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Franklin India Retirement Fund Direct Growth

Solution Oriented

|

Retirement Fund

NAV ₹244.50 as on 17 Nov 2025

RiskModerately High

Fund Size₹521.42Cr

NAV₹244.50 as on 17 Nov 2025
RiskModerately High
Fund Size₹521.42Cr

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Investment Details
Top Rated Funds

Lock-in

5 Years

Min One Time Amount

₹500

Min Withdrawal Amount

₹-

Min SIP Amount

₹500

Min Additional Amount

₹500

Exit Load

3%, if redeemed before the age of 58 years (subject to a 3 year lock-in period) NIL, if redeemed after the age of 58 years

Basic Details

Age

12 years 10 months (Since Jan 01, 2013)

Return since Launch

10.40%

Expense ratio

1.45%

Type

OPEN

AUM (Fund Size)

₹521.42

Risk Grade

Moderately High

Benchmark

40% Nifty 500+60% Crisil Composite Bond Fund Index

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Returns
Total investment of ₹2,40,000
Would have become ₹61,949 (+209.74%)
Fund Manager

Name:

Rajasa Kakulavarapu

Experience:

She is responsible for equity research support and fund management. (Based at Chennai) Prior Assignments:  Franklin Templeton Asset Management (India) Pvt. Ltd. (Since 2016 till date): AVP/Senior Research Analyst.  Jefferies India Pvt. Ltd. (June 2011 to March 2016)  Credit Suisse Securities (India) Pvt. Ltd. (May 2008 to June 2011)

Asset Allocation

N A B A R D 8.87%

Jubilant Bevco 6.11%

S I D B I 5.10%

Bajaj Housing 5.09%

LIC Housing Fin. 5.01%

NABFID 5.00%

Poonawalla Fin 4.98%

GSEC2054 3.83%

GSEC2065 3.65%

Jubilant Beverag 3.62%

Net CA & Others 3.44%

REC Ltd 2.69%

Bharti Telecom 2.15%

KOTAK MAHI. INV. 1.01%

HDFC Bank 1.00%

RAJASTHAN 2043 0.08%

See All
Scheme Holding Summary

Debt Others

National Bank for Agriculture & Rural Development

8.87%

Jubilant Bevco Ltd

6.11%

Small Industries Development Bank of India Ltd

5.10%

National Bank for Financing Infrast. & Development

5.00%

Jubilant Beverages Ltd

3.62%

REC Ltd

2.69%

Bharti Telecom Ltd

2.15%

Kotak Mahindra Investments Ltd

1.01%

Banks

Govt. Securities

Infrastructure Developers & Operators

Telecom-Service

Refineries

IT - Software

E-Commerce/App based Aggregator

Cement

Healthcare

Power Generation & Distribution

NTPC Ltd

0.87%

CESC Ltd

0.52%

Pharmaceuticals

Automobile

Gas Distribution

FMCG

Insurance

Agro Chemicals

Aerospace & Defence

Air Transport Service

Consumer Durables

Quick Service Restaurant

Capital Goods-Non Electrical Equipment

Steel

Retail

Alcoholic Beverages

Auto Ancillaries

Finance

Miscellaneous

Hotels & Restaurants

Chemicals

Realty

Readymade Garments/ Apparells

Telecom Equipment & Infra Services

Stock/ Commodity Brokers

See All
RiskometerLevel of risk in the scheme
Moderate
High
Low
Very
High

Your investment will be at Moderately High Risk

Fund house & investment objective
Rank (total assets)#18 in India
Total AUM₹1,23,581.15Cr
Date of Incorporation06 Oct 1995
Franklin India Retirement Fund Direct Growth is a Solution Oriented Mutual Fund Scheme launched by Franklin Templeton Mutual Fund. This scheme was made available to investors on 01 Jan 2013. The fund currently has an Asset Under Management(AUM) of ₹1,23,581.15 Cr and the Latest NAV as of 17 Nov 2025 is ₹244.50.
The Franklin India Retirement Fund Direct Growth is rated Moderately High. Minimum SIP Investment is set to ₹500 . Minimum Lumpsum Investment is ₹500. Exit load of 3%, if redeemed before the age of 58 years (subject to a 3 year lock-in period) NIL, if redeemed after the age of 58 years.
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Returns and Rankings

Category: Solution Oriented Retirement Fund

1Y3Y5YAll
Fund returns7.54%3.59%1.97%0.83%
Category average7.78%4.25%2.47%-
Rank within category121310-

FAQ’s

What kind of returns does Franklin India Retirement Fund Direct Growth provide?

Franklin India Retirement Fund Direct Growth has given a return of 11.16% in the past 3 years.

What is the expense ratio charged by Franklin India Retirement Fund Direct Growth?

The Expense Ratio charged by Franklin India Retirement Fund Direct Growth is 1.45%.

What is the AUM size of Franklin India Retirement Fund Direct Growth?

The AUM size of Franklin India Retirement Fund Direct Growth is ₹521.42Cr.

What is the minimum SIP amount that you can invest in Franklin India Retirement Fund Direct Growth?

₹500 is the minimum SIP amount that you can invest in Franklin India Retirement Fund Direct Growth .

What are the top stock holdings of Franklin India Retirement Fund Direct Growth?

The top stock holdings of Franklin India Retirement Fund Direct Growth include , National Bank for Agriculture & Rural Development , Jubilant Bevco Ltd , Small Industries Development Bank of India Ltd and Bajaj Housing Finance Ltd.

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start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.