Net profit for the period rose 9.6% to ₹322.2 crores in Q1 FY26, up from ₹293.9 crores in Q1 FY25. Total income for the quarter increased 990.9% year-on-year to ₹29,841.3 crores from ₹2,736.0 crores.
About South Indian Bank Ltd
South Indian Bank Limited (SIB) is a major private-sector bank in India. The bank provides a wide range of banking products and services, including personal banking and treasury operations. It operates in the banking and financial services sector. The bank was established in the year 1929, making it decades old. The headquarters of South Indian Bank is in Thrissur, Kerala, India. South Indian Bank's main products include savings accounts, current accounts, fixed deposits, personal loans, and credit cards. The bank also offers investment products such as mutual funds and insurance. +
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LOGINOver 1 Month
18.38%
Over 6 Months
34.34%
Over 1 Year
69.52%
Over 3 Years
192.14%
South Indian Bank Ltd Summary
Close ₹38.65
Open ₹38.08
High ₹39.14
Low ₹38
Volume 3,57,06,371
Net Turnover (in Cr) ₹138.52
52Wk High ₹40.30
52Wk Low ₹22.27
52Wk High / Low
22.27
40.30
South Indian Bank Ltd Fundamentals
Key Financial Data
Market Cap (in Cr) ₹10,114.16
EPS (TTM) 5.19
Book Value (BV) 40.64
Div. Yield 1.03 %
P/E (TTM) 7.45
Price/Book Value 0.95
Delivery % 50.66 %
Face Value 1
Key Ratios
PE Ratio 4.63
PB Ratio 0.60
EV to Sales 11.22
PEG Ratio 0.21
ROA 1.06
ROE 13.76
Debt-Equity -
Net Profit Margin -
Operating Profit Margin -
South Indian Bank Ltd Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total Revenue | 11,226.29 | 10,127.33 | 8,044.55 | 7,620.43 |
| Total Expenses | 9,469.23 | 8,598.47 | 6,936.05 | 7,712.66 |
| Profit Before Tax | 1,757.06 | 1,528.87 | 1,108.50 | -92.22 |
| Profit After Tax | 1,303.09 | 1,070.20 | 775.31 | 44.81 |
| Operating Profit After Depreciation | 1,757.06 | 1,528.87 | 1,108.50 | -92.22 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Fixed Assets | 1,018.30 | 966.49 | 753.93 | 752.02 |
| Total Assets | 1,24,655.07 | 1,17,412.48 | 1,07,697.16 | 1,00,051.87 |
| Total Shareholder's Fund | 10,108.03 | 8,826.34 | 6,674.74 | 5,854.25 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Net Cash From Operating Activities | -2,352.95 | 7,075.21 | -7,260.82 | 5,165.34 |
| Net Cash Used In Investing Activities | 4,434.02 | -1,985.91 | -386.06 | -1,740.60 |
| Net Cash Used In Financing Activities | 156.85 | -2,147.61 | 3,523.93 | -989.19 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 11,226.74 | 10,128.32 | 8,045.81 | 7,620.64 | 8,534.61 |
| Total Expenses | 9,469.84 | 8,599.57 | 6,937.60 | 7,537.06 | 8,447.95 |
| Profit Before Tax | 1,756.90 | 1,528.75 | 1,108.21 | 83.58 | 86.66 |
| Profit After Tax | 1,302.89 | 1,070.08 | 775.09 | 44.98 | 61.91 |
| Operating Profit After Depreciation | 1,756.90 | 1,528.75 | 1,108.21 | 83.58 | 86.66 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 1,018.29 | 966.48 | 753.92 | 752.01 | 754.66 |
| Total Assets | 1,24,655.12 | 1,17,412.79 | 1,07,698.18 | 1,00,052.42 | 94,149.17 |
| Total Shareholder's Fund | 10,107.66 | 8,826.18 | 6,674.69 | 5,854.42 | 5,809.24 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -2,352.95 | 7,075.21 | -7,260.82 | 5,165.32 | 5,808.41 |
| Net Cash Used In Investing Activities | 4,434.03 | -1,985.91 | -386.06 | -1,740.58 | -1,092.20 |
