HDFC Retirement Savings Fund-Hybrid Debt-Dir (G) logo

HDFC Retirement Savings Fund Hybrid Debt Direct Growth

Solution Oriented

|

Retirement Fund

NAV ₹24.82 as on 17 Nov 2025

RiskModerately High

Fund Size₹161.04Cr

NAV₹24.82 as on 17 Nov 2025
RiskModerately High
Fund Size₹161.04Cr

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Investment Details
Top Rated Funds

Lock-in

5 Years

Min One Time Amount

₹100

Min Withdrawal Amount

₹-

Min SIP Amount

₹100

Min Additional Amount

₹100

Exit Load

Nil

Basic Details

Age

9 years 9 months (Since Feb 26, 2016)

Return since Launch

9.79%

Expense ratio

1.06%

Type

OPEN

AUM (Fund Size)

₹161.04

Risk Grade

Moderately High

Benchmark

NIFTY 50 Hybrid Composite Debt 15:85 Index

Calculate Your Returns
Select Duration
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Returns
Total investment of ₹2,40,000
Would have become ₹61,949 (+209.74%)
Fund Manager

Name:

Shobhit Mehrotra

Experience:

Collectively over 26 years of experience in Fixed Income markets, credit rating etc. February 16, 2004 till Date: HDFC Asset Management Company Limited. February 1997 to February 2004: Templeton Asset Management (India) Pvt. Ltd. Last Position held - AVP & Portfolio Manager (Fixed Income)

Asset Allocation

TREPS 14.16%

GSEC2050 8.72%

Mahindra Rural 6.40%

TMF Holdings 6.21%

GSEC2034 6.04%

GSEC2033 4.93%

GSEC2030 3.81%

GSEC2034 3.28%

I R F C 3.25%

Net CA & Others 3.18%

GSEC2036 0.10%

See All
Scheme Holding Summary

Debt Others

Mahindra Rural Housing Finance Ltd

6.40%

TMF Holdings Ltd

6.21%

Govt. Securities

Infrastructure Developers & Operators

IT - Software

Refineries

Banks

Telecom-Service

Automobile

Logistics

Insurance

Tobacco Products

ITC Ltd

0.65%

Refractories

Auto Ancillaries

Power Generation & Distribution

Pharmaceuticals

Lupin Ltd

0.43%

Healthcare

Gas Distribution

Agro Chemicals

Marine Port & Services

Consumer Durables

Cables

Tyres

Textiles

Engineering

Alcoholic Beverages

Capital Goods - Electrical Equipment

Entertainment

Retail

See All
RiskometerLevel of risk in the scheme
Moderate
High
Low
Very
High

Your investment will be at Moderately High Risk

Fund house & investment objective
Rank (total assets)#3 in India
Total AUM₹8,93,027.76Cr
Date of Incorporation10 Dec 1999
HDFC Retirement Savings Fund Hybrid Debt Direct Growth is a Solution Oriented Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 26 Feb 2016. The fund currently has an Asset Under Management(AUM) of ₹8,93,027.76 Cr and the Latest NAV as of 17 Nov 2025 is ₹24.82.
The HDFC Retirement Savings Fund Hybrid Debt Direct Growth is rated Moderately High. Minimum SIP Investment is set to ₹100 . Minimum Lumpsum Investment is ₹100. Exit load of Nil.
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Returns and Rankings

Category: Solution Oriented Retirement Fund

1Y3Y5YAll
Fund returns6.90%3.22%1.85%1.04%
Category average7.78%4.25%2.47%-
Rank within category141612-

FAQ’s

What kind of returns does HDFC Retirement Savings Fund Hybrid Debt Direct Growth provide?

HDFC Retirement Savings Fund Hybrid Debt Direct Growth has given a return of 9.98% in the past 3 years.

What is the expense ratio charged by HDFC Retirement Savings Fund Hybrid Debt Direct Growth?

The Expense Ratio charged by HDFC Retirement Savings Fund Hybrid Debt Direct Growth is 1.06%.

What is the AUM size of HDFC Retirement Savings Fund Hybrid Debt Direct Growth?

The AUM size of HDFC Retirement Savings Fund Hybrid Debt Direct Growth is ₹161.04Cr.

What is the minimum SIP amount that you can invest in HDFC Retirement Savings Fund Hybrid Debt Direct Growth?

₹100 is the minimum SIP amount that you can invest in HDFC Retirement Savings Fund Hybrid Debt Direct Growth .

What are the top stock holdings of HDFC Retirement Savings Fund Hybrid Debt Direct Growth?

The top stock holdings of HDFC Retirement Savings Fund Hybrid Debt Direct Growth include , Mahindra Rural Housing Finance Ltd , TMF Holdings Ltd and Indian Railway Finance Corporation Ltd.

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Get started with us today and
start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.