HDFC Retirement Savings Fund-Hybrid Equity-Dir (G) logo

HDFC Retirement Savings Fund Hybrid Equity Direct Growth

Solution Oriented

|

Retirement Fund

NAV ₹45.14 as on 17 Nov 2025

RiskVery High

Fund Size₹1,728.86Cr

NAV₹45.14 as on 17 Nov 2025
RiskVery High
Fund Size₹1,728.86Cr

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Investment Details
Top Rated Funds

Lock-in

5 Years

Min One Time Amount

₹100

Min Withdrawal Amount

₹-

Min SIP Amount

₹100

Min Additional Amount

₹100

Exit Load

Nil

Basic Details

Age

9 years 9 months (Since Feb 25, 2016)

Return since Launch

16.74%

Expense ratio

0.93%

Type

OPEN

AUM (Fund Size)

₹1,728.86

Risk Grade

Very High

Benchmark

NIFTY 50 Hybrid Composite Debt 65:35 Index

Calculate Your Returns
Select Duration
Choose Amount
Returns
Total investment of ₹2,40,000
Would have become ₹61,949 (+209.74%)
Fund Manager

Name:

Srinivasan Ramamurthy

Experience:

October 26, 2020 - December 3, 2021 onwards HDFC Asset Management Company Limited Last Position Held: Portfolio Manager - Client Funds (upto December 3, 2021) June 18, 2018 to October 16, 2020 Mahindra Manulife Investment Management Private Limited Last Position Held: Senior Manager - Equity Fund June 07, 2012 to June 07, 2018 IDBI Federal Life Insurance Co. Ltd. Last Position Held: Assistant Vice President - Equity Research June 17, 2010 to April 30, 2012 IIFL Securities Ltd. Last Position Held: Assistant Vice President

Asset Allocation

TREPS 8.76%

Bajaj Finance 4.17%

GSEC2032 1.80%

GSEC2031 1.77%

GSEC2033 1.50%

GSEC2037 1.48%

Bajaj Housing 1.46%

Muthoot Finance 1.45%

GSEC2033 1.20%

Mahindra Rural 0.89%

Embassy Off.REIT 0.87%

GSEC2033 0.76%

Net CA & Others 0.59%

GSEC2050 0.54%

Power Grid Corpn 0.30%

See All
Scheme Holding Summary

Debt Others

Mahindra Rural Housing Finance Ltd

0.89%

Banks

Refineries

Automobile

IT - Software

Wipro Ltd

0.28%

Telecom-Service

Govt. Securities

Infrastructure Developers & Operators

Pharmaceuticals

Cipla Ltd

1.74%

Tobacco Products

ITC Ltd

1.70%

Healthcare

Power Generation & Distribution

Insurance

Miscellaneous

Auto Ancillaries

Consumer Durables

Refractories

Finance

Logistics

Steel

Non Ferrous Metals

FMCG

Cement

Gas Distribution

Engineering

Trading

Alcoholic Beverages

Castings, Forgings & Fastners

Capital Goods - Electrical Equipment

Tyres

Agro Chemicals

Packaging

Entertainment

Bearings

SKF India Industrial Ltd

0.34%

Plastic products

Paper

Hotels & Restaurants

Retail

See All
RiskometerLevel of risk in the scheme
Moderate
High
Low
Very
High

Your investment will be at Very High Risk

Fund house & investment objective
Rank (total assets)#3 in India
Total AUM₹8,93,027.76Cr
Date of Incorporation10 Dec 1999
HDFC Retirement Savings Fund Hybrid Equity Direct Growth is a Solution Oriented Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 25 Feb 2016. The fund currently has an Asset Under Management(AUM) of ₹8,93,027.76 Cr and the Latest NAV as of 17 Nov 2025 is ₹45.14.
The HDFC Retirement Savings Fund Hybrid Equity Direct Growth is rated Very High. Minimum SIP Investment is set to ₹100 . Minimum Lumpsum Investment is ₹100. Exit load of Nil.
...Read more
Returns and Rankings

Category: Solution Oriented Retirement Fund

1Y3Y5YAll
Fund returns7.81%5.11%3.34%1.74%
Category average7.78%4.25%2.47%-
Rank within category973-

FAQ’s

What kind of returns does HDFC Retirement Savings Fund Hybrid Equity Direct Growth provide?

HDFC Retirement Savings Fund Hybrid Equity Direct Growth has given a return of 16.13% in the past 3 years.

What is the expense ratio charged by HDFC Retirement Savings Fund Hybrid Equity Direct Growth?

The Expense Ratio charged by HDFC Retirement Savings Fund Hybrid Equity Direct Growth is 0.93%.

What is the AUM size of HDFC Retirement Savings Fund Hybrid Equity Direct Growth?

The AUM size of HDFC Retirement Savings Fund Hybrid Equity Direct Growth is ₹1,728.86Cr.

What is the minimum SIP amount that you can invest in HDFC Retirement Savings Fund Hybrid Equity Direct Growth?

₹100 is the minimum SIP amount that you can invest in HDFC Retirement Savings Fund Hybrid Equity Direct Growth .

What are the top stock holdings of HDFC Retirement Savings Fund Hybrid Equity Direct Growth?

The top stock holdings of HDFC Retirement Savings Fund Hybrid Equity Direct Growth include , Bajaj Finance Ltd , Bajaj Housing Finance Ltd and Muthoot Finance Ltd.

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Get started with us today and
start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.