Bajaj Housing Finance Q1 FY26 Results:
Profit after tax rose 21% to ₹583 crores, compared to ₹483 crores in Q1 FY25. Total income in Q1 FY26 increased 18.5% to ₹2,618.5 crores from ₹2,209 crores in the same period last year.
About Bajaj Housing Finance Ltd
Bajaj Housing Finance Limited (BHFL) is a leading player in India's housing finance sector. It offers loans against property, home loans, and financing for the purchases and renovations of homes or commercial spaces. The company was founded on June 13, 2008. So, it has years of experience in the industry. Bajaj Housing headquarters are located in Pune, Maharashtra, India. The company's main products include loans against property, home loans, top-up loans, and working capital loans. Operating within the housing finance sector, Bajaj Housing Finance continues to contribute significantly to India's financial landscape. +
The Current prices are delayed, log in for live prices
LOGINOver 1 Month
-11.01%
Over 6 Months
-23.47%
Over 1 Year
-32.23%
Over 3 Years
None%
Bajaj Housing Finance Ltd Summary
Close ₹95.82
Open ₹96.40
High ₹96.55
Low ₹95.60
Volume 95,25,123
Net Turnover (in Cr) ₹91.41
52Wk High ₹142.86
52Wk Low ₹92.10
52Wk High / Low
92.10
142.86
Bajaj Housing Finance Ltd Fundamentals
Key Financial Data
Market Cap (in Cr) ₹79,840.43
EPS (TTM) 2.83
Book Value (BV) 25.42
Div. Yield -
P/E (TTM) 33.85
Price/Book Value 3.77
Delivery % 81.31 %
Face Value 10
Key Ratios
PE Ratio 47.40
PB Ratio 5.15
EV to Sales 19.28
PEG Ratio 61.15
ROA 2.12
ROE 13.44
Debt-Equity 4.70
Net Profit Margin 22.59
Operating Profit Margin 91.82
Bajaj Housing Finance Ltd Financials
Profit and Loss
No data available
Balance Sheet
No data available
Cash Flow
No data available
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 9,575.96 | 7,617.71 | 5,665.44 | 3,767.13 | 3,155.28 |
| Total Expenses | 6,805.73 | 5,456.39 | 3,965.38 | 2,807.27 | 2,542.10 |
| Profit Before Tax | 2,770.23 | 2,161.32 | 1,700.06 | 959.86 | 613.18 |
| Profit After Tax | 2,162.90 | 1,731.22 | 1,257.80 | 709.62 | 453.19 |
| Operating Profit After Depreciation | 2,770.23 | 2,161.32 | 1,700.06 | 959.86 | 613.18 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 141.09 | 123.73 | 113.30 | 98.66 | 78.89 |
| Total Non Current Assets | 1,02,231.41 | 81,413.99 | 64,228.10 | 47,844.58 | 36,779.09 |
| Total Current Assets | 577.34 | 413.10 | 426.04 | 682.50 | 1,079.29 |
| Total Assets | 1,02,808.75 | 81,827.09 | 64,654.14 | 48,527.08 | 37,858.38 |
| Total Shareholder's Fund | 19,946.80 | 12,233.50 | 10,503.19 | 6,741.36 | 6,032.22 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -17,074.87 | -14,600.14 | -14,331.77 | -12,480.53 | -5,075.77 |
| Net Cash Used In Investing Activities | -797.55 | -554.66 | -611.44 | 2,197.32 | -797.04 |
| Net Cash Used In Financing Activities | 17,870.19 | 15,124.78 | 14,630.06 | 10,228.46 | 5,675.87 |
No data available
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | 2,754.85 | 2,615.71 | 2,507.96 | 2,448.86 | 2,410.15 |
| Total Expenses | 1,910.64 | 1,850.42 | 1,777.18 | 1,725.83 | 1,692.63 |
| Profit Before Tax | -825.30 | -849.02 | -831.18 | -802.90 | -806.06 |
| Profit After Tax | 642.96 | 583.30 | 586.68 | 548.02 | 545.60 |
| Operating Profit after Depreciation | 844.36 | 768.03 | 730.84 | 723.15 | 717.61 |
Bajaj Housing Finance Ltd Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 95.43
S2 95.04
S3 94.48
Pivot 95.99
R1 96.38
R2 96.94
R3 97.33
