PGIM India Mutual Fund has launched a new hybrid scheme — PGIM India Multi Asset Allocation Fund Direct – Growth, open for subscription from 11th November to 25th November 2025. With a very high-risk profile, this open-ended fund seeks to offer long-term capital appreciation through a diversified mix of equity, debt, and commodity ETFs.
Key NFO Details
| Detail | Information |
| Fund Name | PGIM India Multi Asset Allocation Fund (Direct – Growth) |
| NFO Period | 11 Nov 2025 to 25 Nov 2025 |
| Allotment Date | 28 Nov 2025 |
| Category | Hybrid – Multi Asset Allocation |
| Risk Level | Very High |
| Fund Type | Open-ended |
| Benchmark | Not Available |
| Minimum Investment | ₹5,000 (lumpsum), ₹1,000 (SIP) |
| Exit Load | Exit load of 0.50%, if redeemed within 90 days |
Investment Objective
The scheme seeks to:
• Generate long-term capital appreciation by investing in multiple asset classes including equity and equity-related securities, debt and money market instruments, Gold ETFs, and Silver ETFs.
This strategy aims to provide investors with a balanced risk-reward profile, leveraging asset diversification to manage volatility while capturing returns across market segments.
How Does This Compare with the Category?
| Time Period | Category Avg. Returns (CAGR) |
| 1 Year | 18.25% |
| 3 Years | 16.78% |
| 5 Years | 15.53% |
| 7 Years | 15.42% |
| 10 Years | 13.69% |
| 15 Years | 12.68% |
| Since Inception | 12.38% |
These returns reflect the steady performance potential of multi-asset allocation funds under hybrid mutual funds that balance exposure between equities, debt, and commodities.
Should You Invest in This NFO?
You may consider investing in this NFO if:
• You’re looking for diversification across asset classes to manage risk effectively.
• You prefer a long-term investment horizon with the potential for stable, compounded growth.
• You believe in PGIM India Mutual Fund’s expertise in hybrid fund management.
However, since this is a new fund without a track record, investors should review their risk appetite and investment goals before committing capital.
About PGIM India Mutual Fund
PGIM India Mutual Fund manages ₹26,927 Cr AUM (as of September 30, 2025) and offers a range of well-performing hybrid schemes.
| Fund Name | AUM | 1Y | 5Y |
| PGIM India Aggressive Hybrid Equity Fund | 216 Cr | 8.17% | 14.08% |
| PGIM India Balanced Advantage Fund | 938 Cr | 7.17% | N.A. |
| PGIM India Equity Savings Fund | 71 Cr | 6.7% | 9.04% |
| PGIM India Arbitrage Fund | 103 Cr | 6.65% | 6.05% |
Top-performing peers in the multi-asset allocation category include:
| Fund Name | Fund Size | 5Y Returns |
| ICICI Prudential Asset Allocator Fund (FOF) | ₹27,750 Cr | 15% p.a. |
| Kotak Multi Asset Omni FoF | ₹2,084 Cr | 20% p.a. |
| ICICI Prudential Multi Asset Fund | ₹68,000 Cr | 24% p.a. |
Also Read:
- Helios Small Cap Fund NFO: Tapping into India’s Emerging Growth Stories
- HDFC BSE India Sector Leaders Index Fund NFO: Capturing India’s Sectoral Leaders
- Franklin India Multi-Factor Fund NFO: A Quantitative Equity Approach for 2025
- Bandhan Healthcare Fund NFO: Investing in India’s Growing Healthcare Sector
- Bajaj Finserv Banking and Financial Services Fund NFO: Riding India’s Financial Growth Wave
Final Thoughts
The PGIM India Multi Asset Allocation Fund NFO offers investors a chance to build a diversified portfolio across equity, debt, and commodities — aiming for growth with risk moderation.
For investors seeking a balanced yet dynamic investment strategy, this fund could serve as a suitable addition to their 2025 portfolio.
Before investing, carefully review the scheme document and ensure the fund aligns with your financial objectives and risk tolerance. For a seamless and guided investing experience, consider investing in mutual funds with Torus Digital.
