Jio Financial Services Q1 FY26 Results:
Profit for the period rose 3.9% to ₹324.7 crores in Q1 FY26, up from ₹312.6 crores in Q1 FY25. Total income for the quarter increased 48.3% year-on-year to ₹619.5 crores from ₹417.8 crores.
About Jio Financial Services Ltd
Jio Financial Services Ltd (JFSL) is a prominent player in the financial services sector in India. The company provides a comprehensive range of financial services, including loans and savings accounts. The company was originally incorporated as Reliance Strategic Investments Private Limited on July 22, 1999. The headquarters of JFSL is located in Mumbai, India. JFSL’s main products and services include instant loans, savings accounts, UPI bill payments, and financial management tools. The company also offers asset management, wealth management, and broking services through a joint venture with BlackRock, the world’s largest asset manager. +
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LOGINOver 1 Month
-0.76%
Over 6 Months
13.59%
Over 1 Year
-1.86%
Over 3 Years
23.89%
Jio Financial Services Ltd Summary
Close ₹308.35
Open ₹305.60
High ₹309.60
Low ₹305.20
Volume 77,84,069
Net Turnover (in Cr) ₹239.67
52Wk High ₹347.35
52Wk Low ₹198.65
52Wk High / Low
198.65
347.35
Jio Financial Services Ltd Fundamentals
Key Financial Data
Market Cap (in Cr) ₹1,95,903.52
EPS (TTM) 1.10
Book Value (BV) 45.88
Div. Yield 0.16 %
P/E (TTM) 280.32
Price/Book Value 6.72
Delivery % 47.10 %
Face Value 10
Key Ratios
PE Ratio 264.42
PB Ratio 5.78
EV to Sales 178.58
PEG Ratio 6.10
ROA 2.20
ROE 2.22
Debt-Equity -
Net Profit Margin 65.40
Operating Profit Margin 79.32
Jio Financial Services Ltd Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|
| Total Revenue | 2,078.92 | 1,854.68 | 44.84 |
| Total Expenses | 524.83 | 327.31 | -4.50 |
| Profit Before Tax | 1,946.91 | 1,955.89 | 49.34 |
| Profit After Tax | 1,612.59 | 1,604.55 | 31.25 |
| Operating Profit After Depreciation | 1,554.09 | 1,527.37 | 49.34 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|
| Fixed Assets | 187.76 | 175.10 | 196.09 |
| Total Non Current Assets | 1,29,167.79 | 1,33,640.81 | 1,08,378.29 |
| Total Current Assets | 4,342.15 | 11,222.18 | 6,551.45 |
| Total Assets | 1,33,509.94 | 1,44,862.99 | 1,14,929.74 |
| Total Shareholder's Fund | 1,23,496.52 | 1,39,147.66 | 1,14,120.34 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|
| Net Cash From Operating Activities | -10,083.39 | -677.57 | 2,054.90 |
| Net Cash Used In Investing Activities | 6,406.18 | 1,441.22 | -1,109.92 |
| Net Cash Used In Financing Activities | 3,962.35 | -753.04 | -888.92 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 839.28 | 638.06 | 44.84 | 184.26 | 310.81 |
| Total Expenses | 185.89 | 117.06 | -4.50 | 7.14 | 192.75 |
| Profit Before Tax | 653.39 | 521 | 49.34 | 176.87 | 118.06 |
| Profit After Tax | 548.91 | 382.47 | 31.25 | 168.04 | 123.06 |
| Operating Profit After Depreciation | 653.39 | 521 | 49.34 | 177.12 | 118.06 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 27.96 | 36.53 | 48.80 | - | - |
| Total Non Current Assets | 24,482.11 | 19,848.13 | 19,449.37 | 2,187.21 | 2,012.52 |
| Total Current Assets | 613.42 | 4,625.70 | 5,353.73 | 40.91 | 47.71 |
| Total Assets | 25,095.53 | 24,473.83 | 24,803.10 | 2,228.12 | 2,060.23 |
| Total Shareholder's Fund | 24,985.46 | 24,436.81 | 24,054.25 | 2,228.03 | 2,059.99 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -1,771.89 | -283.44 | 2,052.61 | 123.04 | 2,434.13 |
