Union Bank of India Q1 FY26 Results:
Profit for the period rose 21.5% to ₹4,428.0 crores in Q1 FY26, up from ₹3,641.8 crores in Q1 FY25. Total income for the quarter increased 3.2% year-on-year to ₹32,343.9 crores from ₹31,325.5 crores.
About Union Bank of India
Union Bank of India is a prominent public sector bank that offers a comprehensive range of banking and financial services. Established in 1919, the bank has a rich history spanning over a century. It operates in the Banking and Financial Services sector and is headquartered in Mumbai, Maharashtra, India. The Union Bank of India provides various services, including personal, corporate, international, and treasury operations. Its main products include savings and current accounts. It also includes loans (personal, home, vehicle, education) and credit and debit cards. The bank even provides investment services. +
The Current prices are delayed, log in for live prices
LOGINOver 1 Month
12.72%
Over 6 Months
12.49%
Over 1 Year
33.77%
Over 3 Years
119.33%
Union Bank of India Summary
Close ₹154.08
Open ₹153.75
High ₹156.06
Low ₹153.40
Volume 94,95,126
Net Turnover (in Cr) ₹147.04
52Wk High ₹158.65
52Wk Low ₹100.81
52Wk High / Low
100.81
158.65
Union Bank of India Fundamentals
Key Financial Data
Market Cap (in Cr) ₹1,17,618.60
EPS (TTM) 23.52
Book Value (BV) 151.61
Div. Yield 3.08 %
P/E (TTM) 6.55
Price/Book Value 1.02
Delivery % 40.68 %
Face Value 10
Key Ratios
PE Ratio 5.36
PB Ratio 0.90
EV to Sales 12.09
PEG Ratio 0.17
ROA 0.63
ROE 18.09
Debt-Equity -
Net Profit Margin -
Operating Profit Margin -
Union Bank of India Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 1,29,979.25 | 1,18,188.36 | 97,078.53 | 81,754.07 | 83,210.54 |
| Total Expenses | 1,06,555.38 | 96,680.13 | 84,931.99 | 73,187.73 | 80,883.36 |
| Profit Before Tax | 23,423.87 | 21,508.23 | 12,146.54 | 8,566.34 | 2,327.18 |
| Profit After Tax | 17,921.16 | 13,708.95 | 8,430.34 | 5,208.50 | 2,828.02 |
| Operating Profit After Depreciation | 23,423.87 | 21,508.23 | 12,146.54 | 8,566.34 | 2,327.18 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 9,765.37 | 9,223.91 | 8,825.81 | 7,171.30 | 7,303.09 |
| Total Assets | 15,11,329.42 | 14,01,995.91 | 12,88,357.11 | 11,93,765.61 | 10,82,377.39 |
| Total Shareholder's Fund | 1,13,834.08 | 97,597.66 | 78,803.51 | 70,861.12 | 64,737.78 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 17,479.40 | 19,929.69 | 6,055.85 | 36,338.90 | 20,527.34 |
| Net Cash Used In Investing Activities | -1,891.35 | -1,393.77 | -2,561.05 | -557.71 | -601.09 |
| Net Cash Used In Financing Activities | -3,550.15 | -11,488.94 | -10,654.16 | -786.31 | -18,860.66 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 1,27,538.89 | 1,15,858.15 | 95,376.49 | 80,468.77 | 80,511.83 |
| Total Expenses | 1,04,059.82 | 94,427.77 | 83,238.76 | 71,889.36 | 78,112.41 |
| Profit Before Tax | 23,479.07 | 21,430.39 | 12,137.73 | 8,579.41 | 2,399.42 |
| Profit After Tax | 17,987.15 | 13,648.31 | 8,433.28 | 5,232.10 | 2,905.97 |
| Operating Profit After Depreciation | 23,479.07 | 21,430.39 | 12,137.73 | 8,579.41 | 2,399.42 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 9,724.24 | 9,188.08 | 8,805.06 | 7,155.20 | 7,281.58 |
| Total Assets | 14,99,855.71 | 13,91,957.62 | 12,80,752.45 | 11,87,591.06 | 10,71,705.84 |
| Total Shareholder's Fund | 1,12,975.21 | 96,968.97 | 78,334.21 | 70,576.13 | 64,476.74 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 17,436.64 | 20,328.70 | 5,984.33 | 36,213.89 | 20,442.99 |
