Jio Financial Q4 and Full-Year FY25 Results:
The company's net profit for Q4 rose about 2% to ₹316.1 crore, from ₹310.6 crore in same quarter of the preceding year. Total income for the fourth quarter rose 24% to ₹518.4 crore, compared to ₹418.2 crore in the same period last year. For the financial year 2025, the company reported a net profit of ₹1,612.6 crores and a total income of ₹2,079 crores, compared with ₹1,604.6 crores and ₹1,854.7 crores recorded last year, respectively.
Last Modified: April 17th 2025, 7:24 PM
About Jio Financial Services Ltd
Jio Financial Services Ltd (JFSL) is a prominent player in the financial services sector in India. The company provides a comprehensive range of financial services, including loans and savings accounts. The company was originally incorporated as Reliance Strategic Investments Private Limited on July 22, 1999. The headquarters of JFSL is located in Mumbai, India. JFSL’s main products and services include instant loans, savings accounts, UPI bill payments, and financial management tools. The company also offers asset management, wealth management, and broking services through a joint venture with BlackRock, the world’s largest asset manager. +
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LOGINOver 1 Month
12.28%
Over 6 Months
-25.12%
Over 1 Year
-34.87%
Over 3 Years
None%
Jio Financial Services Ltd Summary
Close
₹246.47
Open
₹242.94
High
₹248
Low
₹238.30
Volume
3,04,22,206
Net Turnover (in Cr)
₹741.01
52Wk High
₹394.70
52Wk Low
₹198.65
52Wk High / Low
198.65
394.70
Jio Financial Services Ltd Fundamentals
Key Financial Data
Market Cap (in Cr)
₹1,56,589.40
EPS (TTM)
0.83
Book Value (BV)
39.06
Div. Yield
-
P/E (TTM)
296.93
Price/Book Value
6.31
Delivery %
34.48
%
Face Value
10
Key Ratios
PE Ratio
589.67
PB Ratio
9.20
EV to Sales
345.09
PEG Ratio
-5.92
ROA
1.57
ROE
1.58
Debt-Equity
0.02
Net Profit Margin
59.94
Operating Profit Margin
85.19
Jio Financial Services Ltd Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 |
|---|---|---|
| Total Revenue | 1,854.68 | 44.84 |
| Total Expenses | 327.31 | -4.50 |
| Profit Before Tax | 1,955.89 | 49.34 |
| Profit After Tax | 1,604.55 | 31.25 |
| Operating Profit After Depreciation | 1,527.37 | 49.34 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 |
|---|---|---|
| Fixed Assets | 175.10 | 196.09 |
| Total Non Current Assets | 1,33,640.81 | 1,08,378.29 |
| Total Current Assets | 11,222.18 | 6,551.45 |
| Total Assets | 1,44,862.99 | 1,14,929.74 |
| Total Shareholder's Fund | 1,39,147.66 | 1,14,120.34 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 |
|---|---|---|
| Net Cash From Operating Activities | -677.57 | 2,054.90 |
| Net Cash Used In Investing Activities | 1,441.22 | -1,109.92 |
| Net Cash Used In Financing Activities | -753.04 | -888.92 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|
| Total Revenue | 638.06 | 44.84 | 184.26 |
| Total Expenses | 117.06 | -4.50 | 7.14 |
| Profit Before Tax | 521 | 49.34 | 176.87 |
| Profit After Tax | 382.47 | 31.25 | 168.04 |
| Operating Profit After Depreciation | 521 | 49.34 | 177.12 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|
| Fixed Assets | 36.53 | 48.80 | - |
| Total Non Current Assets | 19,848.50 | 19,449.37 | 2,187.21 |
| Total Current Assets | 4,625.70 | 5,353.73 | 40.91 |
| Total Assets | 24,474.20 | 24,803.10 | 2,228.12 |
