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Nippon India Mutual Fund
Nippon India Mutual Fund (NIMF), formerly known as Reliance Mutual Fund until September 2019, stands as a prominent player in India's mutual fund industry. With an AAUM of ₹5,54,711.24 crores, it maintains its position among India's top 10 asset management companies.
Founded in June 1995, the fund operates under the sponsorship of Nippon Life Insurance Company. The fund offers a comprehensive portfolio of 65 primary schemes, encompassing equity, debt, gold, and liquid schemes. Moreover, the fund is managed by Nippon Life India Trustee Ltd.
NIMF's core mission focuses on providing investors with diverse investment opportunities while facilitating their participation in the capital market.
Nippon India Mutual Fund (NIMF), formerly known as Reliance Mutual Fund until September 2019, stands as a prominent player in India's mutual fund industry. With an AAUM of ₹5,54,711.24 crores, it maintains its position among India's top 10 asset management companies.
Founded in June 1995, the fund operates under the sponsorship of Nippon Life Insurance Company. The fund offers a comprehensive portfolio of 65 primary schemes, encompassing equity, debt, gold, and liquid schemes. Moreover, the fund is managed by Nippon Life India Trustee Ltd.
NIMF's core mission focuses on providing investors with diverse investment opportunities while facilitating their participation in the capital market.
Nippon India Banking&Financial Services-Dir(G)
Equity | Sectoral / Thematic
1Y returns
17.93%Min. Invest
₹5,000
AUM
₹7,159.57 Cr
Nippon India Pharma Fund - Direct (G)
Equity | Sectoral / Thematic
1Y returns
15.41%Min. Invest
₹5,000
AUM
₹8,352.16 Cr
Nippon India Nifty IT Index Fund - Dir (G)
Equity | Index Fund
1Y returns
13.27%Min. Invest
₹1,000
AUM
₹142.73 Cr
Nippon India Multi Asset Allocation Fund-Dir (G)
Equity | Multi Asset Allocation
1Y returns
13.11%Min. Invest
₹5,000
AUM
₹5,980.56 Cr
Nippon India Nifty Bank Index Fund - Dir (G)
Equity | Index Fund
1Y returns
12.59%Min. Invest
₹1,000
AUM
₹161.01 Cr
Nippon India Nifty G-Sec-Jun2036 Maturity Index Fund-Dir (G)
Equity | Index Fund
1Y returns
11.15%Min. Invest
₹1,000
AUM
₹833.47 Cr
Nippon India Nifty SDL Plus G-Sec-Jun2029 Maturity 70:30 IF-Dir (G)
Equity | Index Fund
1Y returns
10.69%Min. Invest
₹1,000
AUM
₹339.84 Cr
Nippon India Credit Risk Fund - Direct (G)
Equity | Credit Risk Fund
1Y returns
10.37%Min. Invest
₹500
AUM
₹1,017.30 Cr
Nippon India Short Term Fund - Direct (G)
Equity | Short Duration Fund
1Y returns
10.26%Min. Invest
₹100
AUM
₹7,057.73 Cr
Nippon India Nifty SDL Plus G-Sec-Jun2028 Maturity 70:30 IF-Dir (G)
Equity | Index Fund
1Y returns
10.15%Min. Invest
₹1,000
AUM
₹415.62 Cr
Nippon India Nifty G-Sec-Oct2028 Maturity Index Fund-Dir (G)
Equity | Index Fund
1Y returns
10.11%Min. Invest
₹1,000
AUM
₹143.43 Cr
Nippon India Nivesh Lakshya Fund - Direct (G)
Equity | Long Duration Fund
1Y returns
9.97%Min. Invest
₹5,000
AUM
₹10,268.54 Cr
Nippon India Banking & PSU Debt Fund - Dir (G)
Equity | Banking and PSU Fund
1Y returns
9.90%Min. Invest
₹5,000
AUM
₹5,946.26 Cr
Nippon India Strategic Debt Fund - Direct (G)
Equity | Medium Duration Fund
1Y returns
9.86%Min. Invest
₹5,000
AUM
₹102.67 Cr
Nippon India Floating Rate Fund - Direct (G)
Equity | Floater Fund
1Y returns
9.85%Min. Invest
₹5,000
AUM
₹7,810.52 Cr
Nippon India Growth Fund - Direct (G)
Equity | Mid Cap Fund
1Y returns
9.51%Min. Invest
₹100
AUM
₹36,836.07 Cr
Nippon India Income Fund - Direct (G)
Equity | Medium to Long Duration Fund
1Y returns
9.34%Min. Invest
₹5,000
AUM
₹426.15 Cr
Nippon India Nifty G-Sec-Sep2027 Maturity Index Fund-Dir (G)
Equity | Index Fund
1Y returns
9.27%Min. Invest
₹1,000
AUM
₹400.08 Cr
Nippon India GSF - Dir-Defined Maturity Date
Equity | Gilt Fund
1Y returns
9.15%Min. Invest
₹5,000
AUM
₹2,068.13 Cr
Nippon India GSF - Direct (G)
Equity | Gilt Fund
1Y returns
9.15%Min. Invest
₹5,000
AUM
₹2,068.13 Cr
About Nippon India Mutual Fund
Nippon Mutual Fund has articulated a comprehensive set of aims that extend far beyond traditional investment management, positioning itself as a strategic financial partner dedicated to investor empowerment, innovation, and sustainable wealth creation. The organization's aims are deeply rooted in creating long-term value while addressing the diverse financial needs of investors across different market segments.
