Poonawalla Fincorp Ltd. Q1 FY26 Results:
Net profit declined 78% to ₹63 crores in Q1 FY26, down from ₹292 crores in Q1 FY25. Total income for the quarter grew 32% year-on-year to ₹1,314 crores, compared to ₹996 crores.
About Poonawalla Fincorp Ltd
Poonawalla Fincorp Ltd, formerly known as Magma Fincorp Ltd, is a prominent non-banking financial company (NBFC) in India. It operates in the financial services sector. Poonawalla Fincorp has established itself as a key player in the industry. The company was founded in 1988, making it decades old. Its headquarters is located in Pune, Maharashtra, India. Poonawalla Fincorp's main products encompass a variety of financial solutions tailored to meet the needs of individuals and businesses. These include personal loans, business loans, professional loans, pre-owned car loans, medical equipment loans, and loans against property. +
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LOGINOver 1 Month
-8.49%
Over 6 Months
19.49%
Over 1 Year
30.05%
Over 3 Years
53.16%
Poonawalla Fincorp Ltd Summary
Close ₹468.45
Open ₹468.60
High ₹470.10
Low ₹464.55
Volume 4,42,595
Net Turnover (in Cr) ₹20.7
52Wk High ₹570.40
52Wk Low ₹267.20
52Wk High / Low
267.20
570.40
Poonawalla Fincorp Ltd Fundamentals
Key Financial Data
Market Cap (in Cr) ₹38,063.32
EPS (TTM) 2.68
Book Value (BV) 120.90
Div. Yield -
P/E (TTM) 174.37
Price/Book Value 3.87
Delivery % 51.10 %
Face Value 2
Key Ratios
PE Ratio -
PB Ratio 3.33
EV to Sales 12.72
PEG Ratio -
ROA -0.29
ROE -1.21
Debt-Equity 2.54
Net Profit Margin -2.33
Operating Profit Margin 34.21
Poonawalla Fincorp Ltd Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 4,222.84 | 3,147.33 | 2,008.28 | 1,570.87 | 2,352.48 |
| Total Expenses | 4,358.24 | 1,829.68 | 1,264.67 | 1,181.85 | 3,106.73 |
| Profit Before Tax | -135.40 | 2,134.17 | 751 | 390.52 | -748.77 |
| Profit After Tax | -98.34 | 1,651.51 | 569.81 | 298.03 | -558.96 |
| Operating Profit After Depreciation | -135.40 | 1,317.65 | 743.61 | 389.02 | -754.25 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 254.16 | 194.39 | 225.99 | 214.67 | 195.91 |
| Total Non Current Assets | 34,496.30 | 23,282.62 | 15,803.19 | 15,262.48 | 12,028.74 |
| Total Current Assets | 533.64 | 804.28 | 7,417.42 | 1,180.23 | 1,183.44 |
| Total Assets | 35,029.94 | 24,086.90 | 23,220.61 | 16,442.71 | 13,212.18 |
| Total Shareholder's Fund | 8,174.66 | 8,167.08 | 6,861.40 | 6,055.95 | 2,194.30 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -10,569.43 | -7,556.49 | -5,236.54 | -2,873.22 | 1,644.30 |
| Net Cash Used In Investing Activities | -481.91 | 2,724.81 | -110.45 | -32.85 | 81.35 |
| Net Cash Used In Financing Activities | 10,820.81 | 4,330.67 | 5,748.47 | 2,902.96 | -1,573.78 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 4,222.84 | 3,151.82 | 2,010.03 | 1,567.08 | 1,876.85 |
| Total Expenses | 4,358.24 | 1,834.48 | 1,264.67 | 1,182.51 | 2,649.50 |
| Profit Before Tax | -135.40 | 2,538.54 | 766.57 | 384.57 | -772.65 |
| Profit After Tax | -98.34 | 2,055.96 | 584.94 | 293.20 | -578.36 |
| Operating Profit After Depreciation | -135.40 | 1,317.34 | 745.36 | 384.57 | -772.65 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 254.16 | 194.39 | 211.69 | 174.78 | 171.49 |
| Total Non Current Assets | 34,496.30 | 23,282.62 | 15,997.24 | 11,876.73 | 9,463.78 |
| Total Current Assets | 482.96 | 753.60 | 2,024.58 | 932.93 | 878.21 |
| Total Assets | 34,979.26 | 24,036.22 | 18,021.82 | 12,809.66 | 10,342 |
