LIC Housing Finance Q1 FY26 Results:
Net profit for the period increased 4% to ₹1,364 crores in Q1 FY26, from ₹1,306 crores in Q1 FY25. Total income for the quarter increased 7% year-on-year to ₹7,250 crores from ₹6,797 crores.
About LIC Housing Finance Ltd
LIC Housing Finance Ltd. (LIC HFL), founded in 1989 and headquartered in Mumbai, stands as one of India's premier housing finance companies. The company is a subsidiary of the Life Insurance Corporation of India (LIC). This backing has helped LIC HFL establish itself as a cornerstone in the nation's housing finance sector. Their core services include home loans for residential properties, loan against property (LAP), and lease rental discounting (LRD) for commercial spaces. The company's financing options extend beyond traditional home loans. This includes clinic establishments, and office spaces, along with equipment financing. +
The Current prices are delayed, log in for live prices
LOGINOver 1 Month
-8.55%
Over 6 Months
-15.97%
Over 1 Year
-17.04%
Over 3 Years
29.97%
LIC Housing Finance Ltd Summary
Close ₹522.80
Open ₹542.90
High ₹545
Low ₹521.30
Volume 21,61,921
Net Turnover (in Cr) ₹114.48
52Wk High ₹646.50
52Wk Low ₹483.70
52Wk High / Low
483.70
646.50
LIC Housing Finance Ltd Fundamentals
Key Financial Data
Market Cap (in Cr) ₹28,757.29
EPS (TTM) 100.24
Book Value (BV) 698.51
Div. Yield 1.91 %
P/E (TTM) 5.21
Price/Book Value 0.75
Delivery % 60.28 %
Face Value 2
Key Ratios
PE Ratio 5.71
PB Ratio 0.86
EV to Sales 10.71
PEG Ratio 0.41
ROA 1.77
ROE 16.05
Debt-Equity 7.74
Net Profit Margin 19.35
Operating Profit Margin 94.39
LIC Housing Finance Ltd Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 28,110.70 | 27,277.80 | 22,728.21 | 20,005.31 | 19,880.22 |
| Total Expenses | 21,234.78 | 21,213.43 | 19,167.44 | 17,218.05 | 16,515.09 |
| Profit Before Tax | 6,878.86 | 6,068.13 | 3,560.77 | 2,787.26 | 3,365.13 |
| Profit After Tax | 5,442.70 | 4,763.32 | 2,891.17 | 2,286 | 2,741.13 |
| Operating Profit After Depreciation | 6,875.92 | 6,064.37 | 3,560.77 | 2,787.26 | 3,365.13 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 399.52 | 359.62 | 388.48 | 316.27 | 285.50 |
| Total Non Current Assets | 3,11,707.42 | 2,88,896.89 | 2,77,110.75 | 2,53,204.36 | 2,33,941.78 |
| Total Current Assets | 2,332.96 | 2,396.41 | 1,448.22 | 1,482.41 | 1,779.79 |
| Total Assets | 3,14,040.38 | 2,91,293.30 | 2,78,558.97 | 2,54,686.77 | 2,35,721.57 |
| Total Shareholder's Fund | 36,351.79 | 31,476.66 | 27,184.67 | 24,750.82 | 20,601.43 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -16,609.17 | -7,151.41 | -19,632 | -16,729.27 | -17,140.27 |
| Net Cash Used In Investing Activities | -938.54 | 587.28 | -799.66 | -1,628.52 | 858.22 |
| Net Cash Used In Financing Activities | 17,413.47 | 7,345.57 | 20,248.69 | 17,850.27 | 16,244.62 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 28,056.22 | 27,234.64 | 22,674.20 | 19,953.02 | 19,847.69 |
| Total Expenses | 21,200.41 | 21,180.72 | 19,117.20 | 17,174.87 | 16,499.12 |
| Profit Before Tax | 6,855.81 | 6,053.92 | 3,557 | 2,778.15 | 3,348.57 |
| Profit After Tax | 5,429.02 | 4,765.41 | 2,891.03 | 2,287.28 | 2,734.34 |
| Operating Profit After Depreciation | 6,855.81 | 6,053.92 | 3,557 | 2,778.15 | 3,348.57 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 401.92 | 360.85 | 356.21 | 287.58 | 247.02 |
| Total Non Current Assets | 3,11,688.84 | 2,88,866.96 | 2,77,056.62 | 2,53,150.63 | 2,33,909.83 |
| Total Current Assets | 2,237.72 | 2,300.56 | 1,355.39 | 1,416.83 | 1,723.49 |
| Total Assets | 3,13,926.56 | 2,91,167.52 | 2,78,412.01 | 2,54,567.46 | 2,35,633.32 |