At the core of Nippon Mutual Fund's aims is the commitment to providing holistic and innovative investment solutions. The fund aims to offer a comprehensive range of mutual fund schemes that cater to the unique requirements of investors at different life stages and with varying financial goals. By developing diverse investment products spanning equity, debt, hybrid, and specialized funds, the organization seeks to create flexible investment pathways that enable investors to build personalized and strategic financial portfolios.
Financial education and investor empowerment form a critical aim of the fund. Nippon Mutual Fund is dedicated to enhancing financial literacy through comprehensive and innovative awareness programs. The organization conducts extensive investor education initiatives, including digital workshops, research publications, interactive seminars, and personalized financial counseling. Their aim is to demystify complex financial concepts, provide transparent information, and enable investors to make informed and confident investment decisions.
Technological innovation is integral to the fund's aims. Nippon has consistently invested in developing advanced digital platforms that transform the investment experience. Their technological solutions aim to offer seamless online transactions, real-time portfolio tracking, comprehensive financial analytics, and user-friendly interfaces. The goal is to leverage technology to make mutual fund investments more accessible, transparent, and convenient for investors across different demographic segments.
Research-driven investment strategies represent a fundamental aim of the fund. The organization is committed to maintaining the highest standards of professional research and market analysis. By employing sophisticated analytical tools, advanced financial modeling, and a team of experienced fund managers, Nippon Mutual Fund aims to deliver well-researched, strategically constructed investment solutions that can navigate complex market dynamics effectively.
Sustainable and responsible investing are deeply embedded in the fund's aims. The organization has progressively integrated environmental, social, and governance (ESG) considerations into its investment philosophy. By identifying and supporting companies with robust sustainability practices, ethical business models, and positive societal impact, the fund aims to generate long-term value while contributing to broader social and environmental objectives.
Risk management is another critical aim of the Nippon Mutual Fund. The organization is committed to implementing comprehensive risk mitigation strategies across its investment portfolios. Through advanced risk assessment techniques, strategic diversification, continuous portfolio monitoring, and sophisticated hedging mechanisms, the fund aims to protect investor interests while maintaining competitive return potential.
How to Invest in Nippon India Mutual Fund?
Nippon India Mutual Fund offers investors diverse investment opportunities through its extensive portfolio of 65 schemes, catering to various risk appetites and financial goals. Their strong track record and position among India's top 10 asset management companies demonstrate their market expertise and stability.
The fund's robust assets under management of ₹5,54,711.24 crores reflect investor trust and financial strength. Their commitment to ESG principles and strong corporate governance ensures responsible investment practices.
Take note of the points below to begin the investment in the funds.
Step 1: Account Creation
Set up your investment portal access by creating a new account with basic information, or simply log in if you're an existing NIMF investor.
Step 2: Online Verification
Complete your KYC process seamlessly through Digilocker – a modern, paperless approach that instantly validates your identity without physical documentation.
Step 3: Investment Profile
Participate in a quick risk assessment quiz that helps identify your investment personality – whether you prefer safe, balanced, or aggressive investment strategies.
Step 4: Investment Choice
Explore and select from NIMF's wide array of mutual fund schemes, ranging from conservative debt funds to aggressive equity options.