| Total Shareholder's Fund | 8,123.98 | 8,116.40 | 6,424.70 | 5,714.50 | 1,942.06 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -10,569.43 | -6,985.89 | -3,900.01 | -1,648.69 | 2,087.92 |
| Net Cash Used In Investing Activities | -481.91 | 2,992.92 | -177.32 | -525.10 | 92.68 |
| Net Cash Used In Financing Activities | 10,820.81 | 3,646.77 | 4,343.51 | 2,243.90 | -2,120.37 |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | 1,542.30 | 1,313.97 | 1,166.27 | 1,057.03 | 988.87 |
| Total Expenses | 1,421.41 | 1,208.53 | 1,073.57 | 1,016.72 | 1,611.15 |
| Profit Before Tax | -538.92 | -462.65 | -378.16 | -359.84 | -982.04 |
| Profit After Tax | 74.20 | 62.60 | 62.33 | 18.73 | -471.04 |
| Operating Profit after Depreciation | 121.36 | 105.48 | 99.74 | 40.45 | -614.65 |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | 1,542.28 | 1,313.97 | 1,166.27 | 1,057.03 | 988.87 |
| Total Expenses | 1,421.39 | 1,208.53 | 1,073.57 | 1,016.72 | 1,611.15 |
| Profit Before Tax | -538.92 | -462.65 | -378.16 | -359.84 | -982.04 |
| Profit After Tax | 74.20 | 62.60 | 62.33 | 18.73 | -471.04 |
| Operating Profit after Depreciation | 121.36 | 105.48 | 99.74 | 40.45 | -614.65 |
Poonawalla Fincorp Ltd Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 465.30
S2 462.15
S3 459.75
Pivot 467.70
R1 470.85
R2 473.25
R3 476.40
Moving Average
20 SMA 476.03
50 SMA 488.06
100 SMA 467.54
200 SMA 412.34
Poonawalla Fincorp Ltd Corporate Actions
Poonawalla Fincorp Ltd
₹2.0/Share
Announcement Date 31 Jan 2024
Record Date 31 Jan 2024
Div Yield 100%
Poonawalla Fincorp Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| Bajaj Finance Ltd | ₹1,028.50 | ₹6,39,982.26 |
| Bajaj Finserv Ltd | ₹2,096.20 | ₹3,34,933.61 |
| Jio Financial Services Ltd | ₹308.35 | ₹1,95,903.52 |
| Indian Railway Finance Corporation Ltd | ₹120.10 | ₹1,56,952.76 |
| Shriram Finance Ltd | ₹825.85 | ₹1,55,365.52 |
Poonawalla Fincorp Ltd Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| Kotak Special Opportunites Fund | 3.47% |
| Kotak Multicap Fund | 2.63% |
| Kotak Contra Fund | 2.25% |
| Kotak Multi Asset Allocation Fund - Reg | 2.22% |
| Kotak Equity Savings Fund | 1.75% |
Poonawalla Fincorp Ltd News
Poonawalla Fincorp allots NCDs aggregating Rs 1010 cr
On private placement basis
31 Oct 2025, 02:52 pm
Poonawalla Fincorp rises on expanding AI-first transformation with five new deployments
Poonawalla Fincorp rose 3.82% to Rs 503.35 after the company announced the rollout of five new AI-powered systems across HR, governance, and compliance functions.
27 Oct 2025, 10:09 am
Poonawalla Fincorp deploys 5 AI-powered solutions for its digital transformation
27 Oct 2025, 09:06 am
Poonawalla Fincorp hits record high as Q2 AUM surges 68% YoY
Poonawalla Fincorp rallied 7.5% to Rs 563.70 after the non-banking finance company reported a stellar rise in its assets under management (AUM) for the September 2025 quarter.
06 Oct 2025, 10:26 am
Poonawalla Fincorp to convene board meeting
On 17 October 2025
27 Sep 2025, 09:42 am
Poonawalla Fincorp Ltd Stock Analysis
- Annual revenue for Poonawalla Fincorp Ltd increased by 33.98% to ₹4,222.84 crore in FY 2025 from ₹3,151.82 crore in FY 2024.
- Annual Net Profit for Poonawalla Fincorp Ltd decreased by 104.78% to ₹-98.34 crore in FY 2025 from ₹2,055.96 crore in FY 2024.
- Promoter Shareholding in Poonawalla Fincorp Ltd increased by 0.01% in the most recent quarter, from 63.96% in September 2025 to 63.97% in September 2025.
- Poonawalla Fincorp Ltd delivered a 1-year return of 30.05% compared to the Nifty 50, which provided a return of 12.17% as of the last trading session.