| Net Cash Used In Investing Activities | -1,599.81 | -1,260.57 | -2,407.99 | -356.62 | 27,537.53 |
| Net Cash Used In Financing Activities | -3,805.72 | -11,915.71 | -10,926.25 | -767.26 | -18,676.39 |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 5,452.51 | 5,268.68 | 6,174.76 | 5,888.74 | 6,405.89 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 5,417.22 | 5,244.15 | 6,156.23 | 5,892.77 | 6,400.56 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
Union Bank of India Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 152.97
S2 151.85
S3 150.31
Pivot 154.51
R1 155.63
R2 157.17
R3 158.29
Moving Average
20 SMA 148.06
50 SMA 140.77
100 SMA 140.01
200 SMA 133.18
Union Bank of India Corporate Actions
Union Bank of India
₹4.75/Share
Announcement Date 25 Jul 2025
Record Date 25 Jul 2025
Div Yield 47%
Union Bank of India Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| HDFC Bank Ltd | ₹996.80 | ₹15,33,056.29 |
| ICICI Bank Ltd | ₹1,378.90 | ₹9,85,552.04 |
| State Bank of India | ₹973.20 | ₹8,98,323.70 |
| Kotak Mahindra Bank Ltd | ₹2,102.20 | ₹4,18,075.65 |
| Axis Bank Ltd | ₹1,249.35 | ₹3,87,737.72 |
Union Bank of India Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| Mahindra Manulife Mid Cap Fund | 2.20% |
| HDFC Mid Cap Fund | 1.61% |
| Nippon India ELSS Tax Saver Fund | 0.86% |
| Nippon India Growth Mid Cap Fund | 0.79% |
| AXIS Small Cap Fund | 0.59% |
Union Bank of India News
Union Bank of India to discuss results
On 30 October 2025
23 Oct 2025, 02:30 pm
Union Bank of India soars 1.44%
Union Bank of India is quoting at Rs 143.7, up 1.44% on the day as on 12:49 IST on the NSE. The stock is up 30.32% in last one year as compared to a 6.88% spurt in NIFTY and a 22.99% spurt in the Nifty PSU Bank index.
23 Oct 2025, 01:05 pm
Union Bank of India down for fifth straight session
Union Bank of India is quoting at Rs 129.49, down 2.67% on the day as on 13:19 IST on the NSE. The stock jumped 3.98% in last one year as compared to a 0.89% slide in NIFTY and a 1.46% fall in the Nifty PSU Bank index.
26 Aug 2025, 01:35 pm
Union Bank of India announces appointment of Govt. Nominee Director
25 Jul 2025, 06:58 pm
Union Bank of India slides after Q1 PAT declines 17% QoQ to Rs 4,116 cr
Union Bank of India slipped 1.75% to Rs 143.45 after the bank's net profit fell 17.44% to Rs 4,115.53 crore on a 4.49% decline in total income to Rs 31,781.34 crore in Q1 FY26 over Q4 FY25.
21 Jul 2025, 12:11 pm
Union Bank of India Stock Analysis
- Annual revenue for Union Bank of India increased by 10.08% to ₹1,27,538.89 crore in FY 2025 from ₹1,15,858.15 crore in FY 2024.
- Annual Net Profit for Union Bank of India increased by 31.79% to ₹17,987.15 crore in FY 2025 from ₹13,648.31 crore in FY 2024.
- Promoter Shareholding in Union Bank of India remains unchanged by 0.00% in the most recent quarter, from 74.76% in June 2025 to 74.76% in September 2025.
- Union Bank of India delivered a 1-year return of 33.77% compared to the Nifty 50, which provided a return of 10.91% as of the last trading session.
- Union Bank of India share price moved down by 0.12% from its previous close of INR ₹154.08. The latest Union Bank of India share price is INR ₹153.89.
- Union Bank of India share price today has been at a low of 152.40 and a high of 154.74. Over the past 52 weeks, the Union Bank of India share price has seen a low of 100.81 and a high of 158.65.
