About Bajaj Finserv Ltd
Bajaj Finserv Ltd is a prominent non-banking financial services company in India. The company was established in 2007 as a result of the demerger from Bajaj Auto Limited, making it 17 years old in the business. Headquarters of Bajaj Finserv is located in Pune, Maharashtra, India. It operates in various segments, including lending, asset management and insurance. The company provides a wide range of financial products and services. These include consumer and commercial loans along with general and life insurance. As a result, Bajaj Finserv falls under the financial services sector. +
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LOGINOver 1 Month
5.21%
Over 6 Months
5.75%
Over 1 Year
21.67%
Over 3 Years
24.42%
Bajaj Finserv Ltd Summary
Close
₹2,035.30
Open
₹1,961.50
High
₹2,039.70
Low
₹1,955
Volume
21,04,540
Net Turnover (in Cr)
₹421.97
52Wk High
₹2,029.90
52Wk Low
₹1,419.05
52Wk High / Low
1,419.05
2,029.90
Bajaj Finserv Ltd Fundamentals
Key Financial Data
Market Cap (in Cr)
₹3,14,414.70
EPS (TTM)
9.76
Book Value (BV)
52
Div. Yield
0.05
%
P/E (TTM)
201.83
Price/Book Value
37.88
Delivery %
45.86
%
Face Value
1
Key Ratios
PE Ratio
223.93
PB Ratio
39.88
EV to Sales
151.29
PEG Ratio
3.76
ROA
17.81
ROE
19.80
Debt-Equity
-
Net Profit Margin
67.48
Operating Profit Margin
88.84
Bajaj Finserv Ltd Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Total Revenue | 1,10,383 | 82,072.01 | 68,438.98 | 60,591.57 | 54,351.47 |
| Total Expenses | 89,016.06 | 65,262.07 | 57,168.04 | 50,729.05 | 46,050.47 |
| Profit Before Tax | 21,375.03 | 16,811.13 | 11,270.58 | 9,862.34 | 8,301.66 |
| Profit After Tax | 15,595.36 | 12,209.54 | 8,313.53 | 7,367.38 | 5,993.60 |
| Operating Profit After Depreciation | 21,366.94 | 16,809.94 | 11,270.94 | 9,862.52 | 8,301 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Fixed Assets | 5,563.17 | 4,430.59 | 3,609.16 | 3,221.65 | 3,209.87 |
| Total Non Current Assets | 5,01,830.35 | 3,84,476.14 | 3,15,724.78 | 2,65,011.17 | 2,37,709.59 |
| Total Current Assets | 36,099.28 | 21,033.05 | 17,994.18 | 15,153.15 | 13,674.60 |
| Total Assets | 5,37,929.63 | 4,05,509.19 | 3,33,718.96 | 2,80,164.32 | 2,51,384.19 |
| Total Shareholder's Fund | 60,328.64 | 46,407.34 | 40,246.80 | 35,830 | 31,301.25 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -68,674.20 | -39,479.54 | -33,669.99 | 4,547.40 | -23,369.03 |
| Net Cash Used In Investing Activities | -10,959.69 | -13,945.21 | 1,445.43 | -3,683.80 | -9,948 |
| Net Cash Used In Financing Activities | 82,708.71 | 51,016.06 | 32,325.76 | 1,686.95 | 34,479.35 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Total Revenue | 1,733.91 | 1,147.61 | 729 | 392.03 | 815.16 |
| Total Expenses | 196.99 | 172.99 | 165.78 | 146.93 | 133.28 |
| Profit Before Tax | 1,536.92 | 974.62 | 563.22 | 245.10 | 681.88 |
| Profit After Tax | 1,170.06 | 732.52 | 424.23 | 178.78 | 666.86 |
| Operating Profit After Depreciation | 1,536.92 | 974.62 | 563.22 | 245.10 | 681.88 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Fixed Assets | 108.05 | 110.17 | 105.06 | 153.19 | 152.88 |
| Total Non Current Assets | 6,486.92 | 5,197.79 | 4,305.66 | 3,655.82 | 3,506.32 |
| Total Current Assets | 163.61 | 120.17 | 132.76 | 212.71 | 93.84 |
| Total Assets | 6,650.53 | 5,317.96 | 4,438.42 | 3,868.53 | 3,600.16 |
| Total Shareholder's Fund | 6,568.97 | 5,248.07 | 4,368.20 | 3,800.92 | 3,535.43 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 1,311.80 | 787.71 | 610.59 | 169.36 | 638.83 |
