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Bank of India Credit Risk Fund Direct

Bank of India Credit Risk Fund Direct

NAV ₹12.83 as on 17 Nov 2025

RiskModerately High

Fund Size₹106.30Cr

NAV	₹12.83 as on 17 Nov 2025
Risk	Moderately High
Fund Size	₹106.30Cr

Investment Details

Lock-in

No Lock-in

Min One Time Amount

₹5,000

Min Withdrawal Amount

₹-

Min Additional Amount

₹5,000

Exit Load

4.00% - If redeemed/switched out within 12 months from the date of allotment. 3.00% - If redeemed/switched out after 12 months but within 24 months from the date of allotment. 2.00% - If redeemed/switched out after 24 months but within 36 mothes from the date of allotment. Nil - If redeemed/switched out after 36 months from the date of allotment.

Basic Details

Age

10 years 9 months (Since Feb 27, 2015)

Return since Launch

2.35%

Expense ratio

1.12%

Type

OPEN

AUM (Fund Size)

₹106.30

Risk Grade

Moderately High

Benchmark

CRISIL Credit Risk Debt B-II Index

Calculate Your Returns

Select Duration

Choose Amount

₹

Returns

Total investment of ₹2,40,000

Would have become ₹61,949 (+209.74%)

Fund Manager

Name:

Alok Singh

Experience:

Around 18 years of Experience including 10 years in Mutual Fund industries Experience details: 1. BNP Paribas Asset Management Pvt. Ltd. (February 2005 to March 2012) 2. Axis Bank Limited (August 2000 to January 2005)

Asset Allocation

Currently, data not available

See All

TREPS 21.13%

Manappuram Fin. 9.51%

Nirma 9.44%

A B Real Estate 9.43%

Vedanta 9.42%

S I D B I 9.18%

Net CA & Others 8.73%

360 One Prime 8.52%

R C F 4.78%

JSW Steel 4.71%

Nuvoco Vistas 4.70%

CDMDF 0.45%

See All

Scheme Holding Summary

Debt Others

100.00%

See All

Debt Others

Manappuram Finance Ltd

9.51%

Nirma Ltd

9.44%

Aditya Birla Real Estate Ltd

9.43%

Vedanta Ltd

9.42%

Small Industries Development Bank of India Ltd

9.18%

360 One Prime Ltd

8.52%

Rashtriya Chemicals & Fertilizers Ltd

4.78%

JSW Steel Ltd

4.71%

Nuvoco Vistas Corporation Ltd

4.70%

See All

Riskometer

Level of risk in the scheme

Moderate

High

Low

Very
High

Your investment will be at Moderately High Risk

Fund house & investment objective

Rank (total assets)	#30 in India
Total AUM	₹13,428.50Cr

Date of Incorporation	13 Aug 2007

Bank of India Credit Risk Fund Direct is a Debt Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 27 Feb 2015. The fund currently has an Asset Under Management(AUM) of ₹13,428.50 Cr and the Latest NAV as of 17 Nov 2025 is ₹12.83.
The Bank of India Credit Risk Fund Direct is rated Moderately High. Minimum SIP Investment is set to N/A . Minimum Lumpsum Investment is ₹5,000. Exit load of 4.00% - If redeemed/switched out within 12 months from the date of allotment. 3.00% - If redeemed/switched out after 12 months but within 24 months from the date of allotment. 2.00% - If redeemed/switched out after 24 months but within 36 mothes from the date of allotment. Nil - If redeemed/switched out after 36 months from the date of allotment. .

Returns and Rankings

Category: Debt Credit Risk Fund

Annualised returns

Absolute returns

	1Y	3Y	5Y	All
Fund returns	6.91%	2.09%	4.78%	0.23%
Category average	11.38%	3.02%	1.68%	-
Rank within category	14	14	1	-

FAQ’s

What kind of returns does Bank of India Credit Risk Fund Direct provide?

Bank of India Credit Risk Fund Direct has given a return of 6.39% in the past 3 years.

What is the expense ratio charged by Bank of India Credit Risk Fund Direct?

The Expense Ratio charged by Bank of India Credit Risk Fund Direct is 1.12%.

What is the AUM size of Bank of India Credit Risk Fund Direct?

The AUM size of Bank of India Credit Risk Fund Direct is ₹106.30Cr.

What is the minimum SIP amount that you can invest in Bank of India Credit Risk Fund Direct?

N/A .

What are the top stock holdings of Bank of India Credit Risk Fund Direct?

The top stock holdings of Bank of India Credit Risk Fund Direct include , Manappuram Finance Ltd , Nirma Ltd and Aditya Birla Real Estate Ltd.

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Get started with us today and
start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.

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Bank of India Credit Risk Fund Direct

Open FREE
3-in-1 Account

Start SIPs at just
₹100

Debt Others

Debt Others

Category: Debt Credit Risk Fund

FAQ’s

What kind of returns does Bank of India Credit Risk Fund Direct provide?

What is the expense ratio charged by Bank of India Credit Risk Fund Direct?

What is the AUM size of Bank of India Credit Risk Fund Direct?

What is the minimum SIP amount that you can invest in Bank of India Credit Risk Fund Direct?

What are the top stock holdings of Bank of India Credit Risk Fund Direct?

Bank of India Credit Risk Fund Direct

Open FREE 3-in-1 Account

Start SIPs at just ₹100

Debt Others

Debt Others

Category: Debt Credit Risk Fund

FAQ’s

What kind of returns does Bank of India Credit Risk Fund Direct provide?

What is the expense ratio charged by Bank of India Credit Risk Fund Direct?

What is the AUM size of Bank of India Credit Risk Fund Direct?

What is the minimum SIP amount that you can invest in Bank of India Credit Risk Fund Direct?

What are the top stock holdings of Bank of India Credit Risk Fund Direct?

Open FREE
3-in-1 Account

Start SIPs at just
₹100