YES Bank has announced the Q4 FY25 results on Saturday, 19th April 2025. The bank’s consolidated net profit soared to ₹744.5 crore, marking a robust 60% year-on-year jump from ₹467.3 crore in the same quarter last year.
Adding to the positive momentum, YES Bank also reported a 5.7% year-over-year (YoY) growth in its net interest income (NII) for Q4 FY25, which increased to ₹2,271.3 crore from ₹2,148.5 crore in the same quarter last year.
Meanwhile, as per YES Bank’s latest quarterly update, the bank’s net non-performing assets (NPA) in the fourth quarter of FY25 decreased to ₹800.1 crore from ₹1,329.7 crore in the same period last year.
YES Bank Ltd. Q4 Results Highlights
In this table, you will get an overview of YES Bank latest quarterly results:
| Q4 FY 2024-25 | Q3 FY 2024-25 | Q4 FY 2023-24 | YoY Growth (%) | QoQ Growth (%) | |
| Total Income (₹ in crore) | ₹9,437.9 | ₹9,416 | ₹9,099.6 | 4% | 0.2% |
| Net profit (₹ in crore) | ₹744.5 | ₹619.4 | ₹467.3 | 60% | 20.2% |
| EPS (Diluted) | ₹0.24 | ₹0.20 | ₹0.16 | 50% | 20% |
YES Bank’s Financial Results Comparison With the Previous Year
Here is a table of annual data comparison of YES Bank Q4 2025 results:
| Details | FY 2024-25 | FY 2023-24 |
| Total Income (in crore) | ₹37,075.6 | ₹32,960.9 |
| Net profit (in crore) | ₹2,446.5 | ₹1285.2 |
| EPS | ₹0.78 | ₹0.44 |
Updates Shared by Yes Bank
During the announcements of YES Bank Q4 results, the company’s management provided some crucial updates for investors that you should take note of:
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AT-1 Bonds Issue
The write-down of AT-1 Bonds is a disputed issue. The Madras High Court (MHC) upheld the validity of the RBI’s regulations regarding the issuance and write-down of these bonds.
However, the Bombay High Court (BHC) disagreed and set aside the decision. This has led to ongoing legal proceedings. The Supreme Court has intervened, issuing notices and extending the stay on the BHC’s ruling.
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Ongoing Legal Matters
The Supreme Court will hear the case on July 24, 2025. The bank, the RBI, and the Central Government have filed Special Leave Petitions (SLPs) to challenge the Bombay High Court’s judgment.
The bank has stated that it does not expect a material financial impact from the litigation. Still, investors should be aware that a final verdict by the Supreme Court could impact the bank’s future financial results.
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Impact of Moratorium and Reconstruction Scheme
On March 5, 2020, a moratorium was imposed on YES Bank, and the RBI appointed an Administrator, superseding the Board of Directors. The Yes Bank Reconstruction Scheme was implemented to reconstitute the bank.
The Administrator played a key role in safeguarding the bank and its depositors, and the Board resumed operations on March 26, 2020. The bank’s reconstruction and operational changes may influence its future strategic decisions as it adapts to the new governance and structure.
Final Words
The bank’s future outlook will heavily depend on the resolution of the AT-1 Bond issue and how the ongoing reconstruction efforts and regulatory changes play out. Investors should monitor legal updates and any regulatory changes that may impact the bank’s operational and financial standing.
However, during the announcement of YES Bank Q4 results, the bank assured that, pending the outcome of the Supreme Court case, it does not expect a material financial impact from the AT-1 bond write-down. Still, any future changes to this could be reflected in subsequent financial statements.
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