Kotak Mahindra Bank Ltd Q1 FY26 Results:
Standalone net profit for the period declined 48% to ₹3282 crores in Q1 FY26, from ₹6250 crores in Q1 FY25. Net interest income for the quarter increased 6% year-on-year to ₹7259 crores from ₹6842 crores.
About Kotak Mahindra Bank Ltd
Kotak Mahindra Bank Ltd is a prominent private sector bank in India. It offers a diverse range of financial products and services. Established in 1985, the bank has become a key player in the financial services sector. Kotak Mahindra Bank is headquartered in Mumbai, Maharashtra. It has built a strong reputation for its creative banking solutions and customer-centric approach. The bank’s main products include savings accounts, personal loans, and credit cards. Other services include business loans and advisory services. It also provides capital market services, life insurance, and general insurance. +
The Current prices are delayed, log in for live prices
LOGINOver 1 Month
-4.87%
Over 6 Months
-0.25%
Over 1 Year
21.89%
Over 3 Years
8.32%
Kotak Mahindra Bank Ltd Summary
Close ₹2,105.90
Open ₹2,099.50
High ₹2,110
Low ₹2,089.50
Volume 24,92,900
Net Turnover (in Cr) ₹524.21
52Wk High ₹2,301.90
52Wk Low ₹1,703.75
52Wk High / Low
1,703.75
2,301.90
Kotak Mahindra Bank Ltd Fundamentals
Key Financial Data
Market Cap (in Cr) ₹4,18,811.49
EPS (TTM) 67.34
Book Value (BV) 629.33
Div. Yield 0.12 %
P/E (TTM) 31.28
Price/Book Value 3.35
Delivery % 80.68 %
Face Value 5
Key Ratios
PE Ratio 26.24
PB Ratio 3.69
EV to Sales 17.26
PEG Ratio 1.33
ROA 2.65
ROE 15.38
Debt-Equity -
Net Profit Margin -
Operating Profit Margin -
Kotak Mahindra Bank Ltd Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 1,07,095.03 | 94,273.91 | 68,142.03 | 58,681.68 | 56,407.51 |
| Total Expenses | 78,106 | 70,410.54 | 48,495.85 | 42,733.37 | 43,239.17 |
| Profit Before Tax | 28,989.03 | 23,863.38 | 19,646.18 | 15,948.31 | 13,168.34 |
| Profit After Tax | 21,945.74 | 17,976.83 | 14,780.44 | 11,931.87 | 9,902.90 |
| Operating Profit After Depreciation | 28,989.03 | 23,863.38 | 19,646.18 | 15,948.31 | 13,168.34 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 3,758.56 | 3,510.26 | 3,074.96 | 2,723.38 | 2,553.92 |
| Total Assets | 8,79,774.34 | 7,67,666.96 | 6,20,429.73 | 5,46,497.91 | 4,78,854.22 |
| Total Shareholder's Fund | 1,57,489.35 | 1,29,971.69 | 1,12,314.40 | 97,165.34 | 84,838.60 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 16,915.73 | 15,685 | -1,242.43 | 8,308.36 | 4,881.13 |
| Net Cash Used In Investing Activities | -25,225.57 | -8,919.06 | -10,380.71 | -10,902.90 | -11,172.31 |
| Net Cash Used In Financing Activities | 22,165.20 | 15,515.11 | 1,883 | 7,543.40 | -10,072.05 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 67,880.86 | 56,631.81 | 41,333.90 | 33,024.74 | 31,846.78 |
| Total Expenses | 46,296.76 | 38,618.09 | 26,942.92 | 21,663.43 | 22,543.79 |
| Profit Before Tax | 21,584.11 | 18,013.71 | 14,390.99 | 11,361.31 | 9,302.99 |
| Profit After Tax | 16,450.08 | 13,781.58 | 10,939.30 | 8,572.69 | 6,964.84 |
| Operating Profit After Depreciation | 21,584.11 | 18,013.71 | 14,390.99 | 11,361.31 | 9,302.99 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 2,358.86 | 2,155.30 | 1,920.32 | 1,643.72 | 1,535.27 |
| Total Assets | 6,93,624.18 | 6,00,357.05 | 4,89,862.48 | 4,29,428.40 | 3,83,470.16 |
| Total Shareholder's Fund | 1,17,239.88 | 96,718.76 | 83,520.25 | 72,487.78 | 63,729.13 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 12,805.54 | 13,900.79 | -8,369.18 | 2,161.33 | -5,298.30 |