| Net Cash Used In Investing Activities | 1,775.57 | 1,041.26 | -1,164.03 | -122.89 | 163.22 |
| Net Cash Used In Financing Activities | - | -753.04 | -888.92 | - | -2,597.48 |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | 981.39 | 612.46 | 493.24 | 438.35 | 693.50 |
| Total Expenses | 428.75 | 254.38 | 162.90 | 124.99 | 140.46 |
| Profit Before Tax | 647.25 | 320.17 | 388.16 | 377.22 | 773.49 |
| Profit After Tax | 695.04 | 324.66 | 316.11 | 294.78 | 689.07 |
| Operating Profit after Depreciation | 790.82 | 396.53 | 401.57 | 382.98 | 779.10 |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | 520.49 | 134.28 | 151.53 | 137.37 | 382.77 |
| Total Expenses | 61.84 | 34.92 | 45.40 | 43.94 | 51.25 |
| Profit Before Tax | 474.82 | 96.15 | 126.02 | 100.75 | 328.74 |
| Profit After Tax | 456.45 | 71.46 | 97.14 | 75.18 | 304.83 |
| Operating Profit after Depreciation | 478.18 | 99.36 | 129.08 | 103.86 | 331.86 |
Jio Financial Services Ltd Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 305.83
S2 303.32
S3 301.43
Pivot 307.72
R1 310.23
R2 312.12
R3 314.63
Moving Average
20 SMA 306.68
50 SMA 307.62
100 SMA 314.67
200 SMA 283.43
Jio Financial Services Ltd Corporate Actions
Jio Financial Services Ltd
₹0.5/Share
Announcement Date 11 Aug 2025
Record Date 11 Aug 2025
Div Yield 5%
Jio Financial Services Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| Bajaj Finance Ltd | ₹1,028.50 | ₹6,39,982.26 |
| Bajaj Finserv Ltd | ₹2,096.20 | ₹3,34,933.61 |
| Indian Railway Finance Corporation Ltd | ₹120.10 | ₹1,56,952.76 |
| Shriram Finance Ltd | ₹825.85 | ₹1,55,365.52 |
| Muthoot Finance Ltd | ₹3,699.85 | ₹1,48,537.31 |
Jio Financial Services Ltd Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| Quant ELSS Tax Saver Fund | 7.32% |
| Quant Small Cap Fund | 6.08% |
| Quant Flexi Cap Fund | 4.92% |
| Quant Multi Cap Fund | 3.89% |
| ICICI Pru Equity - Arbitrage Fund | 1.60% |
Jio Financial Services Ltd News
Jio Leasing Services further invests Rs 45 cr in JV Reliance International Leasing IFSC
14 Nov 2025, 03:00 pm
Jio Financial Services Ltd spurts 1.1%, up for five straight sessions
Jio Financial Services Ltd is quoting at Rs 312.9, up 1.1% on the day as on 12:44 IST on the NSE. The stock is down 1.71% in last one year as compared to a 10.27% gain in NIFTY and a 18.34% gain in the Nifty Financial Services.
13 Nov 2025, 01:00 pm
Jio Financial Q2 PAT rises nearly 1% YoY to Rs 695 cr
Jio Financial Services' (JFSL) consolidated net profit rose 0.9% to Rs 695.04 crore on 32.6% jump in net sales to Rs 1,219.57 crore in Q2 FY26 over Q2 FY25.
17 Oct 2025, 10:49 am
Jio Financial arm bags tolling services contract for MLFF road projects
Jio Financial Services' subsidiary, Jio Payments Bank has won contract to implement the FASTag Automatic Number Plate Recognition (ANPR)-based MLFF toll collection system at Shahjahanpur and Manoharpura toll plazas.
13 Oct 2025, 02:40 pm
Jio Financial Services to convene board meeting
On 16 October 2025
10 Oct 2025, 09:40 am
Jio Financial Services Ltd Stock Analysis
- Annual revenue for Jio Financial Services Ltd increased by 31.54% to ₹839.28 crore in FY 2025 from ₹638.06 crore in FY 2024.
- Annual Net Profit for Jio Financial Services Ltd increased by 43.52% to ₹548.91 crore in FY 2025 from ₹382.47 crore in FY 2024.
