L&T Finance Q1 FY26 Results:
Profit for the period rose 2.3% to ₹700.8 crores in Q1 FY26, up from ₹685.3 crores in Q1 FY25. Total income for the quarter increased 12.6% year-on-year to ₹4,259.6 crores from ₹3,784.6 crores.
About L&T Finance Ltd
Larsen & Toubro Finance Limited, a subsidiary of L&T Limited, is a prominent non-banking financial company (NBFC) in India. Operating in the financial services sector, L&T Finance has established itself as a key player since its incorporation in 2008. The company is headquartered in the city of Mumbai, Maharashtra. It provides a wide range of financial products and services. These include personal loans, home loans, rural business loans, and farm loans. Larsen & Toubro Finance Limited also aims to cater to the diverse financing needs of both served and underserved customers. +
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LOGINOver 1 Month
12.45%
Over 6 Months
70.80%
Over 1 Year
115.88%
Over 3 Years
269.86%
L&T Finance Ltd Summary
Close ₹299.40
Open ₹295.05
High ₹301.50
Low ₹292.95
Volume 1,15,84,288
Net Turnover (in Cr) ₹346.12
52Wk High ₹308.25
52Wk Low ₹129.20
52Wk High / Low
129.20
308.25
L&T Finance Ltd Fundamentals
Key Financial Data
Market Cap (in Cr) ₹74,903.75
EPS (TTM) 10.68
Book Value (BV) 104.23
Div. Yield 0.92 %
P/E (TTM) 28.03
Price/Book Value 2.87
Delivery % 55.32 %
Face Value 10
Key Ratios
PE Ratio 14.60
PB Ratio 1.51
EV to Sales 7.53
PEG Ratio 1.03
ROA 2.22
ROE 10.80
Debt-Equity 3.48
Net Profit Margin 16.43
Operating Profit Margin 60.23
L&T Finance Ltd Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 15,940.98 | 14,726.25 | 13,301.70 | 12,323.55 | 13,753.33 |
| Total Expenses | 12,449.72 | 11,697.22 | 11,171.05 | 11,100.70 | 12,717.60 |
| Profit Before Tax | 3,491.26 | 3,029.03 | -556.52 | 1,222.85 | 1,261.34 |
| Profit After Tax | 2,643.42 | 2,317.13 | -728.89 | 849.23 | 738.23 |
| Operating Profit After Depreciation | 3,491.26 | 3,029.03 | 2,130.65 | 1,222.85 | 1,035.73 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 685.96 | 554.97 | 538.23 | 206.44 | 834.87 |
| Total Non Current Assets | 1,08,118.12 | 96,156.24 | 91,939.17 | 96,361.57 | 98,699.79 |
| Total Current Assets | 12,291.24 | 6,561.31 | 14,422.97 | 10,540.61 | 10,271.86 |
| Total Assets | 1,20,409.36 | 1,02,717.55 | 1,06,362.14 | 1,06,902.18 | 1,08,971.65 |
| Total Shareholder's Fund | 25,564.06 | 23,438.44 | 21,528.37 | 19,947.70 | 18,773.20 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -16,586.50 | 685.64 | 6,718.25 | 6,078.06 | 5,464.30 |
| Net Cash Used In Investing Activities | 470.86 | 848.62 | -861.74 | -5,086.86 | -2,024.52 |
| Net Cash Used In Financing Activities | 15,418.51 | -7,049.59 | -1,663.81 | -3,023.01 | -2,090.68 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 15,930.12 | 14,043.80 | 13,425.45 | 350.46 | 191.42 |
| Total Expenses | 12,475.19 | 11,057.16 | 11,072.62 | 96.03 | 227.31 |
| Profit Before Tax | 3,454.93 | 2,986.64 | 2,523.75 | 254.43 | 188.79 |
| Profit After Tax | 2,617.81 | 2,286.23 | 1,919.87 | 218.18 | 116.05 |
| Operating Profit After Depreciation | 3,454.93 | 2,986.64 | 2,352.83 | 254.43 | -35.89 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 377.74 | 243.31 | 221.27 | 0.56 | 0.93 |
