About Five-Star Business Finance Ltd
Five-Star Business Finance Ltd is India's prominent non-banking financial company (NBFC). The company specializes in providing secured business loans to micro-entrepreneurs and self-employed individuals. It operates in the financial services sector. The company was incorporated in 1984, making it many years old. Five-Star Business Finance Ltd's headquarters is in Chennai, Tamil Nadu, India. Five-Star’s main products include small business loans and small mortgage loans. These financial products are designed to meet the diverse needs of micro-entrepreneurs and self-employed individuals, enabling them to expand their businesses and address other personal financial requirements. +
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LOGINOver 1 Month
17.73%
Over 6 Months
-12.50%
Over 1 Year
14.03%
Over 3 Years
60.32%
Five-Star Business Finance Ltd Summary
Close
₹785.55
Open
₹750.40
High
₹796
Low
₹746.55
Volume
14,13,348
Net Turnover (in Cr)
₹108.27
52Wk High
₹943.75
52Wk Low
₹595
52Wk High / Low
595
943.75
Five-Star Business Finance Ltd Fundamentals
Key Financial Data
Market Cap (in Cr)
₹23,128.72
EPS (TTM)
34.96
Book Value (BV)
194.39
Div. Yield
-
P/E (TTM)
22.39
Price/Book Value
4.03
Delivery %
58.67
%
Face Value
1
Key Ratios
PE Ratio
25.16
PB Ratio
4.05
EV to Sales
11.76
PEG Ratio
0.66
ROA
7.26
ROE
17.53
Debt-Equity
1.11
Net Profit Margin
38.08
Operating Profit Margin
73.47
Five-Star Business Finance Ltd Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2018 | FY 2017 |
|---|---|---|
| Total Revenue | 206.29 | 85.27 |
| Total Expenses | 127.68 | 54.12 |
| Profit Before Tax | 78.61 | 31.15 |
| Profit After Tax | 55.83 | 19.62 |
| Operating Profit After Depreciation | 78.61 | 31.15 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2018 | FY 2017 |
|---|---|---|
| Fixed Assets | 6.35 | 6.44 |
| Total Non Current Assets | 844.39 | 404.80 |
| Total Current Assets | 327.23 | 289.27 |
| Total Assets | 1,171.62 | 694.07 |
| Total Shareholder's Fund | 600.15 | 225.05 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -951.13 | -476.27 | -270.76 | -50.94 | -19.84 |
| Net Cash Used In Investing Activities | 14.17 | 15.83 | -2.47 | -5.12 | -0.33 |
| Net Cash Used In Financing Activities | 1,025.19 | 407.68 | 440.05 | 45.58 | 37.50 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Total Revenue | 2,195.10 | 1,528.93 | 1,256.17 | 1,051.26 | 787.35 |
| Total Expenses | 1,079.16 | 724.19 | 651.96 | 574.82 | 438.05 |
| Profit Before Tax | 1,115.94 | 804.73 | 604.21 | 476.44 | 349.30 |
| Profit After Tax | 835.92 | 603.50 | 453.54 | 358.99 | 261.95 |
| Operating Profit After Depreciation | 1,115.94 | 804.73 | 604.21 | 476.44 | 349.30 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Fixed Assets | 64.30 | 44.87 | 32.81 | 24.89 | 27.87 |
| Total Non Current Assets | 9,929.83 | 7,065.04 | 5,430.11 | 4,420.66 | 3,886.94 |
| Total Current Assets | 1,758.95 | 1,637.79 | 912.96 | 1,372.95 | 466.22 |
| Total Assets | 11,688.78 | 8,702.83 | 6,343.07 | 5,793.61 | 4,353.15 |
| Total Shareholder's Fund | 5,196.15 | 4,339.53 | 3,710.35 | 2,318.17 | 1,944.58 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -2,122.34 | -1,122.81 | -277.16 | -157.27 | -1,523.28 |
| Net Cash Used In Investing Activities | 210.16 | 161.78 | -383.88 | 102.14 | -131.93 |
| Net Cash Used In Financing Activities | 2,106.22 | 1,688.22 | 7.02 | 1,032.53 | 1,725.34 |
No data available
