Cholamandalam Financial Holdings Q1 FY26 Results:
Profit for the period increased by 5.5% to ₹578.50 crores in Q1 FY26, compared to ₹548.36 crores in Q1 FY25. Total income for the quarter rose by 22.2% year-on-year to ₹9,382.95 crores, up from ₹7,677.43 crores.
About Cholamandalam Financial Holdings Ltd
Cholamandalam Financial Holdings Ltd. (CFHL) is a core investment company in the Murugappa Group, one of India’s leading business conglomerates. The company primarily holds investments in its subsidiaries and associates, which operate in various financial services sectors. It operates in the financial services sector. The company was incorporated on September 9, 1949, giving it decades of experience in the industry. Cholamandalam Financial Holdings Ltd.'s headquarters is in Chennai, Tamil Nadu, India. CFHL’s primary products and services are offered through its subsidiaries and associates. These include Cholamandalam Investment and Finance Company Ltd. +
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LOGINOver 1 Month
-20.69%
Over 6 Months
-24.95%
Over 1 Year
-28.99%
Over 3 Years
63.84%
Cholamandalam Financial Holdings Ltd Summary
Close ₹1,412.30
Open ₹1,432
High ₹1,444.60
Low ₹1,398.10
Volume 7,58,943
Net Turnover (in Cr) ₹107.29
52Wk High ₹2,231.60
52Wk Low ₹1,305
52Wk High / Low
1,305
2,231.60
Cholamandalam Financial Holdings Ltd Fundamentals
Key Financial Data
Market Cap (in Cr) ₹26,519.81
EPS (TTM) 3.75
Book Value (BV) 74.54
Div. Yield 0.09 %
P/E (TTM) 376.63
Price/Book Value 18.95
Delivery % 80.15 %
Face Value 1
Key Ratios
PE Ratio 510.82
PB Ratio 24.35
EV to Sales 380.93
PEG Ratio 120.04
ROA 4.77
ROE 4.88
Debt-Equity -
Net Profit Margin 74.71
Operating Profit Margin 95.82
Cholamandalam Financial Holdings Ltd Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 33,459.92 | 26,086.76 | 18,376.03 | 14,734.98 | 13,960.84 |
| Total Expenses | 27,060.36 | 20,886.93 | 14,551.63 | 11,691.42 | 11,560.56 |
| Profit Before Tax | 6,399.56 | 5,199.83 | 3,824.40 | 3,043.56 | 2,400.28 |
| Profit After Tax | 4,733.98 | 3,838.48 | 2,818.31 | 2,242.23 | 1,763.90 |
| Operating Profit After Depreciation | 6,399.56 | 5,199.83 | 3,824.40 | 3,043.56 | 2,400.28 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 2,050.52 | 1,789.30 | 618.95 | 449.84 | 427.71 |
| Total Non Current Assets | 2,09,320.57 | 1,67,163.50 | 1,23,925.83 | 88,801 | 78,947.38 |
| Total Current Assets | 15,296.31 | 9,754.17 | 7,107.13 | 8,970.54 | 9,668.18 |
| Total Assets | 2,24,616.88 | 1,76,917.67 | 1,31,032.96 | 97,771.54 | 88,615.56 |
| Total Shareholder's Fund | 12,515.28 | 10,241.73 | 7,660.58 | 6,445.69 | 5,385.94 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -34,201.30 | -35,726.42 | -29,328.73 | -5,738.48 | -9,719.16 |
| Net Cash Used In Investing Activities | -1,037.72 | -2,624.99 | 295.18 | -135.48 | -62.07 |
| Net Cash Used In Financing Activities | 39,651.71 | 38,269.19 | 27,287.57 | 7,072.90 | 7,688.02 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 86.20 | 86 | 83.76 | 83.51 | 58.14 |
| Total Expenses | 3.63 | 6.99 | 9.90 | 12.77 | 24.24 |
| Profit Before Tax | 82.57 | 79.01 | 73.86 | 70.74 | 33.90 |
| Profit After Tax | 64.40 | 61.72 | 57.87 | 55.51 | 21.71 |
| Operating Profit After Depreciation | 82.57 | 79.01 | 73.86 | 70.74 | 33.90 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 0.05 | 0.06 | 0.01 | 0.02 | 0.02 |
| Total Non Current Assets | 1,290.77 | 1,279.37 | 1,280.13 | 1,279.86 | 1,279.24 |
| Total Current Assets | 64.68 | 9.78 | 8.22 | 10.33 | 23.69 |
