Bank of India Lumpsum Calculator

Scheme Search

Bank of India Multi Asset Allocation Fund-Dir (G)
Bank of India Manufacturing & Infrastr Fund-Dir (G)
Bank of India Multi Cap Fund - Direct (G)
Bank of India Large & Mid Cap Fund - Dir (G)
Bank of India Balanced Advantage Fund - Direct (G)
Bank of India Large Cap Fund - Direct (G)
Bank of India Short Term Income - Direct (G)
Bank of India Ultra Short Duration Fund - Direct (G)
Bank of India Liquid Fund - Direct (G)
Bank of India Flexi Cap Fund - Direct (G)
Bank of India Arbitrage Fund - Direct (G)
Bank of India Conservative Hybrid Fund - Direct (G)
Bank of India Overnight Fund - Direct (G)
Bank of India Mid & Small Cap Equity & Debt Fund-Dir (G)
Bank of India ELSS Tax Saver - Direct (G)
Bank of India Small Cap Fund - Direct (G)
Bank of India Business Cycle Fund - Direct (G)
Bank of India Mid Cap Fund - Direct (G)
Bank of India Money Market Fund - Direct (G)
Bank of India Consumption Fund - Direct (G)

Investment Amount

Minimum amount allowed is ₹5000

Select Time Period

Expected Return

The future value of investment will be

Investment Amount

Inv. Amount

Total Interest

Maturity Value

How to Use Torus Digital's Bank of India Lumpsum Calculator? 

Torus Digital’s Bank of India Lumpsum Calculator is a powerful and easy-to-use tool designed to estimate the future value of your one-time mutual fund investment . With a user-friendly interface and dynamic results display, it helps you visualise how much your investment could grow over a selected time horizon.

Follow the steps below to calculate your investment returns: 
Step 1: Choose the "One Time" option at the top (already selected by default for lump sum investments). 
Step 2: From the Scheme Search dropdown, select your desired mutual fund scheme—for example, Bank of India Technology Opportunities Fund - Direct (G). 
Step 3: Enter your lump sum investment amount in the input box (e.g., ₹5,000). 
Step 4: Select the investment time period by clicking one of the preset options: 1 Year, 3 Years, or 5 Years. 
Step 5: The calculator will automatically fetch the expected return (annualised), based on historical returns of the selected fund scheme. 

Instant Output:  Once all inputs are provided, the calculator displays:
  • Investment Amount (your initial amount)
  • Total Interest (returns generated over the selected period)
  • Maturity Value (final corpus at the end of the period) 

A visual donut chart helps you see the proportion of your corpus that comes from your investment and from returns. 
Example:  If you invest ₹5,000 in the Bank of India Technology Opportunities Fund - Direct (G) for 1 year at an expected return of 20.27%:
  • Investment Amount: ₹5,000
  • Estimated Interest: ₹1,014
  • Maturity Value: ₹6,014 

If you’re looking to compare different investment options beyond Bank of India schemes, try our comprehensive Lumpsum Calculator for mutual funds of all types. 

Quickly estimate your Bank of India mutual fund growth with our easy-to-use Bank of India Lumpsum Calculator. 

What is Bank of India Lumpsum Calculator? 

It is a smart online tool designed to help you estimate the future value of a one-time investment in an Bank of India mutual fund . This calculator gives investors a clear picture of their potential corpus at maturity, supporting better financial planning. 

What is the use of Bank of India Lumpsum Calculator? 

It is used to assess how a lump sum investment could grow over a period of time. It simplifies financial planning by providing quick and reliable estimates of potential returns without manual calculations. Whether you are planning for education, travel, or retirement, this tool can support your decision-making.

How does an Bank of India Lumpsum Calculator Work? 

  • The investor selects the one-time investment option on the calculator’s interface. 
  • The desired Bank of India mutual fund scheme is selected from the list. 
  • The investment amount is entered into the calculator. 
  • The time horizon for the investment is chosen (1, 3, or 5 years). 
  • The calculator applies the expected annual return based on historical data of the selected scheme. 
  • The final maturity value, including interest earned, is displayed alongside a visual chart for clarity. 

What is the Bank of India Bank Lumpsum Calculator Formula? 

The formula used in the Bank of India Lumpsum Calculator is:  Future Value (FV) = P × (1 + r/100)^n  
Where: 
  • P = Lump sum investment amount 
  • r = Expected annual return (%) 
  • n = Number of years 

This formula helps predict future value using the power of compounding. 

Benefits of using the Bank of India Lumpsum Calculator 

  • The Bank of India Lumpsum Calculator provides accurate return estimates for your one-time investments, helping you plan your financial goals with confidence. 
  • It eliminates the need for complex manual calculations by providing instant and reliable results. 
  • The calculator allows you to compare different Bank of India mutual fund schemes easily so that you can choose the one that best matches your investment objectives. 
  • It assists you in planning for both short-term needs and long-term aspirations by offering clear projections. 
  • The tool provides a visual representation of your returns, making it easier to understand the growth of your investment over time. 
  • It is completely free to use, offering accessibility without any hidden charges or subscriptions. 
  • The calculator is optimised for both desktop and mobile use, so you can calculate your investment returns anytime, anywhere. 

If you’re looking to invest in mutual fund schemes, simply open a demat account and take the first step towards your investment journey.

FAQ’s

Is the Bank of India Lumpsum Calculator free to use?
Yes, it is free and available on Torus Digital’s platform.

Can I calculate the maturity value of a one-time investment using this tool?
Yes, it is designed to provide accurate maturity values for lump sum investments.

What inputs are required to use the Bank of India Lumpsum Calculator?
You need to provide the investment amount, select an Bank of India mutual fund scheme, and choose the duration.

Can I use the calculator for different Bank of India mutual fund schemes?
Yes, the Bank of India mutual fund lumpsum calculator supports a variety of schemes to match your investment preferences. The calculator gives you the flexibility to select any Bank of India mutual fund scheme and compare your earnings. Apart from the Bank of India mf lumpsum calculator, you can also explore more mutual fund lumpsum calculators on our dedicated lumpsum calculator page.

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Get started with us today and
start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.