Moving Average
20 SMA 101.86
50 SMA 106.60
100 SMA 110.27
200 SMA 115.61
Bajaj Housing Finance Ltd Corporate Actions
No available data
Bajaj Housing Finance Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| Bajaj Finance Ltd | ₹1,005.90 | ₹6,25,919.45 |
| Bajaj Finserv Ltd | ₹2,065.10 | ₹3,29,964.41 |
| Jio Financial Services Ltd | ₹298.35 | ₹1,89,545.98 |
| Shriram Finance Ltd | ₹847.25 | ₹1,59,398.40 |
| Muthoot Finance Ltd | ₹3,733 | ₹1,49,868.18 |
Bajaj Housing Finance Ltd Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| HSBC Financial Services Fund | 1.15% |
| ICICI Pru Nifty Next 50 Index Fund | 0.42% |
| UTI-Nifty Next 50 Index Fund | 0.42% |
| HDFC NIFTY Next 50 Index Fund | 0.42% |
| HDFC Large and Mid Cap Fund | 0.07% |
Bajaj Housing Finance Ltd News
Bajaj Housing Finance Ltd leads losers in 'A' group
Thangamayil Jewellery Ltd, Garden Reach Shipbuilders & Engineers Ltd, V I P Industries Ltd and Welspun Living Ltd are among the other losers in the BSE's 'A' group today, 02 December 2025.
02 Dec 2025, 03:00 pm
Volumes spurt at Bajaj Housing Finance Ltd counter
Bajaj Housing Finance Ltd registered volume of 4209.01 lakh shares by 14:14 IST on NSE, a 114.86 fold spurt over two-week average daily volume of 36.64 lakh shares
02 Dec 2025, 02:30 pm
Volumes spurt at Bajaj Housing Finance Ltd counter
Bajaj Housing Finance Ltd registered volume of 410.81 lakh shares by 10:46 IST on BSE, a 101.22 fold spurt over two-week average daily volume of 4.06 lakh shares
02 Dec 2025, 11:00 am
Bajaj Housing drops after block deal
Bajaj Housing Finance slid 7.32% to Rs 96.85 after a large block deal in early trade.
02 Dec 2025, 10:47 am
Bajaj Finance to divest up to 2% stake in Bajaj Housing Finance
01 Dec 2025, 04:30 pm
Bajaj Housing Finance Ltd Stock Analysis
- Annual revenue for Bajaj Housing Finance Ltd increased by 25.71% to ₹9,575.96 crore in FY 2025 from ₹7,617.71 crore in FY 2024.
- Annual Net Profit for Bajaj Housing Finance Ltd increased by 24.94% to ₹2,162.90 crore in FY 2025 from ₹1,731.22 crore in FY 2024.
- Promoter Shareholding in Bajaj Housing Finance Ltd remains unchanged by 0.00% in the most recent quarter, from 88.70% in June 2025 to 88.70% in September 2025.
- Bajaj Housing Finance Ltd delivered a 1-year return of -32.23% compared to the Nifty 50, which provided a return of 5.10% as of the last trading session.
- Bajaj Housing Finance Ltd share price moved up by 0.29% from its previous close of INR ₹95.82. The latest Bajaj Housing Finance Ltd share price is INR ₹96.10.
- Bajaj Housing Finance Ltd share price today has been at a low of 95.60 and a high of 96.35. Over the past 52 weeks, the Bajaj Housing Finance Ltd share price has seen a low of 92.10 and a high of 142.86.
About Bajaj Housing Finance Ltd
Bajaj Housing Finance Limited (BHFL) is a prominent player in India's housing finance sector. The company offers a range of financial services. These services include home loans and loans against property. It also offers financing for the purchase and renovation of homes or commercial spaces. Additionally, BHFL provides working capital for business expansion and lease rental discounting for developers and high-net-worth individuals.
Operating within the finance sector, specifically housing finance, BHFL was incorporated on June 13, 2008. This makes it a well-established entity with a decade of experience. The company's headquarters are located in Pune, Maharashtra, India.
