Kotak Banking and PSU Debt Fund - Direct (G) logo

Kotak Banking and PSU Debt Fund Direct Growth

NAV ₹70.07 as on 17 Nov 2025

RiskModerate

Fund Size₹5,747.06Cr

NAV₹70.07 as on 17 Nov 2025
RiskModerate
Fund Size₹5,747.06Cr

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Investment Details
Top Rated Funds

Lock-in

No Lock-in

Min One Time Amount

₹100

Min Withdrawal Amount

₹-

Min SIP Amount

₹100

Min Additional Amount

₹100

Exit Load

Nil

Basic Details

Age

12 years 10 months (Since Jan 01, 2013)

Return since Launch

8.22%

Expense ratio

0.4%

Type

OPEN

AUM (Fund Size)

₹5,747.06

Risk Grade

Moderate

Benchmark

CRISIL Banking and PSU Debt A-II Index

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Returns
Total investment of ₹2,40,000
Would have become ₹61,949 (+209.74%)
Fund Manager

Name:

Deepak Agrawal

Experience:

Started his career with the AMC in September 2000 and moved to Debt Fund Management Team as research analyst in September 2001 and performed the role of dealer from October 2004. Since November 2006, Mr. Agarwal was Fund Manager in the debt fund management team.

Asset Allocation

Currently, data not available

See All

HDFC Bank 9.85%

Power Fin.Corpn. 9.53%

S I D B I 8.98%

REC Ltd 8.44%

N A B A R D 6.39%

DME Development 5.50%

Natl. Hous. Bank 5.28%

Power Grid Corpn 4.19%

GSEC2054 4.15%

GSEC2033 3.49%

I O C L 3.39%

Net CA & Others 2.79%

SBI 2.51%

GSEC2034 2.30%

Food Corp of Ind 2.23%

LIC Housing Fin. 2.22%

TREPS 2.17%

E X I M Bank 1.78%

I R F C 1.78%

NABFID 1.72%

Union Bank (I) 1.70%

GSEC2031 1.59%

GSEC2033 1.34%

Nuclear Power Co 1.34%

M T N L 0.94%

ONGC Petro Add. 0.87%

S I D B I 0.82%

Tamil Nadu 2033 7.19 0.70%

Maharashtra 2035 0.69%

Gujarat 2031 0.53%

SBI Alternative Investment Fund 0.31%

Maharashtra 2033 7.18 0.29%

GSEC2053 0.18%

Gujarat 2030 0.01%

See All
Scheme Holding Summary

Debt Others

84.73%

Govt. Securities

15.27%

See All

Debt Others

Small Industries Development Bank of India Ltd

8.98%

REC Ltd

8.44%

National Bank for Agriculture & Rural Development

6.39%

DME Development Ltd

5.50%

National Housing Bank

5.28%

Food Corporation of India

2.23%

Export-Import Bank of India

1.78%

National Bank for Financing Infrast. & Development

1.72%

Nuclear Power Corporation of India Ltd

1.34%

ONGC Petro Additions Ltd

0.87%

Small Industries Development Bank of India Ltd

0.82%

Govt. Securities

See All
RiskometerLevel of risk in the scheme
Moderate
High
Low
Very
High

Your investment will be at Moderate Risk

Fund house & investment objective
Rank (total assets)#5 in India
Total AUM₹5,66,981.82Cr
Date of Incorporation05 Aug 1994
Kotak Banking and PSU Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by Kotak Mahindra Mutual Fund. This scheme was made available to investors on 01 Jan 2013. The fund currently has an Asset Under Management(AUM) of ₹5,66,981.82 Cr and the Latest NAV as of 17 Nov 2025 is ₹70.07.
The Kotak Banking and PSU Debt Fund Direct Growth is rated Moderate. Minimum SIP Investment is set to ₹100 . Minimum Lumpsum Investment is ₹100. Exit load of Nil.
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Returns and Rankings

Category: Debt Banking and PSU Fund

1Y3Y5YAll
Fund returns8.60%2.59%1.27%0.66%
Category average7.82%2.43%1.16%-
Rank within category123-

FAQ’s

What kind of returns does Kotak Banking and PSU Debt Fund Direct Growth provide?

Kotak Banking and PSU Debt Fund Direct Growth has given a return of 7.98% in the past 3 years.

What is the expense ratio charged by Kotak Banking and PSU Debt Fund Direct Growth?

The Expense Ratio charged by Kotak Banking and PSU Debt Fund Direct Growth is 0.4%.

What is the AUM size of Kotak Banking and PSU Debt Fund Direct Growth?

The AUM size of Kotak Banking and PSU Debt Fund Direct Growth is ₹5,747.06Cr.

What is the minimum SIP amount that you can invest in Kotak Banking and PSU Debt Fund Direct Growth?

₹100 is the minimum SIP amount that you can invest in Kotak Banking and PSU Debt Fund Direct Growth .

What are the top stock holdings of Kotak Banking and PSU Debt Fund Direct Growth?

The top stock holdings of Kotak Banking and PSU Debt Fund Direct Growth include , HDFC Bank Ltd , Power Finance Corporation Ltd , Small Industries Development Bank of India Ltd and REC Ltd.

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Get started with us today and
start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.