| Particulars (in ₹ Cr.) | 2024-12 | 2024-09 | 2024-06 | 2024-03 | 2023-12 |
|---|---|---|---|---|---|
| Total Revenue | 727.38 | 702.05 | 666.14 | 616.29 | 567.37 |
| Total Expenses | 357.59 | 340.96 | 326.82 | 298.55 | 273.48 |
| Profit Before Tax | 193.78 | 195.07 | 178 | 175.46 | 161.19 |
| Profit After Tax | 273.86 | 267.94 | 251.57 | 236.06 | 216.76 |
| Operating Profit after Depreciation | 373.47 | 364.88 | 342.56 | 320.59 | 296.54 |
Five-Star Business Finance Ltd Technicals
Support and Resistance
S3
S2
S1
Pivot
R1
R2
R3
S1
734.60
S2
718.80
S3
701.60
Pivot
751.80
R1
767.60
R2
784.80
R3
800.60
Moving Average
20 SMA
706.28
50 SMA
708.42
100 SMA
702.69
200 SMA
733.98
Five-Star Business Finance Ltd Corporate Actions
No available data
Five-Star Business Finance Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| Bajaj Finance Ltd | ₹9,164.05 | ₹5,68,059.89 |
| Bajaj Finserv Ltd | ₹2,033.75 | ₹3,24,721.15 |
| Indian Railway Finance Corporation Ltd | ₹129.45 | ₹1,69,171.81 |
| Jio Financial Services Ltd | ₹246.45 | ₹1,56,576.69 |
| Power Finance Corporation Ltd | ₹423.70 | ₹1,39,825.31 |
Five-Star Business Finance Ltd Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| HDFC Mid-Cap Opportunities Fund | 0.38% |
| HDFC Large and Mid Cap Fund | 0.80% |
| HDFC Multi Cap Fund | 1.14% |
| HDFC Banking & Financial Services Fund | 3.15% |
| HDFC Balanced Advantage Fund | 0.10% |
Five-Star Business Finance Ltd News
Five-Star Business Finance allots 18,390 equity shares under ASOS
24 Mar 2025, 03:49 pm
Board of Five-Star Business Finance approves NCD issuance of up to Rs 4,000 cr
At meeting held on 17 March 2025
17 Mar 2025, 03:06 pm
Five-Star Business Finance announces board meeting date
On 17 March 2025
12 Mar 2025, 10:18 am
Board of Five-Star Business Finance to consider proposal for NCD issuance
On 17 March 2025
11 Mar 2025, 03:39 pm
Five-Star Business Finance announces resignation of Chief Audit Officer
06 Mar 2025, 11:34 am
Five-Star Business Finance Ltd Stock Analysis
- Annual revenue for Five-Star Business Finance Ltd increased by 43.57% to ₹2,195.10 crore in FY 2024 from ₹1,528.93 crore in FY 2023.
- Annual Net Profit for Five-Star Business Finance Ltd increased by 38.51% to ₹835.92 crore in FY 2024 from ₹603.50 crore in FY 2023.
- Promoter Shareholding in Five-Star Business Finance Ltd decreased by 0.34% in the most recent quarter, from 21.55% in December 2024 to 21.47% in March 2025.
- Five-Star Business Finance Ltd delivered a 1-year return of 14.03% compared to the Nifty 50, which provided a return of 8.44% as of the last trading session.
- Five-Star Business Finance Ltd share price moved up by 4.68% from its previous close of INR ₹750.40. The latest Five-Star Business Finance Ltd share price is INR ₹785.55.
- Five-Star Business Finance Ltd share price today has been at a low of 746.55 and a high of 796. Over the past 52 weeks, the Five-Star Business Finance Ltd share price has seen a low of 595 and a high of 943.75.
About Five-Star Business Finance Ltd
Five-Star Business Finance Ltd is India's prominent non-banking financial company (NBFC). The company has special expertise in giving secured loans for businesses to micro-business owners and people who work for themselves. The collateral of house property typically backs these loans. This ensures that borrowers can access the necessary funds. They can then grow their businesses and meet personal financial needs.
