Nippon India Credit Risk Fund - Direct (G) logo

Nippon India Credit Risk Fund Direct Growth

NAV ₹39.84 as on 17 Nov 2025

RiskHigh

Fund Size₹1,003.37Cr

NAV₹39.84 as on 17 Nov 2025
RiskHigh
Fund Size₹1,003.37Cr

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Investment Details
Top Rated Funds

Lock-in

No Lock-in

Min One Time Amount

₹500

Min Withdrawal Amount

₹-

Min SIP Amount

₹100

Min Additional Amount

₹500

Exit Load

Exit Load: 10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load. Redemption of units would be done on First in First out Basis (FIFO): 1% if redeemed or switched out on or before completion of 12 months from the date of allotment of units. Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.

Basic Details

Age

12 years 10 months (Since Jan 02, 2013)

Return since Launch

7.60%

Expense ratio

0.7%

Type

OPEN

AUM (Fund Size)

₹1,003.37

Risk Grade

High

Benchmark

CRISIL Credit Risk Debt B-II Index

Calculate Your Returns
Select Duration
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Returns
Total investment of ₹2,40,000
Would have become ₹61,949 (+209.74%)
Fund Manager

Name:

Sushil Budhia

Experience:

Over 22 years of experience across Debt Markets January 2019 - till date : NAM India: Senior Fund Manager March 2006 to January 2019 YES Bank Ltd.: Senior President Financial Markets. Handled Debt Capital Markets and prop trading book of the Bank. December 2002 to March 2006 Axis Bank (Erstwhile UTI Bank) : Manager, Merchant Banking. Handled Corporate Bond Desk of the Bank May 2001 to December 2002 UTI Mutual Fund (Erstwhile Unit Trust of India) : Dealer - Debt Market

Asset Allocation

Currently, data not available

See All

GSEC 7.70%

TREPS 5.81%

Renew Solar Ener 4.75%

Jubilant Bevco 4.23%

Truhome Finance 4.09%

Vedanta 4.02%

Sandur Manganese 3.84%

Mancherial Repa. 3.61%

Ashoka Buildcon 3.60%

Delhi Intl.Airp. 3.60%

GMR Airports 3.53%

RenServ Global 3.49%

Hiranandani Fin 3.48%

Jubilant Beverag 3.17%

A B Real Estate 3.05%

GSEC 3.00%

REC Ltd 2.65%

Mindspace Busine 2.56%

S I D B I 2.53%

Niwas Housing 2.40%

Bamboo Hotel 2.33%

Profectus Capita 2.12%

GSEC 2.09%

JTPM Metal Trade 2.03%

IIFL Finance 2.00%

Net CA & Others 1.72%

Muthoot Cap.Serv 1.49%

Kosamattam Fin. 1.17%

GSEC 1.03%

Power Fin.Corpn. 1.01%

SMFG Home Financ 1.00%

Vivriti Capital 1.00%

Muthoot Finance 1.00%

Summit Digitel. 1.00%

Adani Transmiss. 0.99%

T S I I C L 0.88%

Suryapet Khammam 0.72%

GSEC 0.52%

Incred Financial 0.50%

CDMDF (Class A2) 0.29%

C C I 0.00%

See All
Scheme Holding Summary

Debt Others

85.66%

Govt. Securities

14.34%

See All

Govt. Securities

Debt Others

Renew Solar Energy (Jharkhand Five) Pvt Ltd

4.75%

Jubilant Bevco Ltd

4.23%

Truhome Finance Ltd

4.09%

Mancherial Repallewada Road Pvt Ltd

3.61%

Delhi International Airport Pvt Ltd

3.60%

RenServ Global Pvt Ltd

3.49%

Hiranandani Financial Services Pvt Ltd

3.48%

Jubilant Beverages Ltd

3.17%

REC Ltd

2.65%

Small Industries Development Bank of India Ltd

2.53%

Niwas Housing Finance Pvt Ltd

2.40%

Bamboo Hotel & Global Centre (Delhi) Pvt Ltd

2.33%

Profectus Capital Pvt Ltd

2.12%

JTPM Metal Traders Pvt Ltd

2.03%

Kosamattam Finance Ltd

1.17%

SMFG India Home Finance Co Ltd

1.00%

Vivriti Capital Ltd

1.00%

Summit Digitel Infrastructure Ltd

1.00%

Adani Transmission (India) Ltd

0.99%

Telangana State Industrial Infrastructure Corp.Ltd

0.88%

Suryapet Khammam Road Pvt Ltd

0.72%

Incred Financial Services Ltd

0.50%

Clearing Corporation of India Ltd

0.00%
See All
RiskometerLevel of risk in the scheme
Moderate
High
Low
Very
High

Your investment will be at High Risk

Fund house & investment objective
Rank (total assets)#4 in India
Total AUM₹6,63,683.96Cr
Date of Incorporation24 Feb 1995
Nippon India Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 02 Jan 2013. The fund currently has an Asset Under Management(AUM) of ₹6,63,683.96 Cr and the Latest NAV as of 17 Nov 2025 is ₹39.84.
The Nippon India Credit Risk Fund Direct Growth is rated High. Minimum SIP Investment is set to ₹100 . Minimum Lumpsum Investment is ₹500. Exit load of Exit Load: 10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load. Redemption of units would be done on First in First out Basis (FIFO): 1% if redeemed or switched out on or before completion of 12 months from the date of allotment of units. Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units..
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Returns and Rankings

Category: Debt Credit Risk Fund

1Y3Y5YAll
Fund returns10.22%2.98%1.80%0.61%
Category average11.38%3.02%1.68%-
Rank within category556-

FAQ’s

What kind of returns does Nippon India Credit Risk Fund Direct Growth provide?

Nippon India Credit Risk Fund Direct Growth has given a return of 9.22% in the past 3 years.

What is the expense ratio charged by Nippon India Credit Risk Fund Direct Growth?

The Expense Ratio charged by Nippon India Credit Risk Fund Direct Growth is 0.7%.

What is the AUM size of Nippon India Credit Risk Fund Direct Growth?

The AUM size of Nippon India Credit Risk Fund Direct Growth is ₹1,003.37Cr.

What is the minimum SIP amount that you can invest in Nippon India Credit Risk Fund Direct Growth?

₹100 is the minimum SIP amount that you can invest in Nippon India Credit Risk Fund Direct Growth .

What are the top stock holdings of Nippon India Credit Risk Fund Direct Growth?

The top stock holdings of Nippon India Credit Risk Fund Direct Growth include

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