- Poonawalla Fincorp Ltd share price moved down by 1.02% from its previous close of INR ₹468.45. The latest Poonawalla Fincorp Ltd share price is INR ₹463.65.
- Poonawalla Fincorp Ltd share price today has been at a low of 463.35 and a high of 467.75. Over the past 52 weeks, the Poonawalla Fincorp Ltd share price has seen a low of 267.20 and a high of 570.40.
About Poonawalla Fincorp Ltd
Poonawalla Fincorp Ltd, formerly known as Magma Fincorp Ltd, is a prominent non-banking financial company (NBFC) in India. The company focuses on offering a wide range of financial services. These include consumer financing and MSME (Micro, Small, and Medium Enterprises) financing. Poonawalla Fincorp provides a variety of loan products, including personal loans and loans against property.
Operating within the financial services sector, Poonawalla Fincorp has established itself as a key player in the industry. The company was founded in 1988, making it decades old. Its headquarters is located in Pune, Maharashtra, India.
The promoters of the company include Rising Sun Holdings Pvt Ltd, with a 61.87% stake. It has a team of professional managerial promoters who manage the operations of the company. They are -
While Poonawalla Fincorp is not the number one stock in its sector, it is a significant player with a strong market presence. The company has a market capitalization of approximately ₹27,713 crore as of 2024.
The registered office of Poonawalla Fincorp Ltd is in Pune, Maharashtra. Meanwhile the office of the registrars is in Mumbai, Maharashtra. Poonawalla Fincorp continues to innovate and expand its product offerings. It maintains a strong focus on quality and customer satisfaction. The company has a strong portfolio and a commitment to excellence. This positions it well for continued growth in the financial services industry.
One of the key impacts of Poonawalla Fincorp is its contribution to financial inclusion. The company provides a variety of financial products that cater to different segments of society, including personal loans and loans against property. These products are designed to meet the diverse needs of individuals and businesses. Poonawalla Fincorp makes financial services more accessible to a wider audience.
Poonawalla Fincorp's focus on technology and innovation has also had a profound impact on the industry. The company has embraced digital transformation, using advanced technologies to streamline operations. Poonawalla has developed a digital-first approach, allowing customers to access financial services online. This makes the process more convenient and efficient.
The company's commitment to customer satisfaction is another area where it has made a significant impact. Poonawalla Fincorp places a strong emphasis on understanding and meeting the needs of its customers. This customer-centric approach has allowed the company to build strong relationships with its clients. As a result, it has achieved high levels of customer loyalty and satisfaction. The company focuses on providing transparent and reliable financial services. This has contributed to its positive reputation in the market.
Poonawalla Fincorp's financial performance has been impressive, reflecting its strong market position and growth potential. The company has consistently delivered strong financial results, which demonstrates its ability to thrive in a competitive market. This strong financial performance has allowed Poonawalla Fincorp to invest in new technologies. It has also enhanced its service offerings, further strengthening its impact on the industry.
The company's commitment to sustainability is another area where it has made a positive impact. Poonawalla Fincorp has implemented various initiatives to reduce its environmental footprint and promote sustainable practices. These efforts include using eco-friendly materials and conserving energy. The company's sustainability initiatives not only help protect the environment but also set a positive example for other companies in the industry.
Poonawalla Fincorp's impact extends beyond its business operations to include its corporate social responsibility (CSR) initiatives. The company is committed to giving back to the community. It has implemented various CSR programs focused on areas such as education and rural development. These initiatives have made a positive impact on the lives of many people, further enhancing the company's reputation as a responsible corporate citizen.
The company's strong leadership has played a crucial role in its success and impact. The management team, led by Chairman Adar Poonawalla, has provided strategic direction and guidance. This has helped the company navigate challenges and seize opportunities in the market. The leadership team's vision and commitment to excellence have been instrumental in driving the company's growth and impact.
Poonawalla Fincorp's impact on the financial services sector is also reflected in its market presence. The company has a strong network of branches across India, ensuring accessibility and convenience for its customers. This extensive reach has enabled Poonawalla Fincorp to serve a large and diverse customer base. It has further enhanced the company's impact on the industry.
Operating within the financial services sector, Poonawalla Fincorp has established itself as a key player in the industry. The company was founded in 1988, making it decades old. Its headquarters is located in Pune, Maharashtra, India.
