Manappuram Finance Ltd Q4 and Full-Year FY25 Results:
The company has reported a net loss of ₹191 crores compared to a net profit of ₹561.5 crores in Q4 FY24. Total income remains unchanged at ₹2,363 crores from ₹2,362 crores in the same period last year. For the financial year 2025, the company reported a net profit of ₹1,216 crores and a total income of ₹10,075 crores, compared with ₹2,189 crores and ₹8,920 crores recorded last year, respectively.
About Manappuram Finance Ltd
Manappuram Finance Ltd is a leading non-banking financial company (NBFC) in India. The company primarily focuses on providing gold loans, which are secured loans where gold jewellery is used as collateral. It operates within the financial services sector. Manappuram Finance Ltd was incorporated in 1992. However, its origins date back to 1949 when Mr. V.C. Padmanabhan founded it in the coastal village of Valapad, Thrissur District, Kerala. This is also where its headquarters is situated. Manappuram Finance's main products include gold loans, online gold loans, personal loans and insurance services. +
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LOGINOver 1 Month
19%
Over 6 Months
49.95%
Over 1 Year
40.76%
Over 3 Years
228.23%
Manappuram Finance Ltd Summary
Close ₹271.45
Open ₹264
High ₹272.72
Low ₹263.14
Volume 89,51,851
Net Turnover (in Cr) ₹240.93
52Wk High ₹284.90
52Wk Low ₹138.35
52Wk High / Low
138.35
284.90
Manappuram Finance Ltd Fundamentals
Key Financial Data
Market Cap (in Cr) ₹22,976.47
EPS (TTM) 20.89
Book Value (BV) 139.32
Div. Yield 1.29 %
P/E (TTM) 12.90
Price/Book Value 1.95
Delivery % 44.53 %
Face Value 2
Key Ratios
PE Ratio 8.83
PB Ratio 1.42
EV to Sales 6.16
PEG Ratio 0.29
ROA 4.97
ROE 17.15
Debt-Equity 2.21
Net Profit Margin 28.32
Operating Profit Margin 72.38
Manappuram Finance Ltd Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Total Revenue | 8,920.09 | 6,749.95 | 6,126.31 | 6,374.62 | 5,551.19 |
| Total Expenses | 5,960.57 | 4,708.90 | 4,342.79 | 4,058.58 | 3,543.89 |
| Profit Before Tax | 2,959.52 | 2,041.05 | 1,783.52 | 2,316.04 | 2,007.30 |
| Profit After Tax | 2,197.49 | 1,500.17 | 1,328.70 | 1,724.96 | 1,480.32 |
| Operating Profit After Depreciation | 2,959.52 | 2,041.05 | 1,783.52 | 2,316.04 | 2,007.30 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Fixed Assets | 1,069.81 | 1,094.30 | 1,054.25 | 925.97 | 802.55 |
| Total Non Current Assets | 42,978.64 | 35,990.32 | 30,630.81 | 27,964.63 | 25,295.02 |
| Total Current Assets | 3,769.26 | 3,513.81 | 3,177 | 3,373.15 | 4,240.06 |
| Total Assets | 46,747.90 | 39,504.13 | 33,807.81 | 31,337.78 | 29,535.08 |
| Total Shareholder's Fund | 11,548.10 | 9,644.89 | 8,368.35 | 7,307.44 | 5,746.09 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -3,382.68 | -3,103.24 | -423.08 | -619.35 | -3,619.69 |
| Net Cash Used In Investing Activities | -592.66 | -616.16 | -192.62 | -186.48 | 25.97 |
| Net Cash Used In Financing Activities | 4,024.73 | 3,849.11 | 438.25 | 58.52 | 6,048.86 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Total Revenue | 5,854.65 | 4,826.86 | 4,587 | 5,193.52 | 4,352.19 |
| Total Expenses | 3,633.02 | 3,120.53 | 2,837.22 | 2,923.96 | 2,672.18 |
| Profit Before Tax | 2,221.63 | 1,706.33 | 1,749.78 | 2,269.55 | 1,680.01 |
| Profit After Tax | 1,657.78 | 1,266.26 | 1,304.54 | 1,697.92 | 1,230.31 |
| Operating Profit After Depreciation | 2,221.63 | 1,706.33 | 1,749.78 | 2,269.55 | 1,680.01 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Fixed Assets | 815.29 | 869.48 | 892.01 | 861.10 | 741.11 |
