Net loss after tax narrowed to ₹69 lakhs, compared to ₹675 lakhs in Q4 FY24. Total income in Q4 FY25 slashed 99% to ₹0.2 lakhs from ₹18 lakhs in the same period last year. For the financial year 2025, the company reported a net profit after tax of ₹2,417 lakhs and a total income of ₹22 lakhs, compared with a net loss after tax of ₹355 lakhs and a total income of ₹62 lakhs recorded last year, respectively.
About Reliance Home Finance Ltd
Reliance Home Finance Limited (RHFL) was established in the year 2008. It operates as a specialized housing finance institution in India, registered with the National Housing Bank. Headquartered in the city of Mumbai, RHFL has developed a comprehensive portfolio of financial products tailored to meet diverse housing needs. The company's core offerings include traditional home loans for property purchase or construction, affordable housing loans designed to make homeownership more accessible, loans against property for those seeking to leverage their existing real estate assets, and construction finance loans catering to developers and builders. +
The Current prices are delayed, log in for live prices
LOGINOver 1 Month
-11.54%
Over 6 Months
-59.65%
Over 1 Year
-8.56%
Over 3 Years
-19.19%
Reliance Home Finance Ltd Summary
Close ₹2.99
Open ₹3
High ₹3.05
Low ₹2.95
Volume 4,86,616
Net Turnover (in Cr) ₹0.14
52Wk High ₹7.78
52Wk Low ₹2.80
52Wk High / Low
2.80
7.78
Reliance Home Finance Ltd Fundamentals
Key Financial Data
Market Cap (in Cr) ₹145.03
EPS (TTM) -
Book Value (BV) -1.09
Div. Yield -
P/E (TTM) 5.96
Price/Book Value -2.73
Delivery % -
Face Value 10
Key Ratios
PE Ratio 0.02
PB Ratio -1.65
EV to Sales 0.49
PEG Ratio -0
ROA 41,174.54
ROE -258.15
Debt-Equity -
Net Profit Margin 1,384.51
Operating Profit Margin 2,311.69
Reliance Home Finance Ltd Financials
Profit and Loss
No data available
Balance Sheet
No data available
Cash Flow
No data available
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Total Revenue | 391.37 | 293.50 | 840.42 | 1,602.91 | 2,002.59 |
| Total Expenses | -8,899.66 | 8,199.90 | 3,143.31 | 2,170.19 | 1,900.99 |
| Profit Before Tax | 9,013.79 | -7,906.40 | -2,302.89 | -567.28 | 101.60 |
| Profit After Tax | 5,418.57 | -5,439.60 | -1,519.91 | -375.32 | 67.42 |
| Operating Profit After Depreciation | 9,291.03 | -7,906.40 | -2,302.89 | -567.28 | 101.60 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Fixed Assets | - | 43.55 | 255.03 | 257.95 | 261.50 |
| Total Non Current Assets | - | 6,912.07 | 13,182.60 | 14,798.78 | 16,766.06 |
| Total Current Assets | 34.85 | 3,232.26 | 1,715.40 | 930.41 | 1,359.38 |
| Total Assets | 34.85 | 10,144.33 | 14,898 | 15,729.19 | 18,125.44 |
| Total Shareholder's Fund | -73.83 | -5,492.40 | -52.96 | 1,466.75 | 1,842 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 4,103.02 | -597.38 | 3,068.08 | 4,713.05 | -1,189.02 |
| Net Cash Used In Investing Activities | -104.81 | 848.31 | -1,559.75 | -856.08 | -55 |
| Net Cash Used In Financing Activities | -4,035.08 | -366.90 | -1,373.56 | -3,927.20 | 1,290.91 |
No data available
| Particulars (in ₹ Cr.) | 2025-03 | 2024-12 | 2024-09 | 2024-06 | 2024-03 |
|---|---|---|---|---|---|
| Total Revenue | - | 0.02 | 0.02 | 0.18 | 0.18 |
| Total Expenses | 0.69 | 2.35 | 0.70 | 0.61 | 6.93 |
| Profit Before Tax | -0.85 | -2.10 | 26.92 | -0.77 | -8.20 |
| Profit After Tax | -0.69 | -1.92 | 27.22 | -0.44 | -6.75 |
| Operating Profit after Depreciation | -0.69 | -2.33 | 5.97 | -0.43 | -6.75 |
Reliance Home Finance Ltd Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 2.94
S2 2.90
S3 2.84
Pivot 3
R1 3.04
R2 3.10
R3 3.14
Moving Average
20 SMA 3.17
50 SMA 3.46
100 SMA 4.07
200 SMA 4.20
Reliance Home Finance Ltd Corporate Actions
No available data
Reliance Home Finance Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| Bajaj Finance Ltd | ₹1,005.90 | ₹6,25,919.45 |
| Bajaj Finserv Ltd | ₹2,065.10 | ₹3,29,964.41 |
| Jio Financial Services Ltd | ₹298.35 | ₹1,89,545.98 |
| Shriram Finance Ltd | ₹847.25 | ₹1,59,398.40 |
| Muthoot Finance Ltd | ₹3,733 | ₹1,49,868.18 |
Reliance Home Finance Ltd Top Mutal Funds Invested
No data available
Reliance Home Finance Ltd News
Reliance Home Finance to announce Quarterly Result
On 22 May 2025
21 May 2025, 04:50 pm
Reliance Home Finance to discuss results
On 11 February 2025
07 Feb 2025, 04:50 pm
Reliance Home Finance to announce Quarterly Result
On 8 January 2025
06 Jan 2025, 12:58 pm
Reliance Home Finance Ltd Stock Analysis
- Annual revenue for Reliance Home Finance Ltd increased by 33.35% to ₹391.37 crore in FY 2023 from ₹293.50 crore in FY 2022.
