Aditya Birla Sun Life SIP Calculator

Systematic Investment Plan (SIP) adoption is rising. The pandemic seemingly gave many people the impetus they needed to start investing.

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Aditya Birla SL Gold Fund - Direct (G)

Aditya Birla SL Nifty India Defence Index Fund-Dir (G)

Aditya Birla SL Banking&Financial Services-Dir(G)

Aditya Birla SL Multi Asset Allocation Fund-Dir (G)

Aditya Birla SL Special Opportunities Fund-Dir (G)

Aditya Birla SL Multi-Asset Omni FOF - Dir (G)

Aditya Birla SL Transportation and Logistics Fund-Dir (G)

Aditya Birla SL Credit Risk Fund - Dir (G)

Aditya Birla SL Multi - Asset Passive FoF-Dir (G)

Aditya Birla SL Nifty 50 EWI Fund - Direct (G)

Aditya Birla SL Flexi Cap Fund - Direct (G)

Aditya Birla SL Medium Term Plan - Direct (G)

Aditya Birla SL Retirement-The 30s Plan-Dir (G)

Aditya Birla SL ELSS Tax Saver Fund - Direct (G)

Aditya Birla SL Nifty Midcap 150 IF - Dir (G)

Aditya Birla SL Nifty 50 Index Fund - Direct (G)

Aditya Birla SL Aggressive Hybrid Omni FOF-Dir (G)

Aditya Birla SL Retirement-The 40s Plan-Dir (G)

Aditya Birla SL Balanced Advantage Fund-Dir (G)

Aditya Birla SL Focused Fund-Direct (G)

Aditya Birla SL Dynamic Asset Allocation Omni FOF-Dir (G)

Aditya Birla SL Large Cap Fund - Direct (G)

Aditya Birla SL PSU Equity Fund - Direct (G)

Aditya Birla SL Equity Savings Fund - Direct (G)

Aditya Birla SL Quant Fund - Direct (G)

Aditya Birla SL Regular Savings Fund-Dir (Payment)

Aditya Birla SL Regular Savings Fund-Dir (G)

Aditya Birla SL Equity Hybrid '95 Fund-Direct (G)

Aditya Birla SL Conservative Hybrid Active FOF-Dir (G)

Aditya Birla SL CRISIL IBX Gilt Apr 2029 IF-Dir (G)

Aditya Birla SL Consumption Fund - Direct (G)

Aditya Birla SL Short Term Fund-Dir(G)

Aditya Birla SL Large & Mid Cap Fund - Dir (G)

Aditya Birla SL CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund-Dir (G)

Aditya Birla SL Crisil IBX Gilt April 2033 Index Fund-Dir (G)

Aditya Birla SL CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 IF-Dir (G)

Aditya Birla SL Retirement-The 50s Plan-Dir (G)

Aditya Birla SL Multi-Cap Fund - Dir (G)

Aditya Birla SL Nifty SDL Sep 2027 Index Fund-Dir (G)

Aditya Birla SL Banking&PSU Debt Fund-Dir(G)

Aditya Birla SL Manufacturing Equity Fund-Dir (G)

Aditya Birla SL CRISIL-IBX AAA NBFC-HFC Index-Sep 2026 Fund-Dir (G)

Aditya Birla SL Crisil IBX Gilt June 2027 Index Fund-Dir (G)

Aditya Birla SL Midcap Fund - Direct (G)

Aditya Birla SL Floating Rate Fund-Direct (G)

Aditya Birla SL Low Duration Fund-Dir (G)

Aditya Birla SL CRISIL IBX Gilt Apr 2028 IF-Dir (G)

Aditya Birla SL CRISIL IBX SDL Jun 2032 Index Fund-Dir (G)

Aditya Birla SL Income plus Arbitrage Active FOF-Dir (G)

Aditya Birla SL CRISIL IBX 60:40 SDL + AAA PSU - Apr 2027 Index Fund-Dir (G)

Aditya Birla SL Savings Fund - Direct (G)

Aditya Birla SL ESG Integration Strategy Fund - Direct (G)

Aditya Birla SL Nifty SDL Apr 2027 Index Fund-Dir (G)

Aditya Birla SL Business Cycle Fund - Dir (G)

Aditya Birla SL Money Manager Fund - Dir (G)

Aditya Birla SL CRISIL-IBX AAA NBFC-HFC Index-Dec 2025 Fund-Dir (G)

Aditya Birla SL Crisil IBX 60:40 SDL + AAA PSU Apr 2026 IF-Dir (G)

Aditya Birla SL Arbitrage Fund - Dir (G)

Aditya Birla SL CRISIL IBX Gilt-Apr 2026 IF-Dir (G)

Aditya Birla SL Liquid Fund - Direct (G)

Aditya Birla SL Retirement-The 50sPlus-Debt-Dir(G)

Aditya Birla SL Infrastructure Fund - Direct (G)

Aditya Birla SL Income Fund - Dir (G)

Aditya Birla SL Pharma & Healthcare Fund - Dir (G)

Aditya Birla SL Overnight Fund - Dir (G)

Aditya Birla SL Long Duration Fund - Direct (G)