About Union Bank of India
Union Bank of India is a prominent public sector bank that offers a comprehensive range of banking and financial services. Established in 1919, the bank has a rich history spanning over a century. It operates in the Banking and Financial Services sector and is headquartered in Mumbai, Maharashtra, India.
The bank provides various services, including personal, corporate, international, and treasury operations. Its main products include savings and current accounts. It also includes loans (personal, home, vehicle, education) and credit and debit cards. The bank provides investment services, insurance products, and digital banking services. These offerings cater to a diverse customer base. It is ensuring that Union Bank of India meets the financial needs of individuals and businesses alike.
The Government of India is the main promoter of the Union Bank of India, holding 74.76% of the shares. This significant government backing underscores the bank’s stability and reliability. Union Bank of India is recognized as one of the largest government-owned banks in the country.
Union Bank Bhavan, 239, Vidhan Bhavan Marg, Nariman Point, Mumbai - 400021, Maharashtra, India is the address of Union Bank of India's registered office. A. Manimekhalai, the Managing Director & CEO, lead the bank’s management. Here are the primary promoters:
Early Years and Growth India has just gained independence in 1947. The Union Bank of India had opened four branches at that time. The Mumbai location had three branches and Saurashtra had one branch. The bank’s early years were characterized by steady growth and expansion. It focuses on serving the needs of trade centres and local communities. In 1969, the Indian government nationalized the bank. Union Bank of India has expanded its network to 240 branches.
Acquisitions and Expansion The 1970s and 1980s were pivotal decades for the Union Bank of India. It embarked on a series of strategic acquisitions to strengthen its position in the banking sector. In 1975, the bank acquired Belgaum Bank, a private sector bank established in 1930. This acquisition was followed by the merger of Miraj State Bank in 1985, which had been established in 1929. These acquisitions expanded Union Bank’s branch network. This also enhanced its customer base and service capabilities.
In 1999, Union Bank of India further expanded its reach by acquiring Sikkim Bank, which had eight branches. This move was part of the bank’s strategy to increase its footprint in the northeastern region of India.
Technological Advancements Union Bank of India has always been at the forefront of adopting new technologies to improve its services. It was India’s first large public sector bank to implement a 100% core banking solution. It is ensuring seamless and efficient banking operations across its extensive network. This technological advancement has enabled the bank to offer a wide range of digital banking services. It enhances customer convenience and satisfaction.
International Presence In its quest to become a global banking institution, Union Bank of India expanded its operations internationally. The bank opened offices in Abu Dhabi, United Arab Emirates, and Shanghai, China, in 2007. This was followed by the establishment of a branch in Hong Kong in 2008 and a representative office in Sydney, Australia, in 2009. These international branches and offices have helped Union Bank of India. It could cater to the banking needs of the Indian diaspora and international clients.
Merger and Consolidation The merger with Andhra Bank and Corporation Bank was a significant milestone in the bank’s history. This came into effect on April 1, 2020. This merger created one of the largest public sector banks in India. It increased its branch network and customer base. The merged entity now operates over 8,400 domestic branches and 9,200 ATMs. It has 21,000 Business Correspondent Points, serving more than a million customers.
Current Status and Achievements Today, Union Bank of India is a leading public sector bank with a strong presence across all states and union territories in India. The bank has also received numerous awards and recognition for its technology and digital banking excellence. It has financial inclusion, MSME support, and human resource development expertise.
Union Bank of India’s journey started from a modest bank with four branches. It is now one of the largest public sector banks in India. This is a testament to its resilience, strategic vision, and commitment to customer service. Union Bank of India remains dedicated to its mission of fostering economic growth and financial inclusion, both domestically and internationally.
The bank provides various services, including personal, corporate, international, and treasury operations. Its main products include savings and current accounts. It also includes loans (personal, home, vehicle, education) and credit and debit cards. The bank provides investment services, insurance products, and digital banking services. These offerings cater to a diverse customer base. It is ensuring that Union Bank of India meets the financial needs of individuals and businesses alike.
The Government of India is the main promoter of the Union Bank of India, holding 74.76% of the shares. This significant government backing underscores the bank’s stability and reliability. Union Bank of India is recognized as one of the largest government-owned banks in the country.
