Franklin Templeton Mutual Fund has launched a new hybrid scheme — Franklin India Multi Asset Allocation Fund, open for subscription from 11 July to 25 July 2025. Designed for aggressive investors, this very high-risk open-ended scheme seeks capital appreciation through diversified investments in equity, debt, money market instruments, and commodities.
Key NFO Details
- Fund Name: Franklin India Multi Asset Allocation Fund (Direct – Growth)
- NFO Period: 11 July 2025 to 25 July 2025
- Allotment Date: 31 July 2025
- Category: Hybrid – Multi Asset Allocation
- Risk Level: Very High
- Fund Type: Open-ended
- Benchmark: Not available yet
- Minimum Investment: ₹5,000 (lumpsum), ₹1,000 (SIP)
- Exit Load: 0.5% (as per scheme document)
Investment Objective
The fund aims to generate long-term capital appreciation by investing in a mix of:
- Equity and equity-related instruments
- Debt and money market securities
- Commodities, providing an added layer of diversification
The multi-asset approach is designed to balance market volatility and create a smoother return experience over time, albeit with higher risk.
How Does This Compare with the Category?
While the fund itself has no past returns yet, the category it belongs to has performed well historically. Here’s how the Multi Asset Allocation category average has fared:
| Time Period | Category Avg. Returns (CAGR) |
| 1 Year | 14.07% |
| 3 Years | 17.12% |
| 5 Years | 15.82% |
| 7 Years | 15.15% |
| 10 Years | 13.46% |
| 15 Years | 12.51% |
| Since Inception | 12.33% |
If Franklin’s new offering performs in line with these benchmarks, it could emerge as a strong choice in this high-risk hybrid space.
Should You Invest in This NFO?
Consider investing if:
- You are comfortable with very high risk and seek long-term growth through a multi-asset approach
- You want diversification across asset classes, including commodities
- You believe in Franklin Templeton’s fund management capabilities
However, since this is a new fund without a track record, it may be more suitable for experienced or risk-tolerant investors.
About Franklin Templeton Mutual Fund
Franklin Templeton is a long-standing asset manager in India with a total AUM of ₹1,15,641 crore as of June 30, 2025. It manages 33 mutual fund schemes across equity, hybrid, and debt categories.
Some of its notable hybrid funds include:
| Fund Name | AUM | 1Y Return | 5Y CAGR |
| Franklin India Dynamic Asset Allocation Active FoF | ₹1,325 Cr | 7.1% | 20.12% |
| Franklin India Aggressive Hybrid Fund | ₹2,248 Cr | 6.27% | 19.96% |
| Franklin India Income Plus Arbitrage Active FoF | ₹71 Cr | 14.78% | 16.25% |
| Franklin India Equity Savings Fund | ₹667 Cr | 6.86% | 11.5% |
| Franklin India Retirement Fund | ₹526 Cr | 7.00% | 11.41% |
| Franklin India Conservative Hybrid Fund | ₹206 Cr | 8.63% | 10.1% |
This strong historical performance adds credibility to its newly launched fund.
Final Thoughts
If you’re looking for a high-risk, diversified investment with exposure to equities, debt, and commodities, the Franklin India Multi Asset Allocation Fund NFO may be worth considering. Its multi-asset strategy could help you navigate market cycles and generate long-term returns.
Always read the scheme document carefully and evaluate your financial goals and risk appetite before investing.
