Muthoot Finance Q1 FY26 Results:
Profit for the period increased 65.1% to ₹1,974.2 crores in Q1 FY26, from ₹1,195.7 crores in Q1 FY25. Total income for the quarter increased 44.4% year-on-year to ₹6,485 crores from ₹4,492.5 crores.
About Muthoot Finance Ltd
Muthoot Finance Ltd. is a leading financial corporation in India. The company is primarily known for its gold loan services. It was founded in the year 1939. Muthoot Finance has grown to become the largest gold loan non-banking financial company (NBFC) in India. The headquarters of the company is located in Kochi, Kerala, India. Muthoot Finance's main products include personal loans, gold loans, housing finance, insurance, and corporate business loans. The company also provides small business loans and money transfer services and sells gold coins. Muthoot Finance falls under the financial services sector. +
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LOGINOver 1 Month
12.78%
Over 6 Months
80.35%
Over 1 Year
99.43%
Over 3 Years
247.15%
Muthoot Finance Ltd Summary
Close ₹3,760.50
Open ₹3,725.60
High ₹3,767.80
Low ₹3,701
Volume 11,76,503
Net Turnover (in Cr) ₹439.8
52Wk High ₹3,767.80
52Wk Low ₹1,846.05
52Wk High / Low
1,846.05
3,767.80
Muthoot Finance Ltd Fundamentals
Key Financial Data
Market Cap (in Cr) ₹1,50,972.22
EPS (TTM) 180.90
Book Value (BV) 793.17
Div. Yield 0.69 %
P/E (TTM) 20.79
Price/Book Value 4.74
Delivery % 44.01 %
Face Value 10
Key Ratios
PE Ratio 18.39
PB Ratio 3.36
EV to Sales 10.42
PEG Ratio 0.65
ROA 4.40
ROE 19.73
Debt-Equity 2.82
Net Profit Margin 30.31
Operating Profit Margin 79.35
Muthoot Finance Ltd Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 20,324.49 | 15,162.74 | 11,975 | 12,238.16 | 11,570.20 |
| Total Expenses | 13,058.48 | 9,166.24 | 7,052.23 | 6,827.98 | 6,438.72 |
| Profit Before Tax | 7,266.01 | 5,996.50 | 4,922.78 | 5,410.19 | 5,131.48 |
| Profit After Tax | 5,352.36 | 4,467.59 | 3,669.77 | 4,031.32 | 3,818.87 |
| Operating Profit After Depreciation | 7,266.01 | 5,996.50 | 4,922.78 | 5,410.19 | 5,131.48 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 669.76 | 472.83 | 377.38 | 332.39 | 313.19 |
| Total Non Current Assets | 1,23,874.63 | 89,567.49 | 71,617.21 | 65,554 | 60,041.91 |
| Total Current Assets | 8,984.97 | 6,902.45 | 8,531.71 | 10,762.48 | 8,599.52 |
| Total Assets | 1,32,859.59 | 96,469.94 | 80,148.92 | 76,316.47 | 68,641.43 |
| Total Shareholder's Fund | 29,366.63 | 25,107.21 | 21,665.75 | 18,785.72 | 15,575.02 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -26,524.89 | -13,605.49 | -2,804.07 | -1,596.45 | -7,814.29 |
| Net Cash Used In Investing Activities | -1,374.65 | 47.67 | 179.94 | 410.50 | 36.64 |
| Net Cash Used In Financing Activities | 30,041.47 | 11,809.06 | 395.02 | 3,445.49 | 9,712.42 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 17,155.95 | 12,694.04 | 10,543.75 | 11,098.39 | 10,574.36 |
| Total Expenses | 10,085.35 | 7,245.26 | 5,877.32 | 5,789.04 | 5,567.85 |
| Profit Before Tax | 7,070.60 | 5,448.78 | 4,666.43 | 5,309.35 | 5,006.51 |
| Profit After Tax | 5,200.75 | 4,049.66 | 3,473.53 | 3,954.30 | 3,722.18 |
| Operating Profit After Depreciation | 7,070.60 | 5,448.78 | 4,666.43 | 5,309.35 | 5,006.51 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 479.94 | 350.08 | 271.77 | 267.43 | 246.94 |
| Total Non Current Assets | 1,13,732.76 | 79,741.04 | 65,961.09 | 61,066.34 | 55,967.74 |
| Total Current Assets | 7,516.09 | 5,287.38 | 6,658.73 | 9,488.35 | 7,497.18 |
| Total Assets | 1,21,248.85 | 85,028.42 | 72,619.81 | 70,554.69 | 63,464.92 |
| Total Shareholder's Fund | 28,437.52 | 24,290.29 | 21,061.93 | 18,344.57 | 15,238.89 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -25,854.55 | -9,301.95 | -1,901.72 | -1,141.54 | -7,476.52 |