Five-Star Business Finance Ltd has carved out a niche in the financial services sector. The company focuses on underserved market segments. The company was incorporated in 1984. Over the decades, Five-Star has significantly expanded its operations. This growth is particularly notable across South India, where it has established a strong presence.
Five-Star Business Finance Ltd's headquarters is in Chennai, Tamil Nadu, India. The company's promoters include D Lakshmipathy, with a 10.49% stake. Over the decades, Five-Star has significantly expanded its operations. This expansion is particularly evident across South India, where the company has a strong presence. A team of professional managerial promoters manages the operations of the company-
While Five-Star Business Finance Ltd is a significant player in the NBFC sector, it is not the largest. This is evident in terms of both market share and market capitalization. However, it holds a strong position in its niche market, particularly in South India. This leadership is a testament to the company’s expertise and dedication to serving its target customer base. Five-Star Business Finance Ltd's registered office is in Chennai, Tamil Nadu. Additionally, the registrar's office is situated in Hyderabad, Telangana.
The vision of Five-Star Business Finance emphasizes the importance of financial inclusion. The company is dedicated to closing the funding gap for micro-entrepreneurs. These individuals often find themselves without access to traditional banking services. By providing secured business loans backed by house property, Five-Star ensures these entrepreneurs have the necessary capital to grow their businesses and improve their livelihoods. This focus on financial inclusion aligns with the company’s mission to support economic development—five-star aims to empower communities and foster sustainable growth by targeting grassroots initiatives.
Quality and customer-centricity are critical components of Five-Star’s vision. The company strives to maintain the highest standards in all operations, from loan processing to customer service. Five-Star’s commitment to quality is reflected in its rigorous underwriting processes and focus on understanding each customer's unique needs.
Innovation is another cornerstone of Five-Star’s vision. The company invests in technology and process improvements to enhance its service delivery and operational efficiency. By leveraging digital platforms and data analytics, Five-Star aims to streamline its loan processing and offer customers faster, more convenient services.
Sustainability is also an essential aspect of Five-Star’s vision. The company recognizes the importance of sustainable business practices and is committed to minimizing its environmental footprint. Five-Star focuses on developing eco-friendly solutions and implementing sustainable practices in its operations. This commitment to sustainability benefits the environment and enhances the company’s reputation and competitiveness in the market.
Five-Star’s vision extends to its employees as well. The company believes its employees are its greatest asset and is committed to creating a positive and inclusive work environment. Five-Star invests in employee development and provides opportunities for continuous learning and growth. The company’s vision includes fostering a culture of innovation, collaboration, and excellence, where employees feel valued and motivated to contribute to the company’s success.
The company’s vision also encompasses its role in the community. Five-Star is committed to positively impacting society through its corporate social responsibility initiatives. The company engages in various activities to improve community health, education, and well-being. Five-Star’s vision includes supporting local communities and contributing to their development through sustainable and impactful initiatives.
Five-Star’s vision is also reflected in its growth strategy. The company aims to expand its presence across India and reach more underserved population segments. Five-Star’s growth strategy is rooted in a profound understanding of local markets. This commitment to delivering high-quality financial services allows the company to address the specific needs of its customers effectively. This focus on growth and expansion is essential for the company’s long-term success and ability to impact society.
Five-Star Business Finance Ltd has carved out a niche in the financial services sector. The company focuses on underserved market segments. The company was incorporated in 1984. Over the decades, Five-Star has significantly expanded its operations. This growth is particularly notable across South India, where it has established a strong presence.
Five-Star Business Finance Ltd's headquarters is in Chennai, Tamil Nadu, India. The company's promoters include D Lakshmipathy, with a 10.49% stake. Over the decades, Five-Star has significantly expanded its operations. This expansion is particularly evident across South India, where the company has a strong presence. A team of professional managerial promoters manages the operations of the company-
- Lakshmipathy Deenadayalan
- Thirulokchand Vasan
- T T Srinivasaraghavan
- Bhama Krishnamurthy
- Anand Raghavan
While Five-Star Business Finance Ltd is a significant player in the NBFC sector, it is not the largest. This is evident in terms of both market share and market capitalization. However, it holds a strong position in its niche market, particularly in South India. This leadership is a testament to the company’s expertise and dedication to serving its target customer base. Five-Star Business Finance Ltd's registered office is in Chennai, Tamil Nadu. Additionally, the registrar's office is situated in Hyderabad, Telangana.