- Annual Net Profit for Reliance Home Finance Ltd decreased by 199.61% to ₹5,418.57 crore in FY 2023 from ₹-5,439.60 crore in FY 2022.
- Promoter Shareholding in Reliance Home Finance Ltd remains unchanged by 0.00% in the most recent quarter, from 0.74% in December 2024 to 0.74% in March 2025.
- Reliance Home Finance Ltd delivered a 1-year return of -8.56% compared to the Nifty 50, which provided a return of 5.10% as of the last trading session.
- Reliance Home Finance Ltd share price moved up by 1.34% from its previous close of INR ₹2.99. The latest Reliance Home Finance Ltd share price is INR ₹3.03.
- Reliance Home Finance Ltd share price today has been at a low of 2.96 and a high of 3.03. Over the past 52 weeks, the Reliance Home Finance Ltd share price has seen a low of 2.80 and a high of 7.78.
About Reliance Home Finance Ltd
Reliance Home Finance Limited (RHFL) was established in 2008. It operates as a specialized housing finance institution in India, registered with the National Housing Bank. Headquartered in Mumbai, RHFL has developed a comprehensive portfolio of financial products tailored to meet diverse housing needs.
The company's core offerings include traditional home loans for property purchase or construction, affordable housing loans designed to make homeownership more accessible, loans against property for those seeking to leverage their existing real estate assets, and construction finance loans catering to developers and builders.
As a subsidiary of Reliance Capital Limited, the company is part of the Anil Dhirubhai Ambani Group (ADAG). Reliance Home Finance is publicly owned, with 97.7% of public investments. Rashna Hoshang Khan and Sudeep Ghoshal are the Directors of the company. Apart from them, there are other managerial promoters who have contributed to the success of Reliance Home Finance. They are –
The leadership provides stability to the organization's operations. This combined with the company's registration with the National Housing Bank, positions RHFL as a regulated and well-governed entity in the housing finance sector, serving the diverse financial needs of India's growing housing market.
RHFL started by offering a range of housing finance products designed to cater to the diverse needs of the Indian population. These products included home loans, loans against property, and construction finance loans. By addressing the needs of both urban and rural customers, RHFL aimed to bridge the gap between housing demand and finance availability.
In its early years, RHFL focused on building a strong foundation. The company aimed to create a robust distribution network and work with real estate developers. This strategy enabled it to tap into a wider customer base and provide financing solutions to various housing segments. RHFL's efforts paid off, as it quickly gained a reputation for offering competitive interest rates and excellent customer service.
Innovation has been at the heart of RHFL's operations. The company has used technology to simplify its processes and improve operational efficiency. One of the significant innovations introduced by RHFL is its online application process. By enabling customers to apply for loans online, RHFL has made the application process more convenient and accessible. The online platform allows customers to submit required documents, track their loan applications, and receive timely updates, all from the comfort of their homes.
Additionally, RHFL has invested in digital tools and solutions to enhance its customer service. The company's online customer support services, including chatbots and AI-driven assistance, provide quick and efficient responses to customer queries. This focus on digital innovation has helped RHFL build a tech-savvy customer base and stay ahead of the competition.
RHFL is committed to sustainability and environmental responsibility. The company integrates eco-friendly processes and technologies into its operations. As a result, it promotes a greener and more sustainable future. RHFL's focus on sustainability aligns with global trends and industry standards. By adopting energy-efficient practices and supporting green building initiatives, the company aims to contribute positively to the environment and society.
Like any other financial institution, RHFL has faced its share of challenges. The housing finance sector is highly competitive, with numerous players vying for market share. Economic fluctuations, regulatory changes, and market dynamics have also posed challenges. However, RHFL's resilience and ability to adapt to changing circumstances have enabled it to navigate these challenges successfully.
The company's focus on risk management and prudent lending practices has helped it maintain a healthy loan portfolio. RHFL's commitment to customer satisfaction and continuous improvement has ensured that it remains a reliable and trusted partner for its customers.
