Kotak Credit Risk Fund - Direct (G) logo

Kotak Credit Risk Fund Direct Growth

NAV ₹34.35 as on 17 Nov 2025

RiskHigh

Fund Size₹725.07Cr

NAV₹34.35 as on 17 Nov 2025
RiskHigh
Fund Size₹725.07Cr

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Investment Details
Top Rated Funds

Lock-in

No Lock-in

Min One Time Amount

₹100

Min Withdrawal Amount

₹-

Min SIP Amount

₹100

Min Additional Amount

₹100

Exit Load

For redemption/switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. 1.00% - If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment. Nil - If units are redeemed or switched out on or after 1 year from the date of allotment.

Basic Details

Age

12 years 10 months (Since Jan 01, 2013)

Return since Launch

8.32%

Expense ratio

0.81%

Type

OPEN

AUM (Fund Size)

₹725.07

Risk Grade

High

Benchmark

CRISIL Credit Risk Debt B-II Index

Calculate Your Returns
Select Duration
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Returns
Total investment of ₹2,40,000
Would have become ₹61,949 (+209.74%)
Fund Manager

Name:

Deepak Agrawal

Experience:

Started his career with the AMC in September 2000 and moved to Debt Fund Management Team as research analyst in September 2001 and performed the role of dealer from October 2004. Since November 2006, Mr. Agarwal was Fund Manager in the debt fund management team.

Asset Allocation

Currently, data not available

See All

GSEC2033 8.53%

Jubilant Bevco 7.32%

Bamboo Hotel 7.01%

Tata Projects 6.98%

Vedanta 6.96%

REC Ltd 6.88%

A B Real Estate 6.62%

Aadhar Hsg. Fin. 5.60%

A B Renewables 5.60%

AU Small Finance 4.19%

TREPS 3.78%

Embassy Off.REIT 3.77%

Indus Inf. Trust 3.53%

N A B A R D 3.50%

Godrej Seeds & G 3.44%

U.P. Power Corpo 2.98%

GSEC2034 2.80%

Vajra Trust 2.22%

Brookfield India 2.16%

Net CA & Others 1.86%

THDC India 1.39%

Sansar Trust 0.96%

Nirma 0.70%

SBI Alternative Investment Fund 0.56%

DHRUVA TRUST (SERIES A1) 0.50%

Surat Municipal 0.16%

Yes Bank 0.00%

See All
Scheme Holding Summary

Debt Others

88.67%

Govt. Securities

11.33%

See All

Govt. Securities

Debt Others

Jubilant Bevco Ltd

7.32%

Bamboo Hotel & Global Centre (Delhi) Pvt Ltd

7.01%

Tata Projects Ltd

6.98%

REC Ltd

6.88%

Aditya Birla Renewables Ltd

5.60%

National Bank for Agriculture & Rural Development

3.50%

Godrej Seeds & Genetics Ltd

3.44%

U.P. Power Corporation Ltd

2.98%

THDC India Ltd

1.39%

Nirma Ltd

0.70%

Surat Municipal Corp

0.16%
See All
RiskometerLevel of risk in the scheme
Moderate
High
Low
Very
High

Your investment will be at High Risk

Fund house & investment objective
Rank (total assets)#5 in India
Total AUM₹5,66,981.82Cr
Date of Incorporation05 Aug 1994
Kotak Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by Kotak Mahindra Mutual Fund. This scheme was made available to investors on 01 Jan 2013. The fund currently has an Asset Under Management(AUM) of ₹5,66,981.82 Cr and the Latest NAV as of 17 Nov 2025 is ₹34.35.
The Kotak Credit Risk Fund Direct Growth is rated High. Minimum SIP Investment is set to ₹100 . Minimum Lumpsum Investment is ₹100. Exit load of For redemption/switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. 1.00% - If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment. Nil - If units are redeemed or switched out on or after 1 year from the date of allotment..
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Returns and Rankings

Category: Debt Credit Risk Fund

1Y3Y5YAll
Fund returns9.99%2.77%1.33%0.67%
Category average11.38%3.02%1.68%-
Rank within category71013-

FAQ’s

What kind of returns does Kotak Credit Risk Fund Direct Growth provide?

Kotak Credit Risk Fund Direct Growth has given a return of 8.56% in the past 3 years.

What is the expense ratio charged by Kotak Credit Risk Fund Direct Growth?

The Expense Ratio charged by Kotak Credit Risk Fund Direct Growth is 0.81%.

What is the AUM size of Kotak Credit Risk Fund Direct Growth?

The AUM size of Kotak Credit Risk Fund Direct Growth is ₹725.07Cr.

What is the minimum SIP amount that you can invest in Kotak Credit Risk Fund Direct Growth?

₹100 is the minimum SIP amount that you can invest in Kotak Credit Risk Fund Direct Growth .

What are the top stock holdings of Kotak Credit Risk Fund Direct Growth?

The top stock holdings of Kotak Credit Risk Fund Direct Growth include and Jubilant Bevco Ltd.

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Get started with us today and
start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.