Aadhar Housing Finance Ltd. Q1 FY26 Results:
Profit after tax for the period increased 18.5% to ₹237 crores in Q1 FY26, from ₹200 crores in Q1 FY25. Total income for the quarter increased 19% year-on-year to ₹851 crores, from ₹713 crores.
About Aadhar Housing Finance Ltd
Aadhar Housing Finance Ltd. is a prominent player in India’s affordable housing finance sector. Founded in 2010 and commencing operations in 2011, the company has established itself as a key facilitator of homeownership for low-income groups across the country. Headquartered in Mumbai, Maharashtra, AHFL’s primary focus is providing home loans to salaried employees and self-employed individuals. The company’s product portfolio includes home loans, loans for plot purchase and construction. It also offers home improvement and extension loans. Additionally, AHFL offers balance transfer and top-up loans to cater to diverse customer needs. +
The Current prices are delayed, log in for live prices
LOGINOver 1 Month
-1.36%
Over 6 Months
10.77%
Over 1 Year
17.63%
Over 3 Years
None%
Aadhar Housing Finance Ltd Summary
Close ₹496.85
Open ₹492.90
High ₹499.05
Low ₹490.75
Volume 2,13,446
Net Turnover (in Cr) ₹10.58
52Wk High ₹547.80
52Wk Low ₹346.05
52Wk High / Low
346.05
547.80
Aadhar Housing Finance Ltd Fundamentals
Key Financial Data
Market Cap (in Cr) ₹21,518.21
EPS (TTM) 22.82
Book Value (BV) 159.09
Div. Yield -
P/E (TTM) 21.72
Price/Book Value 3.12
Delivery % 40.12 %
Face Value 10
Key Ratios
PE Ratio 20.05
PB Ratio 2.88
EV to Sales 10.58
PEG Ratio 1.74
ROA 4.02
ROE 16.87
Debt-Equity 2.80
Net Profit Margin 29.34
Operating Profit Margin 76.33
Aadhar Housing Finance Ltd Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 3,108.91 | 2,586.99 | 2,043.52 | 1,728.56 | 1,575.55 |
| Total Expenses | 1,935.65 | 1,627.40 | 1,322.70 | 1,161.20 | 1,143.04 |
| Profit Before Tax | 1,173.26 | 959.59 | 695.82 | 567.36 | 432.51 |
| Profit After Tax | 911.83 | 749.64 | 544.76 | 444.85 | 340.13 |
| Operating Profit After Depreciation | 1,173.26 | 959.59 | 720.82 | 567.36 | 432.51 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 91.87 | 79.82 | 63.32 | 55.07 | 53.13 |
| Total Non Current Assets | 21,089.57 | 17,445.12 | 14,374.43 | 12,353.71 | 11,163.76 |
| Total Current Assets | 2,134.39 | 1,647.94 | 2,243.44 | 2,022.10 | 2,466.57 |
| Total Assets | 23,223.96 | 19,093.06 | 16,617.87 | 14,375.81 | 13,630.33 |
| Total Shareholder's Fund | 6,372.29 | 4,449.75 | 3,697.66 | 3,146.69 | 2,692.82 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -3,026.65 | -2,550.10 | -1,155.69 | -906.75 | -1,202.29 |
| Net Cash Used In Investing Activities | 159.53 | 723.13 | -476.53 | 822.57 | -480.48 |
| Net Cash Used In Financing Activities | 3,389.23 | 1,778.09 | 1,463.19 | 274.85 | 701.39 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 3,108.62 | 2,586.65 | 1,994.27 | 1,692.66 | 1,549.81 |
| Total Expenses | 1,934.81 | 1,627.42 | 1,273.72 | 1,125.56 | 1,117.53 |
| Profit Before Tax | 1,173.81 | 959.23 | 695.55 | 567.10 | 432.28 |
| Profit After Tax | 912.11 | 748.51 | 544.58 | 444.65 | 339.97 |
| Operating Profit After Depreciation | 1,173.81 | 959.23 | 720.55 | 567.10 | 432.28 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 91.87 | 79.82 | 63.32 | 55.07 | 53.13 |
| Total Non Current Assets | 21,084.82 | 17,440.60 | 14,373.02 | 12,353.44 | 11,163.49 |
