Bajaj Housing Finance Ltd Share Price

Finance

NSE: BAJAJHFL Large Cap ISIN: INE377Y01014

As on 18 March 2025 at 23:04 IST

₹117.63

+ 2.54

(2.21%)

Sell Buy

About Bajaj Housing Finance Ltd

Bajaj Housing Finance Limited (BHFL) is a leading player in India's housing finance sector. It offers loans against property, home loans, and financing for the purchases and renovations of homes or commercial spaces. The company was founded on June 13, 2008. So, it has years of experience in the industry. Bajaj Housing headquarters are located in Pune, Maharashtra, India. The company's main products include loans against property, home loans, top-up loans, and working capital loans. Operating within the housing finance sector, Bajaj Housing Finance continues to contribute significantly to India's financial landscape. +

Over 1 Month

5.16%

Over 6 Months

-36.59%

Over 1 Year

-30.25%

Over 3 Years

Bajaj Housing Finance Ltd Summary

Close ₹117.63

Open ₹116.02

High ₹119.49

Low ₹115.15

Volume 1,38,40,174

Net Turnover (in Cr) ₹162.31

52Wk High ₹188.50

52Wk Low ₹103.10

52Wk High / Low

103.10

188.50

Bajaj Housing Finance Ltd Fundamentals

Key Financial Data

Market Cap (in Cr) ₹97,963.99

EPS (TTM) 2.35

Book Value (BV) 22.56

Div. Yield -

P/E (TTM) 50.06

Price/Book Value 5.22

Delivery % 59.47 %

Face Value 10

Key Ratios

PE Ratio -

PB Ratio -

EV to Sales -

PEG Ratio -

ROA 2.13

ROE 15.23

Debt-Equity 5.40

Net Profit Margin 22.73

Operating Profit Margin 90.52

Bajaj Housing Finance Ltd Financials

Profit and Loss

Consolidated

Standalone

Yearly

Quarterly

No data available

Balance Sheet

No data available

Cash Flow

No data available

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Total Revenue	7,617.71	5,665.44	3,767.13	3,155.28	264.62
Total Expenses	5,456.39	3,965.38	2,807.27	2,542.10	207.88
Profit Before Tax	2,161.32	1,700.06	959.86	613.18	56.74
Profit After Tax	1,731.22	1,257.80	709.62	453.19	42.13
Operating Profit after Depreciation	2,161.32	1,700.06	959.86	613.18	56.74

Balance Sheet

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Fixed Assets	123.73	113.30	98.66	78.89	8.58
Total Non Current Assets	81,413.99	64,228.10	47,844.58	36,779.09	3,056.92
Total Current Assets	413.10	426.04	682.50	1,079.29	80.32
TOTAL ASSETS	81,827.09	64,654.14	48,527.08	37,858.38	3,137.24
Total Shareholder's Fund	12,233.50	10,503.19	6,741.36	6,032.22	558.51

Cash Flow

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Net Cash from Operating Activities	-15,428.11	-14,331.77	-12,461.30	-5,075.77	-1,024.42
Net Cash used in Investing Activities	273.31	-611.44	2,197.32	-797.04	-69.36
Net Cash used in Financing Activities	15,124.78	14,630.06	10,209.23	5,675.87	1,148.95

No data available

Particulars (in ₹ Cr.)	2024-12	2024-09	2024-06	2024-03	2023-12
Total Revenue	2,448.86	2,410.15	2,208.65	1,996.40	1,946.18
Total Expenses	1,725.83	1,692.63	1,568.94	1,498.08	1,364.44
Profit Before Tax	-802.90	-806.06	-768.88	-791.08	-628.49
Profit After Tax	548.02	545.60	482.61	381.34	436.97
Operating Profit after Depreciation	723.15	717.61	639.79	498.42	581.85