| Total Shareholder's Fund | 36,256.78 | 31,394.63 | 27,100.34 | 24,671.84 | 20,521.31 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -16,688.53 | -7,061 | -19,611.54 | -16,740.26 | -17,194.66 |
| Net Cash Used In Investing Activities | -883.70 | 579.11 | -830.49 | -1,601.29 | 883.71 |
| Net Cash Used In Financing Activities | 17,413.49 | 7,299.98 | 20,239.24 | 17,834.59 | 16,274.38 |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | 7,179.25 | 7,250.16 | 7,305.52 | 7,069.99 | 6,937.72 |
| Total Expenses | 5,444.46 | 5,520.94 | 5,499.09 | 5,247.28 | 5,250.67 |
| Profit Before Tax | -3,291.08 | -3,341.41 | -3,169.97 | -3,152.10 | -3,213.58 |
| Profit After Tax | 1,349.37 | 1,364 | 1,373.62 | 1,434.89 | 1,327.79 |
| Operating Profit after Depreciation | 1,735.33 | 1,729.50 | 1,806.46 | 1,823.23 | 1,688.97 |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | 7,163.32 | 7,233.13 | 7,283.33 | 7,057.33 | 6,925.81 |
| Total Expenses | 5,433.71 | 5,510.09 | 5,488.37 | 5,239.96 | 5,244.51 |
| Profit Before Tax | -3,290.37 | -3,348.12 | -3,181.26 | -3,158.04 | -3,215.22 |
| Profit After Tax | 1,353.87 | 1,359.92 | 1,367.96 | 1,431.96 | 1,328.89 |
| Operating Profit after Depreciation | 1,736.03 | 1,723.05 | 1,795 | 1,817.39 | 1,687.30 |
LIC Housing Finance Ltd Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 514.40
S2 506
S3 490.70
Pivot 529.70
R1 538.10
R2 553.40
R3 561.80
Moving Average
20 SMA 554.91
50 SMA 565.53
100 SMA 573.43
200 SMA 577.18
LIC Housing Finance Ltd Corporate Actions
LIC Housing Finance Ltd
₹10.0/Share
Announcement Date 22 Aug 2025
Record Date 22 Aug 2025
Div Yield 500%
LIC Housing Finance Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| Bajaj Finance Ltd | ₹1,026.25 | ₹6,38,582.20 |
| Bajaj Finserv Ltd | ₹2,058.90 | ₹3,28,973.76 |
| Jio Financial Services Ltd | ₹297.35 | ₹1,88,914.91 |
| Shriram Finance Ltd | ₹834.10 | ₹1,56,917.58 |
| Muthoot Finance Ltd | ₹3,775 | ₹1,51,554.35 |
LIC Housing Finance Ltd Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| ICICI Pru Banking & Financial Services Fund | 2.14% |
| Quant Multi Cap Fund | 1.70% |
| Mirae Asset Midcap Fund | 1.43% |
| DSP Large & Mid Cap Fund | 1.04% |
| Mirae Asset Large & Midcap Fund | 0.93% |
LIC Housing Finance Ltd News
LIC Housing Finance Ltd soars 1.52%, up for third straight session
LIC Housing Finance Ltd is quoting at Rs 556.45, up 1.52% on the day as on 12:49 IST on the NSE. The stock is down 11.33% in last one year as compared to a 7.79% gain in NIFTY and a 14.81% gain in the Nifty Financial Services index.
26 Nov 2025, 01:05 pm
LIC Housing Finance Ltd up for third straight session
LIC Housing Finance Ltd is quoting at Rs 593.1, up 1.23% on the day as on 12:49 IST on the NSE. The stock is down 6.3% in last one year as compared to a 7.15% jump in NIFTY and a 14.62% jump in the Nifty Financial Services index.
29 Oct 2025, 01:05 pm
LIC Housing Finance to discuss results
On 29 October 2025
18 Oct 2025, 10:59 am
LIC Housing Finance Ltd down for fifth straight session
LIC Housing Finance Ltd is quoting at Rs 574.3, down 1.11% on the day as on 13:19 IST on the NSE. The stock tumbled 13.83% in last one year as compared to a 4.64% slide in NIFTY and a 4.9% spurt in the Nifty Financial Services index.
25 Sep 2025, 01:35 pm
LIC Housing Finance Ltd drops for fifth straight session
LIC Housing Finance Ltd is quoting at Rs 551.85, down 1.53% on the day as on 13:14 IST on the NSE. The stock tumbled 18.36% in last one year as compared to a 2.36% slide in NIFTY and a 9.17% spurt in the Nifty Financial Services index.
