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HDFC Retirement Savings Fund Equity Direct Growth

Solution Oriented

|

Retirement Fund

NAV ₹59.24 as on 17 Nov 2025

RiskVery High

Fund Size₹6,968.96Cr

NAV₹59.24 as on 17 Nov 2025
RiskVery High
Fund Size₹6,968.96Cr

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Investment Details
Top Rated Funds

Lock-in

5 Years

Min One Time Amount

₹100

Min Withdrawal Amount

₹-

Min SIP Amount

₹100

Min Additional Amount

₹100

Exit Load

Nil

Basic Details

Age

9 years 9 months (Since Feb 25, 2016)

Return since Launch

20.05%

Expense ratio

0.71%

Type

OPEN

AUM (Fund Size)

₹6,968.96

Risk Grade

Very High

Benchmark

Nifty 500 TRI

Calculate Your Returns
Select Duration
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Returns
Total investment of ₹2,40,000
Would have become ₹61,949 (+209.74%)
Fund Manager

Name:

Srinivasan Ramamurthy

Experience:

October 26, 2020 - December 3, 2021 onwards HDFC Asset Management Company Limited Last Position Held: Portfolio Manager - Client Funds (upto December 3, 2021) June 18, 2018 to October 16, 2020 Mahindra Manulife Investment Management Private Limited Last Position Held: Senior Manager - Equity Fund June 07, 2012 to June 07, 2018 IDBI Federal Life Insurance Co. Ltd. Last Position Held: Assistant Vice President - Equity Research June 17, 2010 to April 30, 2012 IIFL Securities Ltd. Last Position Held: Assistant Vice President

Scheme Holding Summary

Banks

Debt Others

Refineries

Automobile

Telecom-Service

IT - Software

Infrastructure Developers & Operators

Pharmaceuticals

Cipla Ltd

2.15%

Lupin Ltd

1.27%

Tobacco Products

ITC Ltd

1.99%

Air Transport Service

Power Generation & Distribution

Healthcare

Insurance

Consumer Durables

Logistics

Miscellaneous

Steel

Finance

Alcoholic Beverages

Non Ferrous Metals

Cement

FMCG

Capital Goods - Electrical Equipment

Tyres

CEAT Ltd

0.69%

Gas Distribution

Engineering

Trading

Paints/Varnish

Credit Rating Agencies

Fertilizers

Plywood Boards/Laminates

Cables

Entertainment

Shipping

Plastic products

Realty

Paper

Hotels & Restaurants

Bearings

Auto Ancillaries

See All
RiskometerLevel of risk in the scheme
Moderate
High
Low
Very
High

Your investment will be at Very High Risk

Fund house & investment objective
Rank (total assets)#3 in India
Total AUM₹8,93,027.76Cr
Date of Incorporation10 Dec 1999
HDFC Retirement Savings Fund Equity Direct Growth is a Solution Oriented Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 25 Feb 2016. The fund currently has an Asset Under Management(AUM) of ₹8,93,027.76 Cr and the Latest NAV as of 17 Nov 2025 is ₹59.24.
The HDFC Retirement Savings Fund Equity Direct Growth is rated Very High. Minimum SIP Investment is set to ₹100 . Minimum Lumpsum Investment is ₹100. Exit load of Nil.
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Returns and Rankings

Category: Solution Oriented Retirement Fund

1Y3Y5YAll
Fund returns8.52%6.23%4.43%2.05%
Category average7.78%4.25%2.47%-
Rank within category711-

FAQ’s

What kind of returns does HDFC Retirement Savings Fund Equity Direct Growth provide?

HDFC Retirement Savings Fund Equity Direct Growth has given a return of 19.89% in the past 3 years.

What is the expense ratio charged by HDFC Retirement Savings Fund Equity Direct Growth?

The Expense Ratio charged by HDFC Retirement Savings Fund Equity Direct Growth is 0.71%.

What is the AUM size of HDFC Retirement Savings Fund Equity Direct Growth?

The AUM size of HDFC Retirement Savings Fund Equity Direct Growth is ₹6,968.96Cr.

What is the minimum SIP amount that you can invest in HDFC Retirement Savings Fund Equity Direct Growth?

₹100 is the minimum SIP amount that you can invest in HDFC Retirement Savings Fund Equity Direct Growth .

What are the top stock holdings of HDFC Retirement Savings Fund Equity Direct Growth?

The top stock holdings of HDFC Retirement Savings Fund Equity Direct Growth include , HDFC Bank Ltd , ICICI Bank Ltd , Axis Bank Ltd and Kotak Mahindra Bank Ltd.

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Get started with us today and
start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.