UTI-Credit Risk Fund - Direct (G) logo

UTI Credit Risk Fund Direct Growth

Debt | Credit Risk Fund

NAV ₹19.27 as on 20 Jun 2025

RiskModerately High

Fund Size₹283.17Cr

NAV₹19.27 as on 20 Jun 2025
RiskModerately High
Fund Size₹283.17Cr
Investment Details
Top Rated Funds

Lock-in

No Lock-in

Min One Time Amount

₹500

Min Withdrawal Amount

₹-

Min SIP Amount

₹500

Min Additional Amount

₹500

Exit Load

Redemption / switch out within 12 months from the date of allotment - (i) upto 10% of the alloted units - Nil (ii) beyond 10% of the alloted units - 1.00% Redemption / swith out after 12 months from the date of allotment - Nil

Basic Details

Age

12 years 5 months (Since Jan 01, 2013)

Return since Launch

5.30%

Expense ratio

1%

Type

OPEN

AUM (Fund Size)

₹283.17

Risk Grade

Moderately High

Benchmark

CRISIL Credit Risk Debt B-II Index

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Returns
Total investment of ₹2,40,000
Would have become ₹61,949 (+209.74%)
Fund Manager

Name:

Sunil Patil

Experience:

He joined UTI AMC in October 1989. He has overall 29 years of experience in Primary Market Investment / Dealing and Fund Management.

Asset Allocation

Currently, data not available

See All

Net CA & Others 14.58%

GSEC2034 11.27%

Pirmal Finance 7.70%

ERIS Lifescience 7.19%

Aadhar Hsg. Fin. 7.18%

Tata Projects 7.16%

Vedanta 7.13%

A B Real Estate 6.76%

Avanse Fin. Ser. 5.13%

GSEC2033 5.00%

Nirma 3.56%

360 One Prime 3.55%

S I D B I 3.55%

A B Renewables 3.25%

Motilal Finvest 3.01%

Indus Inf. Trust 1.58%

Uttar Pradesh 2033 0.82%

GSEC2032 0.72%

CDMDF-A2 UNITS 0.44%

GSEC2032 0.37%

C C I 0.06%

GSEC2027 0.00%

See All
Scheme Holding Summary

Debt Others

81.76%

Govt. Securities

18.18%

Fixed Deposits

0.06%

See All

Debt Others

Pirmal Finance Pvt Ltd

7.70%

Tata Projects Ltd

7.16%

Avanse Financial Services Ltd

5.13%

Nirma Ltd

3.56%

360 One Prime Ltd

3.55%

Small Industries Development Bank of India Ltd

3.55%

Aditya Birla Renewables Ltd

3.25%

Motilal Oswal Finvest Ltd

3.01%

Govt. Securities

Fixed Deposits

Clearing Corporation of India Ltd

0.06%
See All
RiskometerLevel of risk in the scheme
Moderate
High
Low
Very
High

Your investment will be at Moderately High Risk

Fund house & investment objective
Rank (total assets)#7 in India
Total AUM₹3,39,982.90Cr
Date of Incorporation14 Nov 2002
UTI Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 01 Jan 2013. The fund currently has an Asset Under Management(AUM) of ₹3,39,982.90 Cr and the Latest NAV as of 20 Jun 2025 is ₹19.27.
The UTI Credit Risk Fund Direct Growth is rated Moderately High. Minimum SIP Investment is set to ₹500 . Minimum Lumpsum Investment is ₹500. Exit load of Redemption / switch out within 12 months from the date of allotment - (i) upto 10% of the alloted units - Nil (ii) beyond 10% of the alloted units - 1.00% Redemption / swith out after 12 months from the date of allotment - Nil.
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Returns and Rankings

Category: Debt Credit Risk Fund

1Y3Y5YAll
Fund returns9.41%2.64%1.57%0.43%
Category average12.21%3.02%1.70%-
Rank within category11119-

FAQ’s

What kind of returns does UTI Credit Risk Fund Direct Growth provide?

UTI Credit Risk Fund Direct Growth has given a return of 8.14% in the past 3 years.

What is the expense ratio charged by UTI Credit Risk Fund Direct Growth?

The Expense Ratio charged by UTI Credit Risk Fund Direct Growth is 1%.

What is the AUM size of UTI Credit Risk Fund Direct Growth?

The AUM size of UTI Credit Risk Fund Direct Growth is ₹283.17Cr.

What is the minimum SIP amount that you can invest in UTI Credit Risk Fund Direct Growth?

₹500 is the minimum SIP amount that you can invest in UTI Credit Risk Fund Direct Growth .

What are the top stock holdings of UTI Credit Risk Fund Direct Growth?

The top stock holdings of UTI Credit Risk Fund Direct Growth include , Pirmal Finance Pvt Ltd , ERIS Lifesciences Ltd and Aadhar Housing Finance Ltd.

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start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.