| Total Non Current Assets | 31,845.62 | 26,978.95 | 24,912.51 | 23,222.40 | 21,096.92 |
| Total Current Assets | 2,127 | 2,358.56 | 2,058.08 | 2,431.58 | 2,690.03 |
| Total Assets | 33,972.63 | 29,337.51 | 26,970.59 | 25,653.98 | 23,786.95 |
| Total Shareholder's Fund | 10,349.27 | 8,979.91 | 7,942.88 | 6,901.72 | 5,355.90 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -2,862.91 | -314.01 | -111.85 | 150.26 | -2,506.04 |
| Net Cash Used In Investing Activities | -306.76 | -264.18 | -117.61 | -260.77 | 34.24 |
| Net Cash Used In Financing Activities | 2,826.36 | 888.03 | -100.05 | -86.52 | 4,267.62 |
| Particulars (in ₹ Cr.) | 2025-03 | 2024-12 | 2024-09 | 2024-06 | 2024-03 |
|---|---|---|---|---|---|
| Total Revenue | 2,359.73 | 2,559.72 | 2,633.10 | 2,488.22 | 2,348.10 |
| Total Expenses | 2,533.20 | 2,116.10 | 1,797.89 | 1,694.74 | 1,551.63 |
| Profit Before Tax | -1,131.26 | -549.28 | -133.05 | -95.50 | -33.55 |
| Profit After Tax | -203.18 | 278.46 | 572.08 | 556.52 | 563.51 |
| Operating Profit after Depreciation | -169.95 | 446.53 | 839.25 | 817.19 | 810.59 |
| Particulars (in ₹ Cr.) | 2025-03 | 2024-12 | 2024-09 | 2024-06 | 2024-03 |
|---|---|---|---|---|---|
| Total Revenue | 1,738.90 | 1,798.71 | 1,748.24 | 1,620.50 | 1,507.83 |
| Total Expenses | 1,141.20 | 1,137.23 | 1,058.68 | 1,000.20 | 904.37 |
| Profit Before Tax | -59.28 | -16.54 | 46.13 | 49.15 | 71.61 |
| Profit After Tax | 414.34 | 453.39 | 474.94 | 440.58 | 428.32 |
| Operating Profit after Depreciation | 600.57 | 663.51 | 690.98 | 622.09 | 608.89 |
Manappuram Finance Ltd Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 260.39
S2 257.18
S3 253.50
Pivot 264.07
R1 267.28
R2 270.96
R3 274.17
Moving Average
20 SMA 252.55
50 SMA 238.70
100 SMA 223.52
200 SMA 201.37
Manappuram Finance Ltd Corporate Actions
Manappuram Finance Ltd
₹0.5/Share
Announcement Date 15 May 2025
Record Date 15 May 2025
Div Yield 25%
Manappuram Finance Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| Bajaj Finance Ltd | ₹904.65 | ₹5,62,175.43 |
| Bajaj Finserv Ltd | ₹1,983.35 | ₹3,16,902.28 |
| Jio Financial Services Ltd | ₹294.10 | ₹1,86,850.09 |
| Indian Railway Finance Corporation Ltd | ₹134.25 | ₹1,75,444.69 |
| Bajaj Holdings & Investment Ltd | ₹13,603.45 | ₹1,51,392.80 |
Manappuram Finance Ltd Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| Tata Hybrid Equity Fund | 1.52% |
| Bandhan Small Cap Fund | 0.99% |
| SBI Banking & Financial Services Fund | 0.89% |
| Bandhan Large & Mid Cap Fund | 0.77% |
| DSP Small Cap Fund | 0.76% |
Manappuram Finance Ltd News
Manappuram Finance rises on appointing Deepak Reddy as CEO
Manappuram Finance rose 1.14% to Rs 231.30 after the company announced that its board of directors has approved the appointment of Deepak Reddy as the chief executive officer (CEO) of the company, effective from 1 August 2025.
12 May 2025, 11:45 am
Board of Manappuram Finance recommends Interim Dividend
Of Rs.0.50 per share
09 May 2025, 05:17 pm
Manappuram Finance to hold board meeting
On 9 May 2025
02 May 2025, 12:16 pm
Manappuram Finance board approves raising upto Rs 5,500 cr via NCDs
Manappuram Finance announced that its board has approved a fund-raising program for fiscal year FY2025-26.
31 Mar 2025, 08:56 am
Board of Manappuram Finance approves NCD issuance up to Rs 5,500 cr in FY26
29 Mar 2025, 11:49 am
Manappuram Finance Ltd Stock Analysis
- Annual revenue for Manappuram Finance Ltd increased by 21.29% to ₹5,854.65 crore in FY 2024 from ₹4,826.86 crore in FY 2023.
