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AXIS Retirement Fund AP Direct Growth

AXIS Retirement Fund AP Direct Growth

Solution Oriented

Retirement Fund

NAV ₹20.66 as on 17 Nov 2025

RiskVery High

Fund Size₹778.13Cr

NAV	₹20.66 as on 17 Nov 2025
Risk	Very High
Fund Size	₹778.13Cr

Investment Details

Lock-in

5 Years

Min One Time Amount

₹5,000

Min Withdrawal Amount

₹-

Min SIP Amount

₹1,000

Min Additional Amount

₹1,000

Exit Load

Nil

Basic Details

Age

5 years 11 months (Since Dec 20, 2019)

Return since Launch

13.05%

Expense ratio

1.06%

Type

OPEN

AUM (Fund Size)

₹778.13

Risk Grade

Very High

Benchmark

CRISIL Hybrid 25+75 - Aggressive Index

Calculate Your Returns

Select Duration

Choose Amount

₹

Returns

Total investment of ₹2,40,000

Would have become ₹61,949 (+209.74%)

Fund Manager

Name:

Jayesh Sundar

Experience:

Axis Asset Management Company Ltd (Fund Manager) September 21, 2023 - Current. Aviva Life Insurance India Ltd (Equity Fund Management) October 16, 2012 - September 08, 2023