| Net Cash Used In Investing Activities | -1,944.44 | -739.06 | 187.55 | 407.63 | 47.57 |
| Net Cash Used In Financing Activities | 29,932.90 | 8,648.76 | -1,035.54 | 2,795.72 | 9,041.08 |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | 7,282.79 | 6,450.13 | 5,621.75 | 5,189.73 | 4,928.82 |
| Total Expenses | 4,050.78 | 3,796.24 | 3,686.02 | 3,304.78 | 3,130.76 |
| Profit Before Tax | 672.98 | 299.12 | -179.01 | -13.23 | -5.26 |
| Profit After Tax | 2,411.66 | 1,974.25 | 1,443.93 | 1,391.55 | 1,321.22 |
| Operating Profit after Depreciation | 3,281.81 | 2,688.78 | 1,966.92 | 1,916.90 | 1,826.63 |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | 6,432.24 | 5,703.32 | 4,854.40 | 4,423.46 | 4,117.44 |
| Total Expenses | 3,283.72 | 2,950.95 | 2,845.37 | 2,560.71 | 2,402.24 |
| Profit Before Tax | 838.80 | 626.36 | 140.75 | 202.94 | 157.49 |
| Profit After Tax | 2,345.17 | 2,046.30 | 1,507.84 | 1,363.09 | 1,251.14 |
| Operating Profit after Depreciation | 3,177.11 | 2,769.06 | 2,043.10 | 1,870.45 | 1,723.98 |
Muthoot Finance Ltd Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 3,718.40
S2 3,676.30
S3 3,651.60
Pivot 3,743.10
R1 3,785.20
R2 3,809.90
R3 3,852
Moving Average
20 SMA 3,293.61
50 SMA 3,153.29
100 SMA 2,901.26
200 SMA 2,577.70
Muthoot Finance Ltd Corporate Actions
Muthoot Finance Ltd
₹26.0/Share
Announcement Date 25 Apr 2025
Record Date 25 Apr 2025
Div Yield 260%
Muthoot Finance Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| Bajaj Finance Ltd | ₹1,026.45 | ₹6,38,706.65 |
| Bajaj Finserv Ltd | ₹2,079.65 | ₹3,32,289.23 |
| Jio Financial Services Ltd | ₹312 | ₹1,98,222.47 |
| Indian Railway Finance Corporation Ltd | ₹122.70 | ₹1,60,350.57 |
| Shriram Finance Ltd | ₹816.75 | ₹1,53,653.56 |
Muthoot Finance Ltd Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| SBI Focused Fund | 5.45% |
| Tata Value Fund | 4.09% |
| ICICI Pru MidCap Fund | 3.76% |
| Motilal Oswal Large and Midcap Fund | 3.45% |
| PGIM India Midcap Fund | 2.96% |
Muthoot Finance Ltd News
Muthoot Finance spurts after Q2 PAT surges 90% YoY to Rs 2,421 cr
Muthoot Finance soared 9.25% to Rs 3,705 after the company's consolidated net profit jumped 90.4% to Rs 2,420.63 crore on 47.9% increase in total income to Rs 7,332.59 crore in Q2 FY26 over Q2 FY25.
14 Nov 2025, 10:31 am
Muthoot Finance to declare Quarterly Results
On 13 November 2025
07 Nov 2025, 12:33 pm
Muthoot Finance Ltd eases for fifth straight session
Muthoot Finance Ltd is quoting at Rs 3147.5, down 0.49% on the day as on 13:19 IST on the NSE. The stock jumped 63.41% in last one year as compared to a 6.58% rally in NIFTY and a 15.19% spurt in the Nifty Financial Services index.
27 Oct 2025, 01:35 pm
Gold loan stocks correct as bullion cools off from record highs
Shares of gold loan companies slipped on Thursday as gold prices extended their decline from record levels amid profit booking in global bullion markets.
23 Oct 2025, 01:38 pm
Muthoot Finance Ltd up for five straight sessions
Muthoot Finance Ltd is quoting at Rs 3373.7, up 3.22% on the day as on 12:44 IST on the NSE. The stock is up 71.36% in last one year as compared to a 3.63% gain in NIFTY and a 15.15% gain in the Nifty Financial Services.
17 Oct 2025, 01:00 pm
Muthoot Finance Ltd Stock Analysis
- Annual revenue for Muthoot Finance Ltd increased by 35.15% to ₹17,155.95 crore in FY 2025 from ₹12,694.04 crore in FY 2024.
- Annual Net Profit for Muthoot Finance Ltd increased by 28.42% to ₹5,200.75 crore in FY 2025 from ₹4,049.66 crore in FY 2024.
- Promoter Shareholding in Muthoot Finance Ltd remains unchanged by 0.00% in the most recent quarter, from 73.35% in June 2025 to 73.35% in September 2025.