As RHFL looks to the future, it remains focused on delivering exceptional solutions. It also aims to contribute to the growth of the housing sector in India. The company's emphasis on affordability and customer satisfaction will continue to drive its success and growth. With a strong leadership team, RHFL is well-equipped to navigate the challenges and opportunities in the housing finance sector.
The company's core offerings include traditional home loans for property purchase or construction, affordable housing loans designed to make homeownership more accessible, loans against property for those seeking to leverage their existing real estate assets, and construction finance loans catering to developers and builders.
As a subsidiary of Reliance Capital Limited, the company is part of the Anil Dhirubhai Ambani Group (ADAG). Reliance Home Finance is publicly owned, with 97.7% of public investments. Rashna Hoshang Khan and Sudeep Ghoshal are the Directors of the company. Apart from them, there are other managerial promoters who have contributed to the success of Reliance Home Finance. They are –
- Chhaya Virani
- Sushilkumar Agrawal
- Ashok Ramaswamy
- Ashish Turakhia
The leadership provides stability to the organization's operations. This combined with the company's registration with the National Housing Bank, positions RHFL as a regulated and well-governed entity in the housing finance sector, serving the diverse financial needs of India's growing housing market.
The Evolution of Reliance Home Finance in India's Housing Sector
In 2008, Reliance Home Finance Limited (RHFL) was established as a subsidiary of Reliance Capital Limited, which is part of the Anil Dhirubhai Ambani Group (ADAG). The company's mission was clear from the start. They wanted to provide affordable housing finance solutions to the Indian population. Headquartered in Mumbai, India, RHFL quickly positioned itself as a key player in the housing finance sector.RHFL started by offering a range of housing finance products designed to cater to the diverse needs of the Indian population. These products included home loans, loans against property, and construction finance loans. By addressing the needs of both urban and rural customers, RHFL aimed to bridge the gap between housing demand and finance availability.
In its early years, RHFL focused on building a strong foundation. The company aimed to create a robust distribution network and work with real estate developers. This strategy enabled it to tap into a wider customer base and provide financing solutions to various housing segments. RHFL's efforts paid off, as it quickly gained a reputation for offering competitive interest rates and excellent customer service.
Innovation has been at the heart of RHFL's operations. The company has used technology to simplify its processes and improve operational efficiency. One of the significant innovations introduced by RHFL is its online application process. By enabling customers to apply for loans online, RHFL has made the application process more convenient and accessible. The online platform allows customers to submit required documents, track their loan applications, and receive timely updates, all from the comfort of their homes.
Additionally, RHFL has invested in digital tools and solutions to enhance its customer service. The company's online customer support services, including chatbots and AI-driven assistance, provide quick and efficient responses to customer queries. This focus on digital innovation has helped RHFL build a tech-savvy customer base and stay ahead of the competition.
RHFL is committed to sustainability and environmental responsibility. The company integrates eco-friendly processes and technologies into its operations. As a result, it promotes a greener and more sustainable future. RHFL's focus on sustainability aligns with global trends and industry standards. By adopting energy-efficient practices and supporting green building initiatives, the company aims to contribute positively to the environment and society.
Like any other financial institution, RHFL has faced its share of challenges. The housing finance sector is highly competitive, with numerous players vying for market share. Economic fluctuations, regulatory changes, and market dynamics have also posed challenges. However, RHFL's resilience and ability to adapt to changing circumstances have enabled it to navigate these challenges successfully.
The company's focus on risk management and prudent lending practices has helped it maintain a healthy loan portfolio. RHFL's commitment to customer satisfaction and continuous improvement has ensured that it remains a reliable and trusted partner for its customers.
As RHFL looks to the future, it remains focused on delivering exceptional solutions. It also aims to contribute to the growth of the housing sector in India. The company's emphasis on affordability and customer satisfaction will continue to drive its success and growth. With a strong leadership team, RHFL is well-equipped to navigate the challenges and opportunities in the housing finance sector.
FAQ’s
What is the share price of Reliance Home Finance Ltd today?
Reliance Home Finance Ltd share price as on 13 Dec 2025 is ₹ 3.03
What is the Market Cap of Reliance Home Finance Ltd?
The market cap of Reliance Home Finance Ltd stock is ₹145.03 Cr.
What is the PE Ratio of Reliance Home Finance Ltd?
The Price to Earnings (P/E) Ratio of Reliance Home Finance Ltd is 0.02
What is the PB Ratio of Reliance Home Finance Ltd?
The Price to Book (P/B) Ratio of Reliance Home Finance Ltd is -1.65
What is the 52 week high of Reliance Home Finance Ltd Share Price?
The 52 week high of Reliance Home Finance Ltd share price stands at ₹7.78
What is the 52 week low of Reliance Home Finance Ltd Share Price?
The 52 week low of Reliance Home Finance Ltd share price stands at ₹2.80
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