Star Health and Allied Insurance Company Q1 FY26 Results:
Profit for the period declined 18% to ₹263 crores in Q1 FY26, from ₹319 crores in Q1 FY25. Net written premium for the quarter increased 9% year-on-year to ₹3,457 crores, from ₹3,170 crores.
About Star Health & Allied Insurance Company Ltd
Star Health and Allied Insurance Company Ltd. is the first standalone health insurance company in India. It is exclusively focusing on health insurance products. The company was founded in 2006. It has grown to become the largest private health insurer in India's retail health segment. The headquarters of the company is located in Chennai, Tamil Nadu. Star Health's main products include health insurance policies like Family Health Optima, Senior Citizens Red Carpet, Star Comprehensive, Star Women Care Insurance Policy, personal accident coverage, and overseas travel insurance. The company operates in the Insurance sector. +
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LOGINOver 1 Month
-4.82%
Over 6 Months
-0.45%
Over 1 Year
-5.29%
Over 3 Years
-25.25%
Star Health & Allied Insurance Company Ltd Summary
Close ₹465
Open ₹471
High ₹475.70
Low ₹463.95
Volume 4,87,950
Net Turnover (in Cr) ₹22.83
52Wk High ₹534
52Wk Low ₹327.30
52Wk High / Low
327.30
534
Star Health & Allied Insurance Company Ltd Fundamentals
Key Financial Data
Market Cap (in Cr) ₹27,357.71
EPS (TTM) 9.06
Book Value (BV) 126.55
Div. Yield -
P/E (TTM) 51.29
Price/Book Value 3.67
Delivery % 64.28 %
Face Value 10
Key Ratios
PE Ratio 32.42
PB Ratio 2.97
EV to Sales 1.29
PEG Ratio -1.36
ROA 8.52
ROE 9.41
Debt-Equity 0.07
Net Profit Margin 4.01
Operating Profit Margin 5.79
Star Health & Allied Insurance Company Ltd Financials
Profit and Loss
No data available
Balance Sheet
No data available
Cash Flow
No data available
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Profit Before Tax | 861.05 | 1,128.85 | 826.40 | -1,396.64 | -1,445.81 |
| Profit After Tax | 645.86 | 845.01 | 618.59 | -1,040.67 | -1,085.71 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 184.94 | 175.13 | 111.34 | 117.13 | 98.97 |
| Total Current Assets | 2,350.11 | 1,743.54 | 1,153.77 | 1,246.79 | 3,144.01 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 1,378.61 | 1,309.96 | 1,275.82 | 55.56 | 890.38 |
| Net Cash Used In Investing Activities | -1,150.57 | -1,176.72 | -1,097.13 | -3,786.04 | -2,418.23 |
| Net Cash Used In Financing Activities | -4.19 | 22.98 | -268.02 | 2,509.06 | 2,613.46 |
No data available
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | 4,377.78 | 4,232.86 | 4,081.25 | 4,145.95 | 4,058.37 |
| Total Expenses | 4,303.22 | 3,881.70 | 4,088.57 | 3,860.62 | 3,911.83 |
| Profit Before Tax | 77.68 | 352.02 | -0.87 | 286.96 | 148.79 |
| Profit After Tax | 54.90 | 262.52 | 0.51 | 215.14 | 111.29 |
| Operating Profit after Depreciation | 77.68 | 352.02 | -0.87 | 286.96 | 148.79 |
Star Health & Allied Insurance Company Ltd Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 460.73
S2 456.47
S3 448.98
Pivot 468.22
R1 472.48
R2 479.97
R3 484.23
Moving Average
20 SMA 494.48
50 SMA 483.42
100 SMA 461.56
200 SMA 431.63
Star Health & Allied Insurance Company Ltd Corporate Actions
No available data
Star Health & Allied Insurance Company Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| Life Insurance Corporation of India | ₹876.75 | ₹5,54,544.17 |
| SBI Life Insurance Company Ltd | ₹2,001.05 | ₹2,00,646.32 |
| HDFC Life Insurance Company Ltd | ₹761.40 | ₹1,64,222.25 |
