Bank of India Balanced Advantage Fund - Direct (G) logo

Bank of India Balanced Advantage Fund Direct Growth

Hybrid |

Dynamic Asset Allocation or Balanced Advantage

NAV ₹27.92 as on 17 Nov 2025

RiskVery High

Fund Size₹144.40Cr

NAV₹27.92 as on 17 Nov 2025
RiskVery High
Fund Size₹144.40Cr

Download 3-in-1 Torus App
Trade at flat ₹11/order & Zero AMC
demat with one powerful SuperApp.

Investment Details
Top Rated Funds

Lock-in

No Lock-in

Min One Time Amount

₹5,000

Min Withdrawal Amount

₹-

Min SIP Amount

₹1,000

Min Additional Amount

₹1,000

Exit Load

For redemption/ switch ou of initial units allotted within 3 months from the date of allotment: 1% Exit Load Any redemption/ switch out from the date of allotment of units after 3 months: Nil

Basic Details

Age

11 years 8 months (Since Mar 14, 2014)

Return since Launch

9.18%

Expense ratio

1.12%

Type

OPEN

AUM (Fund Size)

₹144.40

Risk Grade

Very High

Benchmark

Nifty 50 Hybrid Composite Debt 50:50 Index

Calculate Your Returns
Select Duration
Choose Amount
Returns
Total investment of ₹2,40,000
Would have become ₹61,949 (+209.74%)
Fund Manager

Name:

Alok Singh

Experience:

Around 18 years of Experience including 10 years in Mutual Fund industries Experience details: 1. BNP Paribas Asset Management Pvt. Ltd. (February 2005 to March 2012) 2. Axis Bank Limited (August 2000 to January 2005)

Asset Allocation

N A B A R D 3.55%

S I D B I 3.54%

TBILL-364D 3.31%

I R F C 2.83%

GSEC2029 1.79%

Muthoot Finance 1.76%

TREPS 1.65%

Manappuram Fin. 1.40%

360 One Prime 1.39%

GSEC2035 6.48 1.04%

Net CA & Others 0.64%

See All
Scheme Holding Summary

Refineries

Banks

Infrastructure Investment Trusts

Debt Others

National Bank for Agriculture & Rural Development

3.55%

Small Industries Development Bank of India Ltd

3.54%

360 One Prime Ltd

1.39%

Tobacco Products

ITC Ltd

3.49%

T Bills

Telecom-Service

Marine Port & Services

Infrastructure Developers & Operators

FMCG

Power Generation & Distribution

NTPC Ltd

1.85%

Govt. Securities

Finance

Mining & Mineral products

Aerospace & Defence

Steel

IT - Software

Wipro Ltd

0.36%

Diamond, Gems and Jewellery

Automobile

Non Ferrous Metals

Realty

DLF Ltd

1.07%

Pharmaceuticals

Cipla Ltd

0.41%

E-Commerce/App based Aggregator

Cement

Insurance

Trading

Retail

Trent Ltd

0.61%

Textiles

Paints/Varnish

Crude Oil & Natural Gas

Healthcare

Capital Goods - Electrical Equipment

Plantation & Plantation Products

Miscellaneous

See All
RiskometerLevel of risk in the scheme
Moderate
High
Low
Very
High

Your investment will be at Very High Risk

Fund house & investment objective
Rank (total assets)#30 in India
Total AUM₹13,428.50Cr
Date of Incorporation13 Aug 2007
Bank of India Balanced Advantage Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 14 Mar 2014. The fund currently has an Asset Under Management(AUM) of ₹13,428.50 Cr and the Latest NAV as of 17 Nov 2025 is ₹27.92.
The Bank of India Balanced Advantage Fund Direct Growth is rated Very High. Minimum SIP Investment is set to ₹1,000 . Minimum Lumpsum Investment is ₹5,000. Exit load of For redemption/ switch ou of initial units allotted within 3 months from the date of allotment: 1% Exit Load Any redemption/ switch out from the date of allotment of units after 3 months: Nil.
...Read more
Returns and Rankings

Category: Hybrid Dynamic Asset Allocation or Balanced Advantage

1Y3Y5YAll
Fund returns8.65%3.73%2.35%0.80%
Category average7.19%4.03%2.38%-
Rank within category222412-

FAQ’s

What kind of returns does Bank of India Balanced Advantage Fund Direct Growth provide?

Bank of India Balanced Advantage Fund Direct Growth has given a return of 11.61% in the past 3 years.

What is the expense ratio charged by Bank of India Balanced Advantage Fund Direct Growth?

The Expense Ratio charged by Bank of India Balanced Advantage Fund Direct Growth is 1.12%.

What is the AUM size of Bank of India Balanced Advantage Fund Direct Growth?

The AUM size of Bank of India Balanced Advantage Fund Direct Growth is ₹144.40Cr.

What is the minimum SIP amount that you can invest in Bank of India Balanced Advantage Fund Direct Growth?

₹1,000 is the minimum SIP amount that you can invest in Bank of India Balanced Advantage Fund Direct Growth .

What are the top stock holdings of Bank of India Balanced Advantage Fund Direct Growth?

The top stock holdings of Bank of India Balanced Advantage Fund Direct Growth include , Reliance Industries Ltd , ICICI Bank Ltd and HDFC Bank Ltd.

Get started with us today and
start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.

Get started with us today and
start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.