Union Bank Bhavan, 239, Vidhan Bhavan Marg, Nariman Point, Mumbai - 400021, Maharashtra, India is the address of Union Bank of India's registered office. A. Manimekhalai, the Managing Director & CEO, lead the bank’s management. Here are the primary promoters:
- Srinivasan Varadarajan
- A Manimekhalai
- S Ramasubramanian
- Nitesh Ranjan
- Sanjay Rudra
Bank History
Union Bank of India is one of India's oldest and most prominent public sector banks. It has a rich history that dates back to its establishment on November 11, 1919. The bank was founded by Seth Sitaram Poddar in Bombay (now Mumbai). Mahatma Gandhi had inaugurated the corporate office of this bank. That was the first milestone on its way to growth.Early Years and Growth India has just gained independence in 1947. The Union Bank of India had opened four branches at that time. The Mumbai location had three branches and Saurashtra had one branch. The bank’s early years were characterized by steady growth and expansion. It focuses on serving the needs of trade centres and local communities. In 1969, the Indian government nationalized the bank. Union Bank of India has expanded its network to 240 branches.
Acquisitions and Expansion The 1970s and 1980s were pivotal decades for the Union Bank of India. It embarked on a series of strategic acquisitions to strengthen its position in the banking sector. In 1975, the bank acquired Belgaum Bank, a private sector bank established in 1930. This acquisition was followed by the merger of Miraj State Bank in 1985, which had been established in 1929. These acquisitions expanded Union Bank’s branch network. This also enhanced its customer base and service capabilities.
In 1999, Union Bank of India further expanded its reach by acquiring Sikkim Bank, which had eight branches. This move was part of the bank’s strategy to increase its footprint in the northeastern region of India.
Technological Advancements Union Bank of India has always been at the forefront of adopting new technologies to improve its services. It was India’s first large public sector bank to implement a 100% core banking solution. It is ensuring seamless and efficient banking operations across its extensive network. This technological advancement has enabled the bank to offer a wide range of digital banking services. It enhances customer convenience and satisfaction.
International Presence In its quest to become a global banking institution, Union Bank of India expanded its operations internationally. The bank opened offices in Abu Dhabi, United Arab Emirates, and Shanghai, China, in 2007. This was followed by the establishment of a branch in Hong Kong in 2008 and a representative office in Sydney, Australia, in 2009. These international branches and offices have helped Union Bank of India. It could cater to the banking needs of the Indian diaspora and international clients.
Merger and Consolidation The merger with Andhra Bank and Corporation Bank was a significant milestone in the bank’s history. This came into effect on April 1, 2020. This merger created one of the largest public sector banks in India. It increased its branch network and customer base. The merged entity now operates over 8,400 domestic branches and 9,200 ATMs. It has 21,000 Business Correspondent Points, serving more than a million customers.
Current Status and Achievements Today, Union Bank of India is a leading public sector bank with a strong presence across all states and union territories in India. The bank has also received numerous awards and recognition for its technology and digital banking excellence. It has financial inclusion, MSME support, and human resource development expertise.
Union Bank of India’s journey started from a modest bank with four branches. It is now one of the largest public sector banks in India. This is a testament to its resilience, strategic vision, and commitment to customer service. Union Bank of India remains dedicated to its mission of fostering economic growth and financial inclusion, both domestically and internationally.
FAQ’s
What is the share price of Union Bank of India today?
Union Bank of India share price as on 18 Nov 2025 is ₹ 153.89
What is the Market Cap of Union Bank of India?
The market cap of Union Bank of India stock is ₹1,17,618.60 Cr.
What is the PE Ratio of Union Bank of India?
The Price to Earnings (P/E) Ratio of Union Bank of India is 5.36
What is the PB Ratio of Union Bank of India?
The Price to Book (P/B) Ratio of Union Bank of India is 0.90
What is the 52 week high of Union Bank of India Share Price?
The 52 week high of Union Bank of India share price stands at ₹158.65
What is the 52 week low of Union Bank of India Share Price?
The 52 week low of Union Bank of India share price stands at ₹100.81
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