| Total Shareholder's Fund | 24,436.81 | 24,054.25 | 2,228.03 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2019 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -283.44 | 2,052.61 | 123.04 | 2,434.13 | -0.94 |
| Net Cash Used In Investing Activities | 1,041.26 | -1,164.03 | -122.89 | 163.22 | -2.42 |
| Net Cash Used In Financing Activities | -753.04 | -888.92 | - | -2,597.48 | 3.36 |
| Particulars (in ₹ Cr.) | 2025-03 | 2024-12 | 2024-09 | 2024-06 | 2024-03 |
|---|---|---|---|---|---|
| Total Revenue | 493.24 | 438.35 | 693.50 | 417.82 | 418.10 |
| Total Expenses | 162.90 | 124.99 | 140.46 | 73.96 | 97.76 |
| Profit Before Tax | 388.16 | 377.22 | 773.49 | 400.39 | 392.67 |
| Profit After Tax | 316.11 | 294.78 | 689.07 | 312.63 | 310.63 |
| Operating Profit after Depreciation | 401.57 | 382.98 | 779.10 | 405.78 | 398.03 |
| Particulars (in ₹ Cr.) | 2025-03 | 2024-12 | 2024-09 | 2024-06 | 2024-03 |
|---|---|---|---|---|---|
| Total Revenue | 151.53 | 137.37 | 382.77 | 133.89 | 140.51 |
| Total Expenses | 45.40 | 43.94 | 51.25 | 32.94 | 33.44 |
| Profit Before Tax | 126.02 | 100.75 | 328.74 | 97.88 | 104.01 |
| Profit After Tax | 97.14 | 75.18 | 304.83 | 71.76 | 77.76 |
| Operating Profit after Depreciation | 129.08 | 103.86 | 331.86 | 100.95 | 107.07 |
Jio Financial Services Ltd Technicals
Support and Resistance
S3
S2
S1
Pivot
R1
R2
R3
S1
238.78
S2
235.27
S3
233.29
Pivot
240.76
R1
244.27
R2
246.25
R3
249.76
Moving Average
20 SMA
227.68
50 SMA
227.92
100 SMA
264.76
200 SMA
299.93
Jio Financial Services Ltd Corporate Actions
No available data
Jio Financial Services Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| Bajaj Finance Ltd | ₹9,164.05 | ₹5,68,059.89 |
| Bajaj Finserv Ltd | ₹2,033.75 | ₹3,24,721.15 |
| Indian Railway Finance Corporation Ltd | ₹129.45 | ₹1,69,171.81 |
| Power Finance Corporation Ltd | ₹423.70 | ₹1,39,825.31 |
| Cholamandalam Investment & Finance Company Ltd | ₹1,587.35 | ₹1,33,486.75 |
Jio Financial Services Ltd Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| SBI Nifty 50 ETF | 0.70% |
| Quant Small Cap Fund | 4.81% |
| Quant ELSS Tax Saver Fund | 6.49% |
| Kotak Equity Arbitrage Fund | 0.76% |
| UTI-Nifty 50 Exchange Traded Fund | 0.70% |
Jio Financial Services Ltd News
Jio Financial Services announces board meeting date
On 17 April 2025
15 Apr 2025, 10:19 am
Jio Financial rallies as NBFC arm forays into digital lending via app
Jio Financial Services jumped 5.04% to Rs 224.25 after the company's NBFC subsidiary, Jio Finance, has introduced fully digital loan against securities (LAS) facility for its customers to leverage their investments.
08 Apr 2025, 03:09 pm
Jio Financial Services and BlackRock further invest Rs 66.5 cr in Jio BlackRock Investment Advisers
03 Apr 2025, 07:15 pm
Board of Jio Financial Services approves acquisition of balance stake in Jio Payments Bank
At meeting held on 04 March 2025
04 Mar 2025, 07:44 pm
Jio BlackRock Investment Advisers incorporates WoS for broking biz
21 Jan 2025, 01:08 pm
Jio Financial Services Ltd Stock Analysis
- Annual revenue for Jio Financial Services Ltd increased by 1322.97% to ₹638.06 crore in FY 2024 from ₹44.84 crore in FY 2023.
- Annual Net Profit for Jio Financial Services Ltd increased by 1123.90% to ₹382.47 crore in FY 2024 from ₹31.25 crore in FY 2023.
- Promoter Shareholding in Jio Financial Services Ltd remains unchanged by 0.00% in the most recent quarter, from 47.12% in September 2024 to 47.12% in December 2024.