| Total Non Current Assets | 1,07,755.40 | 95,819.96 | 91,618.95 | 10,352.93 | 11,368.14 |
| Total Current Assets | 12,277.39 | 6,530.87 | 14,408.14 | 1,071.09 | 1,471.54 |
| Total Assets | 1,20,032.79 | 1,02,350.83 | 1,06,027.09 | 11,424.02 | 12,839.68 |
| Total Shareholder's Fund | 25,294.72 | 23,194.96 | 21,318.84 | 11,271.13 | 11,010.29 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -16,607.68 | 649.61 | 6,360.44 | 408.15 | -170.40 |
| Net Cash Used In Investing Activities | 499.13 | 858.79 | -505.44 | -0.77 | 272.18 |
| Net Cash Used In Financing Activities | 15,440.77 | -7,052.67 | -1,659.27 | -1,664.28 | 1,295.74 |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | 4,335.75 | 4,259.57 | 4,022.92 | 4,097.58 | 4,019.34 |
| Total Expenses | 3,295.98 | 3,275.69 | 3,180.72 | 3,245.04 | 3,051.16 |
| Profit Before Tax | -645.43 | -692.52 | -794.31 | -745.34 | -536.71 |
| Profit After Tax | 734.88 | 700.84 | 635.84 | 625.65 | 696.68 |
| Operating Profit after Depreciation | 1,039.81 | 983.91 | 846.50 | 860.09 | 972.86 |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | 4,332.74 | 4,256.75 | 4,019.75 | 4,095.09 | 4,015.20 |
| Total Expenses | 3,304.99 | 3,284.39 | 3,187.11 | 3,253.50 | 3,059.11 |
| Profit Before Tax | -655.52 | -702.18 | -801.97 | -754.63 | -546.94 |
| Profit After Tax | 727.71 | 694.09 | 630.59 | 619.18 | 689.12 |
| Operating Profit after Depreciation | 1,028.10 | 972.68 | 837.32 | 849.29 | 961.14 |
L&T Finance Ltd Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 294.40
S2 289.40
S3 285.85
Pivot 297.95
R1 302.95
R2 306.50
R3 311.50
Moving Average
20 SMA 279.64
50 SMA 260.66
100 SMA 234.26
200 SMA 197.02
L&T Finance Ltd Corporate Actions
L&T Finance Ltd
₹2.75/Share
Announcement Date 27 May 2025
Record Date 27 May 2025
Div Yield 27%
L&T Finance Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| Bajaj Finance Ltd | ₹1,026.45 | ₹6,38,706.65 |
| Bajaj Finserv Ltd | ₹2,079.65 | ₹3,32,289.23 |
| Jio Financial Services Ltd | ₹312 | ₹1,98,222.47 |
| Indian Railway Finance Corporation Ltd | ₹122.70 | ₹1,60,350.57 |
| Shriram Finance Ltd | ₹816.75 | ₹1,53,653.56 |
L&T Finance Ltd Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| Invesco India Midcap Fund | 4.89% |
| Invesco India Large & Mid Cap Fund | 4.01% |
| DSP Midcap Fund | 2.86% |
| Mirae Asset Midcap Fund | 2.35% |
| Kotak Midcap Fund | 1.76% |
L&T Finance Ltd News
L&T Finance allots 6.15 lakh equity shares under ESOP
31 Oct 2025, 06:09 pm
L&T Finance Q2 PAT rises 6% YoY to Rs 735 cr
L&T Finance has reported a 5.64% rise in consolidated net profit to Rs 734.84 crore on a 7.74% increase in total income to Rs 4,335.79 crore in Q2 FY26, compared with Q2 FY25.
16 Oct 2025, 03:41 pm
L&T Finance to hold board meeting
On 15 October 2025
07 Oct 2025, 09:45 am
L&T Finance receives upgrade in credit ratings
From S&P Global Ratings
16 Aug 2025, 12:05 pm
L&T Finance allots NCDs aggregating Rs 250 cr
On private placement basis
29 Jul 2025, 07:49 pm
L&T Finance Ltd Stock Analysis
- Annual revenue for L&T Finance Ltd increased by 13.43% to ₹15,930.12 crore in FY 2025 from ₹14,043.80 crore in FY 2024.