- Promoter Shareholding in Jio Financial Services Ltd remains unchanged by 0.00% in the most recent quarter, from 47.12% in June 2025 to 47.12% in September 2025.
- Jio Financial Services Ltd delivered a 1-year return of -1.86% compared to the Nifty 50, which provided a return of 12.17% as of the last trading session.
- Jio Financial Services Ltd share price moved down by 0.54% from its previous close of INR ₹308.35. The latest Jio Financial Services Ltd share price is INR ₹306.70.
- Jio Financial Services Ltd share price today has been at a low of 304.90 and a high of 308.35. Over the past 52 weeks, the Jio Financial Services Ltd share price has seen a low of 198.65 and a high of 347.35.
About Jio Financial Services Ltd
Jio Financial Services Ltd is a prominent player in the financial services sector in India. The business provides a range of financial services, such as UPI bill payments, savings accounts, and loans. Additionally, it offers financial planning management tools. JFSL wants to use a digital-first strategy to offer its clients smooth financial solutions, which guarantees Indian individuals' overall financial well-being.
JFSL is a financial services company that specializes in offering full-stack financial services. These services are intended for both small businesses and individuals. Reliance Strategic Investments Private Limited was the initial name under which the company was founded. The date of its inception was July 22, 1999. In 2002, it was rebranded as Reliance Strategic Investments Limited. It then changed its name to Jio Financial Services Limited after demerging from Reliance Industries Ltd. In August 2023, the business went public on the Indian stock exchanges.
The headquarters of JFSL is located in Mumbai, India. This central location enables the company to manage its operations and coordinate with various stakeholders efficiently. The promoters of the company include Srichakra Commercials LLP, with an 11.64% stake. A team of managerial promoters manage the daily operations of the company. They are –
While JFSL is a significant player in the financial services sector, it is not necessarily the largest in terms of market share or capitalization. However, its innovative approach and strong promoter backing position it as a key competitor in the industry. The company’s stock is well-regarded, but it is not explicitly ranked as the #1 stock in the sector. The registered office of JFSL is in Bandra Kurla Complex, Mumbai, Maharashtra. Meanwhile, its registrars are based in the Financial District of Hyderabad, Telangana.
JFSL aims to leverage digital technology to make financial services accessible to everyone. This includes people of all locations and socio-economic statuses. The company believes that the digital economy will be the primary catalyst for the Indian economy over the next decade. This digital-first approach is designed to generate cost efficiencies. It also aims to achieve productivity gains across various sectors.
This digital-first approach is designed to generate cost efficiencies. It also aims to achieve productivity gains across various sectors. These services include loans, savings accounts, UPI bill payments, and recharges. They also offer digital insurance and financial tracking and management tools. JFSL aims to ensure that these services are easy to use and accessible to all, thereby promoting financial literacy and inclusion.
JFSL’s vision also emphasizes the importance of innovation and technology in delivering financial services. The company is committed to using the latest technologies to enhance the customer experience. This helps provide seamless and secure financial services, including using machine learning and blockchain technology to enhance service delivery.
The company also envisions playing a significant role in the broader financial ecosystem. JFSL aims to collaborate with other financial institutions and regulatory bodies to create a robust and inclusive financial ecosystem. This collaborative approach aims to drive innovation and improve service delivery. It also ensures that the benefits of financial services reach every corner of the country.
JFSL’s vision is not just about providing financial services. It is also about empowering individuals and businesses to achieve their financial goals. The company aims to offer personalized financial solutions that cater to the unique needs of each customer. This includes offering financial education and advisory services.
The company’s vision also includes a strong focus on sustainability and social responsibility. JFSL is committed to adopting environmentally friendly practices and contributing to the sustainable development of the communities it serves.
JFSL’s vision is aligned with the broader goals of the Indian government and regulatory bodies to promote financial inclusion and digital transformation. The company aims to support these goals by offering innovative and inclusive financial services.
The company’s vision is also focused on maximizing returns for all its stakeholders. JFSL aims to create value for its shareholders and the broader community. It does so by delivering high-quality financial services and driving sustainable growth. This includes investing in employee development and fostering a culture of innovation and excellence.