| Total Current Assets | 2,131.45 | 1,645.11 | 2,240.13 | 2,018.91 | 2,464.21 |
| Total Assets | 23,216.27 | 19,085.71 | 16,613.15 | 14,372.35 | 13,627.70 |
| Total Shareholder's Fund | 6,367.96 | 4,446.01 | 3,695.57 | 3,145.39 | 2,692.54 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -3,026.07 | -2,553.07 | -1,157.21 | -906.64 | -1,781.08 |
| Net Cash Used In Investing Activities | 159.45 | 725.88 | -475.43 | 822.56 | -480.53 |
| Net Cash Used In Financing Activities | 3,389.23 | 1,778.09 | 1,463.19 | 274.85 | 1,279.26 |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | 897.13 | 848.18 | 832.61 | 797.61 | 764.27 |
| Total Expenses | 549.27 | 539.07 | 511.48 | 483.48 | 465.65 |
| Profit Before Tax | 1.12 | -26.79 | 1.20 | 10.81 | 7.25 |
| Profit After Tax | 266.47 | 237.28 | 244.84 | 239.34 | 227.51 |
| Operating Profit after Depreciation | 349.99 | 312.27 | 322.36 | 314.16 | 298.63 |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | 897.06 | 848.11 | 832.52 | 797.55 | 764.21 |
| Total Expenses | 549.29 | 538.87 | 510.82 | 483.49 | 465.50 |
| Profit Before Tax | 1.03 | -26.65 | 1.77 | 10.72 | 7.34 |
| Profit After Tax | 266.35 | 237.30 | 245.24 | 239.23 | 227.56 |
| Operating Profit after Depreciation | 349.90 | 312.41 | 322.93 | 314.07 | 298.72 |
Aadhar Housing Finance Ltd Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 492.05
S2 487.25
S3 483.75
Pivot 495.55
R1 500.35
R2 503.85
R3 508.65
Moving Average
20 SMA 505.81
50 SMA 513.34
100 SMA 501.72
200 SMA 465.23
Aadhar Housing Finance Ltd Corporate Actions
No available data
Aadhar Housing Finance Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| Bajaj Finance Ltd | ₹1,026.45 | ₹6,38,706.65 |
| Bajaj Finserv Ltd | ₹2,079.65 | ₹3,32,289.23 |
| Jio Financial Services Ltd | ₹312 | ₹1,98,222.47 |
| Indian Railway Finance Corporation Ltd | ₹122.70 | ₹1,60,350.57 |
| Shriram Finance Ltd | ₹816.75 | ₹1,53,653.56 |
Aadhar Housing Finance Ltd Top Mutal Funds Invested
Aadhar Housing Finance Ltd News
Brickworks Ratings withdraws ratings on Aadhar Housing Finance's NCDs
10 Nov 2025, 06:21 pm
Aadhar Housing Finance to announce Quarterly Result
On 7 November 2025
30 Oct 2025, 10:59 am
Aadhar Housing Finance announces board meeting date
On 10 October 2025
08 Oct 2025, 12:36 pm
Aadhar Housing Finance announces change in senior management
01 Oct 2025, 01:08 pm
Aadhar Housing Finance allots 50,620 equity shares under ESOP
20 Sep 2025, 01:58 pm
Aadhar Housing Finance Ltd Stock Analysis
- Annual revenue for Aadhar Housing Finance Ltd increased by 20.18% to ₹3,108.62 crore in FY 2025 from ₹2,586.65 crore in FY 2024.
- Annual Net Profit for Aadhar Housing Finance Ltd increased by 21.86% to ₹912.11 crore in FY 2025 from ₹748.51 crore in FY 2024.
- Promoter Shareholding in Aadhar Housing Finance Ltd decreased by 0.24% in the most recent quarter, from 75.50% in June 2025 to 75.32% in September 2025.
- Aadhar Housing Finance Ltd delivered a 1-year return of 17.63% compared to the Nifty 50, which provided a return of 10.91% as of the last trading session.
- Aadhar Housing Finance Ltd share price moved down by 0.75% from its previous close of INR ₹496.85. The latest Aadhar Housing Finance Ltd share price is INR ₹493.10.
- Aadhar Housing Finance Ltd share price today has been at a low of 493 and a high of 496.85. Over the past 52 weeks, the Aadhar Housing Finance Ltd share price has seen a low of 346.05 and a high of 547.80.