Step 5: Investment Method
Choose your investment style: opt for a one-time bulk investment or begin a systematic investment journey through regular monthly contributions.
Step 6: Timing Selection
Take advantage of NIMF's unique same-day SIP feature, or schedule your regular investments for any preferred date of the month.
Your Torus account will reflect the Navi Mutual Fund in India you have invested in within 3 to 4 working days.
Top 10 Nippon India Mutual Fund
| Scheme Name | Min. Invest | AUM (In Cr) | ||
|---|---|---|---|---|
Nippon India Banking&Financial Services-Dir(G) Sectoral / Thematic | Equity | 17.93% | ₹5,000 | ₹7,159.57 | |
Nippon India Pharma Fund - Direct (G) Sectoral / Thematic | Equity | 15.41% | ₹5,000 | ₹8,352.16 | |
Nippon India Nifty IT Index Fund - Dir (G) Index Fund | Other | 13.27% | ₹1,000 | ₹142.73 | |
Nippon India Multi Asset Allocation Fund-Dir (G) Multi Asset Allocation | Hybrid | 13.11% | ₹5,000 | ₹5,980.56 | |
Nippon India Nifty Bank Index Fund - Dir (G) Index Fund | Other | 12.59% | ₹1,000 | ₹161.01 | |
Nippon India Nifty G-Sec-Jun2036 Maturity Index Fund-Dir (G) Index Fund | Other | 11.15% | ₹1,000 | ₹833.47 | |
Nippon India Nifty SDL Plus G-Sec-Jun2029 Maturity 70:30 IF-Dir (G) Index Fund | Other | 10.69% | ₹1,000 | ₹339.84 | |
Nippon India Credit Risk Fund - Direct (G) Credit Risk Fund | Debt | 10.37% | ₹500 | ₹1,017.30 | |
Nippon India Short Term Fund - Direct (G) Short Duration Fund | Debt | 10.26% | ₹100 | ₹7,057.73 | |
Nippon India Nifty SDL Plus G-Sec-Jun2028 Maturity 70:30 IF-Dir (G) Index Fund | Other | 10.15% | ₹1,000 | ₹415.62 | |
Top 10 Nippon India Mutual Fund
Nippon India Banking&Financial Services-Dir(G)
Equity | Sectoral / Thematic
1Y returns
17.93%Min. Invest
₹5,000
AUM
₹7,159.57 Cr
Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 17.93%, 24.76%, and 29.75%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.
Nippon India Pharma Fund - Direct (G)
Equity | Sectoral / Thematic
1Y returns
15.41%Min. Invest
₹5,000
AUM
₹8,352.16 Cr
Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 15.41%, 25.85%, and 23.15%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.
Nippon India Nifty IT Index Fund - Dir (G)
Equity | Index Fund
1Y returns
13.27%Min. Invest
₹1,000
AUM
₹142.73 Cr
Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 13.27%, 2.59%, and 2.59%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹1000, while the SIP option requires a minimum of ₹-.
Nippon India Multi Asset Allocation Fund-Dir (G)
Equity | Multi Asset Allocation
1Y returns
13.11%Min. Invest
₹5,000
AUM
₹5,980.56 Cr
Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 13.11%, 20.64%, and 18.76%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.
Nippon India Nifty Bank Index Fund - Dir (G)
Equity | Index Fund
1Y returns
12.59%Min. Invest
₹1,000
AUM
₹161.01 Cr
Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 12.59%, 15.09%, and 15.09%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹1000, while the SIP option requires a minimum of ₹-.
Nippon India Nifty G-Sec-Jun2036 Maturity Index Fund-Dir (G)
Equity | Index Fund
1Y returns
11.15%Min. Invest
₹1,000
AUM
₹833.47 Cr
Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 11.15%, 9.87%, and 9.87%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹1000, while the SIP option requires a minimum of ₹-.
Nippon India Nifty SDL Plus G-Sec-Jun2029 Maturity 70:30 IF-Dir (G)
Equity | Index Fund
1Y returns
10.69%Min. Invest
₹1,000
AUM
₹339.84 Cr
Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 10.69%, 9.13%, and 9.13%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹1000, while the SIP option requires a minimum of ₹-.
