Standalone net profit for the period increased 16% to ₹306 crores in Q1 FY26, from ₹264.5 crores in Q1 FY25. Net interest income for the quarter increased 15% year-on-year to ₹625 crores from ₹545 crores.
About City Union Bank Ltd
City Union Bank is one of India’s oldest private-sector banking institutions, with a heritage dating back to 1904. Headquartered in the historic town of Kumbakonam, Tamil Nadu, the bank has established itself as a trusted financial services provider. It has developed a portfolio of financial services for various customer segments. Its product offerings include core banking services (savings and current accounts), fixed deposit schemes, credit card facilities and investment products (mutual funds and insurance). What sets City Union Bank apart is its blend of traditional banking wisdom with modern financial services. +
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LOGINOver 1 Month
17.26%
Over 6 Months
37.19%
Over 1 Year
56.06%
Over 3 Years
44.61%
City Union Bank Ltd Summary
Close ₹265.44
Open ₹276.93
High ₹278.69
Low ₹264.16
Volume 27,77,419
Net Turnover (in Cr) ₹74.57
52Wk High ₹283.09
52Wk Low ₹142.91
52Wk High / Low
142.91
283.09
City Union Bank Ltd Fundamentals
Key Financial Data
Market Cap (in Cr) ₹19,670.40
EPS (TTM) 16.31
Book Value (BV) 133.95
Div. Yield 0.75 %
P/E (TTM) 16.27
Price/Book Value 1.98
Delivery % 50.34 %
Face Value 1
Key Ratios
PE Ratio 10.37
PB Ratio 1.23
EV to Sales 12.35
PEG Ratio 0.98
ROA 1.55
ROE 12.58
Debt-Equity -
Net Profit Margin -
Operating Profit Margin -
City Union Bank Ltd Financials
Profit and Loss
No data available
Balance Sheet
No data available
Cash Flow
No data available
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 6,732.10 | 6,012.22 | 5,524.70 | 4,863.86 | 4,823.45 |
| Total Expenses | 5,315.48 | 4,781.49 | 4,347.22 | 3,878.70 | 4,130.63 |
| Profit Before Tax | 1,416.63 | 1,230.73 | 1,177.48 | 985.17 | 692.82 |
| Profit After Tax | 1,123.63 | 1,015.73 | 937.48 | 760.17 | 592.82 |
| Operating Profit After Depreciation | 1,416.63 | 1,230.73 | 1,177.48 | 985.17 | 692.82 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 322.34 | 270.37 | 239.33 | 214.65 | 232.69 |
| Total Assets | 77,623.21 | 70,825.87 | 66,594.56 | 61,530.91 | 53,311.68 |
| Total Shareholder's Fund | 9,466.62 | 8,401.43 | 7,457.21 | 6,585.71 | 5,842.48 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 1,128.30 | 436.20 | 724.13 | 1,165.50 | 921.80 |
| Net Cash Used In Investing Activities | -119.69 | -106.41 | -71.88 | -62.84 | -37.96 |
| Net Cash Used In Financing Activities | -2,661.59 | -35.53 | -689.90 | -30.79 | 9.57 |
No data available
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 413.59 | 380.92 | 362.96 | 361 | 358.18 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
City Union Bank Ltd Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 260.17
S2 254.90
S3 245.64
Pivot 269.43
R1 274.70
R2 283.96
R3 289.23
Moving Average
20 SMA 251.16
50 SMA 227.69
100 SMA 219.22
200 SMA 197.16
City Union Bank Ltd Corporate Actions
City Union Bank Ltd
₹2.0/Share
Announcement Date 01 Aug 2025
Record Date 01 Aug 2025
Div Yield 200%
City Union Bank Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| HDFC Bank Ltd | ₹1,008.80 | ₹15,51,512.03 |
| ICICI Bank Ltd | ₹1,382.90 | ₹9,88,490.16 |
| State Bank of India | ₹981.70 | ₹9,06,169.73 |
| Kotak Mahindra Bank Ltd | ₹2,097.10 | ₹4,17,061.39 |
| Axis Bank Ltd | ₹1,285.25 | ₹3,98,900.45 |
City Union Bank Ltd Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| Edelweiss Small Cap Fund | 3% |
| SBI Small Cap Fund | 2.58% |
| Canara Robeco Small Cap Fund | 1.99% |
| AXIS Small Cap Fund | 1.66% |
| Franklin India Small Cap Fund | 1.30% |
City Union Bank Ltd News
City Union Bank opens its 893rd branch at Aligarh
20 Nov 2025, 02:27 pm
City Union Bank surges after steady Q2 performance
City Union Bank jumped 7.42% to Rs 253.40 after reporting a resilient second quarter performance for FY26.
