Bank of India Credit Risk Fund - Direct logo

Bank of India Credit Risk Fund Direct

NAV ₹14.72 as on 16 Jul 2026

RiskModerately High

Fund Size₹86.74Cr

NAV₹14.72 as on 16 Jul 2026
RiskModerately High
Fund Size₹86.74Cr

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Investment Details
Top Rated Funds

Lock-in

No Lock-in

Min One Time Amount

₹5,000

Min Withdrawal Amount

₹-

Min SIP Amount

₹1,000

Min Additional Amount

₹5,000

Exit Load

If redeemed/ switched-out within 1 year from the date of allotment: - For 10% of investments: Nil - For remaining investments: 1% If redeemed/ switched-out after 1 year from the date of allotment: Nil

Basic Details

Age

11 years 5 months (Since Feb 27, 2015)

Return since Launch

3.45%

Expense ratio

1.18%

Type

OPEN

AUM (Fund Size)

₹86.74

Risk Grade

Moderately High

Benchmark

CRISIL Credit Risk Debt B-II Index

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Returns
Total investment of ₹2,40,000
Would have become ₹61,949 (+209.74%)
Asset Allocation

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Scheme Holding Summary

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RiskometerLevel of risk in the scheme
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High

Your investment will be at Moderately High Risk

Fund house & investment objective
Rank (total assets)#31 in India
Total AUM₹15,445.85Cr
Date of Incorporation13 Aug 2007
Bank of India Credit Risk Fund Direct is a Debt Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 27 Feb 2015. The fund currently has an Asset Under Management(AUM) of ₹15,445.85 Cr and the Latest NAV as of 16 Jul 2026 is ₹14.72.
The Bank of India Credit Risk Fund Direct is rated Moderately High. Minimum SIP Investment is set to ₹1,000 . Minimum Lumpsum Investment is ₹5,000. Exit load of If redeemed/ switched-out within 1 year from the date of allotment: - For 10% of investments: Nil - For remaining investments: 1% If redeemed/ switched-out after 1 year from the date of allotment: Nil.
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Returns and Rankings

Category: Debt Credit Risk Fund

1Y3Y5YAll
Fund returns17.38%3.23%5.02%0.31%
Category average8.22%3.10%1.73%-
Rank within category141-

FAQ’s

What kind of returns does Bank of India Credit Risk Fund Direct provide?

Bank of India Credit Risk Fund Direct has given a return of 10.00% in the past 3 years.

What is the expense ratio charged by Bank of India Credit Risk Fund Direct?

The Expense Ratio charged by Bank of India Credit Risk Fund Direct is 1.18%.

What is the AUM size of Bank of India Credit Risk Fund Direct?

The AUM size of Bank of India Credit Risk Fund Direct is ₹86.74Cr.

What is the minimum SIP amount that you can invest in Bank of India Credit Risk Fund Direct?

₹1,000 is the minimum SIP amount that you can invest in Bank of India Credit Risk Fund Direct .

What are the top stock holdings of Bank of India Credit Risk Fund Direct?

The top stock holdings of Bank of India Credit Risk Fund Direct include

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