| Total Assets | 1,355.45 | 1,289.15 | 1,288.35 | 1,290.19 | 1,302.93 |
| Total Shareholder's Fund | 1,351.31 | 1,287.50 | 1,236.39 | 1,187.18 | 1,140.75 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 2.75 | 67.02 | 52.67 | 57.63 | 51.96 |
| Net Cash Used In Investing Activities | -0.02 | -0.06 | - | -0.02 | - |
| Net Cash Used In Financing Activities | -10.44 | -60.93 | -59.14 | -59.87 | -50.18 |
| Particulars (in ₹ Cr.) | 2026-03 | 2025-12 | 2025-09 | 2025-06 | 2025-03 |
|---|---|---|---|---|---|
| Total Revenue | 10,366.20 | 9,948.79 | 9,461.41 | 9,296.32 | 8,913.37 |
| Total Expenses | 8,295.75 | 8,135.07 | 7,876.87 | 7,609.59 | 7,069.95 |
| Profit Before Tax | -1,612.50 | -1,784.82 | -1,885.99 | -1,771.57 | -1,498.18 |
| Profit After Tax | 1,625.55 | 1,385.82 | 1,214.27 | 1,259.54 | 1,362.18 |
| Operating Profit after Depreciation | 2,226.36 | 1,950.38 | 1,714.31 | 1,774.70 | 1,941.64 |
| Particulars (in ₹ Cr.) | 2026-03 | 2025-12 | 2025-09 | 2025-06 | 2025-03 |
|---|---|---|---|---|---|
| Total Revenue | 52.38 | 3.69 | 30.07 | 3.65 | 51.53 |
| Total Expenses | 1.51 | 0.76 | 0.78 | 0.81 | 1.49 |
| Profit Before Tax | 50.86 | 2.92 | 29.29 | 2.83 | 50.03 |
| Profit After Tax | 38.48 | 2.66 | 27.16 | 2.11 | 37.60 |
| Operating Profit after Depreciation | 50.87 | 2.93 | 29.29 | 2.84 | 50.04 |
Cholamandalam Financial Holdings Ltd Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 1,392.07
S2 1,371.83
S3 1,345.57
Pivot 1,418.33
R1 1,438.57
R2 1,464.83
R3 1,485.07
Moving Average
20 SMA 1,597.14
50 SMA 1,568.12
100 SMA 1,615.97
200 SMA 1,747.17
Cholamandalam Financial Holdings Ltd Corporate Actions
Cholamandalam Financial Holdings Ltd
₹1.3/Share
Announcement Date 01 Aug 2025
Record Date 01 Aug 2025
Div Yield 130%
Cholamandalam Financial Holdings Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| Bajaj Finance Ltd | ₹870.90 | ₹5,42,218.36 |
| Bajaj Finserv Ltd | ₹1,670.85 | ₹2,67,427.90 |
| Shriram Finance Ltd | ₹896.65 | ₹2,10,966.55 |
| ICICI Prudential Asset Management Co Ltd | ₹3,233.80 | ₹1,59,833.32 |
| Jio Financial Services Ltd | ₹229 | ₹1,51,211.94 |
Cholamandalam Financial Holdings Ltd Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| Nippon India Growth Mid Cap Fund | 1.83% |
| SBI Small Cap Fund | 1.66% |
| AXIS Small Cap Fund | 1.57% |
| Nippon India ELSS Tax Saver Fund | 1.48% |
| HSBC Small Cap Fund | 1.30% |
Cholamandalam Financial Holdings Ltd News
Board of Cholamandalam Financial Holdings approves change in CFO
At meeting held on 08 May 2026
08 May 2026, 08:50 pm
Cholamandalam Financial Holdings to hold AGM
On 14 August 2026
08 May 2026, 02:56 pm
Board of Cholamandalam Financial Holdings recommends final dividend
Of Rs 1.3 per share
08 May 2026, 02:52 pm
Cholamandalam Financial Holdings to announce Quarterly Result
On 8 May 2026
16 Apr 2026, 09:38 am
Cholamandalam Financial Holdings to conduct board meeting
On 9 February 2026
15 Jan 2026, 12:23 pm
Cholamandalam Financial Holdings Ltd Stock Analysis
- Annual revenue for Cholamandalam Financial Holdings Ltd increased by 0.23% to ₹86.20 crore in FY 2025 from ₹86 crore in FY 2024.
- Annual Net Profit for Cholamandalam Financial Holdings Ltd increased by 4.34% to ₹64.40 crore in FY 2025 from ₹61.72 crore in FY 2024.
- Promoter Shareholding in Cholamandalam Financial Holdings Ltd remains unchanged by 0.00% in the most recent quarter, from 46.38% in December 2025 to 46.38% in March 2026.
- Cholamandalam Financial Holdings Ltd delivered a 1-year return of -28.99% compared to the Nifty 50, which provided a return of -7.89% as of the last trading session.