| Net Cash Used In Investing Activities | -19,538.23 | 2,030.87 | 529.46 | -1,320 | -1,781.57 |
| Net Cash Used In Financing Activities | 19,723.44 | 4,314.44 | -2,541.91 | 2,456.07 | -6,585.90 |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 5,962.77 | 6,053.40 | 6,351.10 | 6,180.08 | 6,646.86 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 4,320.85 | 4,355.93 | 4,562.82 | 4,386.90 | 4,438.86 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
Kotak Mahindra Bank Ltd Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 2,093.60
S2 2,081.30
S3 2,073.10
Pivot 2,101.80
R1 2,114.10
R2 2,122.30
R3 2,134.60
Moving Average
20 SMA 2,120.57
50 SMA 2,087.78
100 SMA 2,076.38
200 SMA 2,069.79
Kotak Mahindra Bank Ltd Corporate Actions
Kotak Mahindra Bank Ltd
₹2.5/Share
Announcement Date 18 Jul 2025
Record Date 18 Jul 2025
Div Yield 50%
Kotak Mahindra Bank Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| HDFC Bank Ltd | ₹994.65 | ₹15,29,749.64 |
| ICICI Bank Ltd | ₹1,383.10 | ₹9,88,553.94 |
| State Bank of India | ₹982.45 | ₹9,06,862.03 |
| Axis Bank Ltd | ₹1,270.05 | ₹3,94,182.86 |
| Bank of Baroda | ₹293.10 | ₹1,51,572.63 |
Kotak Mahindra Bank Ltd Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| SBI Focused Fund | 4.63% |
| HDFC Flexi Cap Fund | 4.20% |
| Parag Parikh Flexi Cap Fund | 4.04% |
| SBI Equity Hybrid Fund | 3.59% |
| SBI Large Cap Fund | 3.54% |
Kotak Mahindra Bank Ltd News
Kotak Mahindra Bank gains after board to mull stock split on 21 Nov'25
Kotak Mahindra Bank advanced 1.01% to Rs 2,096.20 after the bank's board is scheduled to meet on Friday, 21 November 2025, to consider a proposal for sub-division (split) of its existing fully paid-up equity shares having face value of Rs 5 each.
17 Nov 2025, 09:19 am
Kotak Mahindra Bank's board to mull stock split on 21 Nov'25
Kotak Mahindra Bank announced that its board is scheduled to meet on Friday, 21 November 2025, to consider a proposal for sub-division (split) of its existing fully paid-up equity shares having face value of Rs 5 each.
15 Nov 2025, 12:27 pm
Kotak Mahindra Bank to hold board meeting
On 21 November 2025
15 Nov 2025, 10:01 am
Kotak Mahindra Bank allots 1.22 lakh equity shares under ESOP
13 Nov 2025, 02:07 pm
Kotak Mahindra Bank tanks as Q2 PAT slides 3% YoY to Rs 3,254 cr
Kotak Mahindra Bank fell 1.92% to Rs 2,144.80 after its standalone net profit slipped 2.70% to Rs 3,253.33 crore in Q2 FY26 as against Rs 3,343.72 crore posted in Q2 FY25.
27 Oct 2025, 09:16 am
Kotak Mahindra Bank Ltd Stock Analysis
- Annual revenue for Kotak Mahindra Bank Ltd increased by 19.86% to ₹67,880.86 crore in FY 2025 from ₹56,631.81 crore in FY 2024.
- Annual Net Profit for Kotak Mahindra Bank Ltd increased by 19.36% to ₹16,450.08 crore in FY 2025 from ₹13,781.58 crore in FY 2024.
- Promoter Shareholding in Kotak Mahindra Bank Ltd decreased by 0.01% in the most recent quarter, from 25.88% in June 2025 to 25.88% in September 2025.
- Kotak Mahindra Bank Ltd delivered a 1-year return of 21.89% compared to the Nifty 50, which provided a return of 10.78% as of the last trading session.
- Kotak Mahindra Bank Ltd share price moved up by 0.12% from its previous close of INR ₹2,105.90. The latest Kotak Mahindra Bank Ltd share price is INR ₹2,108.50.
- Kotak Mahindra Bank Ltd share price today has been at a low of 2,098.60 and a high of 2,114.80. Over the past 52 weeks, the Kotak Mahindra Bank Ltd share price has seen a low of 1,703.75 and a high of 2,301.90.