- Muthoot Finance Ltd delivered a 1-year return of 99.43% compared to the Nifty 50, which provided a return of 10.91% as of the last trading session.
- Muthoot Finance Ltd share price moved down by 1.29% from its previous close of INR ₹3,760.50. The latest Muthoot Finance Ltd share price is INR ₹3,712.10.
- Muthoot Finance Ltd share price today has been at a low of 3,680.10 and a high of 3,748.10. Over the past 52 weeks, the Muthoot Finance Ltd share price has seen a low of 1,846.05 and a high of 3,767.80.
About Muthoot Finance Ltd
Muthoot Finance Ltd. is a leading financial corporation in India. It is mainly known for its gold loan services. The company provides personal and business loans secured by gold jewellery. This offering caters to individuals who do not have access to formal credit. In addition to gold loans, Muthoot Finance offers other forms of insurance, loans, and money transfer services and sells gold coins.
Muthoot Finance falls under the financial services sector. The company was established in 1939, making it over many decades old. Over the decades, Muthoot Finance has grown to become the largest gold loan non-banking financial company (NBFC) in India. The company is known for its trustworthiness and customer-centric approach.
The headquarters of Muthoot Finance Ltd. is located in Kochi, Kerala, India. The company is promoted by the Muthoot family, with George Jacob Muthoot serving as the Chairman and George Alexander Muthoot as the Managing Director. Their leadership has been pivotal in driving the company's growth and success. The managerial promoters of the company include:
Muthoot Finance is the largest gold loan NBFC in India, holding a significant market share in the gold loan sector. The company's extensive network of branches and comprehensive range of financial products has positioned it as a key player in the industry.
The promoter shareholding of the company stands at 73.35%. This promoter shareholding is held by the Muthoot family. Among them, George Jacob Muthoot and George Thomas hold major stakes. They both own 10.87% of the stake. This demonstrates strong promoter commitment to the business.
The registered office of Muthoot Finance Ltd. is located at Muthoot Chambers, Opposite Saritha Theatre Complex, Banerji Road, Kochi - 682018, Kerala, India. Its registrar & transfer agent is KFin Technologies Private Limited.
Muthoot Finance Ltd. is a well-established financial services company in India. The company is known for its comprehensive range of financial products and strong market presence. Its commitment to innovation, quality, and customer satisfaction has solidified its position as a trusted name in the financial services industry.
Economic Impact Muthoot Finance has had a large economic impact on the Indian financial services sector. It provides accessible credit through gold loans. Thus, the company has enabled millions of individuals and small businesses to meet their financial needs. This access to credit has facilitated economic activities and supported entrepreneurship. Also, this has contributed to the economic growth of the regions where Muthoot Finance operates. The company has extensive network of over 5,000 branches across India. This ensures that even individuals in remote areas can access financial services.
Financial Inclusion One of the significant influences of Muthoot Finance is its role in promoting financial inclusion. The company caters to individuals who are often excluded from the formal banking system due to a lack of credit history or collateral. Muthoot Finance provides these individuals with an opportunity to access credit and improve their financial stability by offering gold loans. This focus on financial inclusion has helped bridge the gap between the formal financial sector and underserved communities.
Customer-Centric Approach Muthoot Finance's customer-centric approach has set new standards in the financial services industry. The company focuses on understanding and meeting the specific needs of its customers. This ensures that they receive personalized and comprehensive financial solutions. Muthoot Finance's commitment to customer satisfaction has resulted in high customer retention rates and long-term relationships with clients.
Innovation and Technological Advancements Muthoot Finance is at the forefront of innovation and technological advancements in the financial services sector. The company leverages advanced technologies such as digital platforms and data analytics to enhance its operations and improve customer experience. By embracing technology, Muthoot Finance has improved its operational efficiency and reduced transaction times. Also, this enables the company to provide innovative financial solutions to its customers.
Corporate Social Responsibility Muthoot Finance is committed to corporate social responsibility (CSR). Also, it undertakes various initiatives to support community development. The company's CSR activities focus on healthcare, education, and environmental sustainability. Muthoot Finance has made a positive impact on the lives of many individuals and communities, fostering social and economic development by investing in these areas. The company's CSR initiatives have also enhanced its reputation as a socially responsible and ethical organization.
Muthoot Finance Ltd. has made a significant impact on the Indian financial services sector and the economy. The company has contributed to economic growth and financial inclusion. This is done through its accessible customer-centric approach, innovation, and technological advancements. Muthoot Finance's focus on corporate social responsibility has further enhanced its influence and reputation.
Muthoot Finance falls under the financial services sector. The company was established in 1939, making it over many decades old. Over the decades, Muthoot Finance has grown to become the largest gold loan non-banking financial company (NBFC) in India. The company is known for its trustworthiness and customer-centric approach.
