Mirae Asset Mutual Fund has launched two new offerings — Mirae Asset Multi Factor Passive FOF and Mirae Asset G old Silver Passive FoF, both open for subscription from 11th August to 25th August 2025. These very high-risk NFOs provide unique strategies for those looking to diversify their portfolios into factor-based equity strategies and precious metals.
Key NFO Details
Mirae Asset Multi Factor Passive FOF
| Details | Information |
| Fund Name | Mirae Asset Multi Factor Passive FOF (Direct – Growth) |
| NFO Period | 11 August 2025 to 25 August 2025 |
| Allotment Date | 29 August 2025 |
| Category | Equity – Strategy |
| Risk Level | Very High |
| Fund Type | Open-ended |
| Benchmark | NIFTY 500 TRI |
| Minimum Investment | ₹5,000 (lumpsum), ₹500 (SIP) |
| Exit Load | Exit load of 0.05%, if redeemed within 5 days |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Mirae Asset Gold Silver Passive FoF
| Details | Information |
| Fund Name | Mirae Asset Gold Silver Passive FoF (Direct – Growth) |
| NFO Period | 11 August 2025 to 25 August 2025 |
| Allotment Date | 29 August 2025 |
| Category | Commodities – Gold/Precious Metals |
| Risk Level | Very High |
| Fund Type | Open-ended |
| Benchmark | NA |
| Minimum Investment | ₹5,000 (lumpsum), ₹500 (SIP) |
| Exit Load | Exit load of 0.05%, if redeemed within 15 days |
| Tax on your gains | Profits are added to your income and taxed as per your slab rate |
Investment Objectives
- Mirae Asset Multi Factor Passive FOF: The scheme seeks to provide long-term capital appreciation by investing predominantly in units of factor-based domestic equity ETFs, following strategies such as alpha, momentum, low volatility, value, growth, quality, etc.
- Mirae Asset Gold Silver Passive FoF: This scheme aims to provide long-term capital appreciation by investing in units of Mirae Asset Gold ETF and Mirae Asset Silver ETF, allowing investors to gain exposure to precious metals.
How Does This Compare with the Category?
| Time Period | Mirae Asset Multi Factor Passive FOF | Mirae Asset Gold Silver Passive FoF |
| 1 Year | 0.37% | 44.10% |
| 3 Years | 15.10% | 28.56% |
| 5 Years | 16.82% | 21.08% |
| 7 Years | 17.45% | 19.05% |
| 10 Years | 15.49% | 16.13% |
| 15 Years | 14.93% | 11.77% |
| Since Inception | 14.05% | 11.50% |
Should You Invest in These NFOs?
Investing in these NFOs makes sense if:
- Mirae Asset Multi Factor Passive FOF:
• You seek long-term capital appreciation through multiple factor strategies in equity.
• You are looking for exposure to a diversified mix of equity factors (alpha, momentum, quality, etc.).
- Mirae Asset Gold Silver Passive FoF:
• You want diversified exposure to gold and silver as precious metals continue to show strong performance.
• You seek safe-haven assets to hedge against market volatility.
However, do note:
Unlike established funds with a performance history, NFOs do not have past return data, making them more suited for informed or risk-tolerant investors.
Also Read:
- SBI Dynamic Asset Allocation Active FOF NFO: A High-Risk Fund of Funds Approach for 2025
- Kotak Active Momentum Fund NFO: A Thematic Investment Approach for 2025
- Baroda BNP Paribas Business Conglomerates Fund NFO: A Thematic Equity Opportunity for 2025
- Union Diversified Equity All Cap Active FoF NFO: A High-Risk Equity FoF Opportunity for 2025
- Edelweiss Multi Asset Omni Fund of Fund NFO: A Diversified Approach to Investing for 2025
About Mirae Asset Mutual Fund
| Details | Information |
| Total AUM | ₹2,02,662 Cr (as of June 30, 2025) |
| Number of Schemes | 45 |
Some of their other notable funds include:
| Fund Name | AUM (₹ Cr) | 1Y Return | 5Y CAGR |
| Mirae Asset Midcap Fund | 17,185 | -0.18% | 27.65% |
| Mirae Asset Great Consumer Fund | 4,386 | -2.31% | 22.97% |
| Mirae Asset ELSS Tax Saver Fund | 26,537 | 1.84% | 22.17% |
| Mirae Asset Large & Midcap Fund | 41,202 | -0.97% | 21.78% |
| Mirae Asset Healthcare Fund | 2,785 | 3.44% | 19.47% |
Final Thoughts
If you’re looking for diversification in your portfolio, Mirae Asset Multi Factor Passive FOF offers a multi-factor equity strategy, while the Mirae Asset Gold Silver Passive FoF provides exposure to precious metals. Both NFOs offer very high risk but may appeal to investors looking for long-term growth through factor-based equity or gold and silver investments.
Before investing, review the scheme document thoroughly and consider your financial goals and risk tolerance.