- Annual Net Profit for Manappuram Finance Ltd increased by 30.92% to ₹1,657.78 crore in FY 2024 from ₹1,266.26 crore in FY 2023.
- Promoter Shareholding in Manappuram Finance Ltd remains unchanged by 0.00% in the most recent quarter, from 35.25% in December 2024 to 35.25% in March 2025.
- Manappuram Finance Ltd delivered a 1-year return of 40.76% compared to the Nifty 50, which provided a return of 6.56% as of the last trading session.
- Manappuram Finance Ltd share price moved up by 2.98% from its previous close of INR ₹263.60. The latest Manappuram Finance Ltd share price is INR ₹271.45.
- Manappuram Finance Ltd share price today has been at a low of 263.14 and a high of 272.72. Over the past 52 weeks, the Manappuram Finance Ltd share price has seen a low of 138.35 and a high of 284.90.
About Manappuram Finance Ltd
Manappuram Finance Ltd is a leading non-banking financial company (NBFC) in India. The company primarily focuses on providing gold loans, which are secured loans where gold jewellery is used as collateral. In addition to gold loans, Manappuram Finance offers a range of financial products. These include personal loan, vehicle loan, microfinance, housing finance, and insurance services.
Operating within the financial services sector, Manappuram Finance Ltd was incorporated in 1992. However, its origins date back to 1949, when Mr. V.C. Padmanabhan founded it. The company has grown significantly over the years and now has a strong presence across India with over 5,200 branches.
The headquarters of Manappuram Finance Ltd is located in Valapad, Thrissur, Kerala. The promoters of the company include Nandakumar V P, with a 29.05% stake. It also has a team of managerial promoters who manage the operations of the company. They are
While Manappuram Finance is a significant player in the gold loan sector, it is not the largest in terms of market share or capitalization. However, it is recognized for its innovative approach and strong customer base. The company has a market cap of approximately ₹132.14 billion.
The registered office of Manappuram Finance Ltd is in Thrissur, Kerala. Meanwhile the office of the registrars is in Vikhroli, Mumbai. Manappuram Finance Ltd is a key player in the financial services sector in India. It is known for its strong focus on gold loans and its commitment to innovation and customer service.
The importance of Manappuram Finance Ltd lies in its ability to provide financial inclusion. Many people in India need access to formal banking services. Manappuram Finance bridges this gap by offering financial products that are accessible to a wider population. Gold loans, in particular, are a popular choice because they are easy to obtain and require minimal documentation.
Manappuram Finance Ltd has a significant impact on the lives of its customers. The company's gold loan services provide a lifeline for many individuals and small businesses. These loans can be used for various purposes, such as funding education or business expansion. By providing quick access to funds, Manappuram Finance helps its customers meet their financial needs and achieve their goals.
The company's focus on gold loans also contributes to the stability of the financial system. Gold is a valuable asset that retains its value over time. By using gold as collateral, Manappuram Finance ensures that its loans are secure and reduces the risk of default. This stability is important for the overall health of the financial sector.
Manappuram Finance Ltd is also known for its innovative approach to financial services. The company has embraced technology to improve its operations and enhance customer experience. For example, Manappuram Finance offers online gold loans, allowing customers to apply for loans and manage their accounts from the comfort of their homes. This convenience has made the company's services more accessible and user-friendly.
The company's commitment to customer service is another key factor in its importance. Manappuram Finance Ltd places a strong emphasis on understanding the needs of its customers and providing personalized solutions.
Manappuram Finance Ltd also plays a vital role in supporting small and medium-sized enterprises (SMEs). The company offers a range of financial products designed to meet the needs of SMEs, including business loans and working capital loans. These products help SMEs grow and expand, contributing to economic development and job creation.
The company's impact extends beyond its financial services. Manappuram Finance Ltd is actively involved in corporate social responsibility (CSR) initiatives. These initiatives focus on areas such as education and community development.
Manappuram Finance Ltd's importance is also reflected in its financial performance. The company has consistently delivered strong financial results, demonstrating its ability to manage its operations efficiently and effectively.
The company's leadership and management team play a crucial role in its success. Manappuram Finance Ltd is led by a team of experienced professionals who have a clear vision and strategic approach. Their leadership has helped the company navigate challenges and seize opportunities in the market.
Manappuram Finance Ltd's importance is also evident in its market position. The company is one of the leading players in the gold loan sector in India. Its strong market presence and extensive branch network enable it to reach a large number of customers and provide them with the financial services they need.