04 Nov 2025, 01:39 pm
City Union Bank to hold board meeting
On 3 November 2025
24 Oct 2025, 10:02 am
City Union Bank opens new branch at Rajouri
21 Aug 2025, 07:30 pm
City Union Bank adds 3 new branches
11 Aug 2025, 06:35 pm
City Union Bank Ltd Stock Analysis
- Annual revenue for City Union Bank Ltd increased by 11.97% to ₹6,732.10 crore in FY 2025 from ₹6,012.22 crore in FY 2024.
- Annual Net Profit for City Union Bank Ltd increased by 10.62% to ₹1,123.63 crore in FY 2025 from ₹1,015.73 crore in FY 2024.
- Promoter Shareholding in City Union Bank Ltd remains unchanged by 0.00% in the most recent quarter, from 0% in June 2025 to 0% in September 2025.
- City Union Bank Ltd delivered a 1-year return of 56.06% compared to the Nifty 50, which provided a return of 12.17% as of the last trading session.
- City Union Bank Ltd share price moved up by 0.13% from its previous close of INR ₹265.44. The latest City Union Bank Ltd share price is INR ₹265.78.
- City Union Bank Ltd share price today has been at a low of 262.30 and a high of 269. Over the past 52 weeks, the City Union Bank Ltd share price has seen a low of 142.91 and a high of 283.09.
About City Union Bank Ltd
City Union Bank is one of India’s oldest private-sector banking institutions, with a heritage dating back to 1904. Headquartered in the historic town of Kumbakonam, Tamil Nadu, the bank has established itself as a trusted financial services provider.
The City Union Bank operates from its registered office at TSR Big Street, Kumbakonam. Meanwhile, its registrar’s office is at Kences Towers, Chennai (Madras). This demonstrates the bank’s strong South Indian roots. These offices have experienced managerial promoters who have contributed to the bank’s success. They are ● G Mahalingam ● R Vijay Anandh ● K Vaidyanathan ● T K Ramkumar ● N Subramaniam City Union Bank’s ownership structure features a mix of institutional and individual investors. SBI Mutual Fund owns the largest stake (7.94%). The bank has developed a portfolio of financial services for various customer segments. Its product offerings include ● Core banking services (savings and current accounts) ● Fixed deposit schemes ● Diverse lending solutions (home, personal, and business loans) ● Credit card facilities ● Investment products (mutual funds and insurance)
It is not competing with banking giants like the State Bank of India in terms of market capitalization. But, City Union Bank has carved out its own niche in the Indian banking landscape. The bank’s success stems from its customer-centric approach and ability to adapt to changing financial needs. What sets City Union Bank apart is its blend of traditional banking wisdom with modern financial services. Despite being one of India’s older private sector banks, it has kept pace with technological advancements, demonstrating that century-old institutions can successfully adapt to modern banking requirements while maintaining their core values.
In its early years, City Union Bank focused on providing basic banking services such as savings and current accounts and loans. The bank’s commitment to customer service and its conservative approach to banking helped it build a strong reputation in the region. This foundation allowed the bank to weather various economic challenges, including the Great Depression of the 1930s and the economic reforms of the 1990s.
The bank underwent a significant transformation in 1987 when it was renamed City Union Bank Ltd. This change marked the beginning of a new era for the bank, characterised by modernization and expansion. The bank started adopting new technologies to improve its services and efficiency. It also began to diversify its product offerings. This is to include more sophisticated financial products such as credit cards, mutual funds, and insurance.
One of the key milestones in the bank’s history was its initial public offering (IPO) in 1998. The IPO was a success, and it helped the bank raise the capital needed for further expansion. With the additional funds, City Union Bank was able to open more branches and ATMs across the country, increasing its reach and customer base.
Throughout its history, City Union Bank has maintained a strong focus on serving the needs of small and medium-sized enterprises (SMEs). The bank offers various loan schemes and financial products tailored to the needs of SMEs, helping small companies access the capital they need to grow and succeed. This focus on SMEs has been a key factor in the bank’s success and growth.
City Union Bank has continued to evolve and adapt to the changing banking landscape in recent years. The bank has embraced digital banking, offering its customers a range of online and mobile banking services. This shift towards digital banking has helped the bank stay competitive and meet the needs of a tech-savvy customer base.
Despite the challenges posed by increased competition and regulatory changes, City Union Bank has remained resilient. The bank’s conservative approach to risk management and its focus on customer service has helped it maintain a strong financial position. As a result, the bank has been able to continue growing and expanding its services.
City Union Bank’s commitment to corporate social responsibility (CSR) is another important aspect of its history. The bank undertakes various CSR initiatives aimed at improving education and environmental sustainability. These initiatives reflect the bank’s commitment to contributing to the overall well-being of society.
Overall, the history of City Union Bank Ltd is a story of resilience, growth, and adaptation. From its humble beginnings in Kumbakonam to its current position as a significant player in the Indian banking sector, the bank has come a long way. Its focus on customer service and commitment to serving the needs of SMEs have been key factors in its success. As the bank continues to evolve and adapt to new challenges, it is well-positioned to remain a key player in the Indian banking sector for years to come.