Bajaj Housing Finance Ltd Technicals

Support and Resistance

S3 S2 S1 Pivot R1 R2 R3

S1 114.17

S2 113.26

S3 112.01

Pivot 115.42

R1 116.33

R2 117.58

R3 118.49

Moving Average

20 SMA 112.54

50 SMA 114.05

100 SMA 123.16

200 SMA -

Bajaj Housing Finance Ltd Corporate Actions

Dividend

Bonus

Splits

Rights

AGM

EGM

No available data

Bajaj Housing Finance Ltd Peer Comparison

Company	Price	Market Cap (in Cr)
Bajaj Finance Ltd	₹8,679.75	₹5,38,039.17
Bajaj Finserv Ltd	₹1,845	₹2,94,584.16
Indian Railway Finance Corporation Ltd	₹121.75	₹1,59,109.06
Jio Financial Services Ltd	₹225.20	₹1,43,075.96
Power Finance Corporation Ltd	₹402.65	₹1,32,878.60

Bajaj Housing Finance Ltd Top Mutal Funds Invested

Fund Name	AUM
Edelweiss Mid Cap Fund	0.50%
Edelweiss Recently Listed IPO Fund	4%
HDFC Large Cap Fund	0.09%
DSP Banking & Financial Services Fund	2.82%
HDFC Balanced Advantage Fund	0.02%

Bajaj Housing Finance Ltd News

Bajaj Housing Finance PAT jumps 25% YoY to Rs 548 crore in Q3 FY25

Bajaj Housing Finance reported 25.41% rise in standalone net profit to Rs 548.02 crore on a 25.82% increase in revenue from operations to Rs 2,448.98 crore in Q3 FY25, compared with Q3 FY24.

28 Jan 2025, 10:49 am

Bajaj Housing Finance schedules board meeting

On 27 January 2025

04 Jan 2025, 05:29 pm

Bajaj Housing Finance allots NCDs aggregating to Rs 500 cr

On private placement basis

20 Dec 2024, 02:05 pm

Bajaj Housing Finance allots NCDs aggregating Rs 1,500 cr

On private placement basis

17 Oct 2024, 05:39 pm

Bajaj Housing Finance to announce Quarterly Result

On 21 October 2024

05 Oct 2024, 10:05 am

Bajaj Housing Finance Ltd Stock Analysis

Annual revenue for Bajaj Housing Finance Ltd increased by 34.46% to ₹7,617.71 crore in FY 2024 from ₹5,665.44 crore in FY 2023.
Annual Net Profit for Bajaj Housing Finance Ltd increased by 37.64% to ₹1,731.22 crore in FY 2024 from ₹1,257.80 crore in FY 2023.
Promoter Shareholding in Bajaj Housing Finance Ltd remains unchanged by 0.00% in the most recent quarter, from 88.75% in September 2024 to 88.75% in December 2024.
Bajaj Housing Finance Ltd delivered a 1-year return of -30.25% compared to the Nifty 50, which provided a return of 2.05% as of the last trading session.
Bajaj Housing Finance Ltd share price moved up by 2.21% from its previous close of INR ₹115.09. The latest Bajaj Housing Finance Ltd share price is INR ₹117.63.
Bajaj Housing Finance Ltd share price today has been at a low of 115.15 and a high of 119.49. Over the past 52 weeks, the Bajaj Housing Finance Ltd share price has seen a low of 103.10 and a high of 188.50.

About Bajaj Housing Finance Ltd

Bajaj Housing Finance Limited (BHFL) is a prominent player in India's housing finance sector. The company offers a range of financial services. These services include home loans and loans against property. It also offers financing for the purchase and renovation of homes or commercial spaces. Additionally, BHFL provides working capital for business expansion and lease rental discounting for developers and high-net-worth individuals.

Operating within the finance sector, specifically housing finance, BHFL was incorporated on June 13, 2008. This makes it a well-established entity with a decade of experience. The company's headquarters are located in Pune, Maharashtra, India.