| Net Cash Used In Investing Activities | -1,272.65 | -805.14 | -565.49 | -149.28 | -575.48 |
| Net Cash Used In Financing Activities | -25.42 | 3.05 | -47.73 | -0.18 | -118.97 |
| Particulars (in ₹ Cr.) | 2024-12 | 2024-09 | 2024-06 | 2024-03 | 2023-12 |
|---|---|---|---|---|---|
| Total Revenue | 32,041.81 | 33,703.74 | 31,479.93 | 32,040.84 | 29,038.43 |
| Total Expenses | 25,944.90 | 27,465.90 | 25,247.13 | 26,261.81 | 23,377.14 |
| Profit Before Tax | -464.76 | -79.66 | 376.40 | 373.03 | 654.42 |
| Profit After Tax | 4,411.89 | 4,180.15 | 4,209.28 | 4,084.93 | 4,045.29 |
| Operating Profit after Depreciation | 6,100.01 | 6,241.29 | 6,235.42 | 5,783.45 | 5,663.04 |
| Particulars (in ₹ Cr.) | 2024-12 | 2024-09 | 2024-06 | 2024-03 | 2023-12 |
|---|---|---|---|---|---|
| Total Revenue | 70.82 | 1,217.11 | 909.11 | 43.63 | 49.40 |
| Total Expenses | 64.93 | 60.48 | 59.41 | 39.09 | 49.04 |
| Profit Before Tax | 14.55 | 1,165.75 | 857.44 | 14.30 | 7.37 |
| Profit After Tax | 10.69 | 907.57 | 633.04 | 7.82 | 4.39 |
| Operating Profit after Depreciation | 15.46 | 1,166.66 | 858.33 | 15.18 | 8.26 |
Bajaj Finserv Ltd Technicals
Support and Resistance
S3
S2
S1
Pivot
R1
R2
R3
S1
1,953.97
S2
1,938.73
S3
1,927.87
Pivot
1,964.83
R1
1,980.07
R2
1,990.93
R3
2,006.17
Moving Average
20 SMA
1,914.46
50 SMA
1,862.73
100 SMA
1,757.94
200 SMA
1,741.01
Bajaj Finserv Ltd Corporate Actions
Bajaj Finserv Ltd
₹1.0/Share
Announcement Date
21 Jun 2024
Record Date
21 Jun 2024
Div Yield
100%
Bajaj Finserv Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| Bajaj Finance Ltd | ₹9,054.85 | ₹5,61,290.82 |
| Indian Railway Finance Corporation Ltd | ₹129.05 | ₹1,68,649.07 |
| Jio Financial Services Ltd | ₹242.25 | ₹1,53,908.31 |
| Power Finance Corporation Ltd | ₹423.90 | ₹1,39,891.31 |
| Cholamandalam Investment & Finance Company Ltd | ₹1,613.20 | ₹1,35,660.59 |
Bajaj Finserv Ltd Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| SBI Nifty 50 ETF | 1.03% |
| SBI BSE SENSEX ETF | 1.21% |
| ICICI Pru Multi-Asset Fund | 1.30% |
| UTI-Nifty 50 Exchange Traded Fund | 1.03% |
| HDFC Balanced Advantage Fund | 0.61% |
Bajaj Finserv Ltd News
Bajaj Finserv to discuss results
On 29 April 2025
07 Apr 2025, 09:30 am
Bajaj Finserv to acquire Allianz's 26% stake in insurance ventures, securing full ownership
Bajaj Finserv has signed Share Purchase Agreements (SPAs) to acquire Allianz SE's 26% stake in Bajaj Allianz General Insurance Company (BAGIC) and Bajaj Allianz Life Insurance Company (BALIC), gaining full ownership.
18 Mar 2025, 11:42 am
Board of Bajaj Finserv appoints director
At meeting held on 21 February 2025
21 Feb 2025, 02:22 pm
Bajaj Finserv PAT rises 3% YoY to Rs 2,231 crore in Q3 FY25
Bajaj Finserv's consolidated net profit increased 3.4% to Rs 2,231 crore on 10.34% rise in total income to Rs 32,041.81 crore in Q3 FY25 over Q3 FY24.
30 Jan 2025, 04:21 pm
Bajaj Finserv announces change in CFO
With effect from 01 February 2025
30 Jan 2025, 02:34 pm
Bajaj Finserv Ltd Stock Analysis
- Annual revenue for Bajaj Finserv Ltd increased by 51.09% to ₹1,733.91 crore in FY 2024 from ₹1,147.61 crore in FY 2023.
- Annual Net Profit for Bajaj Finserv Ltd increased by 59.73% to ₹1,170.06 crore in FY 2024 from ₹732.52 crore in FY 2023.
- Promoter Shareholding in Bajaj Finserv Ltd remains unchanged by 0.00% in the most recent quarter, from 60.64% in September 2024 to 60.64% in December 2024.