| Net Cash Used In Financing Activities | 156.85 | -2,147.61 | 3,523.93 | -989.19 | -138.09 |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 472.58 | 433.24 | 459.25 | 462.98 | 440.34 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
| Particulars (in ₹ Cr.) | 2025-09 | 2025-06 | 2025-03 | 2024-12 | 2024-09 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 472.29 | 432.94 | 459.12 | 462.80 | 440.24 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
South Indian Bank Ltd Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 38.05
S2 37.46
S3 36.91
Pivot 38.60
R1 39.19
R2 39.74
R3 40.33
Moving Average
20 SMA 37.86
50 SMA 33.16
100 SMA 31.51
200 SMA 28.73
South Indian Bank Ltd Corporate Actions
South Indian Bank Ltd
₹0.4/Share
Announcement Date 13 Aug 2025
Record Date 13 Aug 2025
Div Yield 40%
South Indian Bank Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| HDFC Bank Ltd | ₹996.80 | ₹15,33,056.29 |
| ICICI Bank Ltd | ₹1,378.90 | ₹9,85,552.04 |
| State Bank of India | ₹973.20 | ₹8,98,323.70 |
| Kotak Mahindra Bank Ltd | ₹2,102.20 | ₹4,18,075.65 |
| Axis Bank Ltd | ₹1,249.35 | ₹3,87,737.72 |
South Indian Bank Ltd Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| Bandhan Focused Fund | 3.45% |
| Bandhan Small Cap Fund | 2.24% |
| WhiteOak Capital Banking & Financial Services Fund | 1.86% |
| Kotak Multicap Fund | 1.74% |
| LIC MF Flexi Cap Fund | 1.32% |
South Indian Bank Ltd News
South Indian Bank allots Equity shares
Under ESOP
24 Oct 2025, 03:01 pm
South Indian Bank Ltd leads gainers in 'A' group
DCB Bank Ltd, AU Small Finance Bank Ltd, RBL Bank Ltd and Chennai Petroleum Corporation Ltd are among the other gainers in the BSE's 'A' group today, 20 October 2025.
20 Oct 2025, 12:00 pm
South Indian Bank to discuss results
On 16 October 2025
07 Oct 2025, 09:45 am
South Indian Bank announces board meeting date
On 20 August 2025
16 Aug 2025, 10:13 am
South Indian Bank to conduct AGM
On 20 August 2025
18 Jul 2025, 10:37 am
South Indian Bank Ltd Stock Analysis
- Annual revenue for South Indian Bank Ltd increased by 10.84% to ₹11,226.74 crore in FY 2025 from ₹10,128.32 crore in FY 2024.
- Annual Net Profit for South Indian Bank Ltd increased by 21.76% to ₹1,302.89 crore in FY 2025 from ₹1,070.08 crore in FY 2024.
- Promoter Shareholding in South Indian Bank Ltd remains unchanged by 0.00% in the most recent quarter, from 0% in June 2025 to 0% in September 2025.
- South Indian Bank Ltd delivered a 1-year return of 69.52% compared to the Nifty 50, which provided a return of 10.91% as of the last trading session.
- South Indian Bank Ltd share price moved up by 0.52% from its previous close of INR ₹38.65. The latest South Indian Bank Ltd share price is INR ₹38.85.
- South Indian Bank Ltd share price today has been at a low of 38.40 and a high of 39.90. Over the past 52 weeks, the South Indian Bank Ltd share price has seen a low of 22.27 and a high of 40.30.
About South Indian Bank Ltd
South Indian Bank Limited (SIB) is a major private-sector bank in India. The bank provides a wide range of banking products and services, including personal banking and treasury operations. SIB offers various financial products, such as savings accounts and insurance products. The bank also provides digital banking services through its mobile app and internet banking platform.