About Aadhar Housing Finance Ltd
Aadhar Housing Finance Ltd. is a prominent player in India’s affordable housing finance sector. Founded in 2010 and commencing operations in 2011, AHFL has established itself as a key facilitator of homeownership for low-income groups across the country.
Headquartered in Mumbai, Maharashtra, AHFL’s primary focus is providing home loans to salaried employees and self-employed individuals. The company’s product portfolio includes home loans, loans for plot purchase and construction. It also offers home improvement and extension loans. Additionally, AHFL offers balance transfer and top-up loans to cater to diverse customer needs.
BCP TOPCO VII PTE. LTD., a company of the Blackstone Group, serves as the main promoter of Aadhar Housing Finance. It owns 76.48% of the company’s equity. This backing from a global investment giant underscores AHFL’s credibility in the market.
While not the largest player in the housing finance sector, AHFL has carved out a significant niche in the affordable housing segment. The company’s extensive network spans over 20 states and union territories. This has allowed it to reach a wide customer base across India.
AHFL’s mission aligns with the broader goal of making homeownership accessible to a larger section of the Indian population. Focusing on low-income groups, the company plays a crucial role in bridging the housing finance gap. It is also contributing to the government’s vision of "Housing for All."
The company’s registered office is Sampangi Rama Nagar, Bengaluru, Karnataka. Meanwhile, the registrars are located in the Financial District of Hyderabad. Aadhar Housing Finance Ltd. is managed by a group of managerial promoters who oversee its daily operations. With a decade of experience under its belt, the company continues to empower individuals to realise their dreams of owning a home.
One of the key ways AHFL is revolutionising affordable home loans is through its tailored loan products. The company offers a variety of home loan options. This includes loans for purchasing, constructing, or improving homes. They also provide loans for plot purchases and construction, home improvement loans, home extension loans, and loans against residential and commercial property. This wide range of products ensures that different needs are met. As a result, it has made homeownership more accessible to a broader audience.
AHFL’s approach to customer service is another area where it stands out. The company has a strong presence across India, with branches in over 20 states and union territories. This extensive network allows AHFL to reach customers in urban and rural areas. AFHL ensures that more people can benefit from their services. The company also focuses on simplifying the loan application process. This user-friendly approach helps reduce the barriers that often prevent low-income individuals from accessing home loans.
The company’s commitment to financial inclusion is evident in its efforts to educate customers about the benefits of home loans and the importance of financial planning. AHFL conducts various awareness programs and workshops. These programs help potential borrowers understand the loan process. It also helps them manage their finances better. This educational approach empowers customers, enabling them to make informed decisions.
AHFL’s innovative use of technology also plays a crucial role in its success. The company leverages digital platforms to streamline the loan application and approval process. With the use of new technology, AHFL can process applications more quickly and efficiently. This reduces the time it takes for customers to receive their loans. It also improves customer satisfaction and enhances the company’s operational efficiency.
The support from its promoter, BCP TOPCO VII PTE LTD., a company of the Blackstone Group, has also been instrumental in AHFL’s growth. This backing gives the company the financial stability and resources needed to expand its operations and reach more customers. The promoter’s expertise in the financial sector further strengthens AHFL’s position in the market.
In terms of market presence, AHFL continues to grow and expand its reach. The company’s efforts to maintain a strong presence in both urban and rural areas ensure that it can serve a diverse customer base. This widespread presence is crucial in a country like India, where the demand for affordable housing is high across different regions. AHFL’s impact on the affordable housing finance sector is also reflected in its financial performance. The company’s consistent growth and profitability demonstrate its ability to meet the needs of its customers.
Aadhar Housing Finance Ltd. is revolutionising India’s affordable home loan sector through its loan products and market presence. The company focuses on the needs of low-income groups. It also supports them to achieve homeownership. As a result, AHFL is making a significant difference in the lives of many Indians.
Headquartered in Mumbai, Maharashtra, AHFL’s primary focus is providing home loans to salaried employees and self-employed individuals. The company’s product portfolio includes home loans, loans for plot purchase and construction. It also offers home improvement and extension loans. Additionally, AHFL offers balance transfer and top-up loans to cater to diverse customer needs.
BCP TOPCO VII PTE. LTD., a company of the Blackstone Group, serves as the main promoter of Aadhar Housing Finance. It owns 76.48% of the company’s equity. This backing from a global investment giant underscores AHFL’s credibility in the market.