- Jio Financial Services Ltd delivered a 1-year return of -34.87% compared to the Nifty 50, which provided a return of 8.44% as of the last trading session.
- Jio Financial Services Ltd share price moved up by 1.73% from its previous close of INR ₹242.28. The latest Jio Financial Services Ltd share price is INR ₹246.47.
- Jio Financial Services Ltd share price today has been at a low of 238.30 and a high of 248. Over the past 52 weeks, the Jio Financial Services Ltd share price has seen a low of 198.65 and a high of 394.70.
About Jio Financial Services Ltd
Jio Financial Services Ltd is a prominent player in the financial services sector in India. The business provides a range of financial services, such as UPI bill payments, savings accounts, and loans. Additionally, it offers financial planning management tools. JFSL wants to use a digital-first strategy to offer its clients smooth financial solutions, which guarantees Indian individuals' overall financial well-being.
JFSL is a financial services company that specializes in offering full-stack financial services. These services are intended for both small businesses and individuals. Reliance Strategic Investments Private Limited was the initial name under which the company was founded. The date of its inception was July 22, 1999. In 2002, it was rebranded as Reliance Strategic Investments Limited. It then changed its name to Jio Financial Services Limited after demerging from Reliance Industries Ltd. In August 2023, the business went public on the Indian stock exchanges.
The headquarters of JFSL is located in Mumbai, India. This central location enables the company to manage its operations and coordinate with various stakeholders efficiently. The promoters of the company include Srichakra Commercials LLP, with an 11.64% stake. A team of managerial promoters manage the daily operations of the company. They are –
While JFSL is a significant player in the financial services sector, it is not necessarily the largest in terms of market share or capitalization. However, its innovative approach and strong promoter backing position it as a key competitor in the industry. The company’s stock is well-regarded, but it is not explicitly ranked as the #1 stock in the sector. The registered office of JFSL is in Bandra Kurla Complex, Mumbai, Maharashtra. Meanwhile, its registrars are based in the Financial District of Hyderabad, Telangana.
JFSL aims to leverage digital technology to make financial services accessible to everyone. This includes people of all locations and socio-economic statuses. The company believes that the digital economy will be the primary catalyst for the Indian economy over the next decade. This digital-first approach is designed to generate cost efficiencies. It also aims to achieve productivity gains across various sectors.
This digital-first approach is designed to generate cost efficiencies. It also aims to achieve productivity gains across various sectors. These services include loans, savings accounts, UPI bill payments, and recharges. They also offer digital insurance and financial tracking and management tools. JFSL aims to ensure that these services are easy to use and accessible to all, thereby promoting financial literacy and inclusion.
JFSL’s vision also emphasizes the importance of innovation and technology in delivering financial services. The company is committed to using the latest technologies to enhance the customer experience. This helps provide seamless and secure financial services, including using machine learning and blockchain technology to enhance service delivery.
The company also envisions playing a significant role in the broader financial ecosystem. JFSL aims to collaborate with other financial institutions and regulatory bodies to create a robust and inclusive financial ecosystem. This collaborative approach aims to drive innovation and improve service delivery. It also ensures that the benefits of financial services reach every corner of the country.
JFSL’s vision is not just about providing financial services. It is also about empowering individuals and businesses to achieve their financial goals. The company aims to offer personalized financial solutions that cater to the unique needs of each customer. This includes offering financial education and advisory services.
The company’s vision also includes a strong focus on sustainability and social responsibility. JFSL is committed to adopting environmentally friendly practices and contributing to the sustainable development of the communities it serves.
JFSL’s vision is aligned with the broader goals of the Indian government and regulatory bodies to promote financial inclusion and digital transformation. The company aims to support these goals by offering innovative and inclusive financial services.
The company’s vision is also focused on maximizing returns for all its stakeholders. JFSL aims to create value for its shareholders and the broader community. It does so by delivering high-quality financial services and driving sustainable growth. This includes investing in employee development and fostering a culture of innovation and excellence.