- Annual Net Profit for L&T Finance Ltd increased by 14.50% to ₹2,617.81 crore in FY 2025 from ₹2,286.23 crore in FY 2024.
- Promoter Shareholding in L&T Finance Ltd decreased by 0.09% in the most recent quarter, from 66.16% in June 2025 to 66.10% in September 2025.
- L&T Finance Ltd delivered a 1-year return of 115.88% compared to the Nifty 50, which provided a return of 10.91% as of the last trading session.
- L&T Finance Ltd share price moved down by 0.37% from its previous close of INR ₹299.40. The latest L&T Finance Ltd share price is INR ₹298.30.
- L&T Finance Ltd share price today has been at a low of 295.80 and a high of 300.05. Over the past 52 weeks, the L&T Finance Ltd share price has seen a low of 129.20 and a high of 308.25.
About L&T Finance Ltd
Larsen & Toubro Finance Limited, a subsidiary of L&T Limited, is a prominent non-banking financial company (NBFC) in India. The company provides a wide range of financial products and services. These include personal loans, home loans, rural business loans, and farm loans. L&T Finance aims to cater to the diverse financing needs of both served and underserved customers. It focuses on innovation and customer-centric solutions to achieve its goal.
Operating in the financial services sector, L&T Finance has established itself as a key player since its incorporation in 20083. The company is headquartered in Mumbai, Maharashtra. The promoters of L&T Finance are Larsen & Toubro Limited, which has a 66.37 % stake in the company. They are known for their engineering, construction, manufacturing, technology, and financial services.
L&T Finance’s main products include two-wheeler loans, home loans, rural business loans, farm loans, and SME loans. These products are meant to meet the needs of many customers, ensuring accessibility and convenience. The company is not currently the number one stock in its sector, but it holds a significant position in the market.
While L&T Finance is not the largest player in its industry, it remains a crucial entity within the NBFC sector. The promoter shareholding in L&T Finance is held by Larsen & Toubro Limited, reflecting strong backing and stability. Here is a list of their top promoters -
The mission of L&T Finance is to provide financial solutions that are accessible and tailored to the needs of its diverse customer base. The company strives to empower individuals and businesses by offering a wide range of financial services. These include personal loans, two-wheeler loans, home loans, farm loans, and SME loans. L&T Finance aims to enhance the financial well-being of its customers and contribute to their growth and prosperity.
One of the core elements of L&T Finance’s mission is financial inclusion. The company is dedicated to reaching underserved and unbanked segments of the population. It wants to provide them with the financial tools and resources they need to improve their quality of life. This commitment to financial inclusion is evident in the company’s rural business loans and farm loans. These loans are designed to support the agricultural sector and rural entrepreneurs. This is how L&T Finance helps drive economic development in rural areas and promote inclusive growth.
Innovation is another key aspect of L&T Finance’s mission. The company invests in technology and digital solutions to improve its product offerings. It has adopted modern technologies to provide faster and more efficient services to its customers. This focus on innovation enables the company to stay ahead of the competition and meet the evolving needs of its customers.
Sustainability is also a fundamental component of L&T Finance’s vision and mission. The company is committed to conducting its business in a socially responsible manner. This includes implementing sustainable practices in its operations and promoting green financing. They also support initiatives that contribute to environmental conservation and social welfare. L&T Finance aims to create long-term value for its stakeholders and contribute to the well-being of the communities it serves.
L&T Finance’s vision and mission are supported by a strong set of values that guide the company’s actions and decisions. These values include integrity, transparency, customer focus, and excellence. Through adhering to these values, L&T Finance ensures that it operates with the highest standards of ethics and professionalism. This also helps it build trust and credibility with its customers, employees, and other stakeholders.
The vision and mission of L&T Finance Limited reflect the company’s commitment to being a leading financial institution that creates sustainable value for its stakeholders. They achieve this by focusing on financial inclusion, innovation, sustainability, and customer-centricity. L&T Finance aims to empower individuals and businesses, drive economic growth, and contribute to the overall development of society. Moreover, through its dedicated efforts and strategic initiatives, L&T Finance continues to make a positive impact on the financial services industry and the communities it serves.