- Cholamandalam Financial Holdings Ltd share price moved up by 0.81% from its previous close of INR ₹1,412.30. The latest Cholamandalam Financial Holdings Ltd share price is INR ₹1,423.70.
- Cholamandalam Financial Holdings Ltd share price today has been at a low of 1,415.90 and a high of 1,442.90. Over the past 52 weeks, the Cholamandalam Financial Holdings Ltd share price has seen a low of 1,305 and a high of 2,231.60.
About Cholamandalam Financial Holdings Ltd
Cholamandalam Financial Holdings Ltd. (CFHL) is a core investment company in the Murugappa Group, one of India’s leading business conglomerates. The company primarily holds investments in its subsidiaries and associates. These subsidiaries and associates operate across various financial services sectors.
CFHL operates in the financial services sector, where it plays a crucial role in managing and overseeing its investments. These investments are in companies offering various financial products and services. These include vehicle finance, home loans, SME loans, and insurance. The company was incorporated on September 9, 1949, giving it decades of experience in the industry.
Cholamandalam Financial Holdings Ltd.'s headquarters is in Chennai, Tamil Nadu, India. This strategic location enhances its extensive operations. It also aids in managing its diverse portfolio effectively. The company is part of the Murugappa Group, which provides strong backing and stability.
The promoters of CFHL include Ambadi Investments Limited, which holds a significant 37.69% stake in the company. A team of professional managerial promoters manages the operations of the company-
Though CFHL is a significant player in the financial services sector, it does not hold the top position in market share or capitalization. However, its extensive product range and strong market presence make it a key competitor in the industry. The registered office of Cholamandalam Financial Holdings Ltd. is in Chennai, Tamil Nadu, and the registrar's office is in Hyderabad, Telangana.
CFHL aims to expand its presence across India, reaching more customers in rural and semi-urban areas. These regions often lack access to formal financial services, and CFHL seeks to bridge this gap. The company’s extensive branch network and digital platforms are crucial in achieving this goal. This expansion is part of its strategy to promote financial inclusion and support economic growth in underserved areas.
Innovation is a core element of CFHL’s vision. The company invests in technology to enhance its product offerings and improve customer experience. This includes developing digital lending platforms, mobile applications, and other tech-driven solutions. These innovations make financial services more accessible and convenient for customers, aligning with the company’s vision of inclusivity.
Quality and reliability are central to CFHL’s vision. The company is committed to maintaining high standards in all its operations. This includes rigorous risk management practices, transparent processes, and ethical business conduct. These principles ensure that CFHL’s products and services are trustworthy and dependable. They help foster long-term relationships with customers.
Customer-centricity is a key aspect of CFHL’s vision. The company strives to understand and meet the unique needs of its diverse clientele. This involves offering tailored financial solutions that address the specific requirements of individuals and businesses. CFHL’s customer-focused approach ensures that its services are relevant and valuable to those it serves.
Sustainability is another crucial aspect of CFHL’s vision. The company is dedicated to conducting its business environmentally and socially responsibly. This includes implementing eco-friendly practices, supporting community development initiatives, and promoting financial literacy.
A strong leadership team supports the company’s vision. The management is focused on driving growth and achieving strategic objectives. Their expertise and experience are crucial in steering the company towards its vision. The leadership’s commitment to innovation, quality, and customer-centricity ensures that CFHL remains on the path to success.
CFHL’s vision extends to its employees as well. The company values its workforce and invests in their development. This includes providing training and development opportunities to enhance their skills and knowledge.
The company’s vision also includes creating value for its stakeholders. CFHL aims to deliver consistent financial performance and sustainable growth. This involves expanding its product portfolio, entering new markets, and enhancing operational efficiency. These efforts ensure long-term value creation for shareholders and other stakeholders.
CFHL’s vision is about business growth and making a difference in the world. The company is driven by a sense of purpose and a commitment to improving financial access and inclusion. This vision inspires CFHL to push boundaries, embrace challenges, and strive for excellence in everything it does.
Cholamandalam Financial Holdings Ltd. envisions a future as a leading player in the financial services sector. It aims to be recognized for its innovation, inclusivity, and customer-centric solutions. The company’s vision is based on its commitment to empowering individuals and businesses. It also focuses on promoting financial inclusion.
CFHL operates in the financial services sector, where it plays a crucial role in managing and overseeing its investments. These investments are in companies offering various financial products and services. These include vehicle finance, home loans, SME loans, and insurance. The company was incorporated on September 9, 1949, giving it decades of experience in the industry.
