Tata Mutual Fund has introduced the Tata BSE Multicap Consumption 50:30:20 Index Fund, open for subscription from 8th December to 23rd December 2025. This NFO offers very high risk exposure by tracking a multicap consumption-oriented index that allocates across large, mid and small cap companies linked to India’s consumer demand theme.
Key NFO Details
| Detail | Information |
| Fund Name | Tata BSE Multicap Consumption 50:30:20 Index Fund |
| NFO Period | 08 Dec 2025 to 23 Dec 2025 |
| Allotment Date | 29 Dec 2025 |
| Category | Other Equity Index |
| Risk Level | Very High |
| Fund Type | Not specified |
| Benchmark | BSE Multicap Consumption 50:30:20 Index (TRI) |
| Minimum Investment | ₹10,000 (lumpsum), ₹3,000 (SIP) |
| Exit Load | Exit load of 0.25%, if redeemed within 15 Days |
| Short-term capital gains (STCG) | Returns are taxed at 20% if you redeem before 1 year |
| Long-term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Investment Objective
The scheme aims to generate returns that align with the performance of the BSE Multicap Consumption 50:30:20 Index (TRI), subject to tracking error. The index represents companies within India’s consumption ecosystem across market caps, offering exposure to long-term demand-driven growth.
How Does This Compare with the Category?
| Time Period | Category Avg. Returns (CAGR) |
| 1 Year | 9.19% |
| 2 Years | 3.7% |
| 3 Years | 7.59% |
| 4 Years | 8.53% |
| 5 Years | 8.3% |
| 7 Years | 8.9% |
| 10 Years | 7.12% |
These returns show the typical performance of other equity index funds over time.
Top Performing Funds in This Category
| Fund Name | Fund Size | Returns |
| ICICI Prudential BHARAT 22 FOF | ₹2,454 Cr | 30% p.a. (5Y) |
| Motilal Oswal Nifty Bank Index Fund | ₹667 Cr | 14% p.a. (5Y) |
| Edelweiss MSCI India Domestic & World Healthcare 45 Index Fund | ₹168 Cr | 13% p.a. (5Y) |
These serve as benchmarks for investors assessing index-based offerings.
Should You Invest in This NFO?
You may consider investing if:
• You want thematic exposure to India’s growing consumption sector.
• You prefer a rules-based index strategy covering large, mid and small caps.
• You are comfortable with very high risk and long-term equity volatility.
As this is a new fund with no track record, it may suit investors who can evaluate the potential of the underlying index and theme rather than rely on past performance.
About Tata Mutual Fund
Fund Manager
- Rakesh Prajapati
Fund House Details
| Detail | Information |
| No. of Schemes | 61 |
| Total AUM | ₹2,17,939 Cr (as of Sep 30, 2025) |
| Address | 9th Floor, Mafatlal Centre, Nariman Point, Mumbai – 400021 |
| service@tataamc.com | |
| Phone | 1800-209-0101 |
More Funds from Tata Mutual Fund
| Fund Name | AUM | 1Y | 5Y |
| Tata Small Cap Fund | ₹11,792 Cr | -16.31% | 23.83% |
| Tata Infrastructure Fund | ₹2,136 Cr | -12.49% | 23.53% |
| Tata Mid Cap Fund | ₹5,283 Cr | 2.06% | 21.31% |
| Tata Value Fund | ₹8,882 Cr | -0.4% | 19.14% |
| Tata Resources & Energy Fund | ₹1,232 Cr | 0.41% | 18.43% |
| Tata Digital India Fund | ₹11,794 Cr | -11.77% | 18.32% |
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- Abakkus Flexi Cap Fund NFO: A Diversified Equity Opportunity for 2025
Final Thoughts
The Tata BSE Multicap Consumption 50:30:20 Index Fund NFO can be a compelling option for investors seeking thematic exposure to India’s rising consumption story through a structured multicap index approach. Ensure that this very high-risk strategy aligns with your long-term goals and investment horizon before subscribing.
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