Operating within the financial services sector, Manappuram Finance Ltd was incorporated in 1992. However, its origins date back to 1949, when Mr. V.C. Padmanabhan founded it. The company has grown significantly over the years and now has a strong presence across India with over 5,200 branches.
The headquarters of Manappuram Finance Ltd is located in Valapad, Thrissur, Kerala. The promoters of the company include Nandakumar V P, with a 29.05% stake. It also has a team of managerial promoters who manage the operations of the company. They are
- Shailesh Jayantilal Mehta
- V P Nandakumar
- Sumitha Nandan
- S R Balasubramanian
- P Manomohanan
While Manappuram Finance is a significant player in the gold loan sector, it is not the largest in terms of market share or capitalization. However, it is recognized for its innovative approach and strong customer base. The company has a market cap of approximately ₹132.14 billion.
The registered office of Manappuram Finance Ltd is in Thrissur, Kerala. Meanwhile the office of the registrars is in Vikhroli, Mumbai. Manappuram Finance Ltd is a key player in the financial services sector in India. It is known for its strong focus on gold loans and its commitment to innovation and customer service.
The importance of Manappuram Finance Limited
Manappuram Finance Ltd plays a crucial role in India's financial landscape. The company is a leading non-banking financial company (NBFC) that primarily offers gold loans. These loans are secured against gold jewellery, providing a quick and easy way for individuals to access funds. This service is especially important in rural and semi-urban areas where access to traditional banking services may be limited.The importance of Manappuram Finance Ltd lies in its ability to provide financial inclusion. Many people in India need access to formal banking services. Manappuram Finance bridges this gap by offering financial products that are accessible to a wider population. Gold loans, in particular, are a popular choice because they are easy to obtain and require minimal documentation.
Manappuram Finance Ltd has a significant impact on the lives of its customers. The company's gold loan services provide a lifeline for many individuals and small businesses. These loans can be used for various purposes, such as funding education or business expansion. By providing quick access to funds, Manappuram Finance helps its customers meet their financial needs and achieve their goals.
The company's focus on gold loans also contributes to the stability of the financial system. Gold is a valuable asset that retains its value over time. By using gold as collateral, Manappuram Finance ensures that its loans are secure and reduces the risk of default. This stability is important for the overall health of the financial sector.
Manappuram Finance Ltd is also known for its innovative approach to financial services. The company has embraced technology to improve its operations and enhance customer experience. For example, Manappuram Finance offers online gold loans, allowing customers to apply for loans and manage their accounts from the comfort of their homes. This convenience has made the company's services more accessible and user-friendly.
The company's commitment to customer service is another key factor in its importance. Manappuram Finance Ltd places a strong emphasis on understanding the needs of its customers and providing personalized solutions.
Manappuram Finance Ltd also plays a vital role in supporting small and medium-sized enterprises (SMEs). The company offers a range of financial products designed to meet the needs of SMEs, including business loans and working capital loans. These products help SMEs grow and expand, contributing to economic development and job creation.
The company's impact extends beyond its financial services. Manappuram Finance Ltd is actively involved in corporate social responsibility (CSR) initiatives. These initiatives focus on areas such as education and community development.
Manappuram Finance Ltd's importance is also reflected in its financial performance. The company has consistently delivered strong financial results, demonstrating its ability to manage its operations efficiently and effectively.
The company's leadership and management team play a crucial role in its success. Manappuram Finance Ltd is led by a team of experienced professionals who have a clear vision and strategic approach. Their leadership has helped the company navigate challenges and seize opportunities in the market.
Manappuram Finance Ltd's importance is also evident in its market position. The company is one of the leading players in the gold loan sector in India. Its strong market presence and extensive branch network enable it to reach a large number of customers and provide them with the financial services they need.
FAQ’s
What is the share price of Manappuram Finance Ltd today?
Manappuram Finance Ltd share price as on 21 Jun 2025 is ₹ 271.45
What is the Market Cap of Manappuram Finance Ltd?
The market cap of Manappuram Finance Ltd stock is ₹22,976.47 Cr.
What is the PE Ratio of Manappuram Finance Ltd?
The Price to Earnings (P/E) Ratio of Manappuram Finance Ltd is 8.83
What is the PB Ratio of Manappuram Finance Ltd?
The Price to Book (P/B) Ratio of Manappuram Finance Ltd is 1.42
What is the 52 week high of Manappuram Finance Ltd Share Price?
The 52 week high of Manappuram Finance Ltd share price stands at ₹284.90
What is the 52 week low of Manappuram Finance Ltd Share Price?
The 52 week low of Manappuram Finance Ltd share price stands at ₹138.35
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