Karur Vysya Bank Ltd, one of India’s leading private sector banks, announced its Q1 FY26 results on Thursday, July 24, 2025. The bank reported a strong quarter with a notable increase in profitability and healthy growth across key business metrics.
For Q1 FY26, the bank posted a 13.5% year-on-year rise in net profit, reaching ₹521 crore, compared to ₹459 crore in the same period last year. The growth was supported by higher net interest income (NII) and improved asset quality.
Key Financial Results for Karur Vysya Bank Q1 FY26:
| Particulars | Q1 FY26 | Q4 FY25 | Q1 FY25 | YoY Growth (%) | QoQ Growth (%) |
| Total Income (₹ Cr) | 3,015.8 | 3,025.3 | 2,672.9 | 12.8 | -0.3 |
| Net Profit (₹ Cr) | 521.5 | 513.4 | 458.6 | 13.7 | 1.6 |
| Basic EPS before and after
extraordinary items (₹) |
6.48 | 6.38 | 5.70 | 13.7 | 1.6 |
Important Updates from Karur Vysya Bank Latest Financial Results
-
Strong Profit Growth
Karur Vysya Bank’s net profit increased 13.5% YoY to ₹521 crore in Q1 FY26, driven by improved NII, better asset quality, and controlled operating expenses.
-
Deposits Cross ₹1 Lakh Crore
The bank achieved a significant milestone, with total deposits reaching ₹1,06,650 crore, marking a 15.49% YoY growth from ₹92,349 crore last year. Advances also grew 15.01% YoY to ₹89,374 crore, indicating robust credit growth.
-
NII and Margins
Net interest income rose 5.1% YoY to ₹1,080 crore. However, net interest margin (NIM) slightly decreased to 3.86%, compared to 4.14% in the same quarter last year due to higher deposit costs.
-
Improved Asset Quality
The bank reported gross NPA at 0.66% (₹593 crore), significantly lower than 1.32% last year. Net NPA reduced to 0.19%, showcasing better credit quality and stronger provisions. The provision coverage ratio improved to 96.76%.
-
Capital Strength
Karur Vysya Bank’s capital adequacy ratio (CRAR) under Basel III improved to 17.36%, with Tier 1 capital at 16.33%, reflecting strong capital buffers to support future growth.
-
Board Approves Bonus Issue
The bank’s board approved the issuance of bonus equity shares in the ratio of 1:5, i.e., one share for every five fully paid-up equity shares held, subject to shareholder approval.
-
Market Reaction
Following the announcement, shares of Karur Vysya Bank Ltd closed at ₹271.50, up 0.18% on the BSE.
Looking Ahead
With consistent growth in deposits and advances, improving asset quality, and strong capital adequacy, Karur Vysya Bank Ltd is well-positioned for future expansion. The bank’s focus on strengthening its retail and MSME segments, along with digital initiatives, is expected to drive sustainable growth in the coming quarters.
Stay tuned with Torus Digital for more updates on financial results, market insights, and business developments!
