Kotak Credit Risk Fund - Direct (G) logo

Kotak Credit Risk Fund Direct Growth

Debt | Credit Risk Fund

NAV ₹33.09 as on 20 Jun 2025

RiskHigh

Fund Size₹704.00Cr

NAV₹33.09 as on 20 Jun 2025
RiskHigh
Fund Size₹704.00Cr
Investment Details
Top Rated Funds

Lock-in

No Lock-in

Min One Time Amount

₹100

Min Withdrawal Amount

₹-

Min SIP Amount

₹100

Min Additional Amount

₹100

Exit Load

For redemption/switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. 1.00% - If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment. Nil - If units are redeemed or switched out on or after 1 year from the date of allotment.

Basic Details

Age

12 years 5 months (Since Jan 01, 2013)

Return since Launch

8.28%

Expense ratio

0.81%

Type

OPEN

AUM (Fund Size)

₹704.00

Risk Grade

High

Benchmark

CRISIL Credit Risk Debt B-II Index

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Select Duration
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Returns
Total investment of ₹2,40,000
Would have become ₹61,949 (+209.74%)
Fund Manager

Name:

Deepak Agrawal

Experience:

Started his career with the AMC in September 2000 and moved to Debt Fund Management Team as research analyst in September 2001 and performed the role of dealer from October 2004. Since November 2006, Mr. Agarwal was Fund Manager in the debt fund management team.

Asset Allocation

Currently, data not available

See All

Tata Projects 9.19%

GSEC2033 8.96%

Godrej Industrie 7.28%

Bamboo Hotel 7.16%

Vedanta 7.16%

A B Real Estate 6.90%

A B Renewables 5.80%

Aadhar Hsg. Fin. 5.77%

Indostar Capital 5.69%

AU Small Finance 4.34%

N A B A R D 3.62%

U.P. Power Corpo 3.48%

Vajra Trust 3.45%

Embassy Off.REIT 3.45%

Indus Inf. Trust 3.39%

Net CA & Others 2.91%

Prestige Project 2.86%

Brookfield India 2.39%

Sansar Trust 1.51%

THDC India 1.43%

GSEC2034 1.08%

Nirma 0.72%

DHRUVA TRUST (SERIES A1) 0.59%

SBI Alternative Investment Fund 0.56%

TREPS 0.31%

Yes Bank 0.00%

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Scheme Holding Summary

Debt Others

89.96%

Govt. Securities

10.04%

See All

Debt Others

Tata Projects Ltd

9.19%

Bamboo Hotels & Global Centre (Delhi) Pvt Ltd

7.16%

Aditya Birla Renewables Ltd

5.80%

National Bank for Agriculture & Rural Development

3.62%

U.P. Power Corporation Ltd

3.48%

Prestige Projects Pvt Ltd

2.86%

THDC India Ltd

1.43%

Nirma Ltd

0.72%

Govt. Securities

See All
RiskometerLevel of risk in the scheme
Moderate
High
Low
Very
High

Your investment will be at High Risk

Fund house & investment objective
Rank (total assets)#5 in India
Total AUM₹4,87,121.27Cr
Date of Incorporation05 Aug 1994
Kotak Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by Kotak Mahindra Mutual Fund. This scheme was made available to investors on 01 Jan 2013. The fund currently has an Asset Under Management(AUM) of ₹4,87,121.27 Cr and the Latest NAV as of 20 Jun 2025 is ₹33.09.
The Kotak Credit Risk Fund Direct Growth is rated High. Minimum SIP Investment is set to ₹100 . Minimum Lumpsum Investment is ₹100. Exit load of For redemption/switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. 1.00% - If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment. Nil - If units are redeemed or switched out on or after 1 year from the date of allotment..
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Returns and Rankings

Category: Debt Credit Risk Fund

1Y3Y5YAll
Fund returns8.78%2.64%1.37%0.66%
Category average12.21%3.02%1.70%-
Rank within category131213-

FAQ’s

What kind of returns does Kotak Credit Risk Fund Direct Growth provide?

Kotak Credit Risk Fund Direct Growth has given a return of 8.13% in the past 3 years.

What is the expense ratio charged by Kotak Credit Risk Fund Direct Growth?

The Expense Ratio charged by Kotak Credit Risk Fund Direct Growth is 0.81%.

What is the AUM size of Kotak Credit Risk Fund Direct Growth?

The AUM size of Kotak Credit Risk Fund Direct Growth is ₹704.00Cr.

What is the minimum SIP amount that you can invest in Kotak Credit Risk Fund Direct Growth?

₹100 is the minimum SIP amount that you can invest in Kotak Credit Risk Fund Direct Growth .

What are the top stock holdings of Kotak Credit Risk Fund Direct Growth?

The top stock holdings of Kotak Credit Risk Fund Direct Growth include , Tata Projects Ltd , Godrej Industries Ltd , Bamboo Hotels & Global Centre (Delhi) Pvt Ltd and Vedanta Ltd.

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start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.