About Kotak Mahindra Bank Ltd
Kotak Mahindra Bank Ltd. is a prominent private sector bank in India. It offers a diverse range of financial products and services. Established in 1985, the bank has become a key player in the financial services sector. It provides consumer banking, commercial banking, investment banking, insurance, and wealth management solutions.
Kotak Mahindra Bank is headquartered in Mumbai, Maharashtra. It has built a strong reputation for its creative banking solutions and customer-centric approach. The bank’s headquarters is at 27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400051. The bank’s main products include savings accounts, personal loans, and credit cards. Other services include business loans, working capital solutions, and advisory services. It also provides capital market services, life insurance, and general insurance. The bank also deals in asset management and private banking. These offerings cater to a wide range of customers, from individual consumers to large corporations.
Uday Kotak, the Non-Executive Director, is a key promoter of the bank. He holds a significant share in the company at 25.89%. Another notable promoter is Anand Mahindra, who was an initial investor. Ashok Vaswani, the Managing Director and CEO, leads the bank’s management team. Here are the top managing promoters of the company:
Early Years and Evolution In 1985, Uday Kotak established Kotak Capital Management Finance Ltd. This marked the start of Kotak Mahindra Bank’s history. Family and friends loaned ₹30 lakh to establish KCMFL. The company’s initial focus was on corporate finance and bill discounting. Anand Mahindra and his father, Harish Mahindra, contributed ₹1 lakh to the business in 1986. After that, the business changed its name to Kotak Mahindra Finance.
Kotak Mahindra Finance expanded its services throughout the late 1980s and early 1990s. It also included lease and hire purchase activities. It also offered car financing and investment banking. The company also ventured into mutual funds with the establishment of Kotak Mahindra AMC in 1998.
Transformation into a Bank A significant milestone in the company’s history came in February 2003. Kotak Mahindra Finance received a banking license from the Reserve Bank of India (RBI). It became India’s first NBFC (non-banking financial company) to be converted into a bank. This transformation marked the birth of Kotak Mahindra Bank Ltd. At the time, Uday Kotak held a 56% stake in the company, while Anand Mahindra held a 5% stake.
Growth and Expansion Over the years, Kotak Mahindra Bank Ltd. has continued to grow and diversify its offerings. Its main products include savings accounts, personal loans, credit cards, and business loans. It also provides working capital solutions, advisory services, and capital market services. Their additional products include life insurance, general insurance, asset management, and private banking. In 2014, Kotak Mahindra Bank acquired ING Vysya Bank, further expanding its customer base and branch network. This acquisition was a strategic move to enhance the bank’s presence in the Indian banking sector.
Subsidiaries and Global Presence Kotak Mahindra Bank Ltd. has several subsidiaries that contribute to its diverse portfolio. These include Kotak Securities, Kotak Mahindra Life Insurance, and Kotak Mahindra General Insurance. It also includes Kotak Mahindra AMC and Kotak Mahindra Prime. The bank’s global presence includes offices in key financial hubs. These hubs allow it to serve the banking needs of a diverse clientele.
Commitment to Innovation and Customer Service Kotak Mahindra Bank Ltd. is known for its innovative banking solutions and customer-centric approach. The bank’s vision is "to be the most trusted and preferred bank in India by creating value for its customers, shareholders, employees, and society". Its mission is "to offer a wide range of innovative and comprehensive financial solutions. It is also to leverage technology and human expertise to make banking simple and accessible". The bank has a robust network of branches and ATMs across India, including branches in GIFT City and DIFC (Dubai).
Kotak Mahindra Bank’s journey started as a small NBFC. It became a leading private sector bank. This change is proof of its oath to innovation, customer service, and responsible banking practices. With a strong promoter shareholding, the bank continues to play a crucial role in shaping the future of banking in India and beyond.
Kotak Mahindra Bank is headquartered in Mumbai, Maharashtra. It has built a strong reputation for its creative banking solutions and customer-centric approach. The bank’s headquarters is at 27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400051. The bank’s main products include savings accounts, personal loans, and credit cards. Other services include business loans, working capital solutions, and advisory services. It also provides capital market services, life insurance, and general insurance. The bank also deals in asset management and private banking. These offerings cater to a wide range of customers, from individual consumers to large corporations.