- Bajaj Finserv Ltd delivered a 1-year return of 21.67% compared to the Nifty 50, which provided a return of 5.82% as of the last trading session.
- Bajaj Finserv Ltd share price moved up by 3.36% from its previous close of INR ₹1,969.20. The latest Bajaj Finserv Ltd share price is INR ₹2,035.30.
- Bajaj Finserv Ltd share price today has been at a low of 1,955 and a high of 2,039.70. Over the past 52 weeks, the Bajaj Finserv Ltd share price has seen a low of 1,419.05 and a high of 2,039.70.
About Bajaj Finserv Ltd
Bajaj Finserv Ltd is a prominent non-banking financial services company in India. It operates in various segments, including lending, asset management, wealth management, and insurance. The company provides a wide range of financial products and services. These include consumer and commercial loans along with general and life insurance.
Bajaj Finserv falls under the financial services sector. It is one of the leading promoters of financial services in India. It has a diversified portfolio that caters to the financial needs of over 100 million customers. The company was established in 2007 as a result of the demerger from Bajaj Auto Limited, making it 17 years old in the business. The headquarters of Bajaj Finserv is located in Pune, Maharashtra, India.
The promoters of Bajaj Finserv include the Bajaj Group, which is one of the oldest and most respected business conglomerates in India. The Bajaj family, led by Rahul Bajaj, has been instrumental in the company’s growth and success. Bajaj Finserv’s main products include consumer finance, insurance, and wealth management services. The company also offers a variety of investment products and services.
While Bajaj Finserv is a significant player in the financial services sector, it is not the largest in terms of market share or market cap. However, it is well-regarded for its innovative financial solutions and customer-centric approach. The promoter shareholding in Bajaj Finserv stands at 52.49%. The company is known for its robust governance and management practices. This ensures transparency and accountability in its operations.
Their registered office is at Bajaj Auto Ltd. Complex, Mumbai-Pune Road, in Pune, Maharashtra. The company is led by a team of experienced professionals, with Sanjiv Bajaj serving as the Chairman and Managing Director. Their registrar is KFin Technologies Pvt. Ltd. They are located at Selenium Tower B, Plot 31-32, Gachibowli, in Hyderabad.
One of the primary ways Bajaj Finserv has influenced the Indian market is through its consumer finance segment. It offers a wide array of consumer loans, including personal loans, home loans, and auto loans. This is how the company has made it easier for individuals to access credit. This accessibility has empowered consumers to make significant purchases, thereby stimulating economic activity. The company’s easy-to-use digital platforms and quick loan approval processes have set new standards in the industry. This makes their services more accessible and convenient for the average Indian consumer.
In the SME finance sector, Bajaj Finserv has played a crucial role in supporting small and medium-sized enterprises (SMEs). It provides tailored financial solutions such as working capital, machinery, and business loans. The company has helped numerous SMEs grow and expand their operations. This support has been vital in fostering entrepreneurship and job creation. This has also contributed to the overall economic development of the country. The company’s understanding of the unique needs of SMEs has made it a preferred financial partner for many businesses.
Bajaj Finserv’s influence extends to the insurance sector as well. It does this through Bajaj Allianz General Insurance and Bajaj Allianz Life Insurance. The company offers a comprehensive range of insurance products. These include health, motor, home, and life insurance. These products provide financial security to many by helping them manage risks and uncertainties. The company’s innovative insurance solutions have set new benchmarks in the industry.
The company’s wealth management services have also had a significant impact on the Indian market. Their investment products have enabled people to grow their wealth and achieve their financial goals. The company’s emphasis on customer education and financial literacy has helped many as well. This is how it contributes to the overall growth of the financial market in India.
Bajaj Finserv’s commitment to digital innovation has been a game-changer in the financial services industry. The company’s digital platforms, such as the Bajaj Finserv App, provide a seamless experience for customers. These platforms offer a range of services, from loan applications to insurance renewals, all accessible at the click of a button. This digital transformation has enhanced customer convenience and their services.
Moreover, Bajaj Finserv’s focus on customer-centricity has set it apart from its competitors. The company’s dedication to addressing the needs of its customers has resulted in high levels of customer satisfaction. Services such as multiple financial solutions and transparency have made them a trusted partner for many.
Bajaj Finserv Ltd has had a profound influence on the Indian market through its range of financial services. It has empowered consumers by supporting SMEs and promoting digital innovation. The company has contributed significantly to India’s economic development. As Bajaj Finserv continues to evolve and expand its offerings, its impact on the Indian market is likely to grow even further.
Bajaj Finserv falls under the financial services sector. It is one of the leading promoters of financial services in India. It has a diversified portfolio that caters to the financial needs of over 100 million customers. The company was established in 2007 as a result of the demerger from Bajaj Auto Limited, making it 17 years old in the business. The headquarters of Bajaj Finserv is located in Pune, Maharashtra, India.