The vision of Five-Star Business Finance Limited
Five-Star Business Finance Ltd has a clear and ambitious vision that guides its operations and growth. The company’s vision focuses on providing financial inclusion to underserved segments of society. This includes a particular emphasis on supporting micro-entrepreneurs and self-employed individuals. Five-Star aims to be a leading non-banking financial company (NBFC) that empowers small businesses and individuals by offering accessible and affordable financial solutions.The vision of Five-Star Business Finance emphasizes the importance of financial inclusion. The company is dedicated to closing the funding gap for micro-entrepreneurs. These individuals often find themselves without access to traditional banking services. By providing secured business loans backed by house property, Five-Star ensures these entrepreneurs have the necessary capital to grow their businesses and improve their livelihoods. This focus on financial inclusion aligns with the company’s mission to support economic development—five-star aims to empower communities and foster sustainable growth by targeting grassroots initiatives.
Quality and customer-centricity are critical components of Five-Star’s vision. The company strives to maintain the highest standards in all operations, from loan processing to customer service. Five-Star’s commitment to quality is reflected in its rigorous underwriting processes and focus on understanding each customer's unique needs.
Innovation is another cornerstone of Five-Star’s vision. The company invests in technology and process improvements to enhance its service delivery and operational efficiency. By leveraging digital platforms and data analytics, Five-Star aims to streamline its loan processing and offer customers faster, more convenient services.
Sustainability is also an essential aspect of Five-Star’s vision. The company recognizes the importance of sustainable business practices and is committed to minimizing its environmental footprint. Five-Star focuses on developing eco-friendly solutions and implementing sustainable practices in its operations. This commitment to sustainability benefits the environment and enhances the company’s reputation and competitiveness in the market.
Five-Star’s vision extends to its employees as well. The company believes its employees are its greatest asset and is committed to creating a positive and inclusive work environment. Five-Star invests in employee development and provides opportunities for continuous learning and growth. The company’s vision includes fostering a culture of innovation, collaboration, and excellence, where employees feel valued and motivated to contribute to the company’s success.
The company’s vision also encompasses its role in the community. Five-Star is committed to positively impacting society through its corporate social responsibility initiatives. The company engages in various activities to improve community health, education, and well-being. Five-Star’s vision includes supporting local communities and contributing to their development through sustainable and impactful initiatives.
Five-Star’s vision is also reflected in its growth strategy. The company aims to expand its presence across India and reach more underserved population segments. Five-Star’s growth strategy is rooted in a profound understanding of local markets. This commitment to delivering high-quality financial services allows the company to address the specific needs of its customers effectively. This focus on growth and expansion is essential for the company’s long-term success and ability to impact society.
FAQ’s
What is the share price of Five-Star Business Finance Ltd today?
Five-Star Business Finance Ltd share price as on 18 Apr 2025 is ₹
785.55
What is the Market Cap of Five-Star Business Finance Ltd?
The market cap of Five-Star Business Finance Ltd stock is ₹23,128.72 Cr.
What is the PE Ratio of Five-Star Business Finance Ltd?
The Price to Earnings (P/E) Ratio of Five-Star Business Finance Ltd is 25.16
What is the PB Ratio of Five-Star Business Finance Ltd?
The Price to Book (P/B) Ratio of Five-Star Business Finance Ltd is 4.05
What is the 52 week high of Five-Star Business Finance Ltd Share Price?
The 52 week high of Five-Star Business Finance Ltd share price stands at ₹943.75
What is the 52 week low of Five-Star Business Finance Ltd Share Price?
The 52 week low of Five-Star Business Finance Ltd share price stands at ₹595
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