Cholamandalam Financial Holdings Ltd.'s headquarters is in Chennai, Tamil Nadu, India. This strategic location enhances its extensive operations. It also aids in managing its diverse portfolio effectively. The company is part of the Murugappa Group, which provides strong backing and stability.
The promoters of CFHL include Ambadi Investments Limited, which holds a significant 37.69% stake in the company. A team of professional managerial promoters manages the operations of the company-
- M M Murugappan
- Sridharan Rangarajan
- Vellayan Subbiah
- Vasudha Sundararaman
- B Ramaratnam
Though CFHL is a significant player in the financial services sector, it does not hold the top position in market share or capitalization. However, its extensive product range and strong market presence make it a key competitor in the industry. The registered office of Cholamandalam Financial Holdings Ltd. is in Chennai, Tamil Nadu, and the registrar's office is in Hyderabad, Telangana.
The vision of Cholamandalam Financial Holdings Limited
Cholamandalam Financial Holdings Ltd. (CFHL) aims to become a leader in the financial services sector. Its focus is on innovation, inclusivity, and customer-centric solutions. The company aims to empower individuals and businesses by providing accessible and affordable financial products. This vision drives every aspect of its operations, from product development to customer service.CFHL aims to expand its presence across India, reaching more customers in rural and semi-urban areas. These regions often lack access to formal financial services, and CFHL seeks to bridge this gap. The company’s extensive branch network and digital platforms are crucial in achieving this goal. This expansion is part of its strategy to promote financial inclusion and support economic growth in underserved areas.
Innovation is a core element of CFHL’s vision. The company invests in technology to enhance its product offerings and improve customer experience. This includes developing digital lending platforms, mobile applications, and other tech-driven solutions. These innovations make financial services more accessible and convenient for customers, aligning with the company’s vision of inclusivity.
Quality and reliability are central to CFHL’s vision. The company is committed to maintaining high standards in all its operations. This includes rigorous risk management practices, transparent processes, and ethical business conduct. These principles ensure that CFHL’s products and services are trustworthy and dependable. They help foster long-term relationships with customers.
Customer-centricity is a key aspect of CFHL’s vision. The company strives to understand and meet the unique needs of its diverse clientele. This involves offering tailored financial solutions that address the specific requirements of individuals and businesses. CFHL’s customer-focused approach ensures that its services are relevant and valuable to those it serves.
Sustainability is another crucial aspect of CFHL’s vision. The company is dedicated to conducting its business environmentally and socially responsibly. This includes implementing eco-friendly practices, supporting community development initiatives, and promoting financial literacy.
A strong leadership team supports the company’s vision. The management is focused on driving growth and achieving strategic objectives. Their expertise and experience are crucial in steering the company towards its vision. The leadership’s commitment to innovation, quality, and customer-centricity ensures that CFHL remains on the path to success.
CFHL’s vision extends to its employees as well. The company values its workforce and invests in their development. This includes providing training and development opportunities to enhance their skills and knowledge.
The company’s vision also includes creating value for its stakeholders. CFHL aims to deliver consistent financial performance and sustainable growth. This involves expanding its product portfolio, entering new markets, and enhancing operational efficiency. These efforts ensure long-term value creation for shareholders and other stakeholders.
CFHL’s vision is about business growth and making a difference in the world. The company is driven by a sense of purpose and a commitment to improving financial access and inclusion. This vision inspires CFHL to push boundaries, embrace challenges, and strive for excellence in everything it does.
Cholamandalam Financial Holdings Ltd. envisions a future as a leading player in the financial services sector. It aims to be recognized for its innovation, inclusivity, and customer-centric solutions. The company’s vision is based on its commitment to empowering individuals and businesses. It also focuses on promoting financial inclusion.
FAQ’s
What is the share price of Cholamandalam Financial Holdings Ltd today?
Cholamandalam Financial Holdings Ltd share price as on 9 Jun 2026 is ₹ 1423.7
What is the Market Cap of Cholamandalam Financial Holdings Ltd?
The market cap of Cholamandalam Financial Holdings Ltd stock is ₹26,519.81 Cr.
What is the PE Ratio of Cholamandalam Financial Holdings Ltd?
The Price to Earnings (P/E) Ratio of Cholamandalam Financial Holdings Ltd is 510.82
What is the PB Ratio of Cholamandalam Financial Holdings Ltd?
The Price to Book (P/B) Ratio of Cholamandalam Financial Holdings Ltd is 24.35
What is the 52 week high of Cholamandalam Financial Holdings Ltd Share Price?
The 52 week high of Cholamandalam Financial Holdings Ltd share price stands at ₹2,231.60
What is the 52 week low of Cholamandalam Financial Holdings Ltd Share Price?
The 52 week low of Cholamandalam Financial Holdings Ltd share price stands at ₹1,305
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