Bajaj Housing Finance is promoted by Bajaj Finance Limited, which is one of the most diversified non-banking financial companies (NBFCs) in India. It owns 88.75% of BHFL’s total equity. The key figures in the management team include Atul Jain and Sanjivnayan Bajaj. They serve as the Managing Director and Chairman & Non-Executive Director of the company. The other important managerial promoters of the company include:
The registered office of Bajaj Housing Finance is located at Bajaj Auto Limited Complex, Mumbai-Pune Road, Akurdi, Pune - 411035, Maharashtra, India. The company's registrars and share transfer agents are based in New Delhi. On the whole, Bajaj Housing Finance continues to contribute significantly to the housing finance sector in India through a focus on quality, sustainability, and customer satisfaction.
A key element of BHFL's future strategy lies in its strong product diversification approach. With its comprehensive range of financial solutions, including home loans or loans against property, the company is well-positioned to expand its product portfolio further. The strategy likely includes developing innovative financial products that cater to evolving customer needs.
Aside from this, the company's high promoter shareholding of 88.75% by Bajaj Finance Limited suggests a strong commitment to long-term growth and stability. This backing from one of India's most diversified NBFCs provides BHFL with significant strategic advantages. As a result, the company can leverage this relationship to access capital, technology, and expertise. It also enables Bajaj Housing Finance to pursue aggressive growth opportunities while maintaining financial stability.
Digital transformation appears to be a crucial component of BHFL's future strategy. As the financial sector increasingly moves towards digital solutions, the company is likely to invest heavily in technology infrastructure. This includes developing user-friendly digital platforms for loan applications, processing, and servicing. Besides this, the investment in technology also involves implementing advanced analytics for better risk assessment and customer service.
Geographic expansion forms another pillar of the company's strategic vision. Operating from its base in Pune, BHFL has the potential to extend its reach into untapped markets across India. The strategy might include establishing a stronger presence in tier-2 and tier-3 cities, where housing finance demand is growing rapidly. This expansion could be facilitated through both physical presence and digital channels.
Under the leadership of Managing Director Atul Jain, BHFL's strategy appears focused on maintaining strong corporate governance while pursuing growth opportunities. The management team's experience in the financial sector suggests a balanced approach to risk and growth, which will be crucial for the company's future success.
The company's large market cap indicates an important growth potential. Its future strategy likely includes leveraging this market position to raise capital efficiently and fund expansion plans. The company's plan also includes strengthening its risk assessment frameworks and compliance mechanisms. This focus on risk management will be essential for maintaining the quality of its loan portfolio.
Customer-centric innovation appears to be a key strategic priority. BHFL's future plans further include enhancing customer experience through personalized financial solutions, faster processing times, and improved service delivery. Additionally, the strategy might involve developing specialized products for different customer segments, from first-time homebuyers to high-net-worth individuals.
Bajaj Housing Finance Limited's future strategy appears well-designed to capitalize on its strengths while addressing market opportunities. The company's combination of product innovation, technological advancement, geographic expansion, and strong corporate governance has helped it position itself for sustainable growth. As the sector evolves, BHFL's balanced approach to growth and risk management will be crucial in achieving its strategic objectives while maintaining its commitment to quality and customer service.
Operating within the finance sector, specifically housing finance, BHFL was incorporated on June 13, 2008. This makes it a well-established entity with a decade of experience. The company's headquarters are located in Pune, Maharashtra, India.
Bajaj Housing Finance is promoted by Bajaj Finance Limited, which is one of the most diversified non-banking financial companies (NBFCs) in India. It owns 88.75% of BHFL’s total equity. The key figures in the management team include Atul Jain and Sanjivnayan Bajaj. They serve as the Managing Director and Chairman & Non-Executive Director of the company. The other important managerial promoters of the company include:
- Rajeev Jain
- Arindam Kumar Bhattacharya
- Jasmine Arish Chaney
The registered office of Bajaj Housing Finance is located at Bajaj Auto Limited Complex, Mumbai-Pune Road, Akurdi, Pune - 411035, Maharashtra, India. The company's registrars and share transfer agents are based in New Delhi. On the whole, Bajaj Housing Finance continues to contribute significantly to the housing finance sector in India through a focus on quality, sustainability, and customer satisfaction.