Bajaj Housing Finance is promoted by Bajaj Finance Limited, which is one of the most diversified non-banking financial companies (NBFCs) in India. It owns 88.75% of BHFL’s total equity. The key figures in the management team include Atul Jain and Sanjivnayan Bajaj. They serve as the Managing Director and Chairman & Non-Executive Director of the company. The other important managerial promoters of the company include:

Rajeev Jain
Arindam Kumar Bhattacharya
Jasmine Arish Chaney

Bajaj Housing Finance's main products encompass a variety of financial solutions. These include home loans, top-up loans, loans against property, and working capital loans. The company also facilitates the transfer of loans from other financial institutions. This offering makes it a comprehensive provider of housing finance solutions.

The registered office of Bajaj Housing Finance is located at Bajaj Auto Limited Complex, Mumbai-Pune Road, Akurdi, Pune - 411035, Maharashtra, India. The company's registrars and share transfer agents are based in New Delhi. On the whole, Bajaj Housing Finance continues to contribute significantly to the housing finance sector in India through a focus on quality, sustainability, and customer satisfaction.

Future Strategy of the Company

Bajaj Housing Finance Limited (BHFL) is at a pivotal point in its journey. Its clear strategic directions aimed at strengthening its position in India's housing finance sector. Since its inception in 2008, the company has built a strong foundation in housing finance. Also, its future strategy appears focused on leveraging this experience to capture emerging opportunities. The company's strategic vision reflects its commitment to expanding its market presence while maintaining its reputation for quality and customer satisfaction.

A key element of BHFL's future strategy lies in its strong product diversification approach. With its comprehensive range of financial solutions, including home loans or loans against property, the company is well-positioned to expand its product portfolio further. The strategy likely includes developing innovative financial products that cater to evolving customer needs.

Aside from this, the company's high promoter shareholding of 88.75% by Bajaj Finance Limited suggests a strong commitment to long-term growth and stability. This backing from one of India's most diversified NBFCs provides BHFL with significant strategic advantages. As a result, the company can leverage this relationship to access capital, technology, and expertise. It also enables Bajaj Housing Finance to pursue aggressive growth opportunities while maintaining financial stability.

Digital transformation appears to be a crucial component of BHFL's future strategy. As the financial sector increasingly moves towards digital solutions, the company is likely to invest heavily in technology infrastructure. This includes developing user-friendly digital platforms for loan applications, processing, and servicing. Besides this, the investment in technology also involves implementing advanced analytics for better risk assessment and customer service.

Geographic expansion forms another pillar of the company's strategic vision. Operating from its base in Pune, BHFL has the potential to extend its reach into untapped markets across India. The strategy might include establishing a stronger presence in tier-2 and tier-3 cities, where housing finance demand is growing rapidly. This expansion could be facilitated through both physical presence and digital channels.

Under the leadership of Managing Director Atul Jain, BHFL's strategy appears focused on maintaining strong corporate governance while pursuing growth opportunities. The management team's experience in the financial sector suggests a balanced approach to risk and growth, which will be crucial for the company's future success.

The company's large market cap indicates an important growth potential. Its future strategy likely includes leveraging this market position to raise capital efficiently and fund expansion plans. The company's plan also includes strengthening its risk assessment frameworks and compliance mechanisms. This focus on risk management will be essential for maintaining the quality of its loan portfolio.

Customer-centric innovation appears to be a key strategic priority. BHFL's future plans further include enhancing customer experience through personalized financial solutions, faster processing times, and improved service delivery. Additionally, the strategy might involve developing specialized products for different customer segments, from first-time homebuyers to high-net-worth individuals.

Bajaj Housing Finance Limited's future strategy appears well-designed to capitalize on its strengths while addressing market opportunities. The company's combination of product innovation, technological advancement, geographic expansion, and strong corporate governance has helped it position itself for sustainable growth. As the sector evolves, BHFL's balanced approach to growth and risk management will be crucial in achieving its strategic objectives while maintaining its commitment to quality and customer service.