| ICICI Lombard General Insurance Company Ltd | ₹1,982.50 | ₹98,723.80 |
| ICICI Prudential Life Insurance Company Ltd | ₹614.55 | ₹88,948.10 |
Star Health & Allied Insurance Company Ltd Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| SBI Midcap Fund | 1.73% |
| SBI Small Cap Fund | 1.30% |
| ICICI Pru Banking & Financial Services Fund | 1.29% |
| SBI Banking & Financial Services Fund | 1.29% |
| HDFC Mid Cap Fund | 1.14% |
Star Health & Allied Insurance Company Ltd News
Star Health & Allied Insurance Co. announces board meeting date
On 28 October 2025
08 Oct 2025, 03:42 pm
Volumes spurt at Star Health & Allied Insurance Company Ltd counter
Star Health & Allied Insurance Company Ltd notched up volume of 3.1 lakh shares by 10:47 IST on BSE, a 15.55 fold spurt over two-week average daily volume of 19935 shares
01 Oct 2025, 11:00 am
Star Health & Allied Insurance Co. schedules AGM
On 23 September 2025
30 Aug 2025, 11:23 am
Star Health & Allied Insurance Co. to hold board meeting
On 29 July 2025
08 Jul 2025, 11:10 am
Star Health partners with Sunrisers Hyderabad
Launches brand campaign featuring Sunrisers Hyderabad players
21 Apr 2025, 01:59 pm
Star Health & Allied Insurance Company Ltd Stock Analysis
- Annual Net Profit for Star Health & Allied Insurance Company Ltd decreased by 23.57% to ₹645.86 crore in FY 2025 from ₹845.01 crore in FY 2024.
- Promoter Shareholding in Star Health & Allied Insurance Company Ltd decreased by 0.02% in the most recent quarter, from 58.04% in June 2025 to 58.02% in September 2025.
- Star Health & Allied Insurance Company Ltd delivered a 1-year return of -5.29% compared to the Nifty 50, which provided a return of 6.40% as of the last trading session.
- Star Health & Allied Insurance Company Ltd share price moved down by 0.13% from its previous close of INR ₹465. The latest Star Health & Allied Insurance Company Ltd share price is INR ₹464.40.
- Star Health & Allied Insurance Company Ltd share price today has been at a low of 462.75 and a high of 467.30. Over the past 52 weeks, the Star Health & Allied Insurance Company Ltd share price has seen a low of 327.30 and a high of 534.
About Star Health & Allied Insurance Company Ltd
Star Health and Allied Insurance Company Ltd. is the first standalone health insurance company in India. The company mainly focuses on health insurance products. It operates in the Insurance sector, specifically in the health insurance segment of the non-life insurance industry.
Established in 2006, Star Health has been in business for many years. The company's headquarters is located in Chennai, Tamil Nadu, India. Its main products include health insurance policies, personal accident coverage, and overseas travel insurance. Star Health's flagship products include Family Health Optima, Senior Citizens Red Carpet, Star Comprehensive, and Star Women Care Insurance Policy. It also offers specialized coverage for specific diseases and group health insurance solutions.
Star Health is the largest private health insurer in India's retail health insurance segment. The company leads the health insurance sector in terms of Gross Written Premium (GWP) among standalone health insurers.
The promoter shareholding in the company stands at 57.69%. This indicates strong promoter confidence in the business. The major stake of the company is held by SafeCrop Investments India LLP. It holds 40.24% of shares from total promoter shareholding.