28 Aug 2025, 01:35 pm
LIC Housing Finance Ltd Stock Analysis
- Annual revenue for LIC Housing Finance Ltd increased by 3.02% to ₹28,056.22 crore in FY 2025 from ₹27,234.64 crore in FY 2024.
- Annual Net Profit for LIC Housing Finance Ltd increased by 13.93% to ₹5,429.02 crore in FY 2025 from ₹4,765.41 crore in FY 2024.
- Promoter Shareholding in LIC Housing Finance Ltd remains unchanged by 0.00% in the most recent quarter, from 45.24% in June 2025 to 45.24% in September 2025.
- LIC Housing Finance Ltd delivered a 1-year return of -17.04% compared to the Nifty 50, which provided a return of 5.45% as of the last trading session.
- LIC Housing Finance Ltd share price moved down by 0.05% from its previous close of INR ₹522.80. The latest LIC Housing Finance Ltd share price is INR ₹522.55.
- LIC Housing Finance Ltd share price today has been at a low of 518.55 and a high of 527.80. Over the past 52 weeks, the LIC Housing Finance Ltd share price has seen a low of 483.70 and a high of 646.50.
About LIC Housing Finance Ltd
LIC Housing Finance Ltd. (LIC HFL), founded in 1989 and headquartered in Mumbai, stands as one of India's premier housing finance companies. The company is a subsidiary of the Life Insurance Corporation of India (LIC), which owns 45.24% of the total equity. This backing has helped LIC HFL establish itself as a cornerstone in the nation's housing finance sector.
Tribhuwan Adhikary is the Managing Director and CEO, while Siddhartha Mohanty is the Chairperson of LIC HFL. There are also other managerial promoters who oversee the daily operations of the company. They are
The company has a significant market capitalization, which underscores its huge presence in the industry. Investors can access LIC HFL's shares through both the National Stock Exchange (ticker: LICHSGFIN) and the Bombay Stock Exchange (ticker: 500253). LIC HFL's success stems from its ability to provide tailored long-term financing solutions for property purchase and renovation projects. The company's extensive reach and product portfolio have helped it maintain its position as India's largest housing finance company.
The registered office of LIC Housing Finance Ltd. is located at Nariman Road, Mumbai. Its registrars are based near L.B.S. Marg, Vikhroli. This central location helps the company support India's real estate sector by providing accessible financing options for both residential and commercial properties.
From its inception, LIC HFL was tasked with a clear mission. It was to provide long-term financial assistance for the purchase and renovation of residential properties. This was a significant need in a country where owning a home is a major aspiration for many families. Over the years, the company has developed a wide range of products to cater to the diverse needs of its customers. These include home loans and financing for the purchase or construction of clinics, nursing homes, diagnostic centres, and office spaces.
One of the key strengths of LIC HFL is its robust financial backing as a subsidiary of the Life Insurance Corporation of India (LIC), the country's largest insurance company. This association provides LIC HFL with a solid foundation and enhances its credibility in the market. It also ensures that the company has access to ample resources to support its lending operations.
The company has always prioritized customer convenience and satisfaction. It has established a vast network of offices and agents across India. This is to ensure that its services are accessible to people in urban and rural areas alike. LIC HFL's focus on customer-centricity is reflected in its streamlined loan application processes and flexible repayment options. This approach has helped it build a loyal customer base and maintain a strong presence in the housing finance market.
Innovation has been a driving force behind LIC HFL's success. The company has leveraged technology to enhance its service offerings and improve the customer experience. It has introduced online platforms for loan applications and payments. This has made it easier for customers to access its services. Additionally, LIC HFL regularly updates its product offerings to align with the evolving needs of its customers.
One of the most significant contributions of LIC HFL to India's housing sector is its role in making home ownership more affordable and accessible. The company also provides long-term financing options. As a result, it has enabled countless families to purchase their own homes. This has fulfilled individual aspirations. It has also contributed to the overall growth of the real estate sector and the economy.
The leadership team at LIC HFL has been instrumental in steering the company towards success. Their strategic vision and commitment to excellence have driven the company's growth. Under their guidance, LIC HFL has continuously adapted to market changes. It has also maintained its competitive edge.
Despite the challenges of economic fluctuations, LIC HFL has demonstrated resilience and stability. The company's prudent financial management has enabled it to tackle economic downturns. It has also helped it maintain a healthy growth trajectory. Also, the company's strong financial performance is reflected in its loan portfolio.
Looking ahead, LIC HFL is well-positioned to continue its growth and expansion. The company's strategic initiatives include exploring new markets and expanding its product portfolio. As a result, LIC HFL is poised to further solidify its position as a leader in the housing finance sector.