Nippon India Credit Risk Fund - Direct (G)
Equity | Credit Risk Fund
1Y returns
10.37%Min. Invest
₹500
AUM
₹1,017.30 Cr
Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 10.37%, 8.98%, and 9.65%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹500, while the SIP option requires a minimum of ₹100.
Nippon India Short Term Fund - Direct (G)
Equity | Short Duration Fund
1Y returns
10.26%Min. Invest
₹100
AUM
₹7,057.73 Cr
Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 10.26%, 8.33%, and 7.25%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.
Nippon India Nifty SDL Plus G-Sec-Jun2028 Maturity 70:30 IF-Dir (G)
Equity | Index Fund
1Y returns
10.15%Min. Invest
₹1,000
AUM
₹415.62 Cr
Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 10.15%, 8.59%, and 8.59%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹1000, while the SIP option requires a minimum of ₹-.
Nippon India Nifty G-Sec-Oct2028 Maturity Index Fund-Dir (G)
Equity | Index Fund
1Y returns
10.11%Min. Invest
₹1,000
AUM
₹143.43 Cr
Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 10.11%, 9.13%, and 9.13%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹1000, while the SIP option requires a minimum of ₹-.
Nippon India Nivesh Lakshya Fund - Direct (G)
Equity | Long Duration Fund
1Y returns
9.97%Min. Invest
₹5,000
AUM
₹10,268.54 Cr
Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.97%, 10.44%, and 6.43%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.
Nippon India Banking & PSU Debt Fund - Dir (G)
Equity | Banking and PSU Fund
1Y returns
9.90%Min. Invest
₹5,000
AUM
₹5,946.26 Cr
Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.90%, 8.05%, and 6.79%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.
Nippon India Strategic Debt Fund - Direct (G)
Equity | Medium Duration Fund
1Y returns
9.86%Min. Invest
₹5,000
AUM
₹102.67 Cr
Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.86%, 8.08%, and 8.63%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.
Nippon India Floating Rate Fund - Direct (G)
Equity | Floater Fund
1Y returns
9.85%Min. Invest
₹5,000
AUM
₹7,810.52 Cr
Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.85%, 8.10%, and 7.05%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.
Nippon India Growth Fund - Direct (G)
Equity | Mid Cap Fund
1Y returns
9.51%Min. Invest
₹100
AUM
₹36,836.07 Cr
Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.51%, 30.12%, and 34.53%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.
Nippon India Income Fund - Direct (G)
Equity | Medium to Long Duration Fund
1Y returns
9.34%Min. Invest
₹5,000
AUM
₹426.15 Cr
Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.34%, 8.79%, and 6.48%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.
Nippon India Nifty G-Sec-Sep2027 Maturity Index Fund-Dir (G)
Equity | Index Fund
1Y returns
9.27%Min. Invest
₹1,000
AUM
₹400.08 Cr
Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.27%, 8.01%, and 8.01%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹1000, while the SIP option requires a minimum of ₹-.
Nippon India GSF - Dir-Defined Maturity Date
Equity | Gilt Fund
1Y returns
9.15%Min. Invest
₹5,000
AUM
₹2,068.13 Cr
Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.15%, 8.65%, and 6.20%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.
Nippon India GSF - Direct (G)
Equity | Gilt Fund
1Y returns
9.15%Min. Invest
₹5,000
AUM
₹2,068.13 Cr
Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.15%, 8.65%, and 6.20%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.
FAQ’s
How to Start Nippon India Mutual Fund SIP Online?
Log in or register on Torus Digital or the Nippon India Mutual Fund website. Validate your identity using Digilocker. Choose your risk level, select a mutual fund scheme, and decide between a lump sum or SIP.
How to Calculate Nippon India Mutual Fund SIP?
Use the SIP calculator on the Nippon India Mutual Fund website. Enter your monthly investment amount, expected rate of return, and investment duration to estimate your future returns.
How to Redeem Nippon India Mutual Fund?
Log in to your account on Torus Digital or the Nippon India Mutual Fund website. Select the mutual fund you wish to redeem, enter the number of units, and confirm the transaction.
How Much Time Does It Take to Redeem Nippon India Mutual Fund?
It typically takes 1-3 working days for the redeemed amount to be credited to your bank account, depending on the type of fund.
Why Should I Invest in Nippon India Mutual Fund?
Nippon India Mutual Fund offers a diverse range of high-performing schemes, robust risk management, and innovative investment solutions, making it a reliable choice for achieving long-term financial goals.
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