South Indian Bank operates in the banking and financial services sector. The bank was established in 1929, making it decades old in the market. The headquarters of South Indian Bank is in Thrissur, Kerala, India.
South Indian Bank does not have any promoters, but the public holds 83.26% of stakes. V J Kurian serves as the Chairman of the company. Other than him, there is also a team of managerial promoters who manage the operations of the company. They are-
While South Indian Bank is a significant player in the private banking sector, it is not the largest in terms of market share or capitalization. The bank's market cap is approximately ₹70.57 billion. Despite not being the biggest player, SIB has a strong presence in South India and continues to expand its operations across the country.
The registered office of the company is in Thrisoor, Kerala. Meanwhile, the office of the registrar is in Coimbatore, Tamil Nadu. South Indian Bank is dedicated to delivering high-quality banking services. It continually innovates to meet the evolving needs of its customers. The bank's focus on customer satisfaction and technological advancements ensures its continued growth and relevance in the competitive banking industry.
The bank's mission aligns with its vision, focusing on providing a secure and customer-centric banking experience. SIB aims to deploy the best technology and procedures to ensure customer convenience and satisfaction. The bank's commitment to values and unshaken confidence in its capabilities are central to its mission. This approach helps SIB build strong relationships with its customers and stakeholders.
SIB's vision emphasizes the importance of customer service. The bank strives to offer a seamless and personalized banking experience to its customers. This focus on customer service is reflected in the bank's wide range of products and services, including personal banking and digital banking. SIB's digital banking platform, which includes a mobile app and internet banking, ensures that customers can access banking services anytime, anywhere. The bank's vision also highlights the significance of stakeholder value. SIB is committed to creating value for its shareholders and the communities it serves. SIB's focus on stakeholder value ensures that it remains a responsible and ethical organization.
Corporate governance is another key aspect of SIB's vision. The bank is dedicated to maintaining the highest standards of corporate governance, ensuring transparency and integrity in its operations. SIB's commitment to corporate governance helps build trust and confidence among its customers and regulators. This focus on governance also ensures that the bank operates fairly and ethically.
Innovation is at the core of SIB's vision. The bank continuously invests in technology and innovation to improve its products and services. SIB's adoption of advanced technologies enables it to offer personalized and efficient banking solutions. The bank's focus on innovation ensures that it remains competitive in the rapidly evolving banking industry.
SIB's vision also includes a strong emphasis on financial inclusion. The bank aims to provide banking services to the unserved and underserved population of India. SIB's efforts to promote financial inclusion include initiatives such as opening branches in rural areas, offering affordable banking products, and conducting financial literacy programs. These efforts help bridge the gap between the formal banking sector and the financially excluded segments of society.
The bank's vision extends to its corporate social responsibility (CSR) initiatives. SIB is committed to contributing to the social and economic development of the communities it serves. The bank's CSR activities include healthcare services and environmental conservation projects. SIB's focus on CSR reflects its dedication to sustainable development and social welfare.
SIB's vision is supported by its strong leadership and experienced management team. The bank is led by V J Kurian, the Chairman, and P R Seshadri, the Managing Director and CEO, along with other key executives who oversee various aspects of the bank's operations.
South Indian Bank operates in the banking and financial services sector. The bank was established in 1929, making it decades old in the market. The headquarters of South Indian Bank is in Thrissur, Kerala, India.
South Indian Bank does not have any promoters, but the public holds 83.26% of stakes. V J Kurian serves as the Chairman of the company. Other than him, there is also a team of managerial promoters who manage the operations of the company. They are-
- P R Seshadri
- Benny P Thomas
- Paul Antony
- Lakshmi Ramakrishna Srinivas
While South Indian Bank is a significant player in the private banking sector, it is not the largest in terms of market share or capitalization. The bank's market cap is approximately ₹70.57 billion. Despite not being the biggest player, SIB has a strong presence in South India and continues to expand its operations across the country.