Uday Kotak, the Non-Executive Director, is a key promoter of the bank. He holds a significant share in the company at 25.89%. Another notable promoter is Anand Mahindra, who was an initial investor. Ashok Vaswani, the Managing Director and CEO, leads the bank’s management team. Here are the top managing promoters of the company:
- Uday Kotak
- Prakash Apte
- Dipak Gupta
- K V S Manian
- Amit Desai
Background of the Bank
Kotak Mahindra Bank Ltd. is one of India’s leading private sector banks. It is known for its comprehensive range of financial products and services. The bank has grown from a non-banking financial company (NBFC) into a full-fledged banking institution. It is playing a significant role in India’s financial landscape.Early Years and Evolution In 1985, Uday Kotak established Kotak Capital Management Finance Ltd. This marked the start of Kotak Mahindra Bank’s history. Family and friends loaned ₹30 lakh to establish KCMFL. The company’s initial focus was on corporate finance and bill discounting. Anand Mahindra and his father, Harish Mahindra, contributed ₹1 lakh to the business in 1986. After that, the business changed its name to Kotak Mahindra Finance.
Kotak Mahindra Finance expanded its services throughout the late 1980s and early 1990s. It also included lease and hire purchase activities. It also offered car financing and investment banking. The company also ventured into mutual funds with the establishment of Kotak Mahindra AMC in 1998.
Transformation into a Bank A significant milestone in the company’s history came in February 2003. Kotak Mahindra Finance received a banking license from the Reserve Bank of India (RBI). It became India’s first NBFC (non-banking financial company) to be converted into a bank. This transformation marked the birth of Kotak Mahindra Bank Ltd. At the time, Uday Kotak held a 56% stake in the company, while Anand Mahindra held a 5% stake.
Growth and Expansion Over the years, Kotak Mahindra Bank Ltd. has continued to grow and diversify its offerings. Its main products include savings accounts, personal loans, credit cards, and business loans. It also provides working capital solutions, advisory services, and capital market services. Their additional products include life insurance, general insurance, asset management, and private banking. In 2014, Kotak Mahindra Bank acquired ING Vysya Bank, further expanding its customer base and branch network. This acquisition was a strategic move to enhance the bank’s presence in the Indian banking sector.
Subsidiaries and Global Presence Kotak Mahindra Bank Ltd. has several subsidiaries that contribute to its diverse portfolio. These include Kotak Securities, Kotak Mahindra Life Insurance, and Kotak Mahindra General Insurance. It also includes Kotak Mahindra AMC and Kotak Mahindra Prime. The bank’s global presence includes offices in key financial hubs. These hubs allow it to serve the banking needs of a diverse clientele.
Commitment to Innovation and Customer Service Kotak Mahindra Bank Ltd. is known for its innovative banking solutions and customer-centric approach. The bank’s vision is "to be the most trusted and preferred bank in India by creating value for its customers, shareholders, employees, and society". Its mission is "to offer a wide range of innovative and comprehensive financial solutions. It is also to leverage technology and human expertise to make banking simple and accessible". The bank has a robust network of branches and ATMs across India, including branches in GIFT City and DIFC (Dubai).
Kotak Mahindra Bank’s journey started as a small NBFC. It became a leading private sector bank. This change is proof of its oath to innovation, customer service, and responsible banking practices. With a strong promoter shareholding, the bank continues to play a crucial role in shaping the future of banking in India and beyond.
FAQ’s
What is the share price of Kotak Mahindra Bank Ltd today?
Kotak Mahindra Bank Ltd share price as on 20 Nov 2025 is ₹ 2108.5
What is the Market Cap of Kotak Mahindra Bank Ltd?
The market cap of Kotak Mahindra Bank Ltd stock is ₹4,18,811.49 Cr.
What is the PE Ratio of Kotak Mahindra Bank Ltd?
The Price to Earnings (P/E) Ratio of Kotak Mahindra Bank Ltd is 26.24
What is the PB Ratio of Kotak Mahindra Bank Ltd?
The Price to Book (P/B) Ratio of Kotak Mahindra Bank Ltd is 3.69
What is the 52 week high of Kotak Mahindra Bank Ltd Share Price?
The 52 week high of Kotak Mahindra Bank Ltd share price stands at ₹2,301.90
What is the 52 week low of Kotak Mahindra Bank Ltd Share Price?
The 52 week low of Kotak Mahindra Bank Ltd share price stands at ₹1,703.75
How can I buy shares of Kotak Mahindra Bank Ltd?
Simply open a demat account with Torus Digital and place an order to buy shares of Kotak Mahindra Bank Ltd.
Open FREE
3-in-1 Account
for all your banking, trading and demat needs
Trade in stocks,
derivatives and F&O