The registered office of the company is located at No.1, New Tank Street, Valluvarkottam High Road, Nungambakkam, Chennai - 600034, Tamil Nadu, India. Its registrar and transfer agent is KFin Technologies Limited. The key managerial promoters of the company include:
Industry Leadership Influence Star Health is the largest private health insurer in India's retail segment. Thus, it has significantly influenced industry practices and standards. Their pioneering status has allowed them to set benchmarks for product design and service delivery. This leadership position has influenced other insurers to enhance their offerings and operational standards, leading to overall industry advancement and improved customer experiences.
Product Innovation Leadership Star Health's influence on product innovation has been transformative. Their introduction of specialized products like Senior Citizens Red Carpet and Star Women Care Insurance has influenced the industry to develop more targeted and inclusive insurance solutions. This approach has encouraged other insurers to move beyond generic health insurance products and create specialized offerings for different demographic segments, expanding the market's scope and accessibility.
Distribution Network Impact The company's extensive distribution network has influenced how health insurance is sold and serviced in India. Their agent-based model, combined with digital channels, has set new standards for insurance distribution. This hybrid approach has influenced other insurers to adopt similar models.
Healthcare Provider Relationships Star Health's influence extends to healthcare delivery systems through its vast hospital network. Their stringent empanelment criteria and quality standards have influenced healthcare providers to upgrade their facilities and services. This has created a ripple effect, improving healthcare delivery standards across the industry and benefiting patients beyond their own customer base.
Technology Adoption Leadership The company was quick to adopt modern technology for policy issuance, claims processing, and customer service. This technological adoption has influenced industry-wide digital transformation. Their successful implementation of digital solutions has also encouraged other insurers to accelerate their technological advancement, leading to improved efficiency and customer experience across the sector.
Claims Processing Standards Star Health's efficient claims processing systems and customer-centric approach have influenced industry standards in claims handling. Their emphasis on quick settlement and transparent processes has pushed other insurers to improve their claims services, benefiting policyholders across the industry.
Regulatory Compliance Leadership Star Health is a pioneer in standalone health insurance. Thus, it has influenced regulatory frameworks through its operational excellence and compliance standards. The company's practices have often served as reference points for regulatory developments in the health insurance sector.
Market Competition Influence The company's success has influenced market competition by attracting more players to the standalone health insurance segment. This has led to increased competition, resulting in better products, services, and value for customers across the industry.
Star Health and Allied Insurance Company Ltd.'s influence on India's health insurance sector has been both profound and multifaceted. The company has played a pivotal role in shaping the modern health insurance landscape in India. The promoter's leadership in market share, technological adoption, and customer service has raised the bar for the entire industry.
As healthcare needs continue to evolve, Star Health's influence as a pioneer and market leader positions it to continue shaping the future of health insurance in India. This strong influence further contributes to the development and maturation of India's health insurance sector.
Established in 2006, Star Health has been in business for many years. The company's headquarters is located in Chennai, Tamil Nadu, India. Its main products include health insurance policies, personal accident coverage, and overseas travel insurance. Star Health's flagship products include Family Health Optima, Senior Citizens Red Carpet, Star Comprehensive, and Star Women Care Insurance Policy. It also offers specialized coverage for specific diseases and group health insurance solutions.
Star Health is the largest private health insurer in India's retail health insurance segment. The company leads the health insurance sector in terms of Gross Written Premium (GWP) among standalone health insurers.
The promoter shareholding in the company stands at 57.69%. This indicates strong promoter confidence in the business. The major stake of the company is held by SafeCrop Investments India LLP. It holds 40.24% of shares from total promoter shareholding.
