*Terms & Conditions

• The user will receive ₹50 in their wallet upon successfully opening full VKYC Torus Savings bank account.
• The user will receive ₹200 in their wallet upon maintaining an average monthly balance (AMB) of ₹10,000 for 30 days from the date of first funding.
• Eligibility to receive ₹200, the first deposit must be made into the Torus Savings bank account within 30 days of opening the account.
• The reward money will be credited to the registered customer's Torus wallet by Torus Digital Pvt. Ltd.
• Customers can withdraw money from their wallet when the amount is greater than or equal to ₹500.
• The accumulated wallet balance will expire within 365 days from the credit date on a rolling basis.
• The referrer will receive ₹100 credited to their Torus wallet only upon the successful completion of the 3-in-1 account opening by the referee.
• The Referrer shall receive an amount of ₹100 for each of the first three (3) successful referrals, without any additional conditions. For any referral beyond the third, the Referrer shall be eligible for the ₹100 reward only if the respective Referee maintains a Monthly Average Balance (MAB) of ₹10,000 or more in their SSFB account. If the MAB condition is not satisfied, no reward shall be payable for such referral(s).
• Any attempt to engage in fraudulent, manipulative, or abusive practices including but not limited to self-referrals, the use of fake or multiple identities, or altering IP address/device information shall result in immediate disqualification from the Program.