Asset Allocation

HDFC Bank 5.90%

Reliance Industr 5.50%

ICICI Bank 4.38%

Infosys 3.69%

Larsen & Toubro 2.78%

Bharti Airtel 2.78%

SBI 2.72%

M & M 2.32%

Bajaj Finance 2.31%

Divi's Lab. 2.13%

Solar Industries 1.79%

Pidilite Inds. 1.73%

Fortis Health. 1.45%

NTPC 1.26%

P I Industries 1.24%

Kotak Mah. Bank 1.08%

Cipla 1.00%

TCS 0.99%

Minda Corp 0.97%

Eternal Ltd 0.94%

HDFC Life Insur. 0.92%

PNB Housing 0.92%

GE Vernova T&D 0.88%

Sun Pharma.Inds. 0.88%

Apollo Hospitals 0.86%

Premier Energies 0.85%

Kaynes Tech 0.84%

Mankind Pharma 0.82%

Bharat Electron 0.81%

Torrent Power 0.78%

eClerx Services 0.78%

Phoenix Mills 0.74%

Titan Company 0.74%

AWFIS Space 0.74%

Varun Beverages 0.72%

CG Power & Ind 0.70%

Doms Industries 0.70%

United Spirits 0.67%

Sundaram Finance 0.66%

Suzlon Energy 0.65%

Linde India 0.64%

Dixon Technolog. 0.63%

Jyoti CNC Auto. 0.61%

Arvind Fashions. 0.61%

Tata Steel 0.60%

Tata Power Co. 0.59%

Hindalco Inds. 0.59%

Cholaman.Inv.&Fn 0.59%

Samvardh. Mothe. 0.56%

Brigade Enterpr. 0.56%

Indian Bank 0.56%

Avenue Super. 0.56%

Tech Mahindra 0.55%

Britannia Inds. 0.55%

Hind.Aeronautics 0.53%

Interglobe Aviat 0.52%

PG Electroplast 0.52%

B P C L 0.50%

Hind. Unilever 0.46%

REC Ltd 0.44%

Bank of Baroda 0.44%

Shriram Finance 0.41%

Cohance Life 0.40%

Zydus Lifesci. 0.38%

TVS Motor Co. 0.34%

Hyundai Motor I 0.33%

Coforge 0.33%

Federal Bank 0.33%

Mphasis 0.31%

Schaeffler India 0.25%

Sona BLW Precis. 0.23%

ITC 0.20%

Uno Minda 0.18%

Titagarh Rail 0.11%

RHI Magnesita 0.11%

Tata Motors PVeh 0.09%

O N G C 0.06%

TML Commercial 0.06%

Union Bank (I) 0.05%

Power Grid Corpn 0.05%

Coal India 0.05%

Nestle India 0.05%

See All

GSEC2034 5.64%

GSEC2034 4.56%

GSEC2063 3.17%

C C I 2.72%

GSEC2037 2.64%

GSEC2033 1.22%

Muthoot Finance 0.65%

Indus Inf. Trust 0.51%

Net CA & Others 0.35%

TVS Motor Co. 0.00%

See All

Scheme Holding Summary

Govt. Securities

17.23%

Debt Others

4.23%

Infrastructure Developers & Operators

2.78%

Power Generation & Distribution

2.68%

Capital Goods - Electrical Equipment

2.23%

E-Commerce/App based Aggregator

0.94%

Capital Goods-Non Electrical Equipment

0.72%

Preference n Warrants

0.00%

See All

Banks

HDFC Bank Ltd

5.90%

ICICI Bank Ltd

4.38%

State Bank of India

2.72%

Kotak Mahindra Bank Ltd

1.08%

Indian Bank

0.56%

Bank of Baroda

0.44%

Federal Bank Ltd

0.33%

Union Bank of India

0.05%

Govt. Securities

Refineries

Reliance Industries Ltd

5.50%

Bharat Petroleum Corporation Ltd

0.50%

IT - Software

Infosys Ltd

3.69%

Tata Consultancy Services Ltd

0.99%

eClerx Services Ltd

0.78%

Tech Mahindra Ltd

0.55%

Coforge Ltd

0.33%

Mphasis Ltd

0.31%

Infrastructure Developers & Operators

Larsen & Toubro Ltd

2.78%

Telecom-Service

Bharti Airtel Ltd

2.78%

Debt Others

Clearing Corporation of India Ltd

2.72%

Muthoot Finance Ltd

0.65%

Indus Infra Trust

0.51%

Automobile

Mahindra & Mahindra Ltd

2.32%

TVS Motor Company Ltd

0.34%

Hyundai Motor India Ltd

0.33%

Tata Motors Passenger Vehicles Ltd

0.09%

Finance

Bajaj Finance Ltd

2.31%

PNB Housing Finance Ltd

0.92%

Sundaram Finance Ltd

0.66%

Cholamandalam Investment & Finance Company Ltd

0.59%

REC Ltd

0.44%

Shriram Finance Ltd

0.41%

Pharmaceuticals

Divis Laboratories Ltd

2.13%

Cipla Ltd

1.00%

Sun Pharmaceutical Industries Ltd

0.88%

Mankind Pharma Ltd

0.82%

Cohance Lifesciences Ltd

0.40%

Zydus Lifesciences Ltd

0.38%

Aerospace & Defence

Solar Industries India Ltd

1.79%

Bharat Electronics Ltd

0.81%

Hindustan Aeronautics Ltd

0.53%

Chemicals

Pidilite Industries Ltd

1.73%

Linde India Ltd

0.64%

Healthcare

Fortis Healthcare Ltd

1.45%

Apollo Hospitals Enterprise Ltd

0.86%

Power Generation & Distribution

NTPC Ltd

1.26%

Torrent Power Ltd

0.78%

Tata Power Company Ltd

0.59%

Power Grid Corporation of India Ltd

0.05%

Agro Chemicals

P I Industries Ltd

1.24%

Auto Ancillaries

Minda Corporation Ltd

0.97%

Samvardhana Motherson International Ltd

0.56%

Sona BLW Precision Forgings Ltd

0.23%

Uno Minda Ltd

0.18%

E-Commerce/App based Aggregator

Eternal Ltd

0.94%

Insurance

HDFC Life Insurance Company Ltd

0.92%

Capital Goods - Electrical Equipment

GE Vernova T&D India Ltd

0.88%

CG Power & Industrial Solutions Ltd

0.70%

Suzlon Energy Ltd

0.65%

Trading

Premier Energies Ltd

0.85%

Arvind Fashions Ltd

0.61%

Consumer Durables

Kaynes Technology India Ltd

0.84%

Dixon Technologies (India) Ltd

0.63%

PG Electroplast Ltd

0.52%

Realty

Phoenix Mills Ltd

0.74%

