Stock to Buy Today: November 7, 2025

Indian equities ended Thursday’s session in the red as traders booked profits after the recent up-move. The Nifty 50 slipped 88 points to 25,509, while the Sensex fell 148 points to 83,311. Broader markets also weakened, with Nifty Midcap down 0.7% and Nifty Smallcap down 1.2%, signalling caution across segments. The pressure was largely attributed to continued FII selling — foreign investors sold about ₹1,067 crore on November 4, taking total outflows for 2025 to nearly ₹1.49 lakh crore — and to sectoral weakness.

Analysts say that from here, markets will track two things closely:

1. Fresh FII flows and currency stability (the rupee is holding near 88.6 on RBI support), and
2. Ongoing Q2 FY26 earnings, where large names like LIC are being watched for commentary on growth and profitability.

Against this backdrop of a slightly nervous but still data-dependent market, we are looking at stocks where the company-specific story is stronger than the index mood. One such name on our radar today is:

Aptus Value Housing Finance India Ltd (NSE: APTUS)

Shares of Aptus Value Housing Finance is one of the better-known affordable housing finance players in South India, and the company has, in the last few quarters, managed to do three things simultaneously: grow its loan book, protect margins, and keep asset quality under control. That combination is what makes it worth tracking on a day when the market is dipping on profit-taking.

Why Aptus is on the list today

1. Fresh, positive Q2 FY26 print:
   The company reported a 24% YoY jump in consolidated net profit to ₹227 crore for Q2 FY26, backed by healthy loan growth, better spreads, and strong collections. Total income was up 27% YoY to ₹554 crore, and AUM rose 22% YoY to ₹11,767 crore. That’s solid growth for a housing financier operating largely in Tier-II/III markets—an area that usually sees slower ticket-size growth but better customer stickiness.
2. Profitability still at the top end:
   Return on Assets came in around 7.9% and RoE at ~20%, which is high for a housing finance company of this size. It signals disciplined operating costs (opex steady at ~2.7%) and healthy yields on the loan book.
3. Dividend + governance update:
   The board has declared an interim dividend of ₹2 per share (on a ₹2 face value), which is shareholder-friendly and tells you cash generation is comfortable. Separately, the company has sought reclassification of WestBridge Crossover Fund, LLC from ‘Promoter/Promoter Group’ to ‘Public’ — a move done in line with SEBI norms. Such steps usually improve float and transparency, both of which are positives from an institutional-investor lens.
4. Growth guidance is ambitious, not casual:
   Management has laid out a target to take AUM to ₹25,000–26,000 crore in three years — implying a ~25% CAGR — while still aiming to hold RoE near 20%. That’s important: fast growth without visible margin compression is what re-rates NBFC/HFC stocks.
5. Technical tailwind showed up recently:
   Aptus also featured in an “RSI trending up” scan in the Nifty 500 basket, where its RSI moved above 50, signalling improving momentum. For traders looking for names where fundamentals and momentum are not contradicting each other, that’s a useful signal.
6. Today’s price dip gives a better entry zone:
   As of 10:50–10:51 am IST on November 7, 2025, the stock was trading lower around the ₹289 level, down roughly 1.8–2% for the day versus the previous close of ₹294.85. A fundamentally sound lender correcting with the market often becomes a “buy-on-dip” candidate for short-term traders and watchlist material for positional investors.

Conclusion

Aptus Value Housing Finance India Ltd fits the bill for “company doing the right things even when the market is choppy.” You get:

• fresh, strong earnings (24% profit growth),
• visible AUM expansion,
• a shareholder-friendly interim dividend,
• regulatory/gov-compliance moves that improve transparency, and
• a price that has pulled back intraday along with the market.

That’s why it shows up in today’s recommendation list.

That said, this is not a guaranteed-return idea. Price is still below the 52-week high, and the stock has shown negative returns in the last month and 5-day period, so short-term volatility is real. Use a defined entry zone (₹287–₹292 band), keep a stop-loss based on your risk appetite, and review the position around the next quarterly update. If you’re new to equities, start with smaller ticket sizes and build exposure as the thesis plays out.

Just starting out with investing? Open a Demat account with Torus Digital and place orders seamlessly on days when the market gives you such dips.

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