Future Strategy of the Company
Bajaj Housing Finance Limited (BHFL) is at a pivotal point in its journey. Its clear strategic directions aimed at strengthening its position in India's housing finance sector. Since its inception in 2008, the company has built a strong foundation in housing finance. Also, its future strategy appears focused on leveraging this experience to capture emerging opportunities. The company's strategic vision reflects its commitment to expanding its market presence while maintaining its reputation for quality and customer satisfaction.A key element of BHFL's future strategy lies in its strong product diversification approach. With its comprehensive range of financial solutions, including home loans or loans against property, the company is well-positioned to expand its product portfolio further. The strategy likely includes developing innovative financial products that cater to evolving customer needs.
Aside from this, the company's high promoter shareholding of 88.75% by Bajaj Finance Limited suggests a strong commitment to long-term growth and stability. This backing from one of India's most diversified NBFCs provides BHFL with significant strategic advantages. As a result, the company can leverage this relationship to access capital, technology, and expertise. It also enables Bajaj Housing Finance to pursue aggressive growth opportunities while maintaining financial stability.
Digital transformation appears to be a crucial component of BHFL's future strategy. As the financial sector increasingly moves towards digital solutions, the company is likely to invest heavily in technology infrastructure. This includes developing user-friendly digital platforms for loan applications, processing, and servicing. Besides this, the investment in technology also involves implementing advanced analytics for better risk assessment and customer service.
Geographic expansion forms another pillar of the company's strategic vision. Operating from its base in Pune, BHFL has the potential to extend its reach into untapped markets across India. The strategy might include establishing a stronger presence in tier-2 and tier-3 cities, where housing finance demand is growing rapidly. This expansion could be facilitated through both physical presence and digital channels.
Under the leadership of Managing Director Atul Jain, BHFL's strategy appears focused on maintaining strong corporate governance while pursuing growth opportunities. The management team's experience in the financial sector suggests a balanced approach to risk and growth, which will be crucial for the company's future success.
The company's large market cap indicates an important growth potential. Its future strategy likely includes leveraging this market position to raise capital efficiently and fund expansion plans. The company's plan also includes strengthening its risk assessment frameworks and compliance mechanisms. This focus on risk management will be essential for maintaining the quality of its loan portfolio.
Customer-centric innovation appears to be a key strategic priority. BHFL's future plans further include enhancing customer experience through personalized financial solutions, faster processing times, and improved service delivery. Additionally, the strategy might involve developing specialized products for different customer segments, from first-time homebuyers to high-net-worth individuals.
Bajaj Housing Finance Limited's future strategy appears well-designed to capitalize on its strengths while addressing market opportunities. The company's combination of product innovation, technological advancement, geographic expansion, and strong corporate governance has helped it position itself for sustainable growth. As the sector evolves, BHFL's balanced approach to growth and risk management will be crucial in achieving its strategic objectives while maintaining its commitment to quality and customer service.
FAQ’s
What is the share price of Bajaj Housing Finance Ltd today?
Bajaj Housing Finance Ltd share price as on 15 Dec 2025 is ₹ 96.1
What is the Market Cap of Bajaj Housing Finance Ltd?
The market cap of Bajaj Housing Finance Ltd stock is ₹79,840.43 Cr.
What is the PE Ratio of Bajaj Housing Finance Ltd?
The Price to Earnings (P/E) Ratio of Bajaj Housing Finance Ltd is 47.40
What is the PB Ratio of Bajaj Housing Finance Ltd?
The Price to Book (P/B) Ratio of Bajaj Housing Finance Ltd is 5.15
What is the 52 week high of Bajaj Housing Finance Ltd Share Price?
The 52 week high of Bajaj Housing Finance Ltd share price stands at ₹142.86
What is the 52 week low of Bajaj Housing Finance Ltd Share Price?
The 52 week low of Bajaj Housing Finance Ltd share price stands at ₹92.10
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