JFSL is a financial services company that specializes in offering full-stack financial services. These services are intended for both small businesses and individuals. Reliance Strategic Investments Private Limited was the initial name under which the company was founded. The date of its inception was July 22, 1999. In 2002, it was rebranded as Reliance Strategic Investments Limited. It then changed its name to Jio Financial Services Limited after demerging from Reliance Industries Ltd. In August 2023, the business went public on the Indian stock exchanges.
The headquarters of JFSL is located in Mumbai, India. This central location enables the company to manage its operations and coordinate with various stakeholders efficiently. The promoters of the company include Srichakra Commercials LLP, with an 11.64% stake. A team of managerial promoters manage the daily operations of the company. They are –
- K V Kamath
- Hitesh Kumar Sethia
- Sunil Mehta
- Bimal Manu Tanna
- Rama Vedashree
While JFSL is a significant player in the financial services sector, it is not necessarily the largest in terms of market share or capitalization. However, its innovative approach and strong promoter backing position it as a key competitor in the industry. The company’s stock is well-regarded, but it is not explicitly ranked as the #1 stock in the sector. The registered office of JFSL is in Bandra Kurla Complex, Mumbai, Maharashtra. Meanwhile, its registrars are based in the Financial District of Hyderabad, Telangana.
The vision of Jio Financial Services Limited
The company’s vision is to digitally deliver a range of financial products that promote the financial well-being of the people of India. This vision is based on the belief that financial inclusion and access to financial services are essential which are crucial for the overall development and growth of the country.JFSL aims to leverage digital technology to make financial services accessible to everyone. This includes people of all locations and socio-economic statuses. The company believes that the digital economy will be the primary catalyst for the Indian economy over the next decade. This digital-first approach is designed to generate cost efficiencies. It also aims to achieve productivity gains across various sectors.
This digital-first approach is designed to generate cost efficiencies. It also aims to achieve productivity gains across various sectors. These services include loans, savings accounts, UPI bill payments, and recharges. They also offer digital insurance and financial tracking and management tools. JFSL aims to ensure that these services are easy to use and accessible to all, thereby promoting financial literacy and inclusion.
JFSL’s vision also emphasizes the importance of innovation and technology in delivering financial services. The company is committed to using the latest technologies to enhance the customer experience. This helps provide seamless and secure financial services, including using machine learning and blockchain technology to enhance service delivery.
The company also envisions playing a significant role in the broader financial ecosystem. JFSL aims to collaborate with other financial institutions and regulatory bodies to create a robust and inclusive financial ecosystem. This collaborative approach aims to drive innovation and improve service delivery. It also ensures that the benefits of financial services reach every corner of the country.
JFSL’s vision is not just about providing financial services. It is also about empowering individuals and businesses to achieve their financial goals. The company aims to offer personalized financial solutions that cater to the unique needs of each customer. This includes offering financial education and advisory services.
The company’s vision also includes a strong focus on sustainability and social responsibility. JFSL is committed to adopting environmentally friendly practices and contributing to the sustainable development of the communities it serves.
JFSL’s vision is aligned with the broader goals of the Indian government and regulatory bodies to promote financial inclusion and digital transformation. The company aims to support these goals by offering innovative and inclusive financial services.
The company’s vision is also focused on maximizing returns for all its stakeholders. JFSL aims to create value for its shareholders and the broader community. It does so by delivering high-quality financial services and driving sustainable growth. This includes investing in employee development and fostering a culture of innovation and excellence.
FAQ’s
What is the share price of Jio Financial Services Ltd today?
Jio Financial Services Ltd share price as on 18 Apr 2025 is ₹
246.47
What is the Market Cap of Jio Financial Services Ltd?
The market cap of Jio Financial Services Ltd stock is ₹1,56,589.40 Cr.
What is the PE Ratio of Jio Financial Services Ltd?
The Price to Earnings (P/E) Ratio of Jio Financial Services Ltd is 589.67
What is the PB Ratio of Jio Financial Services Ltd?
The Price to Book (P/B) Ratio of Jio Financial Services Ltd is 9.20
What is the 52 week high of Jio Financial Services Ltd Share Price?
The 52 week high of Jio Financial Services Ltd share price stands at ₹394.70
What is the 52 week low of Jio Financial Services Ltd Share Price?
The 52 week low of Jio Financial Services Ltd share price stands at ₹198.65
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