Operating in the financial services sector, L&T Finance has established itself as a key player since its incorporation in 20083. The company is headquartered in Mumbai, Maharashtra. The promoters of L&T Finance are Larsen & Toubro Limited, which has a 66.37 % stake in the company. They are known for their engineering, construction, manufacturing, technology, and financial services.
L&T Finance’s main products include two-wheeler loans, home loans, rural business loans, farm loans, and SME loans. These products are meant to meet the needs of many customers, ensuring accessibility and convenience. The company is not currently the number one stock in its sector, but it holds a significant position in the market.
While L&T Finance is not the largest player in its industry, it remains a crucial entity within the NBFC sector. The promoter shareholding in L&T Finance is held by Larsen & Toubro Limited, reflecting strong backing and stability. Here is a list of their top promoters -
- S N Subrahmanyan
- Sudipta Roy
- R Shankar Raman
- Rajani Gupte
- T Thomas Mathew
Vision and Mission of L&T Finance Ltd.
L&T Finance Limited is a subsidiary of Larsen & Toubro Limited. They have a clear and compelling vision and mission that guide their operations and strategic initiatives. The company’s vision is to be an admired financial institution, creating sustainable value for its stakeholders. This vision reflects L&T Finance’s commitment to excellence, aiming to set benchmarks in the financial services industry.The mission of L&T Finance is to provide financial solutions that are accessible and tailored to the needs of its diverse customer base. The company strives to empower individuals and businesses by offering a wide range of financial services. These include personal loans, two-wheeler loans, home loans, farm loans, and SME loans. L&T Finance aims to enhance the financial well-being of its customers and contribute to their growth and prosperity.
One of the core elements of L&T Finance’s mission is financial inclusion. The company is dedicated to reaching underserved and unbanked segments of the population. It wants to provide them with the financial tools and resources they need to improve their quality of life. This commitment to financial inclusion is evident in the company’s rural business loans and farm loans. These loans are designed to support the agricultural sector and rural entrepreneurs. This is how L&T Finance helps drive economic development in rural areas and promote inclusive growth.
Innovation is another key aspect of L&T Finance’s mission. The company invests in technology and digital solutions to improve its product offerings. It has adopted modern technologies to provide faster and more efficient services to its customers. This focus on innovation enables the company to stay ahead of the competition and meet the evolving needs of its customers.
Sustainability is also a fundamental component of L&T Finance’s vision and mission. The company is committed to conducting its business in a socially responsible manner. This includes implementing sustainable practices in its operations and promoting green financing. They also support initiatives that contribute to environmental conservation and social welfare. L&T Finance aims to create long-term value for its stakeholders and contribute to the well-being of the communities it serves.
L&T Finance’s vision and mission are supported by a strong set of values that guide the company’s actions and decisions. These values include integrity, transparency, customer focus, and excellence. Through adhering to these values, L&T Finance ensures that it operates with the highest standards of ethics and professionalism. This also helps it build trust and credibility with its customers, employees, and other stakeholders.
The vision and mission of L&T Finance Limited reflect the company’s commitment to being a leading financial institution that creates sustainable value for its stakeholders. They achieve this by focusing on financial inclusion, innovation, sustainability, and customer-centricity. L&T Finance aims to empower individuals and businesses, drive economic growth, and contribute to the overall development of society. Moreover, through its dedicated efforts and strategic initiatives, L&T Finance continues to make a positive impact on the financial services industry and the communities it serves.
FAQ’s
What is the share price of L&T Finance Ltd today?
L&T Finance Ltd share price as on 18 Nov 2025 is ₹ 298.3
What is the Market Cap of L&T Finance Ltd?
The market cap of L&T Finance Ltd stock is ₹74,903.75 Cr.
What is the PE Ratio of L&T Finance Ltd?
The Price to Earnings (P/E) Ratio of L&T Finance Ltd is 14.60
What is the PB Ratio of L&T Finance Ltd?
The Price to Book (P/B) Ratio of L&T Finance Ltd is 1.51
What is the 52 week high of L&T Finance Ltd Share Price?
The 52 week high of L&T Finance Ltd share price stands at ₹308.25
What is the 52 week low of L&T Finance Ltd Share Price?
The 52 week low of L&T Finance Ltd share price stands at ₹129.20
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