The registered office of the company is in Thrisoor, Kerala. Meanwhile, the office of the registrar is in Coimbatore, Tamil Nadu. South Indian Bank is dedicated to delivering high-quality banking services. It continually innovates to meet the evolving needs of its customers. The bank's focus on customer satisfaction and technological advancements ensures its continued growth and relevance in the competitive banking industry.
The Vision of South Indian Bank Limited
South Indian Bank Limited (SIB) envisions a future where it stands as the most preferred bank in terms of customer service and corporate governance. The bank's vision is to create a secure and conducive banking environment for its customers. This vision drives SIB to consistently innovate and improve its services. It ensures the bank remains at the forefront of the banking industry in India.The bank's mission aligns with its vision, focusing on providing a secure and customer-centric banking experience. SIB aims to deploy the best technology and procedures to ensure customer convenience and satisfaction. The bank's commitment to values and unshaken confidence in its capabilities are central to its mission. This approach helps SIB build strong relationships with its customers and stakeholders.
SIB's vision emphasizes the importance of customer service. The bank strives to offer a seamless and personalized banking experience to its customers. This focus on customer service is reflected in the bank's wide range of products and services, including personal banking and digital banking. SIB's digital banking platform, which includes a mobile app and internet banking, ensures that customers can access banking services anytime, anywhere. The bank's vision also highlights the significance of stakeholder value. SIB is committed to creating value for its shareholders and the communities it serves. SIB's focus on stakeholder value ensures that it remains a responsible and ethical organization.
Corporate governance is another key aspect of SIB's vision. The bank is dedicated to maintaining the highest standards of corporate governance, ensuring transparency and integrity in its operations. SIB's commitment to corporate governance helps build trust and confidence among its customers and regulators. This focus on governance also ensures that the bank operates fairly and ethically.
Innovation is at the core of SIB's vision. The bank continuously invests in technology and innovation to improve its products and services. SIB's adoption of advanced technologies enables it to offer personalized and efficient banking solutions. The bank's focus on innovation ensures that it remains competitive in the rapidly evolving banking industry.
SIB's vision also includes a strong emphasis on financial inclusion. The bank aims to provide banking services to the unserved and underserved population of India. SIB's efforts to promote financial inclusion include initiatives such as opening branches in rural areas, offering affordable banking products, and conducting financial literacy programs. These efforts help bridge the gap between the formal banking sector and the financially excluded segments of society.
The bank's vision extends to its corporate social responsibility (CSR) initiatives. SIB is committed to contributing to the social and economic development of the communities it serves. The bank's CSR activities include healthcare services and environmental conservation projects. SIB's focus on CSR reflects its dedication to sustainable development and social welfare.
SIB's vision is supported by its strong leadership and experienced management team. The bank is led by V J Kurian, the Chairman, and P R Seshadri, the Managing Director and CEO, along with other key executives who oversee various aspects of the bank's operations.
FAQ’s
What is the share price of South Indian Bank Ltd today?
South Indian Bank Ltd share price as on 18 Nov 2025 is ₹ 38.85
What is the Market Cap of South Indian Bank Ltd?
The market cap of South Indian Bank Ltd stock is ₹10,114.16 Cr.
What is the PE Ratio of South Indian Bank Ltd?
The Price to Earnings (P/E) Ratio of South Indian Bank Ltd is 4.63
What is the PB Ratio of South Indian Bank Ltd?
The Price to Book (P/B) Ratio of South Indian Bank Ltd is 0.60
What is the 52 week high of South Indian Bank Ltd Share Price?
The 52 week high of South Indian Bank Ltd share price stands at ₹40.30
What is the 52 week low of South Indian Bank Ltd Share Price?
The 52 week low of South Indian Bank Ltd share price stands at ₹22.27
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