Aditya Birla SL Value Fund - Direct (G)

Aditya Birla SL Small Cap Fund - Direct (G)

Aditya Birla SL Nifty Smallcap 50 IF - Dir (G)

Aditya Birla SL Nifty Next 50 Index Fund-Dir (G)

Aditya Birla SL Govt Securities Fund-Dir (G)

Aditya Birla SL Dividend Yield Fund - Direct (G)

Aditya Birla SL MNC Fund - Direct (G)

Aditya Birla SL Digital India Fund - Direct (G)

Aditya Birla SL Nifty SDL Sep 2025 Index Fund-Dir (G)

Aditya Birla SL BSE 500 Quality 50 Index Fund-Dir (G)

Aditya Birla SL CRISIL-IBX Financial Services 9-12 Months Debt IF-Dir (G)

Aditya Birla SL CRISIL-IBX Financial Services 3to6 Months Debt IF-Dir (G)

Aditya Birla SL Conglomerate Fund - Direct (G)

Aditya Birla SL BSE India Infrastructure Index Fund-Dir (G)

Aditya Birla SL BSE 500 Momentum 50 Index Fund-Dir (G)

Investment Amount

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Minimum amount allowed is ₹500

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Expected Return

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The future value of investment will be

Investment Amount

Inv. Amount

Total Interest

Maturity Value

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How to Use Torus Digital's Aditya Birla Sun Life SIP Calculator?

Torus Digital’s Aditya Birla Sun Life Systematic Investment Plan Calculator offers a simple, interactive, and quick way to estimate the future value of your mutual fund investments . Designed with an intuitive layout and clear visuals, this tool helps you understand your investment’s potential growth over time. Follow the steps below to get started:
Step 1: Select “SIP” mode (default is already selected). If you're planning a one-time investment, switch to the "One Time" option.
Step 2: Use the Scheme Search dropdown to choose your preferred Aditya Birla Sun Life mutual fund scheme, such as Aditya Birla Sun Life Technology Opportunities Fund – Direct (G).
Step 3: Enter your monthly investment amount. You can start with as little as ₹500.
Step 4: Choose your investment duration by selecting from 1Y, 3Y, or 5Y options. Click on the appropriate button to set your time frame.
Step 5: Review the expected return rate, which is auto-filled based on historical data for the selected scheme. This rate can help estimate potential returns but may vary with actual market performance.

Once these inputs are entered, the calculator instantly shows:

Investment Amount (total SIP contribution)
Total Interest Earned
Maturity Value (sum of investment + returns)

This is visually supported by a donut chart showing the ratio of principal vs. Interest. Example: Suppose you invest ₹500 per month in the Aditya Birla Sun Life Technology Opportunities Fund – Direct (G) for 5 years, with an expected return of 28.47%. Here’s what you get:

Total Investment: ₹30,000
Total Interest Earned: ₹36,519
Maturity Value: ₹66,519

This means your investment more than doubles over five years. Torus Digital’s SIP calculator is ideal for planning your financial goals in advance. Whether you are a beginner or a seasoned investor, this tool gives you clarity and confidence in your SIP journey. Looking for more SIP options beyond Aditya Birla Sun Life schemes? Try our comprehensive SIP Calculator to explore returns across a broader range of mutual fund plans.

Planning your investments is the first step toward achieving financial stability and long-term wealth. The Aditya Birla Sun Life SIP Calculator helps you estimate the potential returns from your Systematic Investment Plan (SIP) in Aditya Birla Sun Life Mutual Fund schemes, giving you clarity before you invest.

What is Aditya Birla Sun Life SIP Calculator?

The Aditya Birla Sun Life SIP Calculator is an easy-to-use online tool that estimates the future value of your Aditya Birla Sun Life SIP investments. Whether you're investing ₹500 or ₹3,00,000, this tool helps you visualise how your money could grow over time. Developed to support investors in their planning process, the Aditya Birla Sun Life SIP investment calculator provides projections based on factors such as SIP amount, investment duration, and expected rate of return. It takes the guesswork out of your planning process and provides a reliable estimate of your maturity value, so you can set realistic financial goals. Whether you’re planning for a child’s education, a new home, or retirement, the Aditya Birla Sun Life SIP calculator is your step-by-step companion. Moreover, the Aditya Birla Sun Life MF SIP calculator works seamlessly with various fund types including Large Cap , Midcap , Contra Fund , and Bluechip Fund options available under Aditya Birla Sun Life Mutual Fund .
Additionally, this tool is especially useful when evaluating multiple SIP options using the Aditya Birla Sun Life mutual fund calculator. It helps eliminate confusion and enables investors to compare future value projections of different Aditya Birla Sun Life Mutual Fund schemes effortlessly.

What is the use of Aditya Birla Sun Life SIP Calculator

The Aditya Birla Sun Life SIP Calculator helps users:

Forecast the future value of investments.

Compare performance across different SIP schemes like Aditya Birla Sun Life Bluechip Fund or Aditya Birla Sun Life Magnum Children’s Benefit Fund.

Evaluate the effectiveness of various investment durations — from as short as 1 year to as long as 30 years.