The promoters of the company include Rising Sun Holdings Pvt Ltd, with a 61.87% stake. It has a team of professional managerial promoters who manage the operations of the company. They are -
- Adar Cyrus Poonawalla
- Arvind Kapil
- Sunil Samdani
- Abhay Bhutada
- Amar Deshpande
While Poonawalla Fincorp is not the number one stock in its sector, it is a significant player with a strong market presence. The company has a market capitalization of approximately ₹27,713 crore as of 2024.
The registered office of Poonawalla Fincorp Ltd is in Pune, Maharashtra. Meanwhile the office of the registrars is in Mumbai, Maharashtra. Poonawalla Fincorp continues to innovate and expand its product offerings. It maintains a strong focus on quality and customer satisfaction. The company has a strong portfolio and a commitment to excellence. This positions it well for continued growth in the financial services industry.
The Impact of Poonawalla Fincorp Limited
Poonawalla Fincorp Ltd has made a significant impact on the financial services sector in India. The company, formerly known as Magma Fincorp Ltd, has undergone a significant transformation. Under the guidance of the Cyrus Poonawalla Group, it has become a leading non-banking financial company (NBFC). This transformation has enabled Poonawalla Fincorp to expand its reach. It has also enhanced its service offerings, benefiting a diverse range of customers.One of the key impacts of Poonawalla Fincorp is its contribution to financial inclusion. The company provides a variety of financial products that cater to different segments of society, including personal loans and loans against property. These products are designed to meet the diverse needs of individuals and businesses. Poonawalla Fincorp makes financial services more accessible to a wider audience.
Poonawalla Fincorp's focus on technology and innovation has also had a profound impact on the industry. The company has embraced digital transformation, using advanced technologies to streamline operations. Poonawalla has developed a digital-first approach, allowing customers to access financial services online. This makes the process more convenient and efficient.
The company's commitment to customer satisfaction is another area where it has made a significant impact. Poonawalla Fincorp places a strong emphasis on understanding and meeting the needs of its customers. This customer-centric approach has allowed the company to build strong relationships with its clients. As a result, it has achieved high levels of customer loyalty and satisfaction. The company focuses on providing transparent and reliable financial services. This has contributed to its positive reputation in the market.
Poonawalla Fincorp's financial performance has been impressive, reflecting its strong market position and growth potential. The company has consistently delivered strong financial results, which demonstrates its ability to thrive in a competitive market. This strong financial performance has allowed Poonawalla Fincorp to invest in new technologies. It has also enhanced its service offerings, further strengthening its impact on the industry.
The company's commitment to sustainability is another area where it has made a positive impact. Poonawalla Fincorp has implemented various initiatives to reduce its environmental footprint and promote sustainable practices. These efforts include using eco-friendly materials and conserving energy. The company's sustainability initiatives not only help protect the environment but also set a positive example for other companies in the industry.
Poonawalla Fincorp's impact extends beyond its business operations to include its corporate social responsibility (CSR) initiatives. The company is committed to giving back to the community. It has implemented various CSR programs focused on areas such as education and rural development. These initiatives have made a positive impact on the lives of many people, further enhancing the company's reputation as a responsible corporate citizen.
The company's strong leadership has played a crucial role in its success and impact. The management team, led by Chairman Adar Poonawalla, has provided strategic direction and guidance. This has helped the company navigate challenges and seize opportunities in the market. The leadership team's vision and commitment to excellence have been instrumental in driving the company's growth and impact.
Poonawalla Fincorp's impact on the financial services sector is also reflected in its market presence. The company has a strong network of branches across India, ensuring accessibility and convenience for its customers. This extensive reach has enabled Poonawalla Fincorp to serve a large and diverse customer base. It has further enhanced the company's impact on the industry.
FAQ’s
What is the share price of Poonawalla Fincorp Ltd today?
Poonawalla Fincorp Ltd share price as on 23 Nov 2025 is ₹ 463.65
What is the Market Cap of Poonawalla Fincorp Ltd?
The market cap of Poonawalla Fincorp Ltd stock is ₹38,063.32 Cr.
What is the PE Ratio of Poonawalla Fincorp Ltd?
The Price to Earnings (P/E) Ratio of Poonawalla Fincorp Ltd is -
What is the PB Ratio of Poonawalla Fincorp Ltd?
The Price to Book (P/B) Ratio of Poonawalla Fincorp Ltd is 3.33
What is the 52 week high of Poonawalla Fincorp Ltd Share Price?
The 52 week high of Poonawalla Fincorp Ltd share price stands at ₹570.40
What is the 52 week low of Poonawalla Fincorp Ltd Share Price?
The 52 week low of Poonawalla Fincorp Ltd share price stands at ₹267.20
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