UTI-Credit Risk Fund - Direct (G) logo

UTI Credit Risk Fund Direct Growth

NAV ₹19.84 as on 17 Nov 2025

RiskModerately High

Fund Size₹257.92Cr

NAV₹19.84 as on 17 Nov 2025
RiskModerately High
Fund Size₹257.92Cr

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Investment Details
Top Rated Funds

Lock-in

No Lock-in

Min One Time Amount

₹500

Min Withdrawal Amount

₹-

Min SIP Amount

₹500

Min Additional Amount

₹500

Exit Load

Redemption / switch out within 12 months from the date of allotment - (i) upto 10% of the alloted units - Nil (ii) beyond 10% of the alloted units - 1.00% Redemption / swith out after 12 months from the date of allotment - Nil

Basic Details

Age

12 years 10 months (Since Jan 01, 2013)

Return since Launch

5.36%

Expense ratio

0.88%

Type

OPEN

AUM (Fund Size)

₹257.92

Risk Grade

Moderately High

Benchmark

CRISIL Credit Risk Debt B-II Index

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Returns
Total investment of ₹2,40,000
Would have become ₹61,949 (+209.74%)
Fund Manager

Name:

Abhisek Sonthalia

Experience:

Overall 11 years of experience in the field of macro-economics and credit research and analysis. From Dec 2013 till date with Tata Asset Management Ltd as Credit Analyst/AVP Credit tracking all leading sectors and macro-economics research. Reporting to the Head Fixed Income/Chief Investment Officer. From June 2011 to Nov 2013 with CRISIL Ltd, tracking financial sector and carrying out credit rating analysis for companies in the financial sector. Reporting to the Associate Director. From July 2009 to May 2011 with CRISIL Ltd, in the credit ratings business as an intern/trainee. From September 2007 to July 2008 with TCS as Associate, working on a consulting project for a UK based Chartered Accountancy firm.

Asset Allocation

Currently, data not available

See All

GSEC2034 9.42%

Aadhar Hsg. Fin. 7.89%

ERIS Lifescience 7.86%

Tata Projects 7.85%

Vedanta 7.83%

A B Real Estate 7.39%

Pirmal Finance 7.05%

Shivshakti Securitisation Trust 5.90%

Godrej Seeds & G 5.86%

Avanse Fin. Ser. 5.66%

GSEC2033 4.02%

Net CA & Others 3.94%

Nirma 3.89%

S I D B I 3.89%

360 One Prime 3.89%

A B Renewables 3.55%

Indus Inf. Trust 1.88%

Uttar Pradesh 2033 0.88%

GSEC2032 0.78%

CDMDF-A2 UNITS 0.50%

C C I 0.07%

GSEC2027 0.00%

See All
Scheme Holding Summary

Debt Others

84.83%

Govt. Securities

15.10%

Fixed Deposits

0.07%

See All

Govt. Securities

Debt Others

Tata Projects Ltd

7.85%

Pirmal Finance Pvt Ltd

7.05%

Godrej Seeds & Genetics Ltd

5.86%

Avanse Financial Services Ltd

5.66%

Nirma Ltd

3.89%

Small Industries Development Bank of India Ltd

3.89%

360 One Prime Ltd

3.89%

Aditya Birla Renewables Ltd

3.55%

Fixed Deposits

Clearing Corporation of India Ltd

0.07%
See All
RiskometerLevel of risk in the scheme
Moderate
High
Low
Very
High

Your investment will be at Moderately High Risk

Fund house & investment objective
Rank (total assets)#7 in India
Total AUM₹3,79,175.93Cr
Date of Incorporation14 Nov 2002
UTI Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 01 Jan 2013. The fund currently has an Asset Under Management(AUM) of ₹3,79,175.93 Cr and the Latest NAV as of 17 Nov 2025 is ₹19.84.
The UTI Credit Risk Fund Direct Growth is rated Moderately High. Minimum SIP Investment is set to ₹500 . Minimum Lumpsum Investment is ₹500. Exit load of Redemption / switch out within 12 months from the date of allotment - (i) upto 10% of the alloted units - Nil (ii) beyond 10% of the alloted units - 1.00% Redemption / swith out after 12 months from the date of allotment - Nil.
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Returns and Rankings

Category: Debt Credit Risk Fund

1Y3Y5YAll
Fund returns8.37%2.65%1.94%0.44%
Category average11.38%3.02%1.68%-
Rank within category12125-

FAQ’s

What kind of returns does UTI Credit Risk Fund Direct Growth provide?

UTI Credit Risk Fund Direct Growth has given a return of 8.16% in the past 3 years.

What is the expense ratio charged by UTI Credit Risk Fund Direct Growth?

The Expense Ratio charged by UTI Credit Risk Fund Direct Growth is 0.88%.

What is the AUM size of UTI Credit Risk Fund Direct Growth?

The AUM size of UTI Credit Risk Fund Direct Growth is ₹257.92Cr.

What is the minimum SIP amount that you can invest in UTI Credit Risk Fund Direct Growth?

₹500 is the minimum SIP amount that you can invest in UTI Credit Risk Fund Direct Growth .

What are the top stock holdings of UTI Credit Risk Fund Direct Growth?

The top stock holdings of UTI Credit Risk Fund Direct Growth include

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start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.