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Bank of India Ultra Short Duration Fund Direct Growth

Bank of India Ultra Short Duration Fund Direct Growth

NAV ₹3,349.70 as on 17 Nov 2025

RiskModerate

Fund Size₹191.31Cr

NAV	₹3,349.70 as on 17 Nov 2025
Risk	Moderate
Fund Size	₹191.31Cr

Investment Details

Lock-in

No Lock-in

Min One Time Amount

₹5,000

Min Withdrawal Amount

₹-

Min SIP Amount

₹1,000

Min Additional Amount

₹1,000

Exit Load

Nil

Basic Details

Age

12 years 10 months (Since Jan 03, 2013)

Return since Launch

7.31%

Expense ratio

0.39%

Type

OPEN

AUM (Fund Size)

₹191.31

Risk Grade

Moderate

Benchmark

CRISIL Ultra Short Duration Debt A-I Index

Calculate Your Returns

Select Duration

Choose Amount

₹

Returns

Total investment of ₹2,40,000

Would have become ₹61,949 (+209.74%)

Fund Manager

Name:

Mithraem Bharucha

Experience:

Over 13 years of experience in Fixed Income market domain, Investment strategy development, Trade idea generation, Trade execution, Cash Management, Fixed Income portfolio monitoring, Cash flow verification. BOI AXA Investment Managers Private Limited (August 17, 2021 - present) YES Asset Management (India) Limited (October 2017 to August 10, 2021) BNP Paribas Asset Management India Pvt. Ltd. (March 2007 to October 2017)

Asset Allocation

Currently, data not available

See All

HDFC Bank 9.78%

REC Ltd 9.73%

Power Fin.Corpn. 9.45%

LIC Housing Fin. 9.44%

Bank of Baroda 9.30%

N A B A R D 7.87%

TBILL-91D 7.75%

Manappuram Fin. 7.40%

360 One Prime 6.82%

E X I M Bank 5.12%

AU Small Finance 4.93%

ICICI Securities 3.57%

Reverse Repo 3.28%

Union Bank (I) 2.26%

Net CA & Others 1.93%

TBILL-364D 1.03%

CDMDF 0.25%

TREPS 0.09%

See All

Scheme Holding Summary

Debt Others

91.22%

T Bills

8.78%

See All

Debt Others

HDFC Bank Ltd

9.78%

REC Ltd

9.73%

Power Finance Corporation Ltd

9.45%

LIC Housing Finance Ltd

9.44%

Bank of Baroda

9.30%

National Bank for Agriculture & Rural Development

7.87%

Manappuram Finance Ltd

7.40%

360 One Prime Ltd

6.82%

Export-Import Bank of India

5.12%

AU Small Finance Bank Ltd

4.93%

ICICI Securities Ltd

3.57%

Union Bank of India

2.26%

See All

Riskometer

Level of risk in the scheme

Moderate

High

Low

Very
High

Your investment will be at Moderate Risk

Fund house & investment objective

BANK OF INDIA MUTUAL FUND

Rank (total assets)	#30 in India
Total AUM	₹13,428.50Cr

Date of Incorporation	13 Aug 2007

Bank of India Ultra Short Duration Fund Direct Growth is a Debt Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 03 Jan 2013. The fund currently has an Asset Under Management(AUM) of ₹13,428.50 Cr and the Latest NAV as of 17 Nov 2025 is ₹3,349.70.
The Bank of India Ultra Short Duration Fund Direct Growth is rated Moderate. Minimum SIP Investment is set to ₹1,000 . Minimum Lumpsum Investment is ₹5,000. Exit load of Nil.

Returns and Rankings

Category: Debt Ultra Short Duration Fund

Annualised returns

Absolute returns

	1Y	3Y	5Y	All
Fund returns	7.20%	2.28%	1.11%	0.59%
Category average	6.78%	2.24%	1.12%	-
Rank within category	22	23	22	-

FAQ’s

What kind of returns does Bank of India Ultra Short Duration Fund Direct Growth provide?

Bank of India Ultra Short Duration Fund Direct Growth has given a return of 7.00% in the past 3 years.

What is the expense ratio charged by Bank of India Ultra Short Duration Fund Direct Growth?

The Expense Ratio charged by Bank of India Ultra Short Duration Fund Direct Growth is 0.39%.

What is the AUM size of Bank of India Ultra Short Duration Fund Direct Growth?

The AUM size of Bank of India Ultra Short Duration Fund Direct Growth is ₹191.31Cr.

What is the minimum SIP amount that you can invest in Bank of India Ultra Short Duration Fund Direct Growth?

₹1,000 is the minimum SIP amount that you can invest in Bank of India Ultra Short Duration Fund Direct Growth .

What are the top stock holdings of Bank of India Ultra Short Duration Fund Direct Growth?

The top stock holdings of Bank of India Ultra Short Duration Fund Direct Growth include , HDFC Bank Ltd , REC Ltd , Power Finance Corporation Ltd and LIC Housing Finance Ltd.

Get started with us today and
start building your wealth journey

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Get started with us today and
start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.

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Bank of India Ultra Short Duration Fund Direct Growth

Open FREE
3-in-1 Account

Start SIPs at just
₹100

Debt Others

T Bills

Debt Others

T Bills

Category: Debt Ultra Short Duration Fund

FAQ’s

What kind of returns does Bank of India Ultra Short Duration Fund Direct Growth provide?

What is the expense ratio charged by Bank of India Ultra Short Duration Fund Direct Growth?

What is the AUM size of Bank of India Ultra Short Duration Fund Direct Growth?

What is the minimum SIP amount that you can invest in Bank of India Ultra Short Duration Fund Direct Growth?

What are the top stock holdings of Bank of India Ultra Short Duration Fund Direct Growth?

Bank of India Ultra Short Duration Fund Direct Growth

Open FREE 3-in-1 Account

Start SIPs at just ₹100

Debt Others

T Bills

Debt Others

T Bills

Category: Debt Ultra Short Duration Fund

FAQ’s

What kind of returns does Bank of India Ultra Short Duration Fund Direct Growth provide?

What is the expense ratio charged by Bank of India Ultra Short Duration Fund Direct Growth?

What is the AUM size of Bank of India Ultra Short Duration Fund Direct Growth?

What is the minimum SIP amount that you can invest in Bank of India Ultra Short Duration Fund Direct Growth?

What are the top stock holdings of Bank of India Ultra Short Duration Fund Direct Growth?

Open FREE
3-in-1 Account

Start SIPs at just
₹100