Tata Retirement Savings Fund - Moderate-Dir (G) logo

Tata Retirement Savings Fund Moderate Direct Growth

Solution Oriented

|

Retirement Fund

NAV ₹78.45 as on 17 Nov 2025

RiskVery High

Fund Size₹2,180.05Cr

NAV₹78.45 as on 17 Nov 2025
RiskVery High
Fund Size₹2,180.05Cr

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Investment Details
Top Rated Funds

Lock-in

5 Years

Min One Time Amount

₹5,000

Min Withdrawal Amount

₹-

Min SIP Amount

₹150

Min Additional Amount

₹1,000

Exit Load

Nil - If redeemed or switch out on or after attainment of retirment age i.e. 60years Nil - In case of Auto switch out of units on occurrence of Auto switch trigger event. 1% - If redeemed before 61 months from the date of allotment.

Basic Details

Age

12 years 10 months (Since Jan 04, 2013)

Return since Launch

15.60%

Expense ratio

0.59%

Type

OPEN

AUM (Fund Size)

₹2,180.05

Risk Grade

Very High

Benchmark

CRISIL Hybrid 25+75 - Aggressive Index

Calculate Your Returns
Select Duration
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Returns
Total investment of ₹2,40,000
Would have become ₹61,949 (+209.74%)
Fund Manager

Name:

Murthy Nagarajan

Experience:

Prior to joining Quantum AMC he has worked with Tata AMC, Mirae Asset Global Investment India Ltd. and Tata Asset Management Ltd.

Asset Allocation

GSEC2034 5.81%

Reverse Repo 1.96%

GSEC2027 1.41%

GSEC2026 1.39%

HDFC Bank 1.19%

GSEC2029 0.94%

Shivshakti Securitisation Trust 0.93%

Jamnagar Utiliti 0.69%

Net CA & Others 0.58%

GSEC2031 0.53%

GSEC2052 0.47%

NHPC Ltd 0.46%

Bharti Telecom 0.23%

GSEC2029 0.10%

See All
Scheme Holding Summary

Govt. Securities

Banks

Refineries

Alcoholic Beverages

Aerospace & Defence

E-Commerce/App based Aggregator

Financial Services

BSE Ltd

3.38%

Tobacco Products

ITC Ltd

3.12%

IT - Software

Finance

Plantation & Plantation Products

Debt Others

Jamnagar Utilities & Power Pvt Ltd

0.69%

NHPC Ltd

0.46%

Bharti Telecom Ltd

0.23%

Gas Distribution

Cables

Healthcare

Printing & Stationery

Realty

Auto Ancillaries

Capital Goods-Non Electrical Equipment

FMCG

Diamond, Gems and Jewellery

Leather

Crude Oil & Natural Gas

Consumer Durables

Infrastructure Developers & Operators

Retail

Trent Ltd

1.23%

Chemicals

Marine Port & Services

Insurance

See All
RiskometerLevel of risk in the scheme
Moderate
High
Low
Very
High

Your investment will be at Very High Risk

Fund house & investment objective
Rank (total assets)#9 in India
Total AUM₹2,17,939.09Cr
Date of Incorporation15 Mar 1994
Tata Retirement Savings Fund Moderate Direct Growth is a Solution Oriented Mutual Fund Scheme launched by Tata Mutual Fund. This scheme was made available to investors on 04 Jan 2013. The fund currently has an Asset Under Management(AUM) of ₹2,17,939.09 Cr and the Latest NAV as of 17 Nov 2025 is ₹78.45.
The Tata Retirement Savings Fund Moderate Direct Growth is rated Very High. Minimum SIP Investment is set to ₹150 . Minimum Lumpsum Investment is ₹5,000. Exit load of Nil - If redeemed or switch out on or after attainment of retirment age i.e. 60years Nil - In case of Auto switch out of units on occurrence of Auto switch trigger event. 1% - If redeemed before 61 months from the date of allotment..
...Read more
Returns and Rankings

Category: Solution Oriented Retirement Fund

1Y3Y5YAll
Fund returns7.71%5.25%2.96%1.22%
Category average7.78%4.25%2.47%-
Rank within category1065-

FAQ’s

What kind of returns does Tata Retirement Savings Fund Moderate Direct Growth provide?

Tata Retirement Savings Fund Moderate Direct Growth has given a return of 16.59% in the past 3 years.

What is the expense ratio charged by Tata Retirement Savings Fund Moderate Direct Growth?

The Expense Ratio charged by Tata Retirement Savings Fund Moderate Direct Growth is 0.59%.

What is the AUM size of Tata Retirement Savings Fund Moderate Direct Growth?

The AUM size of Tata Retirement Savings Fund Moderate Direct Growth is ₹2,180.05Cr.

What is the minimum SIP amount that you can invest in Tata Retirement Savings Fund Moderate Direct Growth?

₹150 is the minimum SIP amount that you can invest in Tata Retirement Savings Fund Moderate Direct Growth .

What are the top stock holdings of Tata Retirement Savings Fund Moderate Direct Growth?

The top stock holdings of Tata Retirement Savings Fund Moderate Direct Growth include

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start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.