The City Union Bank operates from its registered office at TSR Big Street, Kumbakonam. Meanwhile, its registrar’s office is at Kences Towers, Chennai (Madras). This demonstrates the bank’s strong South Indian roots. These offices have experienced managerial promoters who have contributed to the bank’s success. They are ● G Mahalingam ● R Vijay Anandh ● K Vaidyanathan ● T K Ramkumar ● N Subramaniam City Union Bank’s ownership structure features a mix of institutional and individual investors. SBI Mutual Fund owns the largest stake (7.94%). The bank has developed a portfolio of financial services for various customer segments. Its product offerings include ● Core banking services (savings and current accounts) ● Fixed deposit schemes ● Diverse lending solutions (home, personal, and business loans) ● Credit card facilities ● Investment products (mutual funds and insurance)
It is not competing with banking giants like the State Bank of India in terms of market capitalization. But, City Union Bank has carved out its own niche in the Indian banking landscape. The bank’s success stems from its customer-centric approach and ability to adapt to changing financial needs. What sets City Union Bank apart is its blend of traditional banking wisdom with modern financial services. Despite being one of India’s older private sector banks, it has kept pace with technological advancements, demonstrating that century-old institutions can successfully adapt to modern banking requirements while maintaining their core values.
History of City Union Bank Ltd
City Union Bank Ltd has a rich history that dates back to its founding in 1904. Originally established as The Kumbakonam Bank Limited, it was set up by a group of prominent citizens in Kumbakonam, Tamil Nadu. The primary aim was to cater to the banking needs of the local community, which included small traders and agriculturists. Over the years, the bank has grown significantly, expanding its services and reach.In its early years, City Union Bank focused on providing basic banking services such as savings and current accounts and loans. The bank’s commitment to customer service and its conservative approach to banking helped it build a strong reputation in the region. This foundation allowed the bank to weather various economic challenges, including the Great Depression of the 1930s and the economic reforms of the 1990s.
The bank underwent a significant transformation in 1987 when it was renamed City Union Bank Ltd. This change marked the beginning of a new era for the bank, characterised by modernization and expansion. The bank started adopting new technologies to improve its services and efficiency. It also began to diversify its product offerings. This is to include more sophisticated financial products such as credit cards, mutual funds, and insurance.
One of the key milestones in the bank’s history was its initial public offering (IPO) in 1998. The IPO was a success, and it helped the bank raise the capital needed for further expansion. With the additional funds, City Union Bank was able to open more branches and ATMs across the country, increasing its reach and customer base.
Throughout its history, City Union Bank has maintained a strong focus on serving the needs of small and medium-sized enterprises (SMEs). The bank offers various loan schemes and financial products tailored to the needs of SMEs, helping small companies access the capital they need to grow and succeed. This focus on SMEs has been a key factor in the bank’s success and growth.
City Union Bank has continued to evolve and adapt to the changing banking landscape in recent years. The bank has embraced digital banking, offering its customers a range of online and mobile banking services. This shift towards digital banking has helped the bank stay competitive and meet the needs of a tech-savvy customer base.
Despite the challenges posed by increased competition and regulatory changes, City Union Bank has remained resilient. The bank’s conservative approach to risk management and its focus on customer service has helped it maintain a strong financial position. As a result, the bank has been able to continue growing and expanding its services.
City Union Bank’s commitment to corporate social responsibility (CSR) is another important aspect of its history. The bank undertakes various CSR initiatives aimed at improving education and environmental sustainability. These initiatives reflect the bank’s commitment to contributing to the overall well-being of society.
Overall, the history of City Union Bank Ltd is a story of resilience, growth, and adaptation. From its humble beginnings in Kumbakonam to its current position as a significant player in the Indian banking sector, the bank has come a long way. Its focus on customer service and commitment to serving the needs of SMEs have been key factors in its success. As the bank continues to evolve and adapt to new challenges, it is well-positioned to remain a key player in the Indian banking sector for years to come.
FAQ’s
What is the share price of City Union Bank Ltd today?
City Union Bank Ltd share price as on 21 Nov 2025 is ₹ 265.78
What is the Market Cap of City Union Bank Ltd?
The market cap of City Union Bank Ltd stock is ₹19,670.40 Cr.
What is the PE Ratio of City Union Bank Ltd?
The Price to Earnings (P/E) Ratio of City Union Bank Ltd is 10.37
What is the PB Ratio of City Union Bank Ltd?
The Price to Book (P/B) Ratio of City Union Bank Ltd is 1.23
What is the 52 week high of City Union Bank Ltd Share Price?
The 52 week high of City Union Bank Ltd share price stands at ₹283.09
What is the 52 week low of City Union Bank Ltd Share Price?
The 52 week low of City Union Bank Ltd share price stands at ₹142.91
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