Brigade Enterprises Ltd

0.56%

Diamond, Gems and Jewellery

Titan Company Ltd

0.74%

Miscellaneous

AWFIS Space Solutions Ltd

0.74%

Tata Motors Ltd

0.06%

FMCG

Varun Beverages Ltd

0.72%

Britannia Industries Ltd

0.55%

Hindustan Unilever Ltd

0.46%

Nestle India Ltd

0.05%

Printing & Stationery

Doms Industries Ltd

0.70%

Alcoholic Beverages

United Spirits Ltd

0.67%

Capital Goods-Non Electrical Equipment

Jyoti CNC Automation Ltd

0.61%

Titagarh Rail Systems Ltd

0.11%

Steel

Tata Steel Ltd

0.60%

Non Ferrous Metals

Hindalco Industries Ltd

0.59%

Retail

Avenue Supermarts Ltd

0.56%

Air Transport Service

Interglobe Aviation Ltd

0.52%

Bearings

Schaeffler India Ltd

0.25%

Tobacco Products

ITC Ltd

0.20%

Refractories

RHI Magnesita India Ltd

0.11%

Crude Oil & Natural Gas

Oil & Natural Gas Corpn Ltd

0.06%

Mining & Mineral products

Coal India Ltd

0.05%

Preference n Warrants

TVS Motor Company Ltd

0.00%

See All

Riskometer

Level of risk in the scheme

Moderate

High

Low

Very
High

Your investment will be at Very High Risk

Fund house & investment objective

AXIS MUTUAL FUND

Rank (total assets)	#8 in India
Total AUM	₹3,54,362.32Cr

Date of Incorporation	13 Jan 2009

AXIS Retirement Fund AP Direct Growth is a Solution Oriented Mutual Fund Scheme launched by Axis Mutual Fund. This scheme was made available to investors on 20 Dec 2019. The fund currently has an Asset Under Management(AUM) of ₹3,54,362.32 Cr and the Latest NAV as of 17 Nov 2025 is ₹20.66.
The AXIS Retirement Fund AP Direct Growth is rated Very High. Minimum SIP Investment is set to ₹1,000 . Minimum Lumpsum Investment is ₹5,000. Exit load of Nil.

Returns and Rankings

Category: Solution Oriented Retirement Fund

Annualised returns

Absolute returns

	1Y	3Y	5Y	All
Fund returns	7.66%	4.96%	2.61%	2.48%
Category average	7.78%	4.25%	2.47%	-
Rank within category	11	9	8	-

FAQ’s

What kind of returns does AXIS Retirement Fund AP Direct Growth provide?

AXIS Retirement Fund AP Direct Growth has given a return of 15.62% in the past 3 years.

What is the expense ratio charged by AXIS Retirement Fund AP Direct Growth?

The Expense Ratio charged by AXIS Retirement Fund AP Direct Growth is 1.06%.

What is the AUM size of AXIS Retirement Fund AP Direct Growth?

The AUM size of AXIS Retirement Fund AP Direct Growth is ₹778.13Cr.

What is the minimum SIP amount that you can invest in AXIS Retirement Fund AP Direct Growth?

₹1,000 is the minimum SIP amount that you can invest in AXIS Retirement Fund AP Direct Growth .

What are the top stock holdings of AXIS Retirement Fund AP Direct Growth?

The top stock holdings of AXIS Retirement Fund AP Direct Growth include , HDFC Bank Ltd , ICICI Bank Ltd , State Bank of India and Kotak Mahindra Bank Ltd.

Get started with us today and
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Get started with us today and
start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.

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AXIS Retirement Fund AP Direct Growth

Open FREE 3-in-1 Account

Start SIPs at just ₹100

Govt. Securities

Banks

IT - Software

Refineries

Pharmaceuticals

Finance

Debt Others

Aerospace & Defence

Automobile

Infrastructure Developers & Operators

Telecom-Service

Power Generation & Distribution

Chemicals

Healthcare

Capital Goods - Electrical Equipment

Consumer Durables

Auto Ancillaries

FMCG

Trading

Realty

Agro Chemicals

E-Commerce/App based Aggregator

Insurance

Miscellaneous

Diamond, Gems and Jewellery

Capital Goods-Non Electrical Equipment

Printing & Stationery

Alcoholic Beverages

Steel

Non Ferrous Metals

Retail

Air Transport Service

Bearings

Tobacco Products

Refractories

Crude Oil & Natural Gas

Mining & Mineral products

Preference n Warrants

Banks

Govt. Securities

Refineries

IT - Software

Infrastructure Developers & Operators

Telecom-Service

Debt Others

Automobile

Finance

Pharmaceuticals

Aerospace & Defence

Chemicals

Healthcare

Power Generation & Distribution

Agro Chemicals

Auto Ancillaries

E-Commerce/App based Aggregator

Insurance

Capital Goods - Electrical Equipment

Trading

Consumer Durables

Realty

Diamond, Gems and Jewellery

Miscellaneous

FMCG

Printing & Stationery

Alcoholic Beverages

Capital Goods-Non Electrical Equipment

Steel

Non Ferrous Metals

Retail

Air Transport Service

Bearings

Tobacco Products

Refractories

Crude Oil & Natural Gas

Mining & Mineral products

Preference n Warrants

Category: Solution Oriented Retirement Fund

Open FREE
3-in-1 Account

Start SIPs at just
₹100