UTI-Banking and Financial Services Fund - Dir (G) logo

UTI Banking and Financial Services Fund Direct Growth

NAV ₹227.17 as on 17 Nov 2025

RiskVery High

Fund Size₹1,346.79Cr

NAV₹227.17 as on 17 Nov 2025
RiskVery High
Fund Size₹1,346.79Cr

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Investment Details
Top Rated Funds

Lock-in

No Lock-in

Min One Time Amount

₹5,000

Min Withdrawal Amount

₹-

Min SIP Amount

₹500

Min Additional Amount

₹1,000

Exit Load

1.00% - If redeemed / switched out less than one year from the date of allotment. Nil - If redeemed / switched out greater than or equal to one year from the date of allotment.

Basic Details

Age

12 years 10 months (Since Jan 01, 2013)

Return since Launch

12.56%

Expense ratio

1.11%

Type

OPEN

AUM (Fund Size)

₹1,346.79

Risk Grade

Very High

Benchmark

Nifty Financial Services TRI

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Returns
Total investment of ₹2,40,000
Would have become ₹61,949 (+209.74%)
Fund Manager

Name:

Amit Premchandani

Experience:

Prior to joining UTI AMC in 2009, he has worked with Deutsche Equities India, JP Morgan and Peerless General Finance & Investment.

RiskometerLevel of risk in the scheme
Moderate
High
Low
Very
High

Your investment will be at Very High Risk

Fund house & investment objective
Rank (total assets)#7 in India
Total AUM₹3,79,175.93Cr
Date of Incorporation14 Nov 2002
UTI Banking and Financial Services Fund Direct Growth is a Equity Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 01 Jan 2013. The fund currently has an Asset Under Management(AUM) of ₹3,79,175.93 Cr and the Latest NAV as of 17 Nov 2025 is ₹227.17.
The UTI Banking and Financial Services Fund Direct Growth is rated Very High. Minimum SIP Investment is set to ₹500 . Minimum Lumpsum Investment is ₹5,000. Exit load of 1.00% - If redeemed / switched out less than one year from the date of allotment. Nil - If redeemed / switched out greater than or equal to one year from the date of allotment..
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Returns and Rankings

Category: Equity Sectoral / Thematic

1Y3Y5YAll
Fund returns19.16%5.42%3.42%0.99%
Category average8.02%6.14%3.98%-
Rank within category218771-

FAQ’s

What kind of returns does UTI Banking and Financial Services Fund Direct Growth provide?

UTI Banking and Financial Services Fund Direct Growth has given a return of 17.17% in the past 3 years.

What is the expense ratio charged by UTI Banking and Financial Services Fund Direct Growth?

The Expense Ratio charged by UTI Banking and Financial Services Fund Direct Growth is 1.11%.

What is the AUM size of UTI Banking and Financial Services Fund Direct Growth?

The AUM size of UTI Banking and Financial Services Fund Direct Growth is ₹1,346.79Cr.

What is the minimum SIP amount that you can invest in UTI Banking and Financial Services Fund Direct Growth?

₹500 is the minimum SIP amount that you can invest in UTI Banking and Financial Services Fund Direct Growth .

What are the top stock holdings of UTI Banking and Financial Services Fund Direct Growth?

The top stock holdings of UTI Banking and Financial Services Fund Direct Growth include , ICICI Bank Ltd , HDFC Bank Ltd , Kotak Mahindra Bank Ltd and Axis Bank Ltd.

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*By clicking, I agree to the T&C and Whatsapp updates.