The headquarters of Muthoot Finance Ltd. is located in Kochi, Kerala, India. The company is promoted by the Muthoot family, with George Jacob Muthoot serving as the Chairman and George Alexander Muthoot as the Managing Director. Their leadership has been pivotal in driving the company's growth and success. The managerial promoters of the company include:
- George Thomas Muthoot
- Alexander George
- George Alexander
Muthoot Finance is the largest gold loan NBFC in India, holding a significant market share in the gold loan sector. The company's extensive network of branches and comprehensive range of financial products has positioned it as a key player in the industry.
The promoter shareholding of the company stands at 73.35%. This promoter shareholding is held by the Muthoot family. Among them, George Jacob Muthoot and George Thomas hold major stakes. They both own 10.87% of the stake. This demonstrates strong promoter commitment to the business.
The registered office of Muthoot Finance Ltd. is located at Muthoot Chambers, Opposite Saritha Theatre Complex, Banerji Road, Kochi - 682018, Kerala, India. Its registrar & transfer agent is KFin Technologies Private Limited.
Muthoot Finance Ltd. is a well-established financial services company in India. The company is known for its comprehensive range of financial products and strong market presence. Its commitment to innovation, quality, and customer satisfaction has solidified its position as a trusted name in the financial services industry.
Influence of the Company
Muthoot Finance Ltd. is a prominent financial corporation in India. The company is primarily known for its gold loan services. It provides personal and business loans secured by gold jewellery, catering to individuals who do not have access to formal credit. In addition to gold loans, Muthoot Finance offers other forms of insurance and loans and sells gold coins and money transfer services.Economic Impact Muthoot Finance has had a large economic impact on the Indian financial services sector. It provides accessible credit through gold loans. Thus, the company has enabled millions of individuals and small businesses to meet their financial needs. This access to credit has facilitated economic activities and supported entrepreneurship. Also, this has contributed to the economic growth of the regions where Muthoot Finance operates. The company has extensive network of over 5,000 branches across India. This ensures that even individuals in remote areas can access financial services.
Financial Inclusion One of the significant influences of Muthoot Finance is its role in promoting financial inclusion. The company caters to individuals who are often excluded from the formal banking system due to a lack of credit history or collateral. Muthoot Finance provides these individuals with an opportunity to access credit and improve their financial stability by offering gold loans. This focus on financial inclusion has helped bridge the gap between the formal financial sector and underserved communities.
Customer-Centric Approach Muthoot Finance's customer-centric approach has set new standards in the financial services industry. The company focuses on understanding and meeting the specific needs of its customers. This ensures that they receive personalized and comprehensive financial solutions. Muthoot Finance's commitment to customer satisfaction has resulted in high customer retention rates and long-term relationships with clients.
Innovation and Technological Advancements Muthoot Finance is at the forefront of innovation and technological advancements in the financial services sector. The company leverages advanced technologies such as digital platforms and data analytics to enhance its operations and improve customer experience. By embracing technology, Muthoot Finance has improved its operational efficiency and reduced transaction times. Also, this enables the company to provide innovative financial solutions to its customers.
Corporate Social Responsibility Muthoot Finance is committed to corporate social responsibility (CSR). Also, it undertakes various initiatives to support community development. The company's CSR activities focus on healthcare, education, and environmental sustainability. Muthoot Finance has made a positive impact on the lives of many individuals and communities, fostering social and economic development by investing in these areas. The company's CSR initiatives have also enhanced its reputation as a socially responsible and ethical organization.
Muthoot Finance Ltd. has made a significant impact on the Indian financial services sector and the economy. The company has contributed to economic growth and financial inclusion. This is done through its accessible customer-centric approach, innovation, and technological advancements. Muthoot Finance's focus on corporate social responsibility has further enhanced its influence and reputation.
FAQ’s
What is the share price of Muthoot Finance Ltd today?
Muthoot Finance Ltd share price as on 18 Nov 2025 is ₹ 3712.1
What is the Market Cap of Muthoot Finance Ltd?
The market cap of Muthoot Finance Ltd stock is ₹1,50,972.22 Cr.
What is the PE Ratio of Muthoot Finance Ltd?
The Price to Earnings (P/E) Ratio of Muthoot Finance Ltd is 18.39
What is the PB Ratio of Muthoot Finance Ltd?
The Price to Book (P/B) Ratio of Muthoot Finance Ltd is 3.36
What is the 52 week high of Muthoot Finance Ltd Share Price?
The 52 week high of Muthoot Finance Ltd share price stands at ₹3,767.80
What is the 52 week low of Muthoot Finance Ltd Share Price?
The 52 week low of Muthoot Finance Ltd share price stands at ₹1,846.05
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