Understand how the compounding effect benefits your savings over time.

Reduce dependency on manual calculations or complex Excel formulas.

Estimate long-term gains by entering basic details such as SIP amount, expected return, and duration.

Plan their monthly budget effectively by allocating a specific amount such as ₹5000 or ₹2000 towards a SIP plan.

Access data and insight on how past Aditya Birla Sun Life Mutual Fund SIP Calculator results have performed historically.

Simplify decision-making for both first-time investors and seasoned market participants.

Use the tool alongside advice from a certified mutual fund advisor for optimal planning.

The tool is perfect for both beginners and seasoned investors, allowing them to make more informed decisions and increase their understanding of how SIPs work.

How does an Aditya Birla Sun Life SIP Calculator Work?

Auto-Filled Return Rate: The calculator automatically provides an estimated rate of return based on the historical data of the Aditya Birla Sun Life mutual fund scheme selected by the user. This removes the need for manual input of return rates, increasing accuracy and ease.

Backend Calculation Engine: After entering basic fields such as SIP amount and duration, the calculator’s backend algorithm applies financial formulas—particularly the future value (FV) formula with monthly compounding—to determine the potential investment outcome.

Scheme-Specific Adjustments: Based on the fund chosen, such as Aditya Birla Sun Life Technology Opportunities Fund, historical data is used to pre-fill relevant return rates, providing more contextual projections that reflect past scheme performance.

Real-Time Results Generation: Once details are entered, the calculator provides a split of total investment, projected earnings, and total maturity value. It uses both graphical formats like donut charts and numerical values for user-friendly visualisation.

Scenario Comparison: Users can change variables like tenure and SIP amount (e.g., ₹500 or ₹5000) to instantly view how different combinations influence future results, aiding investment decisions.

Planning Insights: This approach not only estimates growth but also educates users on how varying SIP factors like amount, duration, and compounding work together to build wealth.

What is the Aditya Birla Sun Life Bank SIP Calculator Formula?

The formula used by the Aditya Birla Sun Life SIP Calculator is: FV = P × ({([1 + r] ^n) – 1} / r) × (1 + r) Where:

FV = Future Value

P = Monthly SIP amount

r = Expected rate of return ÷ 12 (monthly rate)

n = Total number of months

Benefits of using the Aditya Birla Sun Life SIP Calculator

Simplicity: No need for technical know-how or Excel.

Accessibility: Use it online anywhere, anytime.

Accuracy: Gives precise projections using a robust SIP return formula.

Visual Insights: Graphs and charts to make data easy to grasp.

Smart Decisions: Plan financial goals with confidence.

Zero Cost: Completely free and available without login.

Customisable: Works with different investment durations and SIP amounts.

Confidence: Encourages better planning and disciplined investment.

Versatile: Ideal for MF investors across diverse fund types, including Small Cap Fund, PSU Fund, and Debt Funds.

Helpful for All: Whether you’re planning Rs 24,000 annually or investing Rs 3,00,000 over a period, this calculator adapts to your strategy.

If you’re looking to invest in mutual fund schemes, simply open a demat account and take the first step towards your investment journey.

FAQ’s

How much can I invest in Aditya Birla Sun Life mutual fund schemes through SIP?

You can start investing in Aditya Birla Sun Life mutual fund schemes through SIPs with as little as ₹100 to ₹500 per month, depending on the scheme you have selected. There is no upper limit; investors often allocate amounts like ₹5,000 or ₹10,000 based on their financial capacity and objectives.

Are high returns assured on Aditya Birla Sun Life SIP investment?

While Aditya Birla Sun Life Mutual Funds have a strong track record, returns are not guaranteed as they depend on market conditions. Staying invested for long periods, such as 10 to 15 years, helps you compound your investment, which in turn increase the chances of higher gains. However, mutual fund investments are subject to market risks, and past performance is not necessarily indicative of future results. Always read the scheme-related documents carefully before investing.

How much is the minimum tenure of Aditya Birla Sun Life SIP?

The minimum tenure for most Aditya Birla Sun Life SIP schemes is 6 months to 1 year. However, to truly benefit from compounding, durations like 5, 10, or even 20 years are recommended.

What is the rate of return on Aditya Birla Sun Life SIPs?

Returns vary based on the scheme chosen. Over the past decade, many Aditya Birla Sun Life Mutual Fund SIP schemes have offered annual returns ranging between 10% and 14% depending on fund type and market trends.

How much can I invest in a SIP?

You can invest any amount in SIPs depending on your financial goals. Even starting with ₹100 or ₹500 monthly can yield meaningful returns over time.

Is SIP better than lump sum investment?

SIPs offer better rupee-cost averaging and risk control compared to lump sum investments, especially during volatile market conditions.

Is Aditya Birla Sun Life SIP safe?

Aditya Birla Sun Life SIPs are regulated by SEBI and managed by experienced professionals. While returns aren’t fixed, they are relatively safe when you invest based on your risk appetite. That said, mutual fund investments are subject to market risks, and the past performance of a scheme may not necessarily indicate future results. Please read all scheme-related documents carefully before investing.