While not the largest player in the housing finance sector, AHFL has carved out a significant niche in the affordable housing segment. The company’s extensive network spans over 20 states and union territories. This has allowed it to reach a wide customer base across India.
AHFL’s mission aligns with the broader goal of making homeownership accessible to a larger section of the Indian population. Focusing on low-income groups, the company plays a crucial role in bridging the housing finance gap. It is also contributing to the government’s vision of "Housing for All."
The company’s registered office is Sampangi Rama Nagar, Bengaluru, Karnataka. Meanwhile, the registrars are located in the Financial District of Hyderabad. Aadhar Housing Finance Ltd. is managed by a group of managerial promoters who oversee its daily operations. With a decade of experience under its belt, the company continues to empower individuals to realise their dreams of owning a home.
How Aadhar Housing Finance is Revolutionising Affordable Home Loans in India
Aadhar Housing Finance Ltd. (AHFL) is making a significant impact on the affordable housing finance sector in India. Established in 2010 and starting operations in 2011, AHFL has focused on providing home loans to low-income groups. This focus has helped many people achieve their dream of owning a home, which might have been difficult without such support.One of the key ways AHFL is revolutionising affordable home loans is through its tailored loan products. The company offers a variety of home loan options. This includes loans for purchasing, constructing, or improving homes. They also provide loans for plot purchases and construction, home improvement loans, home extension loans, and loans against residential and commercial property. This wide range of products ensures that different needs are met. As a result, it has made homeownership more accessible to a broader audience.
AHFL’s approach to customer service is another area where it stands out. The company has a strong presence across India, with branches in over 20 states and union territories. This extensive network allows AHFL to reach customers in urban and rural areas. AFHL ensures that more people can benefit from their services. The company also focuses on simplifying the loan application process. This user-friendly approach helps reduce the barriers that often prevent low-income individuals from accessing home loans.
The company’s commitment to financial inclusion is evident in its efforts to educate customers about the benefits of home loans and the importance of financial planning. AHFL conducts various awareness programs and workshops. These programs help potential borrowers understand the loan process. It also helps them manage their finances better. This educational approach empowers customers, enabling them to make informed decisions.
AHFL’s innovative use of technology also plays a crucial role in its success. The company leverages digital platforms to streamline the loan application and approval process. With the use of new technology, AHFL can process applications more quickly and efficiently. This reduces the time it takes for customers to receive their loans. It also improves customer satisfaction and enhances the company’s operational efficiency.
The support from its promoter, BCP TOPCO VII PTE LTD., a company of the Blackstone Group, has also been instrumental in AHFL’s growth. This backing gives the company the financial stability and resources needed to expand its operations and reach more customers. The promoter’s expertise in the financial sector further strengthens AHFL’s position in the market.
In terms of market presence, AHFL continues to grow and expand its reach. The company’s efforts to maintain a strong presence in both urban and rural areas ensure that it can serve a diverse customer base. This widespread presence is crucial in a country like India, where the demand for affordable housing is high across different regions. AHFL’s impact on the affordable housing finance sector is also reflected in its financial performance. The company’s consistent growth and profitability demonstrate its ability to meet the needs of its customers.
Aadhar Housing Finance Ltd. is revolutionising India’s affordable home loan sector through its loan products and market presence. The company focuses on the needs of low-income groups. It also supports them to achieve homeownership. As a result, AHFL is making a significant difference in the lives of many Indians.
FAQ’s
What is the share price of Aadhar Housing Finance Ltd today?
Aadhar Housing Finance Ltd share price as on 18 Nov 2025 is ₹ 493.1
What is the Market Cap of Aadhar Housing Finance Ltd?
The market cap of Aadhar Housing Finance Ltd stock is ₹21,518.21 Cr.
What is the PE Ratio of Aadhar Housing Finance Ltd?
The Price to Earnings (P/E) Ratio of Aadhar Housing Finance Ltd is 20.05
What is the PB Ratio of Aadhar Housing Finance Ltd?
The Price to Book (P/B) Ratio of Aadhar Housing Finance Ltd is 2.88
What is the 52 week high of Aadhar Housing Finance Ltd Share Price?
The 52 week high of Aadhar Housing Finance Ltd share price stands at ₹547.80
What is the 52 week low of Aadhar Housing Finance Ltd Share Price?
The 52 week low of Aadhar Housing Finance Ltd share price stands at ₹346.05
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