RBL Bank Limited released its financial results for the fourth quarter of FY25 on Friday, April 25, 2025.
In RBL Bank Q4 results, the bank posted a consolidated net profit fall to ₹87 crore. This marks a significant year-on-year (YoY) decline from ₹364.4 crore reported in Q4 FY2024.
For the final quarter of FY25, RBL Bank recorded a YoY decline of 2.3% in its net interest income (NII), reaching ₹1,564 crore, down from ₹1,600 crore in the corresponding quarter last year.
Furthermore, RBL Bank results show a 56.3% reduction in its net non-performing assets (NPA), which fell to ₹270.8 crore in Q4 FY25, an improvement from ₹619.3 crore reported in the same period the previous year.
RBL Bank Ltd. Q4 Results Highlights
In this table, you will get an overview of RBL Bank latest quarterly results:
| Q4 FY2024-25 | Q3 FY2024-25 | Q4 FY2023-24 | YoY Growth (%) | QoQ Growth (%) | |
| Total Income (₹ in crore) | ₹4,477.9 | ₹4,610.5 | ₹4,215 | 6.2% | -2.9% |
| Net profit (₹ in crore) | ₹87 | ₹47.3 | ₹364.4 | -76.1% | 83.9% |
| EPS (Diluted) | ₹1.4 | ₹0.8 | ₹5.9 | -76.3% | 75% |
RBL Bank’s Financial Results Comparison With the Previous Year
Here is a table of annual data comparison of RBL Bank Q4 2025 results:
| FY 2024-25 | FY 2023-24 | |
| Total Income (in crore) | ₹17,819.5 | ₹15.453.8 |
| Net profit (in crore) | ₹717 | ₹1,259.9 |
| EPS | ₹11.8 | ₹20.5 |
Updates Shared By RBL Bank in Latest Financial Results
During the announcements of RBL Bank Q4 results, the company’s management provided key updates regarding the upcoming quarters:
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Dividend Announced
It is recommended that a dividend of ₹1 per fully paid-up equity share of ₹10 each (i.e., 10%) be declared, subject to approval by the shareholders at the forthcoming Annual General Meeting (AGM).
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Securitisation of Personal Loan Portfolio
During Q4 FY25, the Bank securitised ₹447.9 crore of personal loans, investing ₹33.6 crore in the subordinated tranche and providing ₹31.4 crore as credit enhancement via fixed deposits.
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Allotment of Shares Under ESOP
During the quarter and year ended March 31, 2025, the Bank allotted 107,865 and 27,76,174 equity shares under its Employee Stock Option Scheme.
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Adoption of Revised RBI Investment Framework
Effective April 1, 2024, the Bank adopted the revised RBI investment framework, transferring ₹75.6 crore (net of tax) to the general reserve, boosting net worth.
Valuation changes for Available for Sale (AFS) are adjusted through the AFS Reserve, while FVTPL securities impact the Profit and Loss Account. Prior period figures are not comparable due to the new framework.
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