The promoters of Bajaj Finserv include the Bajaj Group, which is one of the oldest and most respected business conglomerates in India. The Bajaj family, led by Rahul Bajaj, has been instrumental in the company’s growth and success. Bajaj Finserv’s main products include consumer finance, insurance, and wealth management services. The company also offers a variety of investment products and services.
While Bajaj Finserv is a significant player in the financial services sector, it is not the largest in terms of market share or market cap. However, it is well-regarded for its innovative financial solutions and customer-centric approach. The promoter shareholding in Bajaj Finserv stands at 52.49%. The company is known for its robust governance and management practices. This ensures transparency and accountability in its operations.
Their registered office is at Bajaj Auto Ltd. Complex, Mumbai-Pune Road, in Pune, Maharashtra. The company is led by a team of experienced professionals, with Sanjiv Bajaj serving as the Chairman and Managing Director. Their registrar is KFin Technologies Pvt. Ltd. They are located at Selenium Tower B, Plot 31-32, Gachibowli, in Hyderabad.
Influence of Bajaj Finserv Ltd
Bajaj Finserv Ltd has influenced the Indian market through its diverse range of solutions. Established in 2007, the company has grown to become a key player in the financial services sector. They have impacted various aspects of the Indian economy and the lives of millions of customers.One of the primary ways Bajaj Finserv has influenced the Indian market is through its consumer finance segment. It offers a wide array of consumer loans, including personal loans, home loans, and auto loans. This is how the company has made it easier for individuals to access credit. This accessibility has empowered consumers to make significant purchases, thereby stimulating economic activity. The company’s easy-to-use digital platforms and quick loan approval processes have set new standards in the industry. This makes their services more accessible and convenient for the average Indian consumer.
In the SME finance sector, Bajaj Finserv has played a crucial role in supporting small and medium-sized enterprises (SMEs). It provides tailored financial solutions such as working capital, machinery, and business loans. The company has helped numerous SMEs grow and expand their operations. This support has been vital in fostering entrepreneurship and job creation. This has also contributed to the overall economic development of the country. The company’s understanding of the unique needs of SMEs has made it a preferred financial partner for many businesses.
Bajaj Finserv’s influence extends to the insurance sector as well. It does this through Bajaj Allianz General Insurance and Bajaj Allianz Life Insurance. The company offers a comprehensive range of insurance products. These include health, motor, home, and life insurance. These products provide financial security to many by helping them manage risks and uncertainties. The company’s innovative insurance solutions have set new benchmarks in the industry.
The company’s wealth management services have also had a significant impact on the Indian market. Their investment products have enabled people to grow their wealth and achieve their financial goals. The company’s emphasis on customer education and financial literacy has helped many as well. This is how it contributes to the overall growth of the financial market in India.
Bajaj Finserv’s commitment to digital innovation has been a game-changer in the financial services industry. The company’s digital platforms, such as the Bajaj Finserv App, provide a seamless experience for customers. These platforms offer a range of services, from loan applications to insurance renewals, all accessible at the click of a button. This digital transformation has enhanced customer convenience and their services.
Moreover, Bajaj Finserv’s focus on customer-centricity has set it apart from its competitors. The company’s dedication to addressing the needs of its customers has resulted in high levels of customer satisfaction. Services such as multiple financial solutions and transparency have made them a trusted partner for many.
Bajaj Finserv Ltd has had a profound influence on the Indian market through its range of financial services. It has empowered consumers by supporting SMEs and promoting digital innovation. The company has contributed significantly to India’s economic development. As Bajaj Finserv continues to evolve and expand its offerings, its impact on the Indian market is likely to grow even further.
FAQ’s
What is the share price of Bajaj Finserv Ltd today?
Bajaj Finserv Ltd share price as on 17 Apr 2025 is ₹
2035.3
What is the Market Cap of Bajaj Finserv Ltd?
The market cap of Bajaj Finserv Ltd stock is ₹3,14,414.70 Cr.
What is the PE Ratio of Bajaj Finserv Ltd?
The Price to Earnings (P/E) Ratio of Bajaj Finserv Ltd is 223.93
What is the PB Ratio of Bajaj Finserv Ltd?
The Price to Book (P/B) Ratio of Bajaj Finserv Ltd is 39.88
What is the 52 week high of Bajaj Finserv Ltd Share Price?
The 52 week high of Bajaj Finserv Ltd share price stands at ₹2,029.90
What is the 52 week low of Bajaj Finserv Ltd Share Price?
The 52 week low of Bajaj Finserv Ltd share price stands at ₹1,419.05
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