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DSP Banking & Psu Debt Fund Direct Growth

DSP Banking & Psu Debt Fund Direct Growth

NAV ₹25.47 as on 17 Nov 2025

RiskModerately Low

Fund Size₹4,211.35Cr

NAV	₹25.47 as on 17 Nov 2025
Risk	Moderately Low
Fund Size	₹4,211.35Cr

Investment Details

Lock-in

No Lock-in

Min One Time Amount

₹100

Min Withdrawal Amount

₹-

Min SIP Amount

₹100

Min Additional Amount

₹100

Exit Load

Nil

Basic Details

Age

12 years 2 months (Since Sep 14, 2013)

Return since Launch

7.98%

Expense ratio

0.33%

Type

OPEN

AUM (Fund Size)

₹4,211.35

Risk Grade

Moderately Low

Benchmark

Nifty Banking & PSU Debt Index A-II

Calculate Your Returns

Select Duration

Choose Amount

₹

Returns

Total investment of ₹2,40,000

Would have become ₹61,949 (+209.74%)

Fund Manager

Name:

Shantanu Godambe

Experience:

From March 2023 Onwards: Vice President (Investments - Fixed Income) - DSP Asset Managers Private Limited From January 2016-February 2023: Group Executive Vice President - Financial Markets - Yes Bank Ltd from November 2008-January 2016: Head - SLR Desk - Prebon Yamane India Ltd.

Asset Allocation

Currently, data not available

See All

N A B A R D 9.44%

Power Fin.Corpn. 8.84%

REC Ltd 8.71%

I R F C 8.10%

S I D B I 8.04%

Power Grid Corpn 6.86%

GSEC2065 5.65%

Bharti Telecom 4.78%

GSEC2042 3.43%

HDFC Bank 3.12%

GSEC2033 3.10%

NABFID 3.10%

HDFC Bank 2.93%

GAIL (India) 2.57%

GSEC2032 6.28 2.40%

Bajaj Finance 2.22%

SBI 2.02%

NTPC 1.87%

GSEC2030 1.80%

Natl. Hous. Bank 1.27%

GSEC2063 1.21%

Indian Bank 1.18%

Kotak Mah. Bank 1.17%

Bharti Telecom 1.12%

GSEC2053 0.98%

GSEC2035 6.48 0.72%

Tata Cap.Hsg. 0.61%

GSEC2054 0.59%

Union Bank (I) 0.59%

Axis Bank 0.59%

Punjab Natl.Bank 0.59%

SBI Funds Mgt. 0.27%

TREPS 0.08%

Net CA & Others 0.05%

See All

Scheme Holding Summary

Debt Others

80.12%

Govt. Securities

19.88%

See All

Debt Others

National Bank for Agriculture & Rural Development

9.44%

Power Finance Corporation Ltd

8.84%

REC Ltd

8.71%

Indian Railway Finance Corporation Ltd

8.10%

Small Industries Development Bank of India Ltd

8.04%

Power Grid Corporation of India Ltd

6.86%

Bharti Telecom Ltd

4.78%

HDFC Bank Ltd

3.12%

National Bank for Financing Infrast. & Development

3.10%

HDFC Bank Ltd

2.93%

GAIL (India) Ltd

2.57%

Bajaj Finance Ltd

2.22%

State Bank of India

2.02%

NTPC Ltd

1.87%

National Housing Bank

1.27%

Indian Bank

1.18%

Kotak Mahindra Bank Ltd

1.17%

Bharti Telecom Ltd

1.12%

Tata Capital Housing Finance Ltd

0.61%

Union Bank of India

0.59%

Axis Bank Ltd

0.59%

Punjab National Bank

0.59%

SBI Funds Management Ltd

0.27%

See All

Riskometer

Level of risk in the scheme

Moderate

High

Low

Very
High

Your investment will be at Moderately Low Risk

Fund house & investment objective

DSP MUTUAL FUND

Rank (total assets)	#11 in India
Total AUM	₹2,12,960.15Cr

Date of Incorporation	13 May 1996

DSP Banking & Psu Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 14 Sep 2013. The fund currently has an Asset Under Management(AUM) of ₹2,12,960.15 Cr and the Latest NAV as of 17 Nov 2025 is ₹25.47.
The DSP Banking & Psu Debt Fund Direct Growth is rated Moderately Low. Minimum SIP Investment is set to ₹100 . Minimum Lumpsum Investment is ₹100. Exit load of Nil.

Returns and Rankings

Category: Debt Banking and PSU Fund

Annualised returns

Absolute returns

	1Y	3Y	5Y	All
Fund returns	7.58%	2.52%	1.18%	0.64%
Category average	7.82%	2.43%	1.16%	-
Rank within category	21	11	13	-

FAQ’s

What kind of returns does DSP Banking & Psu Debt Fund Direct Growth provide?

DSP Banking & Psu Debt Fund Direct Growth has given a return of 7.76% in the past 3 years.

What is the expense ratio charged by DSP Banking & Psu Debt Fund Direct Growth?

The Expense Ratio charged by DSP Banking & Psu Debt Fund Direct Growth is 0.33%.

What is the AUM size of DSP Banking & Psu Debt Fund Direct Growth?

The AUM size of DSP Banking & Psu Debt Fund Direct Growth is ₹4,211.35Cr.

What is the minimum SIP amount that you can invest in DSP Banking & Psu Debt Fund Direct Growth?

₹100 is the minimum SIP amount that you can invest in DSP Banking & Psu Debt Fund Direct Growth .

What are the top stock holdings of DSP Banking & Psu Debt Fund Direct Growth?

The top stock holdings of DSP Banking & Psu Debt Fund Direct Growth include , National Bank for Agriculture & Rural Development , Power Finance Corporation Ltd , REC Ltd and Indian Railway Finance Corporation Ltd.

Get started with us today and
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Get started with us today and
start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.

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DSP Banking & Psu Debt Fund Direct Growth

Open FREE
3-in-1 Account

Start SIPs at just
₹100

Debt Others

Govt. Securities

Debt Others

Govt. Securities

Category: Debt Banking and PSU Fund

FAQ’s

What kind of returns does DSP Banking & Psu Debt Fund Direct Growth provide?

What is the expense ratio charged by DSP Banking & Psu Debt Fund Direct Growth?

What is the AUM size of DSP Banking & Psu Debt Fund Direct Growth?

What is the minimum SIP amount that you can invest in DSP Banking & Psu Debt Fund Direct Growth?

What are the top stock holdings of DSP Banking & Psu Debt Fund Direct Growth?

DSP Banking & Psu Debt Fund Direct Growth

Open FREE 3-in-1 Account

Start SIPs at just ₹100

Debt Others

Govt. Securities

Debt Others

Govt. Securities

Category: Debt Banking and PSU Fund

FAQ’s

What kind of returns does DSP Banking & Psu Debt Fund Direct Growth provide?

What is the expense ratio charged by DSP Banking & Psu Debt Fund Direct Growth?

What is the AUM size of DSP Banking & Psu Debt Fund Direct Growth?

What is the minimum SIP amount that you can invest in DSP Banking & Psu Debt Fund Direct Growth?

What are the top stock holdings of DSP Banking & Psu Debt Fund Direct Growth?

Open FREE
3-in-1 Account

Start SIPs at just
₹100