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HSBC Credit Risk Fund Direct Growth

HSBC Credit Risk Fund Direct Growth

NAV ₹35.90 as on 17 Nov 2025

RiskModerately High

Fund Size₹535.11Cr

NAV	₹35.90 as on 17 Nov 2025
Risk	Moderately High
Fund Size	₹535.11Cr

Investment Details

Lock-in

No Lock-in

Min One Time Amount

₹5,000

Min Withdrawal Amount

₹-

Min SIP Amount

₹1,000

Min Additional Amount

₹1,000

Exit Load

Units redeemed or switched out are upto 10% of the units purchased or switched in (the limit) within 1 year from the date of allotment - Nil Units redeemed or switched out are over and above the limit within 1 year from the date of allotment - 1%. Units redeemed or switched on or after 1 year from the date of allotment -Nil

Basic Details

Age

12 years 10 months (Since Jan 02, 2013)

Return since Launch

8.29%

Expense ratio

0.96%

Type

OPEN

AUM (Fund Size)

₹535.11

Risk Grade

Moderately High

Benchmark

NIFTY Credit Risk Bond Index B-II

Calculate Your Returns

Select Duration

Choose Amount

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Returns

Total investment of ₹2,40,000

Would have become ₹61,949 (+209.74%)

Fund Manager

Name:

Shriram Ramanathan

Experience:

Prior to joining L&T Mutual Fund he has worked with FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.

Asset Allocation

Currently, data not available

See All

Tata Housing 6.99%

Tata Projects 6.74%

Nirma 5.99%

Vedanta 5.92%

Aadhar Hsg. Fin. 5.79%

REC Ltd 4.98%

ONGC Petro Add. 4.86%

A B Real Estate 4.83%

A B Renewables 4.79%

Axis Bank 4.49%

Bank of Baroda 4.43%

Pirmal Finance 4.40%

GSEC2035 3.80%

Dhruva XXIV 3.01%

GSEC2033 2.92%

Delhi Intl.Airp. 2.92%

MAS FINANC SER 2.88%

Aditya Bir. Fas. 2.87%

JTPM Metal Trade 2.86%

IIFL Finance 2.28%

Vajra Trust 2.02%

GSEC2034 1.94%

Indostar Capital 1.94%

GSEC2034 1.90%

GSEC2040 6.68 1.87%

GSEC2037 0.98%

Indostar Capital 0.90%

TREPS 0.61%

CDMDF (Class A2) 0.34%

Net CA & Others -0.25%

See All

Scheme Holding Summary

Debt Others

86.59%

Govt. Securities

13.41%

See All

Debt Others

Tata Housing Development Company Ltd

6.99%

Tata Projects Ltd

6.74%

Nirma Ltd

5.99%

Vedanta Ltd

5.92%

Aadhar Housing Finance Ltd

5.79%

REC Ltd

4.98%

ONGC Petro Additions Ltd

4.86%

Aditya Birla Real Estate Ltd

4.83%

Aditya Birla Renewables Ltd

4.79%

Axis Bank Ltd

4.49%

Bank of Baroda

4.43%

Pirmal Finance Pvt Ltd

4.40%

Delhi International Airport Pvt Ltd

2.92%

MAS Financial Services Ltd

2.88%

Aditya Birla Fashion & Retail Ltd

2.87%

JTPM Metal Traders Pvt Ltd

2.86%

IIFL Finance Ltd

2.28%

Indostar Capital Finance Ltd

1.94%

Indostar Capital Finance Ltd

0.90%

See All

Riskometer

Level of risk in the scheme

Moderate

High

Low

Very
High

Your investment will be at Moderately High Risk

Fund house & investment objective

HSBC MUTUAL FUND

Rank (total assets)	#14 in India
Total AUM	₹1,36,404.86Cr

Date of Incorporation	12 Dec 2001

HSBC Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by HSBC Mutual Fund. This scheme was made available to investors on 02 Jan 2013. The fund currently has an Asset Under Management(AUM) of ₹1,36,404.86 Cr and the Latest NAV as of 17 Nov 2025 is ₹35.90.
The HSBC Credit Risk Fund Direct Growth is rated Moderately High. Minimum SIP Investment is set to ₹1,000 . Minimum Lumpsum Investment is ₹5,000. Exit load of Units redeemed or switched out are upto 10% of the units purchased or switched in (the limit) within 1 year from the date of allotment - Nil Units redeemed or switched out are over and above the limit within 1 year from the date of allotment - 1%. Units redeemed or switched on or after 1 year from the date of allotment -Nil.

Returns and Rankings

Category: Debt Credit Risk Fund

Annualised returns

Absolute returns

	1Y	3Y	5Y	All
Fund returns	21.66%	3.86%	1.79%	0.67%
Category average	11.38%	3.02%	1.68%	-
Rank within category	2	2	7	-

FAQ’s

What kind of returns does HSBC Credit Risk Fund Direct Growth provide?

HSBC Credit Risk Fund Direct Growth has given a return of 12.04% in the past 3 years.

What is the expense ratio charged by HSBC Credit Risk Fund Direct Growth?

The Expense Ratio charged by HSBC Credit Risk Fund Direct Growth is 0.96%.

What is the AUM size of HSBC Credit Risk Fund Direct Growth?

The AUM size of HSBC Credit Risk Fund Direct Growth is ₹535.11Cr.

What is the minimum SIP amount that you can invest in HSBC Credit Risk Fund Direct Growth?

₹1,000 is the minimum SIP amount that you can invest in HSBC Credit Risk Fund Direct Growth .

What are the top stock holdings of HSBC Credit Risk Fund Direct Growth?

The top stock holdings of HSBC Credit Risk Fund Direct Growth include , Tata Housing Development Company Ltd , Tata Projects Ltd , Nirma Ltd and Vedanta Ltd.

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Get started with us today and
start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.

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HSBC Credit Risk Fund Direct Growth

Open FREE
3-in-1 Account

Start SIPs at just
₹100

Debt Others

Govt. Securities

Debt Others

Govt. Securities

Category: Debt Credit Risk Fund

FAQ’s

What kind of returns does HSBC Credit Risk Fund Direct Growth provide?

What is the expense ratio charged by HSBC Credit Risk Fund Direct Growth?

What is the AUM size of HSBC Credit Risk Fund Direct Growth?

What is the minimum SIP amount that you can invest in HSBC Credit Risk Fund Direct Growth?

What are the top stock holdings of HSBC Credit Risk Fund Direct Growth?

HSBC Credit Risk Fund Direct Growth

Open FREE 3-in-1 Account

Start SIPs at just ₹100

Debt Others

Govt. Securities

Debt Others

Govt. Securities

Category: Debt Credit Risk Fund

FAQ’s

What kind of returns does HSBC Credit Risk Fund Direct Growth provide?

What is the expense ratio charged by HSBC Credit Risk Fund Direct Growth?

What is the AUM size of HSBC Credit Risk Fund Direct Growth?

What is the minimum SIP amount that you can invest in HSBC Credit Risk Fund Direct Growth?

What are the top stock holdings of HSBC Credit Risk Fund Direct Growth?

Open FREE
3-in-1 Account

Start SIPs at just
₹100