HDFC Credit Risk Debt Fund - Direct (G) logo

HDFC Credit Risk Debt Fund Direct Growth

Debt | Credit Risk Fund

NAV ₹25.97 as on 20 Jun 2025

RiskModerately High

Fund Size₹7,083.44Cr

NAV₹25.97 as on 20 Jun 2025
RiskModerately High
Fund Size₹7,083.44Cr
Investment Details
Top Rated Funds

Lock-in

No Lock-in

Min One Time Amount

₹100

Min Withdrawal Amount

₹-

Min SIP Amount

₹100

Min Additional Amount

₹100

Exit Load

In respect of each purchase/switch-in of Units, 15% of the units (the limit) may be redeemed witout any exit load from the date of allotment. 1.00% - If redeemed/switched out within 12 months from the date of allotment. 0.50% - If redeemed/switched out after 12 months but within 18 months from the date of allotment. Nil - If redeemed/switched out after 18 months from the date of allotment.

Basic Details

Age

11 years 3 months (Since Mar 25, 2014)

Return since Launch

8.85%

Expense ratio

1.03%

Type

OPEN

AUM (Fund Size)

₹7,083.44

Risk Grade

Moderately High

Benchmark

NIFTY Credit Risk Bond Index B-II

Calculate Your Returns
Select Duration
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Returns
Total investment of ₹2,40,000
Would have become ₹61,949 (+209.74%)
Fund Manager

Name:

Shobhit Mehrotra

Experience:

Collectively over 26 years of experience in Fixed Income markets, credit rating etc. February 16, 2004 till Date: HDFC Asset Management Company Limited. February 1997 to February 2004: Templeton Asset Management (India) Pvt. Ltd. Last Position held - AVP & Portfolio Manager (Fixed Income)

Asset Allocation

Currently, data not available

See All

Kalpataru Proj. 7.56%

Tata Motors 5.59%

Tata Projects 4.64%

Sandur Manganese 4.17%

Power Fin.Corpn. 4.00%

Nirma 3.72%

Tata Power Co. 3.31%

Kogta Financial 2.99%

Bamboo Hotel 2.85%

SK Finance 2.80%

Net CA & Others 2.75%

Jubilant Bever. 2.74%

TVS Credit Serv. 2.43%

A B Renewables 2.16%

JM Financial Hom 2.14%

JSW Energy 2.13%

DLF Home Develop 2.13%

Vastu Finserve 2.12%

Gera Development 2.10%

Mahindra Rural 2.03%

Indus Inf. Trust 1.95%

Vajra Trust 1.81%

Godrej Industrie 1.79%

GSEC2054 1.49%

ONGC Petro Add. 1.44%

Infopark Proper. 1.43%

Resco Global 1.42%

Ramco Inds. 1.42%

LIC Housing Fin. 1.25%

GSEC2053 1.24%

I K F Finance 1.17%

GSEC2064 1.17%

GSEC2034 1.14%

Muthoot Cap.Serv 1.14%

GSEC2035 1.11%

IIFL Finance 1.06%

Embassy Off.REIT 1.06%

Nuvoco Vistas 1.06%

IndiGrid Trust 0.99%

Gsec2039 0.89%

TREPS 0.86%

NTPC 0.86%

GSEC2037 0.74%

N A B A R D 0.72%

Tata Cap.Hsg. 0.70%

JM Fin. Ass. Re. 0.63%

GSEC2063 0.58%

GSEC2035 0.57%

Capital Infra 0.55%

Jubilant Bevco 0.43%

TMF Holdings 0.42%

INDIGO 041 0.41%

Gsec2039 0.36%

Motilal Osw.Home 0.36%

I R F C 0.36%

CDMDF 0.34%

REC Ltd 0.30%

Powergrid Infra. 0.26%

GSEC2035 0.14%

Andhra Pradesh 2031 0.02%

See All
Scheme Holding Summary

Debt Others

90.55%

Govt. Securities

9.45%

See All

Debt Others

Tata Projects Ltd

4.64%

Nirma Ltd

3.72%

Kogta Financial (India) Ltd

2.99%

Bamboo Hotels & Global Centre (Delhi) Pvt Ltd

2.85%

SK Finance Ltd

2.80%

Jubilant Beverages Ltd

2.74%

TVS Credit Services Ltd

2.43%

Aditya Birla Renewables Ltd

2.16%

JM Financial Home Loans Ltd

2.14%

DLF Home Developers Ltd

2.13%

Vastu Finserve India Pvt Ltd

2.12%

Gera Developments Pvt Ltd

2.10%

Mahindra Rural Housing Finance Ltd

2.03%

ONGC Petro Additions Ltd

1.44%

Infopark Properties Ltd

1.43%

Resco Global Wind Services Ltd

1.42%

I K F Finance Ltd

1.17%

NTPC Ltd

0.86%

National Bank for Agriculture & Rural Development

0.72%

Tata Capital Housing Finance Ltd

0.70%

JM Financial Asset Reconstruction Company Ltd

0.63%

Jubilant Bevco Limited

0.43%

TMF Holdings Ltd

0.42%

Motilal Oswal Home Finance Ltd

0.36%

REC Ltd

0.30%

Govt. Securities

See All
RiskometerLevel of risk in the scheme
Moderate
High
Low
Very
High

Your investment will be at Moderately High Risk

Fund house & investment objective
Rank (total assets)#3 in India
Total AUM₹7,80,967.38Cr
Date of Incorporation10 Dec 1999
HDFC Credit Risk Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 25 Mar 2014. The fund currently has an Asset Under Management(AUM) of ₹7,80,967.38 Cr and the Latest NAV as of 20 Jun 2025 is ₹25.97.
The HDFC Credit Risk Debt Fund Direct Growth is rated Moderately High. Minimum SIP Investment is set to ₹100 . Minimum Lumpsum Investment is ₹100. Exit load of In respect of each purchase/switch-in of Units, 15% of the units (the limit) may be redeemed witout any exit load from the date of allotment. 1.00% - If redeemed/switched out within 12 months from the date of allotment. 0.50% - If redeemed/switched out after 12 months but within 18 months from the date of allotment. Nil - If redeemed/switched out after 18 months from the date of allotment..
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Returns and Rankings

Category: Debt Credit Risk Fund

1Y3Y5YAll
Fund returns9.45%2.70%1.57%0.77%
Category average12.21%3.02%1.70%-
Rank within category10108-

FAQ’s

What kind of returns does HDFC Credit Risk Debt Fund Direct Growth provide?

HDFC Credit Risk Debt Fund Direct Growth has given a return of 8.33% in the past 3 years.

What is the expense ratio charged by HDFC Credit Risk Debt Fund Direct Growth?

The Expense Ratio charged by HDFC Credit Risk Debt Fund Direct Growth is 1.03%.

What is the AUM size of HDFC Credit Risk Debt Fund Direct Growth?

The AUM size of HDFC Credit Risk Debt Fund Direct Growth is ₹7,083.44Cr.

What is the minimum SIP amount that you can invest in HDFC Credit Risk Debt Fund Direct Growth?

₹100 is the minimum SIP amount that you can invest in HDFC Credit Risk Debt Fund Direct Growth .

What are the top stock holdings of HDFC Credit Risk Debt Fund Direct Growth?

The top stock holdings of HDFC Credit Risk Debt Fund Direct Growth include , Kalpataru Projects International Ltd , Tata Motors Ltd , Tata Projects Ltd and Sandur Manganese & Iron Ores Ltd.

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start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.