The registered office of the company is located at No.1, New Tank Street, Valluvarkottam High Road, Nungambakkam, Chennai - 600034, Tamil Nadu, India. Its registrar and transfer agent is KFin Technologies Limited. The key managerial promoters of the company include:
- Anand Roy
- Anisha Motwani
- Rajni Sekhri Sibal
- Rajeev Agarwal
- Berjis Desai
Influence of the Company
Star Health and Allied Insurance Company Ltd. has emerged as a significant influencer in India's health insurance landscape since 2006. As the first standalone health insurance provider in the country, the company's influence extends beyond mere market presence. This is shaping industry standards, consumer behaviour, and healthcare delivery systems across India.Industry Leadership Influence Star Health is the largest private health insurer in India's retail segment. Thus, it has significantly influenced industry practices and standards. Their pioneering status has allowed them to set benchmarks for product design and service delivery. This leadership position has influenced other insurers to enhance their offerings and operational standards, leading to overall industry advancement and improved customer experiences.
Product Innovation Leadership Star Health's influence on product innovation has been transformative. Their introduction of specialized products like Senior Citizens Red Carpet and Star Women Care Insurance has influenced the industry to develop more targeted and inclusive insurance solutions. This approach has encouraged other insurers to move beyond generic health insurance products and create specialized offerings for different demographic segments, expanding the market's scope and accessibility.
Distribution Network Impact The company's extensive distribution network has influenced how health insurance is sold and serviced in India. Their agent-based model, combined with digital channels, has set new standards for insurance distribution. This hybrid approach has influenced other insurers to adopt similar models.
Healthcare Provider Relationships Star Health's influence extends to healthcare delivery systems through its vast hospital network. Their stringent empanelment criteria and quality standards have influenced healthcare providers to upgrade their facilities and services. This has created a ripple effect, improving healthcare delivery standards across the industry and benefiting patients beyond their own customer base.
Technology Adoption Leadership The company was quick to adopt modern technology for policy issuance, claims processing, and customer service. This technological adoption has influenced industry-wide digital transformation. Their successful implementation of digital solutions has also encouraged other insurers to accelerate their technological advancement, leading to improved efficiency and customer experience across the sector.
Claims Processing Standards Star Health's efficient claims processing systems and customer-centric approach have influenced industry standards in claims handling. Their emphasis on quick settlement and transparent processes has pushed other insurers to improve their claims services, benefiting policyholders across the industry.
Regulatory Compliance Leadership Star Health is a pioneer in standalone health insurance. Thus, it has influenced regulatory frameworks through its operational excellence and compliance standards. The company's practices have often served as reference points for regulatory developments in the health insurance sector.
Market Competition Influence The company's success has influenced market competition by attracting more players to the standalone health insurance segment. This has led to increased competition, resulting in better products, services, and value for customers across the industry.
Star Health and Allied Insurance Company Ltd.'s influence on India's health insurance sector has been both profound and multifaceted. The company has played a pivotal role in shaping the modern health insurance landscape in India. The promoter's leadership in market share, technological adoption, and customer service has raised the bar for the entire industry.
As healthcare needs continue to evolve, Star Health's influence as a pioneer and market leader positions it to continue shaping the future of health insurance in India. This strong influence further contributes to the development and maturation of India's health insurance sector.
FAQ’s
What is the share price of Star Health & Allied Insurance Company Ltd today?
Star Health & Allied Insurance Company Ltd share price as on 5 Dec 2025 is ₹ 464.4
What is the Market Cap of Star Health & Allied Insurance Company Ltd?
The market cap of Star Health & Allied Insurance Company Ltd stock is ₹27,357.71 Cr.
What is the PE Ratio of Star Health & Allied Insurance Company Ltd?
The Price to Earnings (P/E) Ratio of Star Health & Allied Insurance Company Ltd is 32.42
What is the PB Ratio of Star Health & Allied Insurance Company Ltd?
The Price to Book (P/B) Ratio of Star Health & Allied Insurance Company Ltd is 2.97
What is the 52 week high of Star Health & Allied Insurance Company Ltd Share Price?
The 52 week high of Star Health & Allied Insurance Company Ltd share price stands at ₹534
What is the 52 week low of Star Health & Allied Insurance Company Ltd Share Price?
The 52 week low of Star Health & Allied Insurance Company Ltd share price stands at ₹327.30
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