under the code 543257.
As a government-promoted enterprise, IRFC benefits from strong state backing. The President of India holds an 86.36% stake in the company. There is a team of managerial promoters who manage the daily operations. They are
- Usha Venugopal
- Vallabhbhai Maneklal Patel
- Baldeo Purushartha
- Shelly Verma
- Sheela Pandit
Through its focused approach to funding railway assets and infrastructure, IRFC continues to contribute significantly to the modernization and expansion of India’s railway network.
How IRFC Fuels Indian Railways’ Expansion
Indian Railway Finance Corporation Ltd. (IRFC) is a key player in the expansion and modernization of Indian Railways. Established on December 12, 1986, IRFC’s primary role is to raise funds for the Indian Railways. This strategic financing has played a significant role in the growth and development of one of the world’s largest railway networks.IRFC operates within the financial services sector. It is responsible for mobilizing funds from domestic and international markets. This funding is crucial for meeting the Extra Budgetary Resources (EBR) requirements of Indian Railways. Essentially, IRFC acts as the financial backbone of Indian Railways. This ensures Indian Railways has the necessary capital to pursue expansion projects.
One of the primary functions of IRFC is to finance the acquisition of rolling stock assets. This includes locomotives, passenger coaches, and freight wagons. The company provided the railways with financial resources to purchase and upgrade these assets. Additionally, IRFC funds various railway infrastructure projects, such as the construction of new tracks and signalling systems. These investments are vital for enhancing the overall performance of the railway network.
IRFC raises funds through a combination of debt and equity financing. The corporation issues bonds and debentures in domestic and international markets. This is to attract investors who are looking for stable and secure investment opportunities. The funds raised through these instruments are then used to finance railway projects. IRFC’s ability to raise funds at competitive rates is a testament to its strong creditworthiness and effective financial management.
The strategic importance of IRFC cannot be overstated. Indian Railways is a vital mode of transportation for millions of people. It is also a critical component of the country’s economic infrastructure. IRFC ensures that Indian Railways has the financial resources to expand and modernize. The investments made by the company help reduce travel time, improve safety, and enhance the passenger experience. Furthermore, these investments also support the transportation of goods, boosting trade and commerce.
IRFC plays a key role in supporting various government initiatives aimed at improving the railway sector. For instance, the corporation has been instrumental in financing projects under the government’s Make in India and Digital India programs. IRFC also funds the procurement of modern and technologically advanced equipment. This helps Indian Railways adopt innovative solutions and improve operational efficiency. The initiative also aligns with the government’s vision of creating a world-class railway network that is efficient and sustainable.
Despite its significant contributions, IRFC faces several challenges. The volatility of financial markets and the need to maintain a strong credit rating are some of the key issues that the corporation must navigate. Additionally, IRFC must ensure that it continues to raise funds at competitive rates. This is to support Indian Railways’ ambitious expansion plans.
Looking ahead, the future prospects for IRFC are promising. The ongoing modernization of Indian Railways, coupled with the government’s focus on infrastructure development, presents numerous opportunities for IRFC to play a pivotal role. The corporation’s strategic approach to financial management and its ability to raise funds efficiently will be crucial in supporting the continued growth and development of Indian Railways.
Overall, IRFC’s role in fuelling the expansion of Indian Railways is key to the growth and modernization of the railway network. The company provides essential funding for rolling stock and infrastructure projects. This ensures that Indian Railways can continue to enhance its capacity, efficiency, and safety.
FAQ’s
What is the share price of Indian Railway Finance Corporation Ltd today?
Indian Railway Finance Corporation Ltd share price as on 18 Apr 2025 is ₹
129.48
What is the Market Cap of Indian Railway Finance Corporation Ltd?
The market cap of Indian Railway Finance Corporation Ltd stock is ₹1,69,211.02 Cr.
What is the PE Ratio of Indian Railway Finance Corporation Ltd?
The Price to Earnings (P/E) Ratio of Indian Railway Finance Corporation Ltd is 29
What is the PB Ratio of Indian Railway Finance Corporation Ltd?
The Price to Book (P/B) Ratio of Indian Railway Finance Corporation Ltd is 3.78
What is the 52 week high of Indian Railway Finance Corporation Ltd Share Price?
The 52 week high of Indian Railway Finance Corporation Ltd share price stands at ₹229
What is the 52 week low of Indian Railway Finance Corporation Ltd Share Price?
The 52 week low of Indian Railway Finance Corporation Ltd share price stands at ₹108.04
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