JFSL is a financial services company that specializes in offering full-stack financial services. These services are intended for both small businesses and individuals. Reliance Strategic Investments Private Limited was the initial name under which the company was founded. The date of its inception was July 22, 1999. In 2002, it was rebranded as Reliance Strategic Investments Limited. It then changed its name to Jio Financial Services Limited after demerging from Reliance Industries Ltd. In August 2023, the business went public on the Indian stock exchanges.
The headquarters of JFSL is located in Mumbai, India. This central location enables the company to manage its operations and coordinate with various stakeholders efficiently. The promoters of the company include Srichakra Commercials LLP, with an 11.64% stake. A team of managerial promoters manage the daily operations of the company. They are –
- K V Kamath
- Hitesh Kumar Sethia
- Sunil Mehta
- Bimal Manu Tanna
- Rama Vedashree
While JFSL is a significant player in the financial services sector, it is not necessarily the largest in terms of market share or capitalization. However, its innovative approach and strong promoter backing position it as a key competitor in the industry. The company’s stock is well-regarded, but it is not explicitly ranked as the #1 stock in the sector. The registered office of JFSL is in Bandra Kurla Complex, Mumbai, Maharashtra. Meanwhile, its registrars are based in the Financial District of Hyderabad, Telangana.
The vision of Jio Financial Services Limited
The company’s vision is to digitally deliver a range of financial products that promote the financial well-being of the people of India. This vision is based on the belief that financial inclusion and access to financial services are essential which are crucial for the overall development and growth of the country.JFSL aims to leverage digital technology to make financial services accessible to everyone. This includes people of all locations and socio-economic statuses. The company believes that the digital economy will be the primary catalyst for the Indian economy over the next decade. This digital-first approach is designed to generate cost efficiencies. It also aims to achieve productivity gains across various sectors.
This digital-first approach is designed to generate cost efficiencies. It also aims to achieve productivity gains across various sectors. These services include loans, savings accounts, UPI bill payments, and recharges. They also offer digital insurance and financial tracking and management tools. JFSL aims to ensure that these services are easy to use and accessible to all, thereby promoting financial literacy and inclusion.
JFSL’s vision also emphasizes the importance of innovation and technology in delivering financial services. The company is committed to using the latest technologies to enhance the customer experience. This helps provide seamless and secure financial services, including using machine learning and blockchain technology to enhance service delivery.
The company also envisions playing a significant role in the broader financial ecosystem. JFSL aims to collaborate with other financial institutions and regulatory bodies to create a robust and inclusive financial ecosystem. This collaborative approach aims to drive innovation and improve service delivery. It also ensures that the benefits of financial services reach every corner of the country.
JFSL’s vision is not just about providing financial services. It is also about empowering individuals and businesses to achieve their financial goals. The company aims to offer personalized financial solutions that cater to the unique needs of each customer. This includes offering financial education and advisory services.
The company’s vision also includes a strong focus on sustainability and social responsibility. JFSL is committed to adopting environmentally friendly practices and contributing to the sustainable development of the communities it serves.
JFSL’s vision is aligned with the broader goals of the Indian government and regulatory bodies to promote financial inclusion and digital transformation. The company aims to support these goals by offering innovative and inclusive financial services.
The company’s vision is also focused on maximizing returns for all its stakeholders. JFSL aims to create value for its shareholders and the broader community. It does so by delivering high-quality financial services and driving sustainable growth. This includes investing in employee development and fostering a culture of innovation and excellence.
FAQ’s
What is the share price of Jio Financial Services Ltd today?
Jio Financial Services Ltd share price as on 23 Nov 2025 is ₹ 306.7
What is the Market Cap of Jio Financial Services Ltd?
The market cap of Jio Financial Services Ltd stock is ₹1,95,903.52 Cr.
What is the PE Ratio of Jio Financial Services Ltd?
The Price to Earnings (P/E) Ratio of Jio Financial Services Ltd is 264.42
What is the PB Ratio of Jio Financial Services Ltd?
The Price to Book (P/B) Ratio of Jio Financial Services Ltd is 5.78
What is the 52 week high of Jio Financial Services Ltd Share Price?
The 52 week high of Jio Financial Services Ltd share price stands at ₹347.35
What is the 52 week low of Jio Financial Services Ltd Share Price?
The 52 week low of Jio Financial Services Ltd share price stands at ₹198.65
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