Tribhuwan Adhikary is the Managing Director and CEO, while Siddhartha Mohanty is the Chairperson of LIC HFL. There are also other managerial promoters who oversee the daily operations of the company. They are
- P Koteswara Rao
- Akshay Rout
- Jagannath Mukkavilli
The company has a significant market capitalization, which underscores its huge presence in the industry. Investors can access LIC HFL's shares through both the National Stock Exchange (ticker: LICHSGFIN) and the Bombay Stock Exchange (ticker: 500253). LIC HFL's success stems from its ability to provide tailored long-term financing solutions for property purchase and renovation projects. The company's extensive reach and product portfolio have helped it maintain its position as India's largest housing finance company.
The registered office of LIC Housing Finance Ltd. is located at Nariman Road, Mumbai. Its registrars are based near L.B.S. Marg, Vikhroli. This central location helps the company support India's real estate sector by providing accessible financing options for both residential and commercial properties.
LIC Housing Finance - Powering India's Dream Homes Since 1989
LIC Housing Finance Ltd. (LIC HFL), established on June 19, 1989, has been a cornerstone in enabling millions of Indians to realize their dream of owning a home. The company, headquartered in Mumbai, Maharashtra, has grown into one of the largest housing finance companies in India. Its journey is marked by consistent growth and a focus on innovation in the housing finance sector.From its inception, LIC HFL was tasked with a clear mission. It was to provide long-term financial assistance for the purchase and renovation of residential properties. This was a significant need in a country where owning a home is a major aspiration for many families. Over the years, the company has developed a wide range of products to cater to the diverse needs of its customers. These include home loans and financing for the purchase or construction of clinics, nursing homes, diagnostic centres, and office spaces.
One of the key strengths of LIC HFL is its robust financial backing as a subsidiary of the Life Insurance Corporation of India (LIC), the country's largest insurance company. This association provides LIC HFL with a solid foundation and enhances its credibility in the market. It also ensures that the company has access to ample resources to support its lending operations.
The company has always prioritized customer convenience and satisfaction. It has established a vast network of offices and agents across India. This is to ensure that its services are accessible to people in urban and rural areas alike. LIC HFL's focus on customer-centricity is reflected in its streamlined loan application processes and flexible repayment options. This approach has helped it build a loyal customer base and maintain a strong presence in the housing finance market.
Innovation has been a driving force behind LIC HFL's success. The company has leveraged technology to enhance its service offerings and improve the customer experience. It has introduced online platforms for loan applications and payments. This has made it easier for customers to access its services. Additionally, LIC HFL regularly updates its product offerings to align with the evolving needs of its customers.
One of the most significant contributions of LIC HFL to India's housing sector is its role in making home ownership more affordable and accessible. The company also provides long-term financing options. As a result, it has enabled countless families to purchase their own homes. This has fulfilled individual aspirations. It has also contributed to the overall growth of the real estate sector and the economy.
The leadership team at LIC HFL has been instrumental in steering the company towards success. Their strategic vision and commitment to excellence have driven the company's growth. Under their guidance, LIC HFL has continuously adapted to market changes. It has also maintained its competitive edge.
Despite the challenges of economic fluctuations, LIC HFL has demonstrated resilience and stability. The company's prudent financial management has enabled it to tackle economic downturns. It has also helped it maintain a healthy growth trajectory. Also, the company's strong financial performance is reflected in its loan portfolio.
Looking ahead, LIC HFL is well-positioned to continue its growth and expansion. The company's strategic initiatives include exploring new markets and expanding its product portfolio. As a result, LIC HFL is poised to further solidify its position as a leader in the housing finance sector.
FAQ’s
What is the share price of LIC Housing Finance Ltd today?
LIC Housing Finance Ltd share price as on 9 Dec 2025 is ₹ 522.55
What is the Market Cap of LIC Housing Finance Ltd?
The market cap of LIC Housing Finance Ltd stock is ₹28,757.29 Cr.
What is the PE Ratio of LIC Housing Finance Ltd?
The Price to Earnings (P/E) Ratio of LIC Housing Finance Ltd is 5.71
What is the PB Ratio of LIC Housing Finance Ltd?
The Price to Book (P/B) Ratio of LIC Housing Finance Ltd is 0.86
What is the 52 week high of LIC Housing Finance Ltd Share Price?
The 52 week high of LIC Housing Finance Ltd share price stands at ₹646.50
What is the 52 week low of LIC Housing Finance Ltd Share Price?
The 52 week low of LIC Housing Finance Ltd share price stands at ₹483.70
How can I buy shares of LIC Housing Finance Ltd?
Simply open a demat account with Torus Digital and place an order to buy shares of LIC Housing Finance Ltd.
Open FREE
3-in-1 Account
for all your banking, trading and demat needs
Trade in stocks,
derivatives and F&O
